YOLFTbeta
Cash Converters International

Cash Converters International

CCV · AU · Consumer Cyclical / Specialty Retail

0.26AUD-0.01 (-1.89%)

Price History

Full chart

Market Stats

Previous Close0.265
Open0.27
Day Range0.26 – 0.27
52-Week Range0.255 – 0.3367
Volume52.30K
Market Cap188.55M
P/E (TTM)8.83
Forward P/E8.05
EPS0.03
Dividend Yield7.55%
Beta0.59
50-Day Avg0.2956
200-Day Avg0.3075

About

Cash Converters International Limited, together with its subsidiaries, provides secured and unsecured loans, and second-hand retail services in Australia, New Zealand, the United Kingdom, and internationally. It operates through Personal Finance, Vehicle Financing, Store Operations, New Zealand, and United Kingdom (UK) segments. The company offers personal loans and vehicle financing services. It is also involved in the retail sale of new and second-hand goods and pawnbroking operations through corporate owned and franchised stores. The company was founded in 1984 and is headquartered in Perth, Australia.

Company Details

  • SectorConsumer Cyclical
  • IndustrySpecialty Retail
  • CEOMr. Sam William Budiselik
  • Employees0
  • Headquarters141 St Georges Terrace, Perth, WA, Australia, 6000, Australia
  • Websitehttps://www.cashconverters.com

Leadership

  • Mr. Sam William BudiselikCEO, MD & Executive Director
  • Mr. Peter CuminsExecutive Deputy Chairman · b. 1951
  • Mr. David RoseChief Financial Officer
  • Ms. Lisa StedmanChief Operating Officer
  • Mr. Andrew KampChief Commercial Officer
  • Ms. Meagan HamblinJoint Company Secretary
  • Ms. Kelly Ann MooreJoint Company Secretary

Financials

Income Statement

Currency: AUD1997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue23.82M--3.30M10.81M12.06M15.94M18.42M7.19M19.98M12.99M74.41M65.68M127.79M186.08M176.90M269.81M318.90M373.58M85.63M266.83M257.98M281.56M276.05M200.32M212.21M262.02M377.14M381.14M425.39M
Growth (%)----+228.06%+11.52%+32.20%+15.55%-60.95%+177.81%-34.99%+472.79%-11.72%+94.55%+45.61%-4.93%+52.52%+18.19%+17.15%-77.08%+211.62%-3.32%+9.14%-1.96%-27.43%+5.93%+23.47%+43.94%+1.06%+11.61%
Cost of Revenue-----2.31M5.47M7.83M4.58M5.43M7.63M16.75M23.97M30.52M45.52M76.84M94.16M118.87M138.46M189.99M97.80M47.12M205.46M183.66M138.60M175.85M221.79M284.87M102.92M333.49M
Gross Profit23.82M---10.81M9.44M10.47M10.59M14.03M17.20M5.36M57.66M70.43M97.27M140.56M100.05M118.28M200.03M235.13M119.42M169.03M210.86M73.21M75.40M125.74M69.80M79.17M92.27M278.22M91.90M
Gross Margin100.00%---100.00%78.27%65.66%57.47%195.09%86.07%41.26%77.50%107.22%76.12%75.54%56.56%43.84%62.73%62.94%139.46%63.35%81.74%26.00%27.31%62.77%32.89%30.21%24.47%73.00%21.60%
Operating Expense18.06M---5.11M6.08M10.57M9.31M9.71M13.52M-10.55M36.00M74.70M67.02M102.74M55.30M68.21M167.46M178.72M-70.38M135.56M171.74M43.64M34.97M91.64M28.08M30.77M45.38M229.06M46.78M
Operating Income5.76M2.74M-20.00M-4.44M5.71M3.35M-97.15K1.28M4.32M3.68M15.91M21.66M-4.27M30.25M37.81M44.76M50.07M32.57M56.41M189.80M33.47M39.12M29.57M40.43M34.09M41.71M48.40M46.89M49.16M45.12M
Operating Margin24.17%---134.80%52.77%27.82%-0.61%6.95%60.07%18.43%122.46%29.11%-6.50%23.67%20.32%25.30%18.56%10.21%15.10%221.65%12.54%15.16%10.50%14.65%17.02%19.66%18.47%12.43%12.90%10.61%
EBITDA7.43M2.74M-20.00M-4.44M2.69M-12.91M4.60M6.41M5.25M6.86M17.68M23.44M25.61M33.77M43.15M48.10M56.99M48.48M1.48M47.63M44.83M49.57M17.63M12.33M40.45M35.97M-67.85M59.82M67.05M68.65M
EBITDA Margin31.18%---134.80%24.91%-107.08%28.87%34.80%73.00%34.31%136.09%31.51%38.98%26.43%23.19%27.19%21.12%15.20%0.39%55.62%16.80%19.21%6.26%4.47%20.19%16.95%-25.89%15.86%17.59%16.14%
Net Income111.00K315.84K1.49M1.69M444.00K-15.47M2.83M-107.00K-10.59K4.21M11.56M15.14M16.16M21.63M27.64M29.42M32.87M24.19M-21.48M-5.27M20.62M22.50M-1.69M-10.49M16.20M11.18M-97.16M17.40M24.48M19.66M
Net Income Margin0.47%--51.40%4.11%-128.29%17.75%-0.58%-0.15%21.08%88.98%20.35%24.61%16.93%14.85%16.63%12.18%7.59%-5.75%-6.16%7.73%8.72%-0.60%-3.80%8.09%5.27%-37.08%4.61%6.42%4.62%
Interest Expense940.74K1.40M1.42M1.29M1.31M995.19K898.25K440.74K199.77K162.38K198.06K963.03K1.14M1.00M914.37K2.33M2.92M8.58M9.07M9.59M9.34M10.82M11.26M13.59M12.58M13.42M17.25M23.92M22.80M10.50M
Interest Expense % of Total Revenue3.95%--39.29%12.12%8.25%5.63%2.39%2.78%0.81%1.52%1.29%1.73%0.78%0.49%1.32%1.08%2.69%2.43%11.20%3.50%4.19%4.00%4.92%6.28%6.32%6.58%6.34%5.98%2.47%

Balance Sheet

Currency: AUD1997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets79.79M79.77M58.57M52.69M49.78M32.29M29.58M21.36M21.32M25.08M80.73M99.26M114.78M197.15M232.60M262.74M346.98M409.99M441.20M424.49M398.85M509.13M464.24M479.83M477.66M478.19M445.54M478.04M485.75M532.00M
Total Liabilities33.93M29.40M31.13M30.90M27.93M26.07M21.56M9.29M6.72M7.24M12.78M25.22M32.29M34.29M57.35M76.11M105.34M165.28M179.50M182.21M138.01M186.72M147.39M173.46M159.75M162.84M239.04M266.67M257.79M278.20M
Total Equity45.23M47.13M25.78M21.79M21.84M6.21M8.02M11.96M14.47M17.67M67.71M73.77M82.22M162.54M175.25M186.63M241.63M248.20M261.70M242.28M260.84M322.41M316.85M306.37M317.90M315.35M206.49M211.37M227.96M253.80M
Cash20.43M12.10M12.77M13.01M14.09M13.54M11.89M4.63M5.17M7.75M14.75M16.32M7.00M50.72M23.46M16.42M20.73M26.84M52.38M73.61M80.57M139.99M81.10M106.55M72.17M58.09M71.56M56.29M73.20M37.22M
Total Debt1.17M22.82M24.93M24.09M19.66M18.31M15.13M3.73M1.80M1.88M1.58M12.23M16.92M13.90M22.61M42.65M70.93M123.96M127.14M133.98M107.24M158.35M123.34M140.84M133.76M133.18M200.73M223.62M202.15M203.78M
Net Debt-19.27M10.71M12.17M11.08M5.57M4.77M3.24M-904.96K-3.37M-5.87M-13.17M-4.09M9.92M-36.82M-845.41K26.23M50.20M97.12M74.76M60.38M26.67M18.36M42.23M34.29M61.60M75.10M129.17M167.33M128.96M166.56M

Cash Flow

Currency: AUD1997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow2.48M3.30M-764.35K-358.36K1.64M994.58K2.25M4.77M2.33M4.78M14.49M18.62M15.30M16.51M14.79M3.37M12.00M4.34M12.84M30.07M43.53M-21.55M-31.79M70.11M1.69M7.91M-11.54M38.45M83.09M32.00M
Investing Cash Flow261.62K-6.50M826.69K898.00K1.93M1.12M236.01K762.41K-258.78K-562.61K-14.24M-18.93M-19.78M-29.02M-37.60M-18.80M-51.46M-37.02M-23.79M-8.20M-6.40M-8.20M7.72M-1.78M-6.45M1.89M-22.63M-33.06M-28.31M-64.06M
Financing Cash Flow12.14M-8.68M2.21M-1.55M-1.52M-2.27M-3.15M-12.51M-1.47M-2.22M6.71M1.70M-3.77M56.79M-3.51M8.95M42.41M35.78M31.95M35.00K-29.82M88.86M-35.00M-43.56M-29.77M-23.42M47.01M-20.67M-38.74M-2.85M
Capital Expenditure447.00K3.39M1.16M360.00K267.00K349.00K197.00K180.43K625.06K606.01K894.43K760.16K1.50M3.36M9.51M11.94M7.61M4.19M7.98M5.28M1.15M2.74M739.00K4.17M3.59M1.90M4.48M6.46M7.16M10.49M
Free Cash Flow2.03M-89.45K-1.92M-718.36K1.38M645.58K2.06M4.59M1.70M4.18M13.59M17.86M13.79M13.14M5.27M-8.58M4.39M150.32K4.86M24.79M42.38M-24.29M-32.53M65.94M-1.91M6.01M-16.01M31.99M75.94M21.51M
Dividends Paid4.53M4.03M1.16M--161.70M2.41M730.80K1.83M5.25M7.23M7.18M9.24M12.34M11.12M17.40M12.40M13.65M8.06M2.19M6.16M6.16M6.16M6.16M12.55M12.55M12.55M12.55M12.79M
FCF to OCF81.98%-2.71%251.11%200.46%83.74%64.91%91.25%96.22%73.16%87.33%93.83%95.92%90.17%79.62%35.67%-254.69%36.56%3.46%37.84%82.43%97.36%112.73%102.32%94.05%-113.18%76.01%138.80%83.20%91.39%67.21%
Dividend Paid to FCF222.94%-4504.10%-60.67%--0.00%82.73%52.40%42.90%43.72%38.65%40.48%52.05%70.30%233.93%-129.64%396.68%8249.08%281.01%32.53%5.16%-25.37%-18.95%9.35%-323.23%208.75%-78.38%39.23%16.53%59.47%

Earnings

Report DateFeb 29, 2016Sep 30, 2016Nov 14, 2016Feb 27, 2017Aug 21, 2017Feb 18, 2018May 4, 2018Aug 26, 2018Nov 12, 2018Feb 20, 2019May 3, 2019Aug 29, 2019Nov 11, 2019Feb 25, 2020May 1, 2020Aug 27, 2020Nov 16, 2020Feb 24, 2021Apr 13, 2021Aug 29, 2021Oct 26, 2021Feb 24, 2022May 3, 2022Aug 31, 2022Oct 25, 2022Apr 30, 2023Aug 31, 2023Oct 23, 2023Mar 12, 2024May 3, 2024Aug 29, 2024Oct 28, 2024Feb 23, 2025May 30, 2025Aug 27, 2025Nov 20, 2025May 1, 2026
EPS Estimate0.000.000.000.000.000.000.002.070.000.000.000.000.000.000.00-0.000.000.00-0.000.000.00-0.000.000.000.00-0.000.000.000.000.00-0.000.00
EPS Actual0.040.010.010.020.020.020.000.030.00-0.010.000.010.00-0.030.000.010.000.010.000.010.000.020.000.020.000.000.000.00-0.170.000.000.000.020.000.020.000.00
Surprise--------98.55%-----------------------------
Timing-----------------------After-hours--After-hours-After-hoursPre-market----After-hours--

Key Statistics & Ratios

Market Cap188.55M
Enterprise Value358.67M
Trailing P/E8.83
Forward P/E8.05
PEG Ratio0.00
Price / Sales0.46
Price / Book0.76
EPS0.03
Book Value0.357
Revenue (TTM)408.99M
Gross Profit (TTM)287.22M
EBITDA41.06M
Profit Margin4.81%
Operating Margin7.23%
Return on Equity8.16%
Return on Assets3.95%
Shares Outstanding711.52M
Shares Float330.04M
Beta0.59
Dividend Yield7.55%
Dividend Rate0.02
Payout Ratio72.81%

Ownership Breakdown

Institutions
2.06%
Insiders
52.77%
Retail / Other
45.17%

Top Fund Holders

  • Fidelity Low-Priced Stock Fund
    19.77M3.21%
  • Fidelity Series Intrinsic Opportunities Fund
    14.00M2.27%
  • DFA Asia Pacific Small Company Series
    2.77M0.45%
  • DFA International Core Equity Portfolio
    2.12M0.34%
  • Fidelity Low Priced Stock K6 Fund
    1.36M0.22%
  • DFA International Vector Equity Port
    283.55K0.05%
  • DFA Investment Dimensions-DFA World Ex U.S. Targeted Value Port
    185.46K0.03%
  • DFA Investment Dimensions-World Ex U.S. Core Equity Port
    184.75K0.03%
  • Brighthouse Fds Tr II-BH/Dimensional International Small Co Port
    152.94K0.02%
  • DFA Investment Dimensions-DFA International Social Core Equity Port
    147.10K0.02%

Dividends

20262×
0.01Sep 3, 20260.01Mar 23, 2026
20252×
0.01Sep 8, 20250.01Mar 25, 2025
20242×
0.01Sep 12, 20240.01Mar 25, 2024
20232×
0.01Sep 14, 20230.01Mar 23, 2023
20222×
0.01Sep 22, 20220.01Mar 24, 2022
20212×
0.01Sep 23, 20210.01Mar 24, 2021
20162×
0.01Oct 13, 20160.02Apr 14, 2016
20151×
0.02Mar 13, 2015
20142×
0.02Sep 12, 20140.02Mar 7, 2014
20132×
0.02Sep 9, 20130.02Mar 8, 2013
20122×
0.02Sep 10, 20120.02Mar 9, 2012
20112×
0.02Sep 12, 20110.02Mar 10, 2011
20101×
0.01Sep 10, 2010