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CrediaBank S.A.

CrediaBank S.A.

CREDIA · AT · Financial Services / Banks - Regional

0.934EUR-0.00 (-0.32%)

Price History

Full chart

Market Stats

Previous Close0.937
Open0.948
Day Range0.934 – 0.957
52-Week Range0.871 – 1.72
Volume2.52M
Market Cap1.88B
P/E (TTM)47.00
Forward P/E14.16
EPS0.02
Dividend Yield0.00%
Beta1.40
50-Day Avg0.9663
200-Day Avg1.14

About

CrediaBank S.A. provides financial and banking services to individuals and companies in Greece. It offers saving, current, payroll, and pension accounts; time deposits; and sight and tiered interest rate sight interest-bearing accounts, as well as simple term deposits. The company also provides consumer, mortgage, ECO, business premises, working capital, and long and short-term loans. In addition, it offers life, home, car, and personal cyber investment insurance products. Further, it provides credit, debit, and prepaid cards; digital wallets; leasing and factoring; payment; POS terminal devices; financing; letters of guarantee; and investment products and mutual fund services. The company was formerly known as Attica Bank S.A. and changed its name to CrediaBank S.A. in August 2025. The company was founded in 1924 and is headquartered in Chalandri, Greece.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Eleni Ch. Vrettou Christou
  • Employees1.20K
  • Headquarters260-262 Kifissias Avenue, Chalandri, Greece, 15231, Greece
  • Websitehttps://www.atticabank.gr

Leadership

  • Ms. Eleni Ch. Vrettou ChristouCEO, MD & Executive Member the Board of Directors · b. 1979
  • Ms. Vasiliki SkoubasCFO & Executive Director
  • Ms. Dimitra VournaChief Operating Officer
  • Mr. Charalampos MygdalisChief Information & Digital Officer
  • Mr. Konstantinos ManolopoulosDeputy CFO & Head of IR · b. 1976
  • Ms. Anna GkovaChief Legal Officer
  • Ms. Eleni GeorgiadiDirector of Regulatory Compliance & Corporate Governance
  • Ms. Polyxeni TriantafyllouDirector, IR Department
  • Ms. Ioanna MingouChief Marketing & Corporate Communications Officer
  • Ms. Ioanna TsitouraChief HR Officer

Financials

Income Statement

Currency: EUR2022-12-312023-12-312024-12-312025-12-31
Total Revenue-185.59M114.16M145.07M277.15M
Growth (%)-+161.51%+27.08%+91.04%
Net Income-386.57M27.62M-325.46M15.21M
Net Income Margin208.30%24.19%-224.34%5.49%
Interest Expense24.93M45.17M90.22M92.52M
Interest Expense % of Total Revenue-13.43%39.57%62.19%33.38%

Balance Sheet

Currency: EUR2022-12-312023-12-312024-12-312025-12-31
Total Assets3.10B3.77B7.54B8.48B
Total Liabilities3.15B3.33B6.67B7.50B
Total Equity-54.59M446.44M875.34M978.78M
Cash337.85M456.72M494.56M683.36M

Cash Flow

Currency: EUR2022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-137.92M-112.16M-182.78M-156.99M
Capital Expenditure12.56M11.98M16.34M34.44M
Free Cash Flow-150.48M-124.14M-199.12M-191.43M
FCF to OCF109.11%110.68%108.94%121.94%

Key Statistics & Ratios

Market Cap1.88B
Enterprise Value1.53B
Trailing P/E47.00
Forward P/E14.16
Price / Sales7.40
Price / Book1.47
EPS0.02
Book Value0.641
Revenue (TTM)253.44M
Gross Profit (TTM)244.86M
Profit Margin13.15%
Operating Margin25.36%
Return on Equity2.96%
Return on Assets0.38%
Shares Outstanding2.00B
Shares Float1.03B
Beta1.40
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20081×
100000.00Jun 4, 2008
20041×
100000.00Jun 18, 2004
20021×
100000.00Jun 19, 2002
20011×
100000.00Jun 14, 2001
20001×
100000.00Jun 20, 2000
19991×
100000.00Jun 22, 1999
19981×
100000.00Jun 1, 1998

Stock Splits

  • Oct 21, 20241:100
  • Mar 13, 20231:150
  • Sep 30, 20211:60
  • Apr 30, 20181:14.18
  • Dec 1, 20151:19.68
  • Jun 5, 20131:7