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Credit Clear Ltd

Credit Clear Ltd

CCR · AU · Technology / Information Technology Services

0.145AUD-0.01 (-6.45%)

Price History

Full chart

Market Stats

Previous Close0.155
Open0.15
Day Range0.145 – 0.15
52-Week Range0.10 – 0.30
Volume26.66K
Market Cap70.46M
P/E (TTM)14.00
Forward P/E0.00
EPS0.01
Dividend Yield0.00%
Beta0.23
50-Day Avg0.1324
200-Day Avg0.1914

About

Credit Clear Limited engages in the provision of debt resolution services in Australia. It operates in three segments: Receivables Collections Australia; Collections Offshore; and Legal Services. The company offers receivable collection services through technology solutions, as well as traditional collection methods; and digital collection service. It also provides credit legal services. In addition, the company is involved in technology development and implementation of the digital engagement platform. Credit Clear Limited was incorporated in 2015 and is based in Alexandria, Australia.

Company Details

  • SectorTechnology
  • IndustryInformation Technology Services
  • CEOMr. Victor Joseph Peplow
  • Employees0
  • HeadquartersBuilding 11, Alexandria, NSW, Australia, 2015, Australia
  • Websitehttps://creditclear.com.au

Leadership

  • Mr. Victor Joseph PeplowChief Financial Officer
  • Mr. Andrew Kevin-John SmithExecutive Director
  • Mr. Joshua ReidMD & Executive Director
  • Mr. Jason SerafinoChief Operations & Technology Officer
  • Mr. Eddie SmithChief Sales Officer
  • Mr. Piero GrossChief Risk Officer
  • Mr. Adam John Gallagher B.Econ., GDipACG., GDipIS., ICSA, M.Com., MAICDCompany Secretary

Financials

Income Statement

Currency: AUD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue3.94M332.83K972.10K6.47M10.98M21.46M34.95M42.00M46.95M60.07M
Growth (%)--91.56%+192.07%+566.03%+69.59%+95.46%+62.85%+20.17%+11.79%+27.94%
Cost of Revenue2.54M1.57M2.47M7.33M15.45M30.84M40.65M43.12M25.27M53.95M
Gross Profit1.40M-1.24M-1.50M-854.09K-4.47M-9.38M-5.70M-1.12M21.68M6.12M
Gross Margin35.51%-371.38%-153.90%-13.19%-40.71%-43.70%-16.31%-2.66%46.18%10.18%
Operating Expense1.06M2.20M2.55M4.54M3.98M3.08M3.45M3.83M15.75M5.40M
Operating Income336.93K-3.44M-4.05M-5.39M-8.45M-12.46M-9.14M-4.95M5.94M720.00K
Operating Margin8.55%-1032.12%-416.64%-83.28%-76.96%-58.03%-26.17%-11.77%12.65%1.20%
EBITDA410.52K-3.42M-3.99M-3.43M-6.27M-10.50M-4.83M2.46M1.39M6.98M
EBITDA Margin10.41%-1026.74%-410.41%-53.00%-57.09%-48.91%-13.83%5.86%2.96%11.62%
Net Income169.64K-3.22M-3.55M-4.29M-8.02M-11.13M-11.06M-4.50M3.54M4.35M
Net Income Margin4.30%-967.43%-364.85%-66.21%-73.03%-51.87%-31.64%-10.71%7.55%7.24%
R&D-----346.00K870.00K1.22M1.41M-
R&D as % of Total Revenue-----1.61%2.49%2.91%2.99%-
Interest Expense113.87K296.15K20.20K82.92K231.00K143.00K139.00K397.00K383.00K479.00K
Interest Expense % of Total Revenue2.89%88.98%2.08%1.28%2.10%0.67%0.40%0.95%0.82%0.80%

Balance Sheet

Currency: AUD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.67M4.36M2.87M13.86M22.33M74.38M76.84M78.08M85.36M120.50M
Total Liabilities2.59M907.94K558.10K4.98M5.98M13.99M15.56M18.81M21.08M35.94M
Total Equity84.03K3.45M2.32M8.87M16.35M60.39M61.29M59.27M64.28M84.56M
Cash416.34K3.61M1.47M2.72M10.75M10.20M12.00M13.14M15.68M31.56M
Total Debt968.72K145.00K145.00K1.41M1.10M1.67M5.14M4.27M3.93M10.18M
Net Debt552.38K-3.46M-1.33M-1.32M-9.65M-8.53M-6.86M-8.87M-11.75M-21.38M

Cash Flow

Currency: AUD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-178.26K-2.95M-3.93M-2.19M-3.97M-5.93M-2.78M3.69M5.79M6.78M
Investing Cash Flow-70.54K-35.33K-3.23K-5.25M-855.00K-29.30M-2.04M-2.20M-1.88M-16.06M
Financing Cash Flow-117.85K6.59M1.81M8.13M13.38M34.69M6.62M-346.00K-1.37M16.21M
Capital Expenditure70.54K35.33K18.23K11.94K571.00K1.43M1.75M1.54M363.00K284.00K
Free Cash Flow-248.80K-2.99M-3.95M-2.21M-4.54M-7.36M-4.54M2.16M5.42M6.50M
Dividends Paid130.00K---------
FCF to OCF139.57%101.20%100.46%100.54%114.39%124.16%163.08%58.39%93.73%95.81%
Dividend Paid to FCF-52.25%---------

Earnings

Report DateFeb 26, 2021Aug 25, 2021Feb 24, 2022Aug 31, 2022Feb 28, 2023Aug 27, 2024Nov 27, 2024Feb 25, 2025May 28, 2025Aug 21, 2025Dec 3, 2025
EPS Estimate0.00--0.00-0.000.000.000.000.000.00
EPS Actual-0.02-0.04-0.02-0.02-0.020.000.00-0.010.000.010.00
Surprise-----------
Timing--After-hoursPre-marketAfter-hours------

Key Statistics & Ratios

Market Cap70.46M
Enterprise Value49.07M
Trailing P/E14.00
Forward P/E0.00
Price / Sales1.17
Price / Book0.83
EPS0.01
Book Value0.169
Revenue (TTM)60.12M
Gross Profit (TTM)27.79M
EBITDA3.32M
Profit Margin7.23%
Operating Margin2.41%
Return on Equity5.84%
Return on Assets0.09%
Shares Outstanding503.26M
Shares Float319.94M
Beta0.23
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%