YOLFTbeta
Helia Group Ltd

Helia Group Ltd

HLI · AU · Financial Services / Insurance - Specialty

4.91AUD-0.02 (-0.41%)

Price History

Full chart

Market Stats

Previous Close4.93
Open4.94
Day Range4.87 – 4.94
52-Week Range4.02 – 5.63
Volume289.53K
Market Cap1.38B
P/E (TTM)6.58
Forward P/E7.85
EPS0.77
Dividend Yield6.31%
Beta0.70
50-Day Avg5.27
200-Day Avg5.32

About

Helia Group Limited, together with its subsidiaries, engages in the loan mortgage insurance business primarily in Australia. It offers Lenders Mortgage Insurance (LMI), which provides protection to lenders, helping them facilitate property purchases with smaller deposits and protecting them against the risk of potential losses. The company was formerly known as Genworth Mortgage Insurance Australia Limited and changed its name to Helia Group Limited in November 2022. The company was founded in 1965 and is headquartered in North Sydney, Australia.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMr. Michael Cant
  • Employees170
  • Headquarters101 Miller Street, North Sydney, NSW, Australia, 2060, Australia
  • Websitehttps://helia.com.au

Leadership

  • Mr. Michael CantInterim Chief Executive Officer
  • Mr. Craig WardChief Financial Officer
  • Mr. Jeremy FrancisChief Operating Officer
  • Mr. Paul O'SullivanHead of Investor Relations
  • Mr. Brady John WeisselGeneral Counsel & Company Secretary
  • Mr. Phil Van LaerenInterim Head of Sales & Partnerships
  • Ms. Nicole LangChief People & Culture Officer
  • Clair SteensonHead of Customer Delivery
  • Kristi YoungChief Strategy & Product Officer
  • Mark StavertSenior Corporate Counsel & Additional Company Secretary

Financials

Income Statement

Currency: AUD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue612.92M502.82M442.58M577.76M578.87M473.81M359.20M411.84M407.53M372.09M579.69M538.29M517.68M471.20M
Growth (%)--17.96%-11.98%+30.54%+0.19%-18.15%-24.19%+14.65%-1.05%-8.69%+55.79%-7.14%-3.83%-8.98%
Cost of Revenue--6.66M-----289.85M-8.27M-34.72M64.63M52.79M35.80M
Gross Profit612.92M502.82M435.92M577.76M578.87M473.81M359.20M411.84M117.68M372.09M466.24M511.71M517.68M471.20M
Gross Margin100.00%100.00%98.50%100.00%100.00%100.00%100.00%100.00%28.88%100.00%80.43%95.06%100.00%100.00%
Operating Expense359.46M236.94M124.71M235.77M275.33M250.16M240.31M230.58M261.76M86.87M167.95M90.75M165.81M120.60M
Operating Income253.46M265.88M311.21M341.99M303.54M223.65M118.89M181.26M-144.08M285.23M298.29M420.96M351.87M350.60M
Operating Margin41.35%52.88%70.32%59.19%52.44%47.20%33.10%44.01%-35.35%76.65%51.46%78.20%67.97%74.41%
EBITDA253.09M265.62M314.41M342.47M304.43M224.41M-12.13M186.43M-139.22M290.26M303.02M421.37M475.98M362.20M
EBITDA Margin41.29%52.83%71.04%59.28%52.59%47.36%-3.38%45.27%-34.16%78.01%52.27%78.28%91.94%76.87%
Net Income164.01M179.40M215.16M227.98M203.09M149.17M75.67M120.08M-107.58M192.82M186.77M275.06M231.54M244.90M
Net Income Margin26.76%35.68%48.61%39.46%35.08%31.48%21.07%29.16%-26.40%51.82%32.22%51.10%44.73%51.97%
Interest Expense--7.25M16.55M14.21M11.49M12.13M11.79M10.71M10.29M12.44M107.48M18.83M9.40M
Interest Expense % of Total Revenue--1.64%2.86%2.45%2.43%3.38%2.86%2.63%2.77%2.15%19.97%3.64%1.99%

Balance Sheet

Currency: AUD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.90B4.01B4.45B4.23B3.84B3.77B3.59B3.48B3.68B3.91B3.46B3.20B2.93B2.54B
Total Liabilities136.99M137.74M1.95B2.01B1.87B1.84B1.85B1.95B2.29B2.36B2.26B2.06B1.85B1.52B
Total Equity2.17B2.21B2.50B2.22B1.97B1.92B1.74B1.53B1.39B1.56B1.21B1.14B1.08B1.02B
Cash33.74M113.92M88.60M78.11M57.63M43.02M141.45M87.25M104.56M76.72M23.84M57.05M112.38M45.70M
Total Debt136.99M275.48M138.57M244.42M195.97M197.03M198.17M215.80M200.10M195.89M191.06M197.29M196.52M8.50M
Net Debt103.24M161.56M49.98M166.30M138.34M154.01M56.72M128.54M95.55M119.17M167.22M140.24M84.14M-37.20M

Cash Flow

Currency: AUD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--277.05M216.37M102.23M58.69M101.45M191.82M296.59M344.67M76.11M-18.03M134.43M108.40M
Investing Cash Flow---170.25M180.37M379.24M120.21M255.87M90.24M-231.64M-344.26M199.89M397.10M213.84M324.00M
Financing Cash Flow---18.20M-407.22M-501.95M-193.50M-259.69M-334.06M-47.68M-27.69M-328.96M-345.90M-292.93M-499.10M
Capital Expenditure00283.00K251.00K1.52M1.31M11.64M2.45M529.00K599.00K599.00K243.00K91.00K0
Free Cash Flow--276.76M216.12M100.71M57.38M89.81M189.37M296.06M344.67M75.51M-18.27M134.33M108.40M
Dividends Paid--18.20M361.40M249.89M142.62M110.62M76.46M30.94M20.63M94.21M186.69M178.09M305.20M
FCF to OCF--99.90%99.88%98.51%97.77%88.52%98.72%99.82%100.00%99.21%101.35%99.93%100.00%
Dividend Paid to FCF--6.58%167.22%248.14%248.54%123.17%40.38%10.45%5.98%124.77%-1021.65%132.57%281.55%

Earnings

Report DateFeb 25, 2016Aug 3, 2016Nov 3, 2016Feb 23, 2017May 2, 2017Aug 1, 2017Nov 2, 2017Feb 6, 2018May 1, 2018Jul 31, 2018Oct 30, 2018Feb 5, 2019Apr 30, 2019Jul 30, 2019Oct 29, 2019Feb 4, 2020May 5, 2020Jul 29, 2020Nov 4, 2020Feb 11, 2021Apr 29, 2021Aug 3, 2021Oct 27, 2021Feb 24, 2022May 4, 2022Aug 2, 2022Oct 27, 2022Feb 24, 2023May 2, 2023Aug 22, 2023Nov 1, 2023Feb 26, 2024May 9, 2024Aug 19, 2024Oct 30, 2024Feb 24, 2025May 1, 2025Aug 22, 2025Oct 28, 2025May 1, 2026Feb 24, 2027
EPS Estimate0.200.220.000.170.000.160.000.110.000.000.000.090.000.110.000.110.00-0.290.00-0.090.000.000.000.000.000.000.000.340.000.450.000.470.000.290.000.330.00-0.000.00-
EPS Actual0.210.230.000.180.000.220.000.120.000.110.000.050.000.210.000.080.00-0.220.00-0.040.070.110.000.390.000.050.000.460.000.000.000.000.000.000.000.470.000.490.000.00-
Surprise3.86%6.48%-3.75%-34.56%-9.09%-12122.22%--47.89%-90.91%--27.27%-24.14%-55.56%12066.67%11100.00%-14344.44%-2172.73%-35.29%--100.00%--100.00%--100.00%-42.42%-----
Timing---------------------------Pre-market-Pre-market--After-hours----Pre-market---

Key Statistics & Ratios

Market Cap1.38B
Enterprise Value1.40B
Trailing P/E6.58
Forward P/E7.85
Price / Sales3.18
Price / Book1.65
EPS0.77
Book Value3.26
Revenue (TTM)435.70M
Gross Profit (TTM)372.40M
EBITDA360.50M
Profit Margin48.47%
Operating Margin79.87%
Return on Equity22.06%
Return on Assets8.80%
Shares Outstanding273.00M
Shares Float265.65M
Beta0.70
Dividend Yield6.31%
Dividend Rate0.32
Payout Ratio41.72%

Dividends

20262×
0.43Aug 20, 20260.83Mar 10, 2026
20252×
0.43Aug 29, 20250.69Mar 19, 2025
20242×
0.15Sep 4, 20240.45Mar 7, 2024
20232×
0.14Sep 5, 20230.41Mar 9, 2023
20222×
0.12Aug 16, 20220.24Mar 10, 2022
20211×
0.05Aug 17, 2021
20201×
0.07Mar 4, 2020
20193×
0.24Nov 13, 20190.31Aug 13, 20190.09Mar 1, 2019
20182×
0.12Aug 15, 20180.12Mar 1, 2018
20172×
0.14Aug 15, 20170.14Feb 21, 2017
20163×
0.27Aug 16, 20160.34May 24, 20160.23Feb 17, 2016
20152×
0.36Aug 19, 20150.29Feb 18, 2015

Stock Splits

  • May 24, 20160.8555:1