NN Group NV

NN Group NV

NN · AS · Financial Services / Insurance - Diversified

81.34EUR+0.08 (+0.10%)

Price History

Full chart

Market Stats

Previous Close81.26
Open81.52
Day Range81.24 – 81.70
52-Week Range56.47 – 81.80
Volume554.00K
Market Cap21.06B
P/E (TTM)12.00
Forward P/E8.21
EPS6.78
Dividend Yield5.04%
Beta0.52
50-Day Avg77.86
200-Day Avg74.30

About

NN Group N.V., a financial services company, provides life and non-life insurance products in the Netherlands and internationally. It operates through the Netherlands Life, the Netherlands Non-Life, Insurance Europe, Japan Life, and NN Bank segments. The company provides insured defined benefit, defined contribution, pensions under the Nationale-Nederlanden brand name; premium pension institution services under the BeFrank brand name; and general pension fund administration and advisory services under AZL brand name, as well as non-life insurance products, including motor, fire, liability, transport, travel, health, and disability and accident insurance products. It also provides long-term protection to cover a variety of risks including disability, critical illness and health; and protection, savings and retirement solutions. In addition, the company offers financial services, such as savings, investments, bancassurance and mortgages under the Woonnu brand name. The company offers its products to individuals, small and medium-sized enterprises, and corporate customers directly through tied agents, advisors, brokers, and direct channels. The company was formerly known as ING Insurance Topholding N.V. and changed its name to NN Group N.V. in March 2014. NN Group N.V. was founded in 1845 and is headquartered in The Hague, the Netherlands.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEODr. David E. Knibbe
  • Employees13.39K
  • HeadquartersSchenkkade 65, The Hague, Netherlands, 2595 AS, Netherlands
  • Websitehttps://www.nn-group.com

Leadership

  • Dr. David E. KnibbeChairman of Executive Board & CEO · b. 1971
  • Ms. Annemiek T. J. van MelickVice-Chairman of the Management Board & CFO · b. 1976
  • Mr. Tjeerd BosklopperCEO of Netherlands Non-life, Banking & Technology and Member of Management Board · b. 1975
  • Ms. Dailah NihotChief People, Communications & Sustainability Officer and Member of Management Board · b. 1973
  • Ms. J. L. StuijtGeneral Counsel, Company Secretary & Member of Management Board · b. 1969
  • Mr. L. M. van RietCEO of Netherlands Life & Pensions and Member of the Management Board · b. 1964
  • Mr. Frank H.M. EijsinkCEO International Insurance & Member of Management Board · b. 1973
  • Mr. Wilbert G. OuburgChief Risk Officer & Member of Management Board · b. 1985
  • Mr. Martijn R. HoogeweegenCEO of NN Belgium · b. 1969
  • Ms. Hiske HoekstraHead of Learning & Talent Development

Financials

Income Statement

Currency: EUR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue43.16B51.60B45.56B63.67B54.76B53.56B55.89B59.76B55.08B33.94B36.79B17.02B13.33B11.50B13.48B14.09B14.40B18.09B19.75B20.27B18.74B19.08B8.51B13.18B12.62B3.00B
Growth (%)-+19.57%-11.71%+39.75%-14.00%-2.19%+4.36%+6.93%-7.84%-38.38%+8.41%-53.74%-21.66%-13.73%+17.19%+4.54%+2.20%+25.64%+9.14%+2.65%-7.54%+1.82%-55.42%+54.90%-4.24%-76.21%
Cost of Revenue-----------700.00M331.00M330.00M9.95B9.84B10.42B12.40B14.05B14.60B---23.80B--
Gross Profit-----------16.32B13.00B11.17B13.48B14.09B14.40B18.09B19.75B20.27B18.74B19.08B8.51B13.18B12.62B3.00B
Gross Margin-----------95.89%97.52%97.13%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Operating Expense-----------15.85B13.25B10.81B1.86B1.35B1.31B1.66B1.61B1.65B1.51B1.50B2.62B3.05B2.71B1.49B
Operating Income10.64B5.20B5.97B4.80B5.79B5.17B6.18B8.00B-889.00M1.43B468.00M-245.00M364.00M11.62B12.75B13.09B16.43B18.14B18.62B17.24B17.59B5.89B10.13B9.91B1.51B
Operating Margin24.66%10.08%13.10%7.54%10.58%9.65%11.06%13.38%-2.62%3.88%2.75%-1.84%3.16%86.19%90.45%90.89%90.81%91.84%91.86%91.97%92.17%69.18%76.83%78.54%50.27%
EBITDA-----------1.39B531.00M1.10B92.00M48.00M44.00M157.00M195.00M146.00M157.00M150.00M146.00M152.00M157.00M2.85B
EBITDA Margin-----------8.15%3.98%9.55%0.68%0.34%0.31%0.87%0.99%0.72%0.84%0.79%1.72%1.15%1.24%94.87%
Net Income9.58B3.14B3.81B2.50B3.58B3.29B3.96B5.65B---1.23B1.04B322.00M588.00M1.56B1.19B2.11B1.12B1.96B1.90B3.28B1.63B1.17B1.58B1.19B
Net Income Margin22.19%6.09%8.36%3.93%6.54%6.14%7.08%9.45%---7.20%7.79%2.80%4.36%11.11%8.26%11.66%5.66%9.68%10.16%17.18%19.21%8.89%12.54%39.61%
Interest Expense00000000000378.00M605.00M591.00M436.00M614.00M345.00M335.00M475.00M519.00M511.00M521.00M589.00M1.03B1.31B1.20B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%2.22%4.54%5.14%3.23%4.36%2.40%1.85%2.41%2.56%2.73%2.73%6.92%7.84%10.37%39.97%

Balance Sheet

Currency: EUR2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets268.01B241.81B240.58B256.77B328.81B333.77B322.08B312.22B290.41B325.76B335.61B335.88B145.76B165.48B162.15B168.50B227.06B224.25B248.60B263.74B251.59B217.11B208.94B210.38B204.91B
Total Liabilities251.58B229.82B227.39B241.12B306.96B310.08B303.28B299.81B274.44B304.84B312.13B309.71B131.46B144.06B140.69B144.80B202.26B199.40B215.81B224.97B216.67B199.28B187.82B188.72B183.76B
Total Equity15.45B10.83B12.01B13.93B20.63B21.92B17.91B11.89B15.89B20.81B23.41B25.95B14.23B21.34B21.45B23.69B24.48B24.61B32.53B38.49B34.65B17.77B19.62B21.57B19.08B
Cash1.53B3.22B1.85B1.97B2.75B3.02B3.12B14.44B9.43B8.65B11.58B5.39B7.16B7.53B7.44B8.63B9.38B8.89B6.44B12.38B6.93B6.67B8.21B6.93B6.40B
Total Debt----------15.11B12.30B7.71B8.16B13.18B10.53B12.45B11.10B14.62B13.63B14.46B21.66B14.10B11.53B13.69B
Net Debt----------3.53B6.91B554.00M634.00M2.24B1.90B3.06B1.27B5.92B-428.00M5.31B8.73B5.89B4.60B7.29B

Cash Flow

Currency: EUR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--------2.07B723.00M-8.25B-4.43B-6.80B-2.13B-5.32B-2.49B2.75B7.00B-2.59B-8.18B62.00M-401.00M-2.35B
Investing Cash Flow--------2.48B-2.88B8.13B2.58B6.13B2.54B8.00B3.01B-5.92B550.00M-1.83B6.08B4.53B2.56B1.10B
Financing Cash Flow---------1.56B-2.74B457.00M2.17B647.00M898.00M-1.79B-1.13B679.00M-1.50B-741.00M1.76B-2.99B-3.41B794.00M
Capital Expenditure0000000077.00M60.00M30.00M17.00M41.00M25.00M22.00M40.00M144.00M51.00M47.00M38.00M000
Free Cash Flow--------1.99B663.00M-8.28B-4.45B-6.85B-2.15B-5.34B-2.53B2.61B6.95B-2.64B-8.22B62.00M-401.00M-2.35B
Dividends Paid----------882.00M187.00M271.00M298.00M370.00M421.00M387.00M394.00M412.00M535.00M428.00M764.00M939.00M
FCF to OCF--------96.28%91.70%100.36%100.38%100.60%101.17%100.41%101.61%94.77%99.27%101.81%100.46%100.00%100.00%100.00%
Dividend Paid to FCF-----------10.66%-4.20%-3.96%-13.83%-6.92%-16.63%14.83%5.67%-15.60%-6.51%690.32%-190.52%-40.03%

Earnings

Report DateAug 6, 2014Nov 5, 2014Feb 11, 2015May 7, 2015Aug 5, 2015Nov 4, 2015Feb 25, 2016May 26, 2016Aug 18, 2016Nov 17, 2016Feb 16, 2017May 18, 2017Aug 17, 2017Nov 16, 2017Feb 15, 2018May 17, 2018Aug 16, 2018Nov 15, 2018Feb 14, 2019May 16, 2019Aug 15, 2019Nov 13, 2019Feb 13, 2020May 14, 2020Aug 6, 2020Oct 27, 2020Feb 18, 2021May 20, 2021Aug 11, 2021Nov 18, 2021Mar 8, 2022May 19, 2022Aug 10, 2022Nov 17, 2022Feb 16, 2023May 18, 2023Aug 29, 2023Nov 16, 2023Feb 29, 2024May 24, 2024Aug 15, 2024Nov 29, 2024Mar 12, 2025May 30, 2025Aug 8, 2025Nov 28, 2025Feb 12, 2026May 14, 2026Feb 11, 2027
EPS Estimate-0.520.540.650.680.560.600.720.750.660.750.870.740.870.880.821.010.780.791.021.000.970.920.760.840.920.861.280.841.250.841.431.221.351.360.001.421.441.411.381.501.531.500.00-0.00-0.00-
EPS Actual0.711.090.691.401.150.981.160.870.610.720.570.910.920.930.740.711.120.990.751.080.960.970.960.680.920.840.861.280.851.251.631.431.681.351.330.001.000.001.020.001.180.003.390.001.310.002.760.00-
Surprise-109.62%27.78%115.38%69.12%75.00%93.33%20.83%-18.67%9.09%-24.00%4.60%24.32%6.90%-15.91%-13.41%10.89%26.92%-5.06%5.88%-4.00%0.00%4.35%-10.07%8.96%-8.74%0.45%0.00%1.19%0.00%94.05%0.00%37.70%0.00%-2.21%--29.42%-100.00%-27.82%-100.00%-21.08%-100.00%126.00%------
TimingPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-market--After-hoursPre-market-After-hours-After-hours-After-hours-Pre-market-Pre-market--Pre-market----After-hours-After-hours-After-hours

Key Statistics & Ratios

Market Cap21.06B
Enterprise Value25.90B
Trailing P/E12.00
Forward P/E8.21
PEG Ratio0.72
Price / Sales1.50
Price / Book0.95
EPS6.78
Book Value80.29
Revenue (TTM)14.03B
Gross Profit (TTM)7.94B
EBITDA5.03B
Profit Margin13.28%
Operating Margin31.19%
Return on Equity8.75%
Return on Assets1.50%
Shares Outstanding258.87M
Shares Float248.31M
Beta0.52
Dividend Yield5.04%
Dividend Rate4.05
Payout Ratio146.74%

Dividends

20262×
1.55Aug 10, 20262.50May 25, 2026
20252×
1.38Aug 12, 20252.16May 19, 2025
20242×
1.28Aug 19, 20242.08May 28, 2024
20232×
1.12Aug 31, 20231.79Jun 6, 2023
20222×
1.00Aug 15, 20221.56May 23, 2022
20212×
0.93Aug 16, 20211.47May 24, 2021
20201×
2.26Aug 10, 2020
20192×
0.76Aug 19, 20191.24May 31, 2019
20182×
0.66Aug 20, 20181.04Jun 4, 2018
20172×
0.62Aug 21, 20170.95Jun 5, 2017
20162×
0.60Aug 22, 20161.05Jun 7, 2016
20152×
0.46Aug 10, 20150.57Jun 2, 2015