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Alpha Bank S.A.

Alpha Bank S.A.

ALPHA · AT · Financial Services / Banks - Regional

4.33EUR+0.06 (+1.52%)

Price History

Full chart

Market Stats

Previous Close4.27
Open4.26
Day Range4.18 – 4.33
52-Week Range2.9 – 4.94
Volume6.61M
Market Cap10.06B
P/E (TTM)12.39
Forward P/E8.85
EPS0.36
Dividend Yield3.80%
Beta0.88
50-Day Avg4.58
200-Day Avg3.96

About

Alpha Services and Holdings S.A., together with its subsidiaries, provides various banking and financial products and services to individuals, professionals, and companies in Greece and internationally. It operates through Retail Banking, Corporate Banking, Asset Management and Insurance, Investment Banking and Treasury, South Eastern Europe, and Other segments. The company offers various deposit products, including deposits/savings accounts, working capital/current accounts, checking accounts, investment facilities/term deposits, repos, and swaps; loans comprising mortgage loans, consumer loans, working capital facilities, corporate loans, and letters of guarantee; and debit and credit cards. It also provides leasing and factoring services; asset management services; insurance products; stock exchange, advisory, and brokerage services relating to capital markets; investment banking facilities, as well as deals in interbank market activities and securitization transactions; and mobile and Web banking services. Further, the company provides in the real estate management and hotel services. The company was founded in 1879 and is based in Athens, Greece.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Vassilios E. Psaltis Ph.D.
  • Employees8.46K
  • Headquarters40 Stadiou Street, Athens, Greece, 102 52, Greece
  • Websitehttps://www.alpha.gr

Leadership

  • Mr. Vassilios E. Psaltis Ph.D.CEO & Executive Director · b. 1968
  • Mr. Vassilios G. KosmasChief Financial Officer · b. 1971
  • Mr. Nikolaos ZagorisiosChief Investment Officer
  • Mr. Michalis V. TsarbopoulosChief Digital and Technology Officer · b. 1976
  • Mr. Spyridon P. TzamtzisExecutive GM of IT & Chief Information Officer · b. 1965
  • Iason KepaptsoglouHead of Investor Relations
  • Mr. Xenofon D. AvlonitisChief of Compliance · b. 1969
  • Ms. Thaleia Z. EmiriChief Legal Officer · b. 1968
  • Ms. Fragiski G. MelissaChief Human Resources Officer · b. 1968
  • Mr. Lazaros A. PapagaryfallouDeputy CEO & Executive Director · b. 1971

Financials

Income Statement

Line item2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.42B1.51B1.75B1.98B1.94B2.23B2.33B2.38B2.25B-2.51B1.50B2.36B2.45B2.26B2.44B2.47B2.60B2.31B2.57B249.08M2.27B4.09B5.05B4.58B
Cost of Revenue------------00000--511.64M517.76M1.93B2.77B2.75B
Gross Profit1.42B1.51B1.75B1.98B1.94B2.23B2.33B2.38B2.25B-2.51B1.50B2.36B2.45B2.26B2.44B2.47B2.60B2.31B2.57B-262.57M1.75B2.16B2.29B1.83B
Operating Income272.02M416.57M575.27M642.22M801.32M1.06B624.25M502.55M215.98M-4.73B-1.35B2.22B-1.03B-2.18B12.93M96.68M-289.36M145.04M113.86M-2.93B543.88M835.00M871.00M904.00M
EBITDA--650.00M694.87M863.81M1.06B707.59M596.54M481.06M-4.41B-998.73M2.70B-696.40M-1.72B215.01M349.21M-196.75M330.54M289.96M-2.66B750.32M1.01B1.08B913.00M
Net Income172.49M290.99M415.79M505.87M551.99M850.03M512.07M349.81M85.65M-3.81B-1.09B2.92B-329.81M-1.37B42.14M21.07M52.96M97.01M103.80M-2.91B368.10M662.00M668.00M943.00M
Interest Expense655.04M502.27M499.49M604.49M1.28B1.80B2.61B2.11B1.72B1.94B1.93B1.85B1.34B1.08B744.70M571.75M522.14M475.09M531.75M511.64M517.76M1.93B2.77B2.44B

Balance Sheet

Line item2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets28.73B30.80B32.92B44.01B49.80B54.68B65.27B69.60B66.80B59.15B58.36B73.70B72.94B69.30B64.87B60.81B61.01B63.46B70.06B73.36B78.01B71.45B70.95B77.46B
Total Liabilities27.42B--21.64B46.19B50.39B61.33B63.62B61.01B57.18B57.58B65.33B65.23B60.24B55.76B51.19B52.86B54.98B61.72B67.28B71.75B64.17B62.80B69.33B
Total Equity979.08M2.14B2.41B3.07B3.57B4.26B3.91B5.96B5.77B1.95B760.71M8.34B7.68B9.03B9.09B9.60B8.11B8.45B8.30B6.05B6.24B7.27B8.14B8.11B
Cash-1.15B1.76B2.20B6.92B6.05B5.33B4.88B5.35B3.08B3.96B3.65B3.89B3.26B2.95B2.99B3.49B3.52B9.00B13.57B14.37B4.80B3.28B3.40B
Total Debt----13.79B15.87B11.44B7.89B5.38B3.63B1.70B1.49B2.03B747.01M972.94M1.18B1.46B1.86B1.95B3.23B3.50B3.48B3.73B10.67B
Net Debt--1.15B-1.76B-2.20B6.86B9.82B6.12B3.01B29.23M547.01M-2.26B-2.16B-1.87B-2.51B-1.98B-1.81B-2.03B-1.66B-7.05B-10.34B-10.87B-1.33B453.00M7.27B

Cash Flow

Line item2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-974.33M5.83B-942.37M-5.10B2.89B2.68B-1.13B-722.35M2.61B-4.43B-1.32B-1.31B-2.75B-2.56B1.86B1.75B5.61B3.69B3.00B-5.24B-627.00M1.74B
Investing Cash Flow-410.83M-6.02B-114.04M4.43B-2.73B-59.16M-1.65B-792.16M-1.22B2.85B515.89M-35.02M2.22B2.80B-1.08B-680.66M-1.07B-768.54M-2.98B-2.78B-903.00M-3.35B
Financing Cash Flow-77.61M292.64M-65.48M-109.82M-855.19M571.54M-238.24M-438.39M-478.43M446.30M1.02B1.48B203.66M53.50M193.24M71.05M43.56M2.04B322.70M301.00M139.00M2.02B
Capital Expenditure60.43M55.68M118.65M183.06M225.25M200.13M106.38M61.98M62.16M127.14M79.56M105.55M186.05M145.57M174.11M244.77M157.94M160.66M140.21M150.00M153.00M277.00M
Free Cash Flow-1.03B5.77B-1.06B-5.29B2.66B2.48B-1.24B-784.32M2.54B-4.56B-1.40B-1.41B-2.93B-2.70B1.68B1.51B5.45B3.53B2.86B-5.24B-627.00M1.46B
Dividends Paid132.82M171.89M236.37M303.53M361.09M982.00K59.22M96.38M2.84M2.28M604.00K-------3.03M1.00M122.00M182.00M

Earnings

Report DateFeb 25, 2004Feb 23, 2005Aug 31, 2005Nov 30, 2005Feb 22, 2006May 17, 2006Jul 28, 2006Nov 15, 2006Feb 28, 2007Apr 27, 2007Aug 1, 2007Oct 30, 2007Feb 26, 2008May 27, 2008Aug 26, 2008Nov 25, 2008Feb 24, 2009May 26, 2009Aug 25, 2009Nov 9, 2009Mar 16, 2010May 27, 2010Aug 30, 2010Nov 23, 2010Mar 22, 2011May 24, 2011Aug 29, 2011Nov 28, 2011Apr 20, 2012Aug 28, 2012Dec 21, 2012Mar 27, 2013May 10, 2013Sep 2, 2013Nov 29, 2013Mar 20, 2014May 29, 2014Aug 28, 2014Nov 5, 2014Mar 19, 2015May 28, 2015Sep 15, 2015Oct 31, 2015Mar 3, 2016May 31, 2016Aug 30, 2016Nov 30, 2016Mar 30, 2017May 31, 2017Aug 31, 2017Nov 30, 2017Mar 20, 2018May 31, 2018Aug 30, 2018Nov 29, 2018Mar 28, 2019May 30, 2019Aug 29, 2019Nov 19, 2019Mar 27, 2020May 28, 2020Aug 27, 2020Nov 25, 2020Mar 23, 2021May 24, 2021Aug 27, 2021Nov 30, 2021Mar 14, 2022May 26, 2022Aug 2, 2022Nov 8, 2022Mar 15, 2023May 8, 2023Aug 9, 2023Nov 3, 2023Mar 7, 2024May 16, 2024Aug 2, 2024Nov 8, 2024Feb 28, 2025May 9, 2025Aug 1, 2025Nov 7, 2025Feb 26, 2026May 19, 2026Jun 30, 2026Nov 5, 2026
EPS Estimate-14.2112.0213.9814.47-16.3817.7418.65-76.9018.2020.9521.4023.2019.79-9.1010.90-2.70-5.743.50-1.500.50-0.75-1.00--0.50------14.50-0.50-0.22-0.42-0.30-0.50-0.56-0.310.030.020.040.040.030.050.040.010.04-0.010.01-0.010.010.060.010.03-0.020.050.04-0.02-0.16-0.59-0.020.020.030.030.030.050.060.060.080.070.080.080.070.080.080.090.080.090.100.110.10
EPS Actual6.3018.6912.9215.5116.159.5617.7519.5517.7515.8222.3024.1020.9522.7523.8517.05-3.529.6514.506.555.41-1.763.401.79-0.421.000.30-5.6989.00-7.67-14.00-35.05148.94-1.98-1.192.06-0.501.42-0.60-1.80-0.45-4.451.50-0.070.02-0.040.030.010.030.050.02-0.040.04-0.030.03-0.000.020.050.000.00-0.010.060.03-0.01-0.18-1.32-0.07-0.170.050.030.050.030.070.080.090.040.080.090.090.080.080.080.080.100.080.12-
Surprise-31.53%7.49%10.94%11.61%-8.36%10.20%-4.83%--71.00%32.42%0.00%6.31%2.80%-13.85%-6.04%33.03%-100.37%--40.77%-48.86%--33.33%-40.00%-658.67%9000.00%--2700.00%-----96.55%384.00%-172.73%-328.57%-50.00%-790.00%367.86%77.42%-33.33%-300.00%-25.00%-75.00%0.00%0.00%-50.00%-500.00%0.00%-200.00%200.00%97.00%100.00%-16.67%-69.00%-88.33%50.00%20.00%-25.00%50.00%-12.50%-123.73%-250.00%-950.00%66.67%0.00%66.67%-40.00%16.67%33.33%12.50%-42.86%0.00%12.50%28.57%0.00%0.00%-11.11%0.00%11.11%-20.00%12.89%-
Timing-Pre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-market-Pre-marketPre-market-After-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours----After-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hours-Pre-market

Key Statistics & Ratios

Market Cap10.06B
Enterprise Value15.69B
Trailing P/E12.39
Forward P/E8.85
PEG Ratio1.11
Price / Sales4.96
Price / Book1.16
EPS0.36
Book Value4
Revenue (TTM)2.03B
Gross Profit (TTM)2.03B
Profit Margin45.27%
Operating Margin47.44%
Return on Equity10.17%
Return on Assets1.16%
Shares Outstanding2.26B
Shares Float2.03B
Beta0.88
Dividend Yield3.80%
Dividend Rate0.17
Payout Ratio30.02%

Dividends

20261×
0.07Jul 1, 2026
20252×
0.05Dec 1, 20250.03May 23, 2025
20241×
0.02Jul 26, 2024
20221×
0.01Oct 25, 2022
20081×
19.75Apr 7, 2008
20071×
16.46Apr 5, 2007
20061×
18.43Apr 20, 2006
20051×
15.80Apr 20, 2005
20041×
13.17Mar 31, 2004
20031×
8.78May 9, 2003
20021×
19.97Apr 3, 2002
20011×
19.96Mar 21, 2001
20002×
19.32Jun 21, 200014.17Mar 29, 2000

Stock Splits

  • Nov 27, 20151:50
  • May 29, 20002:1