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FSA Group Ltd

FSA Group Ltd

FSA · AU · Financial Services / Credit Services

1.14AUD+0.01 (+0.44%)

Price History

Full chart

Market Stats

Previous Close1.13
Open1.13
Day Range1.13 – 1.14
52-Week Range1.02 – 1.36
Volume13.73K
Market Cap153.81M
P/E (TTM)10.25
Forward P/E21.98
EPS0.12
Dividend Yield5.69%
Beta0.24
50-Day Avg1.26
200-Day Avg1.25

About

FSA Group Limited, together with its subsidiaries, provides direct lending services to individuals and businesses in Australia. The company operates through Home Loan and Assets Finance, Personal Loan, and Other segments. It offers debt agreements and informal arrangements, personal insolvency agreement, and bankruptcy services. The company also provides home loans, car loans, unsecured personal loans, asset finance lending, and accounting and taxation services. FSA Group Limited was incorporated in 2000 and is headquartered in Darlinghurst, Australia.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Tim Odillo Maher CPA
  • Employees97
  • Headquarters1 Oxford Street, Darlinghurst, NSW, Australia, 2010, Australia
  • Websitehttps://www.fsagroup.com.au

Leadership

  • Mr. Tim Odillo Maher CPAExecutive Chairman
  • Ms. Cellina Z. ChenCFO, Company Secretary & Executive Director
  • Ms. Deborah SouthonExecutive Director

Financials

Income Statement

Currency: AUD1998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue---1.38M848.00K10.95M13.66M13.92M21.41M33.48M30.31M39.65M60.72M40.42M54.01M64.42M65.47M62.31M59.71M72.04M66.39M69.12M82.53M71.62M70.25M83.83M100.69M189.79K143.84M
Growth (%)-----38.46%+1191.51%+24.71%+1.93%+53.79%+56.35%-9.46%+30.83%+53.13%-33.43%+33.61%+19.27%+1.63%-4.81%-4.18%+20.65%-7.84%+4.10%+19.40%-13.22%-1.91%+19.33%+20.11%-99.81%+75685.60%
Cost of Revenue---608.62K128.00K439.95K4.30M5.00M7.58M-11.71M14.15M21.46M23.64M24.39M27.25M-11.43M2.71M27.08M30.64M32.18M31.67M643.55K2.10M1.25M1.25M1.36M58.82M2.83M
Gross Profit---769.24K720.00K10.51M13.66M13.92M21.41M33.48M-24.68M38.47M40.42M52.22M47.05M65.47M59.60M32.63M41.40M34.21M37.45M69.13M69.52M69.00M82.58M99.33M-58.63M141.00M
Gross Margin---55.82%84.91%95.98%100.00%100.00%100.00%100.00%-62.25%63.36%100.00%96.69%73.03%100.00%95.65%54.65%57.46%51.53%54.18%83.77%97.07%98.22%98.51%98.65%-30893.75%98.03%
Operating Expense---3.43M2.17M11.89M12.54M12.85M17.67M24.50M-22.84M38.70M39.28M42.60M46.99M44.65M39.66M15.79M17.91M14.54M11.95M30.03M29.62M30.06M32.68M38.17M-74.81M36.25M
Operating Income-102.00K119.00K-227.00K-2.66M-1.45M-1.38M1.11M1.07M3.74M8.97M-32.22M1.84M-227.00K1.14M9.63M51.78K20.82M19.95M16.84M23.49M19.67M25.50M39.09M39.90M38.94M49.91M61.16M16.18M104.75M
Operating Margin----193.11%-171.34%-12.57%8.16%7.71%17.47%26.80%-106.32%4.65%-0.37%2.83%17.82%0.08%31.80%32.01%28.21%32.61%29.63%36.89%47.37%55.71%55.42%59.53%60.74%8523.68%72.83%
EBITDA-102.00K119.00K-227.00K-2.14M-1.12M-1.14M1.92M2.20M4.15M10.31M9.31M23.62M13.61M31.90M32.11M32.36M33.18M34.79M28.52M25.44M20.25M22.55M39.74M40.84M40.20M51.34M63.11M76.58M87.80M
EBITDA Margin----155.30%-131.96%-10.44%14.07%15.79%19.37%30.81%30.71%59.57%22.42%78.90%59.45%50.24%50.68%55.84%47.76%35.32%30.51%32.63%48.15%57.03%57.22%61.24%62.67%40347.45%61.04%
Net Income-51.00K115.00K-267.00K-3.73M-2.12M-1.67M1.21M1.30M2.55M6.52M2.68M8.84M7.52M9.00M8.53M10.76M13.48M14.69M10.66M15.12M16.12M14.41M16.32M20.11M17.22M13.00M7.35M10.52M14.14M
Net Income Margin----270.61%-250.00%-15.23%8.82%9.35%11.89%19.48%8.85%22.29%12.39%22.25%15.79%16.70%20.59%23.57%17.85%20.98%24.28%20.85%19.77%28.08%24.51%15.50%7.30%5542.90%9.83%
R&D------------------0.230.280.240.250.30.410.380.25---
R&D as % of Total Revenue------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%---
Interest Expense04.00K40.00K40.00K19.00K54.49K71.24K3.72K80.53K260.68K4.14M8.96M10.85M16.12M16.86M14.26M11.85M12.09M11.03M11.92M15.19M17.21M14.35M10.19M12.00M29.12M48.88M58.82M62.52M
Interest Expense % of Total Revenue---2.90%2.24%0.50%0.52%0.03%0.38%0.78%13.67%22.59%17.87%39.88%31.22%22.14%18.10%19.41%18.48%16.55%22.88%24.91%17.38%14.22%17.08%34.73%48.54%30993.75%43.46%

Balance Sheet

Currency: AUD1998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets--7.98M3.79M2.37M7.57M10.90M11.80M22.57M36.02M144.91M213.18M276.92M316.23M343.12M334.16M338.82M369.24M376.07M435.55M449.25M488.81M547.21M527.18M627.07M721.15M867.14M981.42M1.15B
Total Liabilities--725.00K608.94K1.30M5.64M7.76M7.20M10.65M17.37M122.35M181.12M232.17M261.66M285.59M275.40M273.87M297.87M299.31M352.28M402.46M434.69M484.35M451.53M530.99M619.85M766.86M881.07M1.05B
Total Equity--7.25M3.19M1.07M1.92M3.14M4.59M11.66M18.34M21.47M30.52M42.65M51.72M54.92M56.27M62.61M69.16M74.51M80.87M44.05M50.96M59.42M72.04M84.36M88.02M87.10M87.31M93.30M
Cash--5.03M1.29M936.00K2.03M4.37M5.14M7.95M8.42M18.86M11.65M14.00M9.41M6.50M23.09M21.19M19.82M17.38M9.07M9.80M12.07M39.91M35.10M35.92M36.45M5.35M4.18M37.78M
Total Debt--320.00K142.00K654.00K931.00K339.00K227.49K3.72M4.28M107.63M11.80M209.80M237.95M259.66M243.62M242.41M265.01M272.66M324.65M389.36M418.02M464.05M431.26M511.61M600.08M756.08M865.81M1.03B
Net Debt---4.71M-1.15M-282.00K-1.10M-4.03M-4.91M-4.23M-4.15M88.76M148.59K195.80M228.54M253.16M220.52M221.22M245.19M255.29M315.58M379.56M405.94M424.14M396.16M475.69M563.63M750.72M861.63M989.71M

Cash Flow

Currency: AUD2000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow--2.17M-1.10M-3.04M1.09M2.19M-1.09M234.44K2.88M2.46M5.64M9.39M13.97M12.03M10.88M11.22M10.64M14.51M17.08M19.43M29.51M26.19M22.32M14.88M21.74M28.12M
Investing Cash Flow-177.00K-1.33M-48.00K-471.54K-174.72K-220.08K603.33K-1.45M-93.00M-54.83M-59.58M-29.72M-23.59M14.45M-5.27M-25.60M-35.05M-61.17M-68.39M-35.32M-19.97M6.34M-50.25M-99.77M-168.44M-119.53M-170.02M
Financing Cash Flow5.40M4.79M792.00K661.18K-592.00K-28.40K23.62K3.01M103.12M52.78M51.43M26.89M15.91M-23.84M-8.66M13.35M21.39M42.22M54.61M20.51M28.37M-40.66M24.88M77.97M144.87M101.13M148.57M
Capital Expenditure177.00K73.00K23.00K201.63K273.17K220.08K456.49K404.78K780.21K724.67K487.21K482.11K269.93K540.37K241.10K159.67K246.69K378.82K461.13K89.01K1.59M1.07M425.24K1.45M942.67K623.19K58.00K
Free Cash Flow-177.00K-2.24M-1.12M-201.63K2.76M865.77K1.73M-1.50M-545.76K2.16M1.97M5.16M9.12M13.43M11.79M10.72M10.98M10.26M14.05M16.99M17.84M28.44M25.77M20.87M13.94M21.12M28.06M
Dividends Paid---------240.91K863.64K779.95K2.27M4.18M7.95M9.36M9.18M9.76M8.76M8.14M8.24M7.98M8.60M8.80M10.09M9.21M8.70M
FCF to OCF-103.37%102.10%-91.00%79.73%79.12%136.98%-232.79%74.87%80.18%91.45%97.13%96.13%98.00%98.53%97.80%96.44%96.82%99.48%91.82%96.37%98.38%93.51%93.66%97.13%99.79%
Dividend Paid to FCF---------11.16%43.83%15.12%24.89%31.16%67.39%87.26%83.64%95.08%62.32%47.88%46.18%28.04%33.37%42.16%72.37%43.60%31.01%

Earnings

Report DateFeb 3, 2016Aug 4, 2016Feb 23, 2017Aug 18, 2017Feb 9, 2018Aug 23, 2018Feb 27, 2019Aug 22, 2019Feb 21, 2020Aug 14, 2020Feb 8, 2021Aug 12, 2021Feb 17, 2022Aug 11, 2022Feb 23, 2023Feb 25, 2025Aug 25, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.00-0.00-
EPS Actual0.040.040.060.060.060.070.060.050.070.060.090.070.080.060.070.030.05
Surprise-----------------
Timing-------------Pre-marketAfter-hours-Pre-market

Key Statistics & Ratios

Market Cap153.81M
Enterprise Value1.18B
Trailing P/E10.25
Forward P/E21.98
PEG Ratio0.00
Price / Sales2.40
Price / Book1.66
EPS0.12
Book Value0.76
Revenue (TTM)62.95M
Gross Profit (TTM)55.88M
Profit Margin22.46%
Operating Margin40.25%
Return on Equity15.99%
Return on Assets1.57%
Shares Outstanding125.05M
Shares Float37.72M
Beta0.24
Dividend Yield5.69%
Dividend Rate0.07
Payout Ratio59.32%

Dividends

20262×
0.04Aug 20, 20260.04Feb 25, 2026
20252×
0.04Aug 20, 20250.04Mar 3, 2025
20242×
0.04Aug 30, 20240.04Mar 7, 2024
20232×
0.04Aug 23, 20230.04Mar 1, 2023
20222×
0.04Aug 17, 20220.04Feb 23, 2022
20212×
0.03Aug 17, 20210.03Feb 11, 2021
20202×
0.03Aug 20, 20200.03Feb 27, 2020
20192×
0.03Aug 28, 20190.02Mar 7, 2019
20182×
0.04Sep 12, 20180.03Mar 1, 2018
20172×
0.04Aug 24, 20170.03Mar 1, 2017
20162×
0.04Aug 29, 20160.03Mar 2, 2016
20152×
0.04Aug 27, 20150.03Feb 23, 2015

Stock Splits

  • Jun 17, 20021:3