YOLFTbeta
Earlypay Ltd

Earlypay Ltd

EPY · AU · Financial Services / Credit Services

0.125AUD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.125
Open0.125
Day Range0.125 – 0.125
52-Week Range0.1037 – 0.2171
Volume1
Market Cap33.15M
P/E (TTM)0.00
Forward P/E12.38
EPS0.00
Dividend Yield1.33%
Beta0.15
50-Day Avg0.1317
200-Day Avg0.1472

About

Earlypay Limited provides financing solutions to businesses in Australia. The company offers invoice finance for transport and logistics, manufacturing and wholesale, security services, and labor hire and recruitment; trade finance for wholesale, manufacturing, and retail industries; and equipment finance, including capital raise, refinance, and asset purchase. It also provides invoice finance for payroll comprising Earlypay, an invoice finance facility; and xemplo for timesheet management, client approval management, and automated invoicing. The company was formerly known as CML Group Limited and changed its name to Earlypay Limited in November 2020. Earlypay Limited was incorporated in 2001 and is based in North Sydney, Australia.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. James Beeson
  • Employees0
  • Headquarters201 Miller Street, North Sydney, NSW, Australia, 2060, Australia
  • Websitehttps://www.earlypay.com.au

Leadership

  • Mr. James BeesonCEO, MD & Executive Director
  • Mr. Paul MurrayCFO, Joint Company Secretary & COO
  • Mr. Lee TregoChief Commercial Officer
  • Riman AkhunjiChief Risk Officer
  • Mr. Mathew Leslie Watkins C.A.Joint Company Secretary

Financials

Income Statement

Currency: AUD2010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue17.10M16.73M71.05M100.82M139.37M162.24M27.09M40.01M46.75M47.46M46.86M42.51M25.95M60.54M54.56M50.93M52.80M
Growth (%)--2.21%+324.77%+41.90%+38.24%+16.41%-83.30%+47.67%+16.85%+1.52%-1.26%-9.28%-38.95%+133.25%-9.88%-6.65%+3.68%
Cost of Revenue---75.35M70.57M81.84M5.89M8.51M30.34M27.05M21.02M17.55M19.68M19.06M13.93M20.64M21.79M
Gross Profit17.10M16.73M71.05M25.46M68.80M80.40M21.20M31.50M16.41M20.41M25.84M24.96M6.28M41.48M40.62M30.08M31.01M
Gross Margin100.00%100.00%100.00%25.26%49.37%49.56%78.27%78.73%35.10%43.01%55.15%58.71%24.19%68.51%74.46%59.07%58.73%
Operating Expense18.05M15.45M69.57M23.84M66.46M79.64M15.84M19.74M1.67M1.18M9.47M6.16M-18.75M31.08M13.75M9.16M13.58M
Operating Income-943.94K1.28M1.47M1.63M2.34M758.00K5.36M11.76M14.74M19.23M16.38M18.80M25.03M10.40M26.88M20.92M17.43M
Operating Margin-5.52%7.66%2.08%1.61%1.68%0.47%19.79%29.38%31.53%40.53%34.94%44.23%96.44%17.17%49.26%41.08%33.01%
EBITDA-883.63K1.35M1.59M1.72M2.45M496.00K5.49M7.41M9.31M13.79M16.68M22.06M27.32M10.47M25.66M24.32M20.21M
EBITDA Margin-5.17%8.09%2.24%1.71%1.76%0.31%20.28%18.52%19.92%29.06%35.60%51.89%105.27%17.29%47.03%47.76%38.27%
Net Income-1.29M831.67K860.57K766.00K1.11M17.00K38.00K2.53M3.19M8.40M3.67M7.24M13.22M-7.74M2.45M2.87M446.00K
Net Income Margin-7.53%4.97%1.21%0.76%0.80%0.01%0.14%6.32%6.82%17.70%7.84%17.02%50.95%-12.79%4.49%5.63%0.84%
R&D----37.00K82.00K72.00K34.00K55.00K50.00K61.00K56.00K225.00K563.00K792.00K713.00K-
R&D as % of Total Revenue----0.03%0.05%0.27%0.08%0.12%0.11%0.13%0.13%0.87%0.93%1.45%1.40%-
Interest Expense109.98K88.48K245.27K445.00K657.00K1.43M3.93M7.99M9.69M7.27M9.43M8.48M9.74M19.20M19.38M17.16M16.82M
Interest Expense % of Total Revenue0.64%0.53%0.35%0.44%0.47%0.88%14.49%19.98%20.74%15.32%20.11%19.95%37.53%31.72%35.51%33.69%31.85%

Balance Sheet

Currency: AUD2009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets7.03M7.12M7.42M15.05M17.29M32.15M66.39M156.52M161.46M260.61M251.15M335.98M376.43M492.83M360.30M314.04M314.61M364.82M
Total Liabilities5.28M5.26M4.40M10.98M13.09M21.88M56.48M141.99M145.05M220.43M206.35M282.59M317.92M407.74M286.81M241.43M240.56M296.91M
Total Equity1.74M1.86M3.03M4.06M4.20M10.27M9.90M14.54M16.41M40.17M44.80M53.39M58.51M85.09M73.48M72.61M74.05M67.91M
Cash1.57M1.42M1.01M3.73M1.54M540.00K14.14M14.74M14.93M15.68M21.08M38.20M44.77M52.71M52.99M40.13M37.56M34.94M
Total Debt2.67M1.51M1.41M3.64M5.94M6.70M33.66M77.02M87.39M128.55M113.11M185.59M207.41M293.97M280.36M236.72M236.32M293.00M
Net Debt1.09M94.03K402.75K-83.81K4.41M6.16M19.52M62.26M72.34M112.76M92.03M147.39M162.64M241.26M227.37M196.59M198.76M258.06M

Cash Flow

Currency: AUD2010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow1.69M173.54K539.17K-1.15M-3.20M-10.09M-37.83M-10.83M6.49M10.92M1.83M4.81M12.68M9.21M9.33M9.12M7.56M
Investing Cash Flow-2.43M-559.12K128.51K-141.00K-167.00K-2.29M-8.95M1.47M-2.91M13.64M68.17M-37.73M-84.23M11.72M24.39M-9.73M-58.73M
Financing Cash Flow1.97M-30.69K699.81K-911.00K2.88M25.43M47.91M9.01M24.77M-19.16M-52.89M39.49M79.49M-20.65M-46.58M-1.96M49.00M
Capital Expenditure25.27K59.12K252.01K141.00K167.00K134.00K79.00K335.00K157.00K166.00K104.00K418.00K731.00K913.00K1.10M329.00K58.00K
Free Cash Flow1.66M114.42K287.16K-1.29M-3.37M-10.23M-37.91M-11.16M6.33M10.76M1.73M4.39M11.95M8.30M8.24M8.79M7.50M
Dividends Paid419.60K496.55K562.57K624.00K671.00K1.01M470.00K1.31M2.50M3.52M2.82M5.19M6.56M5.17M0790.00K1.77M
FCF to OCF98.50%65.93%53.26%112.23%105.22%101.33%100.21%103.09%97.58%98.48%94.32%91.31%94.23%90.09%88.26%96.39%99.23%
Dividend Paid to FCF25.21%433.96%195.91%-48.22%-19.93%-9.88%-1.24%-11.78%39.54%32.73%163.14%118.19%54.94%62.29%0.00%8.99%23.59%

Earnings

Report DateFeb 25, 2016Aug 4, 2016Feb 27, 2017Sep 21, 2017Nov 14, 2017Feb 21, 2018May 30, 2018Aug 22, 2018Nov 13, 2018Feb 20, 2019May 29, 2019Aug 21, 2019Nov 12, 2019Feb 27, 2020Jun 3, 2020Aug 26, 2020Nov 17, 2020Feb 24, 2021Jun 2, 2021Aug 25, 2021Nov 16, 2021Feb 23, 2022Jun 1, 2022Aug 25, 2022Nov 15, 2022Feb 24, 2023May 31, 2023Aug 24, 2023Nov 14, 2023Feb 21, 2024May 29, 2024Aug 27, 2024Nov 29, 2024Feb 24, 2025May 28, 2025Aug 25, 2025Nov 11, 2025
EPS Estimate0.000.000.000.000.000.000.000.020.000.010.000.030.000.020.000.030.000.030.000.030.00-0.002.800.00-0.000.000.000.000.000.000.000.000.00-0.00
EPS Actual0.000.010.010.010.000.010.000.020.000.020.000.020.000.020.000.020.000.010.000.020.000.020.000.050.00-0.020.000.000.000.000.000.000.000.000.000.010.00
Surprise-------25.00%-42.86%--33.33%--4.76%--20.00%--64.29%--41.18%----98.21%-------------
Timing-----------------------Pre-market-After-hours-After-hours-------Pre-market-

Key Statistics & Ratios

Market Cap33.15M
Enterprise Value293.67M
Trailing P/E0.00
Forward P/E12.38
Price / Sales0.63
Price / Book0.52
EPS0.00
Book Value0.277
Revenue (TTM)52.87M
Gross Profit (TTM)37.89M
EBITDA19.27M
Profit Margin0.84%
Operating Margin35.30%
Return on Equity0.63%
Return on Assets3.23%
Shares Outstanding245.55M
Shares Float153.94M
Beta0.15
Dividend Yield1.33%
Dividend Rate0.00
Payout Ratio382.35%

Dividends

20261×
0.00Sep 1, 2026
20252×
0.01Sep 11, 20250.00Mar 20, 2025
20241×
0.00Sep 12, 2024
20222×
0.02Sep 15, 20220.01Mar 16, 2022
20212×
0.01Sep 15, 20210.01Mar 17, 2021
20202×
0.02Sep 15, 20200.03Feb 17, 2020
20192×
0.01Sep 13, 20190.01Mar 20, 2019
20182×
0.01Sep 13, 20180.01Mar 21, 2018
20172×
0.01Sep 14, 20170.01Mar 22, 2017
20162×
0.01Sep 15, 20160.00Mar 22, 2016
20151×
0.00Mar 25, 2015
20142×
0.01Oct 1, 20140.00Mar 3, 2014
20132×
0.00Sep 30, 20130.00Mar 14, 2013
20121×
0.00Sep 25, 2012

Stock Splits

  • May 24, 201626:25