YOLFTbeta
Clearview Wealth Ltd

Clearview Wealth Ltd

CVW · AU · Financial Services / Insurance - Life

0.65AUD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.65
Open0.65
Day Range0.65 – 0.65
52-Week Range0.4616 – 0.65
Volume0
Market Cap416.79M
P/E (TTM)65.00
Forward P/E15.80
EPS0.01
Dividend Yield7.69%
Beta0.23
50-Day Avg0.6474
200-Day Avg0.6054

About

ClearView Wealth Limited engages in the life insurance business in Australia. It offers life insurance products, including term life, trauma and critical illness benefits, child and accident covers, accidental death income protection and business expense covers, and total permanent disability. The company also provides administration services. ClearView Wealth Limited was founded in 1976 and is headquartered in Sydney, Australia. As of July 31, 2026, ClearView Wealth Limited operates as a subsidiary of Zurich Financial Services Australia Limited.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMs. Nadine Gooderick B.Com.
  • Employees0
  • Headquarters20 Bond Street, Sydney, NSW, Australia, 2000, Australia
  • Websitehttps://www.clearview.com.au

Leadership

  • Ms. Nadine Gooderick B.Com.MD, CEO & Executive Director
  • Mr. Athol Chiert B.Acc., B.Com., C.A., CA (SA)Chief Financial Officer
  • Ms. Joanne FaglioniGroup Executive of Operations
  • Mr. Michael NewChief Technology Officer
  • Ms. Judilyn Beaumont L.L.B.Group Executive, General Counsel, Corporate, Chief Risk Officer & Company Secretary
  • Mr. Ashutosh Bhalerao B.Ec, FIAAAppointed Actuary
  • Mr. Nick KulikovGroup Executive of Product & Pricing
  • Ms. Vanessa BeresfordManager of Investor Relations
  • Mr. Nick Pattillo B.Sc.Chief People Officer
  • Ms. Kathryn WilliamsonHead of Distribution Strategy

Financials

Income Statement

Currency: AUD2004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-30
Total Revenue5.53M9.73M10.52M34.01M16.93M10.99M45.37M225.14M140.44M291.81M270.74M326.46M291.16M395.94M413.40M453.84M546.77M397.25M318.34M330.75M404.13M23.70M
Growth (%)-+76.11%+8.08%+223.45%-50.24%-35.07%+312.81%+396.26%-37.62%+107.78%-7.22%+20.58%-10.81%+35.99%+4.41%+9.78%+20.48%-27.35%-19.86%+3.90%+22.19%-94.14%
Cost of Revenue---------4.00K25.93M87.04M234.85M207.18M235.63M252.98M327.36M212.59M224.62M192.05M378.04M17.83M
Gross Profit-9.73M10.52M34.01M16.93M10.99M45.37M225.14M140.44M291.81M270.74M326.46M56.31M188.75M177.78M200.86M219.41M184.66M93.73M120.42M26.09M5.87M
Gross Margin-100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%19.34%47.67%43.00%44.26%40.13%46.48%29.44%36.41%6.46%24.75%
Operating Expense--921.00K-18.73M4.59M65.46M18.41M36.04M210.48M103.50M263.77M233.61M272.44M8.37M124.47M89.52M103.42M211.86M178.21M67.32M96.20M17.56M-16.30M
Operating Income3.50M10.65M29.24M29.42M-48.53M-7.42M9.32M14.66M36.95M28.04M37.14M54.02M47.94M64.28M88.25M97.43M7.56M6.45M26.41M24.21M8.53M22.16M
Operating Margin63.33%109.47%278.08%86.50%-286.75%-67.50%20.55%6.51%26.31%9.61%13.72%16.55%16.47%16.24%21.35%21.47%1.38%1.62%8.30%7.32%2.11%93.52%
EBITDA-6.07M29.24M29.63M-48.02M-6.77M10.07M22.50M44.63M28.04M-2.88M33.91M49.68M33.33M44.11M44.30M14.82M12.23M31.20M29.59M23.00M46.32M
EBITDA Margin-62.36%278.08%87.10%-283.72%-61.61%22.20%9.99%31.77%9.61%-1.06%10.39%17.06%8.42%10.67%9.76%2.71%3.08%9.80%8.95%5.69%195.44%
Net Income3.28M4.58M20.98M20.32M-42.66M-4.78M8.03M8.66M22.34M1.88M13.88M12.57M23.61M13.15M26.60M3.96M13.08M6.68M21.18M17.11M-12.45M8.17M
Net Income Margin59.29%47.10%199.48%59.75%-252.06%-43.46%17.70%3.85%15.90%0.64%5.13%3.85%8.11%3.32%6.43%0.87%2.39%1.68%6.65%5.17%-3.08%34.48%
R&D------------0.090.040.080.010.010.010.050.09--
R&D as % of Total Revenue------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--
Interest Expense000002.00K113.00K3.00K000477.00K1.47M827.00K1.13M706.00K1.06M5.76M8.72M17.31M28.50M17.83M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.02%0.25%0.00%0.00%0.00%0.00%0.15%0.51%0.21%0.27%0.16%0.19%1.45%2.74%5.23%7.05%75.25%

Balance Sheet

Currency: AUD2004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-30
Total Assets212.15M241.74M242.97M293.77M184.79M107.15M1.77B1.72B1.55B1.57B1.67B1.84B1.99B2.22B2.47B2.45B2.52B2.80B2.57B2.58B2.83B1.07B
Total Liabilities4.85M8.96M6.59M11.90M1.51M4.60M1.53B1.47B1.28B1.32B2.77M1.50B3.54M1.02B4.34M2.01B1.23B1.55B1.44B2.10B2.48B717.27M
Total Equity207.31M232.78M236.38M281.88M182.82M102.56M242.30M247.98M263.28M250.72M310.23M336.83M411.76M415.65M444.31M439.05M452.72M459.43M481.10M485.30M353.16M349.80M
Cash50.93M48.52M17.52M30.89M24.05M27.92M197.14M185.82M193.37M233.66M183.30M200.77M217.67M222.20M176.36M200.20M186.44M120.50M150.74M94.52M78.21M213.14M
Total Debt-----28.00K-----45.50M---16.34M61.93M106.71M106.83M98.80M111.12M194.54M
Net Debt--48.52M-17.52M-30.89M-24.05M-27.89M-197.14M-185.82M-193.37M-233.66M-183.30M-155.27M-217.67M-222.20M-176.36M-185.20M-124.64M-16.97M-49.72M4.28M32.91M-18.60M

Cash Flow

Currency: AUD2004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-30
Operating Cash Flow-2.80M-1.94M4.21M2.38M3.19M-3.64M-102.84M-142.88M-158.11M-129.04M-33.41M-23.88M-24.98M4.46M-10.80M191.54M269.13M329.76M61.84M2.90M-1.36B
Investing Cash Flow--16.04M-16.72M24.43M37.93M76.65M44.41M108.86M176.04M140.21M-61.33M-55.56M-117.16M-116.85M-182.10M137.75M-250.59M-365.13M-171.50M108.10M137.06M1.44B
Financing Cash Flow-10.82M-12.34M-15.27M-47.14M-75.97M128.45M-17.34M-25.61M58.20M140.00M106.44M157.94M146.35M131.81M-103.11M45.30M30.05M-128.03M-22.43M-167.24M15.71M
Capital Expenditure00012.00K2.00K13.00K1.11M431.00K5.92M2.85M570.00K452.00K1.65M240.00K426.00K399.00K2.33M5.70M12.58M13.21M11.88M11.73M
Free Cash Flow-2.80M-1.94M4.20M2.38M3.17M-4.76M-103.28M-148.79M-160.96M-129.61M-33.86M-25.54M-25.22M4.03M-11.20M189.21M263.43M317.18M48.63M-8.02M-1.37B
Dividends Paid-4.50M8.51M15.23M17.31M---7.74M17.82M16.46M16.46M35.00K16.46M5.95M8.18M40.23M6.68M6.68M13.22M29.23M7.06M
FCF to OCF-100.00%100.00%99.72%99.92%99.59%130.62%100.42%104.14%101.80%100.44%101.35%106.93%100.96%90.44%103.70%98.78%97.88%96.19%78.63%-276.19%100.87%
Dividend Paid to FCF-160.85%-439.49%362.63%729.01%----5.20%-11.07%-12.70%-48.60%-0.14%-65.25%147.71%-73.08%21.26%2.54%2.11%27.19%-364.65%-0.52%

Earnings

Report DateFeb 26, 2014Aug 27, 2014Feb 23, 2016Aug 24, 2016Feb 22, 2017Aug 24, 2017Feb 21, 2018Aug 22, 2018Feb 27, 2019Aug 28, 2019Feb 26, 2020Aug 25, 2020Feb 24, 2021Aug 24, 2021Feb 23, 2022Aug 23, 2022Feb 23, 2023Feb 26, 2025Aug 19, 2025
EPS Estimate0.000.020.020.030.020.000.030.000.000.020.010.020.000.00---0.00-
EPS Actual0.000.020.030.030.030.020.020.020.02-0.010.020.010.020.000.010.010.010.03-0.01
Surprise-19.05%59.57%11.94%31.58%--23.08%---162.50%42.86%-50.00%-------
Timing--------------After-hoursAfter-hoursPre-market-After-hours

Key Statistics & Ratios

Market Cap416.79M
Enterprise Value385.30M
Trailing P/E65.00
Forward P/E15.80
PEG Ratio0.00
Price / Sales0.92
Price / Book1.20
EPS0.01
Book Value0.565
Revenue (TTM)454.78M
Gross Profit (TTM)46.94M
EBITDA21.57M
Profit Margin0.19%
Operating Margin8.62%
Return on Equity1.47%
Return on Assets0.73%
Shares Outstanding641.21M
Shares Float348.51M
Beta0.23
Dividend Yield7.69%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
20.28%
Insiders
42.83%
Retail / Other
36.89%

Top Fund Holders

  • John Hancock Fds II-International Small Company Fund
    34.53K0.01%

Dividends

20261×
0.05Aug 4, 2026
20242×
0.02Sep 4, 20240.01Mar 7, 2024
20231×
0.03Sep 6, 2023
20221×
0.02Sep 7, 2022
20211×
0.01Sep 8, 2021
20181×
0.03Sep 11, 2018
20171×
0.02Sep 12, 2017
20161×
0.03Sep 15, 2016
20151×
0.02Sep 1, 2015
20141×
0.02Sep 2, 2014
20131×
0.02Sep 24, 2013
20122×
0.02Oct 3, 20120.02Sep 10, 2012
20111×
0.02Sep 5, 2011
20081×
0.04Mar 5, 2008
20072×
0.04Sep 17, 20070.04Mar 5, 2007
20062×
0.03Sep 1, 20060.03Mar 6, 2006
20052×
0.02Sep 2, 20050.01Mar 8, 2005
20041×
0.01Sep 13, 2004

Stock Splits

  • Mar 29, 20101.0654:1