Profile Systems & Software SA

Profile Systems & Software SA

PROF · AT · Technology / Software - Application

10.20EUR+0.02 (+0.20%)

Price History

Full chart

Market Stats

Previous Close10.18
Open10.18
Day Range10.16 – 10.28
52-Week Range5.80 – 11.06
Volume25.52K
Market Cap261.80M
P/E (TTM)31.76
Forward P/E24.57
EPS0.34
Dividend Yield0.76%
Beta0.41
50-Day Avg9.89
200-Day Avg8.21

About

Profile Systems & Software SA develops software solutions for the banking and investment management industry in Europe, the Middle East, America, Asia, and Africa. The company's products include Axia, a web-based omni-channel and MiFID II enabled investment management solution; Finuevo Digital, a digital banking platform; Finuevo Core, an API-driven, cloud-enabled and banking platform; Acumen.plus, a cloud-native platform for treasury and capital markets; and RiskAvert, a risk management solution that assists financial institutions to gather and reconcile data, as well as calculate, aggregate, and report regulatory credit, market, operational, and concentration risk. It offers Centevo Suite, a suite that enables asset managers to automate and streamline their daily activities; Registry, a system for monitoring and management of shareholders registry; GS Market suite, an application for the stock exchange market data; and Mobius Wealth, a mobile wealth management application that integrates with back-end system and uses data from existing systems, as well as compiles them into a single presentation. In addition, the company provides Profile Vote, an online voting system; and Plexus, an application that provides real-time market data. Further, it offers implementation and post-implementation services. Profile Systems & Software SA was founded in 1990 and is based in Athens, Greece.

Company Details

  • SectorTechnology
  • IndustrySoftware - Application
  • CEOMr. Evangelos Ioannis Angelides
  • Employees197
  • Headquarters199, Syngrou Avenue, Athens, Greece, 17121, Greece
  • Websitehttps://www.profilesw.com

Leadership

  • Mr. Charalambos StasinopoulosExecutive Chairman, President & Chief Entrepreneur · b. 1962
  • Mr. Evangelos Ioannis AngelidesCEO, MD, COO & Executive Director · b. 1971
  • Mr. Santoukas ZafeiriosHead of Accounting & Accounting Manager
  • Ms. Ekaterini Dionysios TsouraChief Marketing Officer · b. 1974
  • Mr. Dimitrios EvangelouHead of the Internal Audit Department

Financials

Income Statement

Currency: EUR2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue9.66M9.41M9.29M11.56M13.83M15.76M15.04M20.12M25.04M30.10M40.09M47.51M
Growth (%)--2.56%-1.23%+24.36%+19.66%+13.99%-4.59%+33.75%+24.45%+20.22%+33.21%+18.49%
Cost of Revenue5.70M5.34M5.16M5.78M7.03M7.26M6.94M10.11M13.32M15.52M22.37M27.76M
Gross Profit3.95M4.07M4.14M5.77M6.80M8.50M8.10M10.01M11.72M14.58M17.72M19.75M
Gross Margin40.94%43.27%44.50%49.95%49.14%53.93%53.87%49.75%46.81%48.43%44.21%41.57%
Operating Expense3.02M3.09M3.37M3.85M4.85M6.42M5.58M7.31M7.56M9.10M9.99M10.22M
Operating Income935.71K976.75K765.84K1.92M1.95M2.08M2.52M2.70M4.16M5.48M7.73M9.53M
Operating Margin9.69%10.38%8.24%16.64%14.10%13.22%16.77%13.41%16.60%18.20%19.28%20.05%
EBITDA----4.06M4.97M3.81M5.83M6.24M7.67M10.73M12.90M
EBITDA Margin----29.33%31.55%25.33%29.00%24.93%25.50%26.76%27.16%
Net Income881.30K919.05K561.34K1.02M1.26M1.77M907.31K2.20M4.35M3.85M5.59M6.35M
Net Income Margin9.13%9.77%6.04%8.83%9.12%11.21%6.03%10.96%17.39%12.80%13.94%13.37%
R&D705.21K681.50K688.11K904.34K1.21M1.59M1.89M2.61M2.66M2.67M2.71M2.97M
R&D as % of Total Revenue7.30%7.24%7.40%7.83%8.75%10.07%12.55%12.99%10.64%8.86%6.76%6.25%
Interest Expense0000246.61K276.19K192.38K257.48K296.09K585.50K996.40K1.10M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%1.78%1.75%1.28%1.28%1.18%1.95%2.49%2.32%

Balance Sheet

Currency: EUR2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets27.97M29.89M37.02M37.12M35.88M36.13M37.34M43.44M47.17M55.79M67.61M87.73M
Total Liabilities12.24M13.20M19.75M18.97M17.31M16.40M15.39M18.50M19.19M23.91M31.33M47.57M
Total Equity15.81M16.80M17.35M18.23M18.65M19.84M22.06M25.05M27.98M31.99M36.40M40.27M
Cash3.76M6.51M6.23M6.10M7.85M12.88M13.91M12.61M10.16M7.32M16.74M25.75M

Cash Flow

Currency: EUR2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.59M2.96M1.10M726.24K3.08M2.92M2.57M2.69M2.54M2.06M10.41M9.09M
Investing Cash Flow-3.00M-2.23M-8.33M-396.74K2.56K3.15M-2.29M-7.05M-2.91M---
Financing Cash Flow451.45K1.88M6.97M-220.90K-1.40M-1.27M1.21M2.67M-1.99M---
Capital Expenditure1.26M1.13M5.30M481.25K1.04M957.97K2.13M3.20M4.39M4.01M3.60M3.51M
Free Cash Flow----1.90M1.96M441.71K-509.87K-1.85M-1.95M6.81M5.59M
Dividends Paid-463.07K463.07K463.07K463.07K590.61K295.30K585.00K770.00K975.11K1.20M1.60M
FCF to OCF----61.49%67.14%17.17%-18.99%-72.53%-94.87%65.42%61.45%
Dividend Paid to FCF----24.42%30.18%66.85%-114.74%-41.73%-50.01%17.63%28.64%

Earnings

Report DateMar 31, 2008Jun 30, 2008Sep 30, 2008Dec 31, 2008Mar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Dec 31, 2017
EPS Estimate----------------------
EPS Actual0.020.030.00-0.000.010.00-0.02-0.040.020.000.000.010.020.010.010.010.020.020.00-0.000.020.07
Surprise----------------------
Timing----------------------

Key Statistics & Ratios

Market Cap261.80M
Enterprise Value245.71M
Trailing P/E31.76
Forward P/E24.57
Price / Sales4.39
Price / Book6.20
EPS0.34
Book Value1.73
Revenue (TTM)59.60M
Gross Profit (TTM)23.43M
EBITDA10.00M
Profit Margin13.94%
Operating Margin18.45%
Return on Equity20.47%
Return on Assets7.88%
Shares Outstanding24.24M
Shares Float14.02M
Beta0.41
Dividend Yield0.76%
Dividend Rate0.08
Payout Ratio24.23%

Dividends

20262×
0.24Sep 16, 20260.08Jun 30, 2026
20252×
0.06Jul 1, 20250.06Jun 1, 2025
20241×
0.05Jun 4, 2024
20231×
0.04Jul 3, 2023
20221×
0.03Jun 27, 2022
20211×
0.03Jul 13, 2021
20202×
0.01May 26, 20200.02Apr 7, 2020
20191×
0.03Jul 10, 2019
20181×
0.02May 29, 2018
20151×
0.01Mar 26, 2015
20091×
0.01Jul 24, 2009
20081×
0.03Jul 30, 2008
20071×
0.02Jul 4, 2007
20061×
0.02Jun 15, 2006
20041×
0.01May 28, 2004

Stock Splits

  • Jun 8, 20222:1
  • Nov 15, 200650081:33387