Moneyme Ltd

MME · AU · Financial Services / Credit Services

0.061AUD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.061

Open0.062

Day Range0.061 – 0.063

52-Week Range0.063 – 0.135

Volume728.22K

Market Cap54.06M

P/E (TTM)0.00

Forward P/E0.75

EPS-0.05

Dividend Yield0.00%

Beta2.42

50-Day Avg0.0715

200-Day Avg0.088

About

MoneyMe Limited provides digital consumer finance services in Australia. The company offers loans, including personal, refinance, medical, renovation, wedding, travel, and car loans, as well as debt consolidation and credit cards. It provides its products under the MONEYME and SocietyOne brands through brokers, dealers, and direct channels. The company was founded in 2013 and is based in Sydney, Australia.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Clayton Howes
Employees0
Headquarters131 Macquarie Street, Sydney, NSW, Australia, 2000, Australia
Websitehttps://www.moneyme.com.au

Leadership

Mr. Clayton HowesMD, CEO & Director
Mr. David WrightChief Financial Officer
Mr. Jonathan WuChief Product & Operations Officer
Mr. Nigel BradshawChief Investment Officer & Group Treasurer
Mr. Frederick RelenasChief Technology Officer
Mr. Simon WilloughbyGeneral Counsel
Mr. Richard BrayChief Sales & Marketing Officer
Mr. James DiagoChief Strategy Officer
Ms. Amanda DavenportChief Transformation Officer
Mr. Sudhir BakreChief Credit Officer

Financials

Income Statement

Currency: AUD	2017-06-30	2018-06-30	2019-06-30	2020-06-30	2021-06-30	2022-06-30	2023-06-30	2024-06-30	2025-06-30	2026-06-30
Total Revenue	15.90M	24.10M	31.89M	47.27M	57.07M	143.07M	238.88M	214.15M	-5.75M	248.80M
Growth (%)	-	+51.57%	+32.34%	+48.21%	+20.74%	+150.68%	+66.96%	-10.35%	-102.69%	+4423.21%
Cost of Revenue	100.00K	100.00K	231.00K	985.00K	1.69M	4.53M	17.28M	7.02M	32.56M	39.86M
Gross Profit	15.80M	24.00M	31.66M	46.29M	55.38M	138.54M	221.60M	207.13M	-5.75M	208.94M
Gross Margin	99.37%	99.59%	99.28%	97.92%	97.04%	96.83%	92.77%	96.72%	100.00%	83.98%
Operating Expense	13.75M	23.34M	31.54M	18.08M	53.62M	147.83M	119.51M	103.29M	54.08M	129.98M
Operating Income	2.05M	659.76K	125.00K	28.20M	1.76M	-9.29M	102.09M	103.84M	-59.83M	78.96M
Operating Margin	12.91%	2.74%	0.39%	59.67%	3.09%	-6.49%	42.74%	48.49%	1039.69%	31.74%
EBITDA	2.20M	800.00K	8.90M	29.19M	3.45M	-7.05M	113.26M	121.81M	47.79M	78.96M
EBITDA Margin	13.84%	3.32%	27.90%	61.75%	6.05%	-4.93%	47.41%	56.88%	-830.37%	31.74%
Net Income	9.90M	16.10M	20.52M	1.30M	-7.93M	-50.36M	12.29M	22.73M	-66.61M	-40.06M
Net Income Margin	62.26%	66.80%	64.33%	2.75%	-13.89%	-35.20%	5.14%	10.61%	1157.39%	-16.10%
R&D	0.13	0.03	0	2.71M	3.65M	6.62M	8.57M	4.73M	2.82M	-
R&D as % of Total Revenue	0.00%	0.00%	0.00%	5.73%	6.39%	4.63%	3.59%	2.21%	-49.05%	-
Interest Expense	3.00M	5.60M	8.54M	12.75M	10.60M	38.49M	89.81M	98.25M	104.80M	119.02M
Interest Expense % of Total Revenue	18.87%	23.24%	26.79%	26.97%	18.56%	26.90%	37.59%	45.88%	-1821.01%	47.84%

Balance Sheet

Currency: AUD	2017-06-30	2018-06-30	2019-06-30	2020-06-30	2021-06-30	2022-06-30	2023-06-30	2024-06-30	2025-06-30	2026-06-30
Total Assets	44.47M	49.69M	125.80M	166.60M	345.97M	1.47B	1.29B	1.37B	1.66B	2.20B
Total Liabilities	41.86M	45.17M	82.30M	119.75M	305.74M	1.38B	1.13B	1.18B	1.53B	2.12B
Total Equity	2.61M	4.52M	43.50M	46.85M	40.24M	91.28M	166.06M	189.89M	122.89M	87.05M
Cash	5.30M	3.50M	41.60M	35.38M	26.16M	80.67M	91.71M	73.63M	54.09M	92.22M
Total Debt	40.00M	42.45M	162.56M	115.94M	301.86M	1.36B	1.12B	1.17B	1.52B	2.10B
Net Debt	34.70M	38.95M	39.40M	79.87M	275.12M	1.28B	1.03B	1.10B	1.47B	2.01B

Cash Flow

Currency: AUD	2017-06-30	2018-06-30	2019-06-30	2020-06-30	2021-06-30	2022-06-30	2023-06-30	2024-06-30	2025-06-30	2026-06-30
Operating Cash Flow	7.10M	11.00M	12.70M	18.24M	30.15M	68.82M	208.39M	-50.78M	63.01M	73.08M
Investing Cash Flow	-300.00K	-900.00K	-47.31M	-61.18M	-224.99M	-689.09M	-8.56M	-4.91M	-429.35M	-603.44M
Financing Cash Flow	-6.20M	-13.10M	37.17M	72.26M	185.63M	674.78M	-188.78M	37.61M	346.80M	568.49M
Capital Expenditure	300.00K	900.00K	624.00K	2.79M	2.55M	3.85M	8.56M	4.91M	219.00K	164.00K
Free Cash Flow	6.80M	10.10M	12.07M	15.45M	27.60M	64.96M	199.82M	-55.69M	62.79M	72.92M
Dividends Paid	-	-	-	-	-	-	189.75M	-	-	-
FCF to OCF	95.77%	91.82%	95.08%	84.70%	91.54%	94.40%	95.89%	109.67%	99.65%	99.78%
Dividend Paid to FCF	-	-	-	-	-	-	94.96%	-	-	-

Earnings

Report Date	Dec 11, 2019	Feb 25, 2020	Aug 25, 2020	Feb 23, 2021	Jun 2, 2021	Aug 29, 2021	Dec 1, 2021	Feb 21, 2022	Jun 1, 2022	Aug 30, 2022	Nov 21, 2022	Feb 27, 2023	May 16, 2023	Aug 30, 2023	Oct 31, 2023	Jan 30, 2024	May 29, 2024	Aug 28, 2024	Nov 6, 2024	Feb 26, 2025	May 28, 2025	Aug 27, 2025	Nov 25, 2025
EPS Estimate	0.00	0.00	-	0.00	0.00	-	0.00	-	0.00	-	0.00	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00
EPS Actual	0.00	0.03	-0.02	0.01	0.00	-0.05	0.00	-0.11	0.00	-0.15	0.00	0.03	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.02	0.00	-0.03	0.00
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	Pre-market	Pre-market	Pre-market	After-hours	-	After-hours	-	After-hours	-	After-hours	-	After-hours	-	After-hours	-	-	-	-	-	-	-	Pre-market	-

Key Statistics & Ratios

Market Cap54.06M

Enterprise Value2.06B

Trailing P/E0.00

Forward P/E0.75

Price / Sales1.48

Price / Book0.63

EPS-0.05

Book Value0.107

Revenue (TTM)36.41M

Gross Profit (TTM)36.41M

Profit Margin-110.04%

Operating Margin-88.55%

Return on Equity-38.17%

Return on Assets-2.08%

Shares Outstanding819.07M

Shares Float430.77M

Beta2.42

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%

Dividends

20061×

0.17Apr 4, 2006

20034×

0.03Dec 15, 20030.06Oct 31, 20030.04Jul 14, 20030.04Jul 3, 2003

20021×

0.27Apr 9, 2002

20003×

0.02Jul 25, 20000.02Mar 28, 20000.03Jan 24, 2000

19992×

0.05Sep 24, 19990.06Jul 23, 1999

Stock Splits

Aug 14, 200114438:13601