YOLFTbeta
BNK Banking Corporation Ltd

BNK Banking Corporation Ltd

BBC · AU · Financial Services / Banks - Regional

0.30AUD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.30
Open0.30
Day Range0.30 – 0.30
52-Week Range0.21 – 0.31
Volume1.75K
Market Cap30.88M
P/E (TTM)0.00
Forward P/E38.02
EPS-0.03
Dividend Yield0.00%
Beta0.04
50-Day Avg0.2613
200-Day Avg0.2578

About

BNK Banking Corporation Limited provides various retail and commercial banking products and financial services in Australia. The company accepts various deposit products, including savings accounts, term deposits, and business accounts; and provides home and business loans under the Goldfields Money and Better Choice brands to its retail and small business customers through online application. It also offers bank guarantees; cash management accounts; mortgage management services; SMSF loans; and aggregation services through mortgage brokers. BNK Banking Corporation Limited was incorporation in 1982 and is based in Perth, Australia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Stephen Kinsella
  • Employees0
  • Headquarters191 St George?s Terrace, Perth, WA, Australia, 6000, Australia
  • Websitehttps://bnk.com.au

Leadership

  • Mr. Stephen KinsellaChief Executive Officer
  • Ms. Judith NewmanCFO & Financial Controller
  • Mr. Joe MittigaChief Operating Officer
  • Mr. Chen LinChief Information Officer
  • Matt VaughanHead of Investor Relation
  • David MaherHead of Marketing
  • Mr. . ManishChief Risk Officer
  • Ms. Jenny Spicer EickmeyerCompany Secretary

Financials

Income Statement

Currency: AUD2012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue2.38M2.70M2.98M3.32M3.57M3.95M5.09M205.23M315.59M26.15M21.41M66.31M92.86M26.19M68.25M
Growth (%)-+13.59%+10.14%+11.63%+7.32%+10.69%+29.02%+3928.01%+53.78%-91.71%-18.13%+209.70%+40.04%-71.79%+160.57%
Cost of Revenue---------4.13M8.14M42.95M76.92M-43.91M
Gross Profit2.38M2.70M2.98M3.32M3.57M3.95M5.09M205.23M315.59M37.52M4.68M14.45M15.94M26.19M24.35M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%143.47%21.87%21.79%17.16%100.00%35.67%
Operating Expense-171.73K2.45M2.74M2.94M3.65M4.56M4.57M198.66M310.74M42.63M20.69M19.63M20.39M23.53M28.23M
Operating Income2.55M256.92K235.46K383.90K-80.07K-606.63K521.00K6.57M4.85M-5.11M-16.00M-5.18M-4.45M2.67M-3.88M
Operating Margin107.21%9.50%7.91%11.55%-2.24%-15.36%10.23%3.20%1.54%-19.54%-74.75%-7.82%-4.79%10.17%-5.69%
EBITDA2.62M204.61K-35.96K-40.17K106.83K-50.26K-916.00K-860.00K-25.00K-4.69M-15.63M-4.84M-7.72M2.33M-3.29M
EBITDA Margin109.97%7.57%-1.21%-1.21%2.99%-1.27%-17.98%-0.42%-0.01%-17.95%-72.98%-7.31%-8.31%8.89%-4.83%
Net Income468.45K196.71K201.20K139.95K-95.19K-996.46K-406.00K3.61M3.82M5.66M59.79M-3.94M-6.70M1.28M-3.71M
Net Income Margin19.68%7.27%6.76%4.21%-2.67%-25.23%-7.97%1.76%1.21%21.64%279.23%-5.93%-7.22%4.90%-5.43%
Interest Expense1.98M2.90M3.61M4.32M3.61M3.79M4.79M5.34M248.00K3.69M7.29M41.84M76.62M-43.33M
Interest Expense % of Total Revenue83.18%107.41%121.27%129.92%101.27%95.94%93.93%2.60%0.08%14.13%34.06%63.10%82.51%-63.49%

Balance Sheet

Currency: AUD2011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets66.55M75.85M116.76M143.07M158.98M156.41M215.20M221.12M646.14M834.11M1.32B1.44B1.68B1.72B1.23B1.28B
Total Liabilities52.51M61.27M146.83K188.32K221.55K200.02K209.28K252.00K545.71M724.87M1.19B1.24B1.55B1.60B1.11B1.17B
Total Equity14.04M14.58M14.70M14.84M14.91M16.87M20.21M24.57M100.44M109.24M127.97M190.38M128.18M121.12M122.04M118.33M
Cash20.42M25.21M24.59M16.94M24.12M16.89M36.14M34.99M51.73M48.74M47.28M140.03M90.71M210.32M66.59M112.78M
Total Debt---------56.26M64.63M246.38M285.58M321.44M90.45M97.15M
Net Debt-20.42M-25.21M-24.59M-16.94M-24.12M-16.89M-36.14M-34.99M-51.73M-44.09M17.34M106.36M194.87M111.11M23.86M-15.62M

Cash Flow

Currency: AUD2012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow-418.96K207.13K936.03K215.31K-45.26M-5.61M-45.50M-61.82M-332.56M-460.31M-318.56M-2.32M444.25M980.00K
Investing Cash Flow-4.68M-42.00M-28.51M-14.41M2.35M-695.19K-1.61M42.33M-3.15M-342.00K371.35M64.92M-7.57M-267.00K-399.00K
Financing Cash Flow17.06M40.37M26.17M15.19M-2.31M59.75M5.53M8.02M5.69M72.21M181.70M-19.82M35.66M-494.01M4.87M
Capital Expenditure18.94K87.92K19.76K25.18K79.56K254.61K95.00K3.17M3.65M436.00K3.00K020.00K267.00K64.00K
Free Cash Flow-18.94K331.04K187.37K910.86K135.75K-45.52M-5.71M-48.67M-65.47M-333.00M-460.31M-318.56M-2.34M443.99M916.00K
Dividends Paid--------64.35M300.81M510.60M40.36M0--
FCF to OCF-79.01%90.46%97.31%63.05%100.56%101.69%106.98%105.91%100.13%100.00%100.00%100.86%99.94%93.47%
Dividend Paid to FCF---------98.28%-90.33%-110.93%-12.67%0.00%--

Earnings

Report DateFeb 19, 2016Aug 19, 2016Feb 23, 2017Aug 21, 2017Feb 25, 2018May 30, 2018Aug 29, 2018Nov 28, 2018Feb 28, 2019May 29, 2019Aug 30, 2019Nov 27, 2019Feb 28, 2020Jun 3, 2020Aug 28, 2020Dec 2, 2020Feb 26, 2021Jun 2, 2021Aug 27, 2021Dec 1, 2021Feb 24, 2022Jun 1, 2022Aug 26, 2022Nov 30, 2022Feb 24, 2023May 31, 2023Aug 25, 2023Nov 29, 2023Feb 23, 2024May 29, 2024Aug 28, 2024Oct 31, 2024Feb 25, 2025Aug 27, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00-0.00-0.00-0.00-0.000.000.000.000.000.000.000.00-
EPS Actual-0.010.00-0.03-0.02-0.030.00-0.020.000.010.000.040.000.040.000.030.000.020.000.030.00-0.020.00-0.090.00-0.020.000.000.000.000.000.000.000.000.01
Surprise----------------------------------
Timing--------------------After-hours-Pre-market-Pre-market-After-hours------Pre-market

Key Statistics & Ratios

Market Cap30.88M
Enterprise Value56.45M
Trailing P/E0.00
Forward P/E38.02
Price / Sales1.18
Price / Book0.26
EPS-0.03
Book Value0.996
Revenue (TTM)26.26M
Gross Profit (TTM)26.26M
Profit Margin-14.11%
Operating Margin-7.28%
Return on Equity-3.08%
Return on Assets-0.29%
Shares Outstanding118.78M
Shares Float56.33M
Beta0.04
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20222×
0.16Nov 11, 20220.34Jul 18, 2022