YOLFTbeta
Change Financial Ltd

Change Financial Ltd

CCA · AU · Technology / Information Technology Services

0.042AUD+0.00 (+2.44%)

Price History

Full chart

Market Stats

Previous Close0.041
Open0.041
Day Range0.04 – 0.042
52-Week Range0.04 – 0.105
Volume180.69K
Market Cap29.00M
P/E (TTM)0.00
Forward P/E0.00
EPS0.00
Dividend Yield0.00%
Beta0.46
50-Day Avg0.0469
200-Day Avg0.0694

About

Change Financial Limited develops and commercializes payments management platform and payment testing solutions in Southeast Asia, the Oceania, Latin America, the United States, and internationally. It offers Vertexon Payments as a Service (PaaS), a physical, digital, and virtual card issuing and transaction processing platform; and PaySim, a payment testing and certification solutions. The company was formerly known as ChimpChange Limited and changed its name to Change Financial Limited in July 2017. Change Financial Limited was incorporated in 2011 and is based in Brisbane, Australia.

Company Details

  • SectorTechnology
  • IndustryInformation Technology Services
  • CEOMr. Tony Sheehan
  • Employees80
  • Headquarters340 Adelaide Street, Brisbane, QLD, Australia, 4000, Australia
  • Websitehttps://changefinancial.com

Leadership

  • Mr. Tony SheehanChief Executive Officer
  • Mr. Arnold LeeChief Technology Officer
  • Mr. Thomas RussellExecutive Director
  • Ms. Jennifer MateerChief Commercial Officer
  • Mr. John NicholsonVice President of Finance & Administration
  • Mr. Nick RobertsChief Marketing Officer
  • Mr. Richard ScownChief Architect
  • Mr. Javier CarrilloHead of Development-LATAM
  • Mr. Adam John Gallagher B.Econ., GDipACG., GDipIS., ICSA, M.Com., MAICDCompany Secretary

Financials

Income Statement

Currency: USD2013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue2.07K1.61K0180.00K601.19K1.08M1.83M258.31K6.31M8.32M8.71M10.57M15.02M18.52M
Growth (%)--22.29%-100.00%-+234.00%+79.12%+70.24%-85.91%+2344.08%+31.73%+4.72%+21.35%+42.12%+23.29%
Cost of Revenue-13.92K1.40M3.82M4.24M5.61M2.61M1.81M5.75M7.62M6.29M6.68M10.93M15.53M
Gross Profit2.07K-12.31K-1.40M-3.64M-3.64M-4.53M-2.59M-1.55M564.95K695.31K2.42M3.89M4.09M2.99M
Gross Margin100.00%-766.27%--2023.89%-605.16%-420.83%-141.36%-600.86%8.95%8.36%27.82%36.79%27.20%16.12%
Operating Expense134.02K358.89K762.00K3.72M4.42M3.95M1.03M1.41M2.25M3.15M3.63M3.42M3.66M2.44M
Operating Income-131.95K-371.20K-2.17M-7.37M-8.06M-8.48M-3.63M-2.96M-1.68M-2.46M-1.21M465.00K421.10K545.41K
Operating Margin-6380.51%-23099.25%--4092.22%-1341.01%-787.67%-197.74%-1146.27%-26.65%-29.56%-13.87%4.40%2.80%2.95%
EBITDA-147.07K-370.34K-2.16M-7.38M-8.53M-8.63M-4.49M-3.26M-2.31M-2.53M-1.26M-621.17K-785.36K2.95M
EBITDA Margin-7111.90%-23045.61%--4101.11%-1419.35%-801.42%-244.95%-1261.97%-36.66%-30.42%-14.49%-5.88%-5.23%15.92%
Net Income-143.89K-600.89K-2.17M-7.66M-8.77M-9.05M-4.76M-3.51M-3.48M-3.77M-2.92M-2.57M-1.94M502.20K
Net Income Margin-6958.12%-37391.91%--4252.78%-1458.10%-840.21%-259.91%-1359.84%-55.08%-45.31%-33.51%-24.32%-12.93%2.71%
R&D-10.84K56.00K430.00K402.47K487.81K1.48M-29.50K234.54K479.97K809.85K1.14M-
R&D as % of Total Revenue-674.42%-238.89%66.94%45.30%80.63%-0.47%2.82%5.51%7.66%7.58%-
Interest Expense-0000098.86K272.56K20.10K103.60K88.07K25.16K27.92K30.99K
Interest Expense % of Total Revenue-0.00%-0.00%0.00%0.00%5.39%105.52%0.32%1.25%1.01%0.24%0.19%0.17%

Balance Sheet

Currency: USD2013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets149.62K315.27K1.43M11.84M10.91M2.99M1.75M3.56M12.72M10.35M15.30M12.94M18.03M16.13M
Total Liabilities-10.95K837.00K482.00K537.00K691.99K1.45M1.23M5.70M7.00M6.86M7.07M11.04M8.15M
Total Equity149.62K304.32K596.00K11.36M10.38M2.30M302.33K2.33M7.02M3.34M8.44M5.88M6.99M7.98M
Cash101.81K78.31K753.00K10.88K9.47M1.67M1.46M2.97M4.02M1.50M5.35M2.59M3.91M4.81M
Total Debt------1.05M332.68K561.76K1.29M136.25K156.93K424.06K432.37K
Net Debt-101.81K-78.31K-753.00K-10.88K-9.47M-1.67M-414.53K-2.63M-3.46M-207.61K-5.21M-2.43M-3.48M-4.37M

Cash Flow

Currency: USD2013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow--1.10M-1.10M-5.28M-10.36M-8.42M-5.39M-3.01M-1.74M-1.83M-1.06M-464.97K795.05K1.56M
Investing Cash Flow--475.00K-490.64K-418.00K-819.31K-390.00K1.22M364.73K-5.17M-1.26M-1.80M-2.09M-2.05M-2.20M
Financing Cash Flow-2.26M2.34M15.82M6.88M686.00K4.13M4.16M7.56M710.79K6.89M-102.15K2.76M-160.04K
Capital Expenditure015.00K15.00K418858.00K290.00K82.01K3.52705.51K1.43M1.52M1.92M47.64K46.49K
Free Cash Flow---1.12M-7.11M-11.22M-8.71M-7.76M-4.16M-3.02M-4.08M-3.12M-2.39M747.41K1.52M
Dividends Paid---00-1.77M885.46K254.84K6.99M----
FCF to OCF--101.36%134.67%108.28%103.44%143.96%138.11%174.00%223.32%293.91%513.11%94.01%97.02%
Dividend Paid to FCF---0.00%0.00%--22.79%-21.30%-8.44%-171.41%----

Earnings

Report DateFeb 3, 2016Oct 3, 2016Feb 28, 2017Oct 1, 2017Feb 28, 2018Jun 30, 2021Feb 26, 2025
EPS Estimate0.000.000.000.000.00-0.00
EPS Actual-0.10-0.23-0.07-0.07-0.07-0.010.00
Surprise-------
Timing-------

Key Statistics & Ratios

Market Cap29.00M
Enterprise Value27.31M
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.59
Price / Book2.77
EPS0.00
Book Value0.0173
Revenue (TTM)18.22M
Gross Profit (TTM)6.36M
EBITDA693.20K
Profit Margin2.70%
Operating Margin-0.35%
Return on Equity7.16%
Return on Assets2.32%
Shares Outstanding690.45M
Shares Float504.65M
Beta0.46
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Stock Splits

  • Aug 5, 2022145:141
  • Sep 15, 2020169:162
  • Apr 7, 202037:31