YOLFTbeta
Mystate Ltd

Mystate Ltd

MYS · AU · Financial Services / Banks - Regional

5.06AUD-0.05 (-0.98%)

Price History

Full chart

Market Stats

Previous Close5.11
Open5.10
Day Range5.03 – 5.10
52-Week Range4.04 – 5.12
Volume51.32K
Market Cap838.26M
P/E (TTM)16.33
Forward P/E12.99
EPS0.30
Dividend Yield5.10%
Beta0.65
50-Day Avg4.86
200-Day Avg4.64

About

MyState Limited, through its subsidiaries, provides banking, trustee, equipment finance, and managed fund products and services in Australia. It operates through the MyState Bank and Wealth Management segments. The company offers home loans, personal, overdraft, line of credit and commercial products, leasing and commercial hire purchase, transactional savings accounts, fixed term deposits, and insurance products, as well as savings and transactional banking solutions. It also provides fund management and trustee services. The company was incorporated in 2008 and is based in Hobart, Australia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Brett Alexander Morgan BEC
  • Employees0
  • Headquarters137 Harrington Street, Hobart, TAS, Australia, 7000, Australia
  • Websitehttps://www.mystatelimited.com.au

Leadership

  • Mr. Brett Alexander Morgan BECMD, CEO & Executive Director
  • Mr. Gary Dickson B.Com., F.C.A., M.B.A.Chief Financial Officer
  • Mr. Tim NewmanChief Operating Officer
  • Ms. Mandakini Khanna B.Com., Post Dip, Post DipBAChief Risk Officer
  • Mr. Damian R. Hearne BEd, MBAChief Customer Officer
  • Mr. Scott Antony Lukianenko Ad Dip BMgmt, B.A., CertGov(Prac), GIA (C, Grad CeCompany Secretary

Financials

Income Statement

Currency: AUD2007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue70.21M143.52M138.59M92.87M102.21M114.83M120.72M118.40M124.51M122.20M124.40M120.47M120.61M217.66M190.91M189.67M380.76M504.93M186.16M796.95M
Growth (%)-+104.41%-3.44%-32.98%+10.05%+12.35%+5.12%-1.92%+5.16%-1.86%+1.80%-3.16%+0.12%+80.46%-12.29%-0.65%+100.74%+32.61%-63.13%+328.09%
Cost of Revenue-------00000--51.39M48.74M222.92M355.59M-557.99M
Gross Profit---92.87M102.21M114.83M120.72M118.40M124.51M122.20M124.40M120.47M120.61M217.66M139.51M139.10M157.84M149.34M186.16M238.96M
Gross Margin---100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%73.08%73.34%41.45%29.58%100.00%29.98%
Operating Expense---7.23M-12.79M-43.29M80.38M76.88M78.48M79.76M82.17M75.78M78.00M174.68M84.90M90.74M99.46M95.85M123.41M160.04M
Operating Income42.06M93.44M88.03M85.64M115.00M158.13M40.34M41.52M46.03M42.44M42.24M44.70M42.62M42.99M54.62M48.36M58.37M53.48M62.76M78.92M
Operating Margin59.91%65.11%63.52%92.21%112.51%137.70%33.42%35.07%36.97%34.73%33.95%37.10%35.34%19.75%28.61%25.50%15.33%10.59%33.71%9.90%
EBITDA---88.04M117.87M161.29M43.38M-1.72M49.11M45.42M46.81M50.85M47.74M53.36M63.22M50.55M62.26M61.26M69.43M86.00M
EBITDA Margin---94.79%115.33%140.46%35.94%-1.46%39.44%37.17%37.63%42.21%39.58%24.52%33.12%26.65%16.35%12.13%37.29%10.79%
Net Income--10.78M17.34M22.02M23.38M28.46M29.57M32.51M28.33M30.08M31.46M30.99M30.06M36.34M32.03M38.50M35.29M35.56M56.19M
Net Income Margin--7.78%18.67%21.54%20.36%23.57%24.97%26.11%23.19%24.18%26.11%25.69%13.81%19.04%16.88%10.11%6.99%19.10%7.05%
Interest Expense00060.98M84.07M123.97M123.82M93.33M91.80M94.44M94.09M97.44M112.72M1.21M52.38M49.50M220.38M354.39M452.01M553.91M
Interest Expense % of Total Revenue0.00%0.00%0.00%65.66%82.26%107.95%102.57%78.82%73.73%77.28%75.63%80.88%93.45%0.55%27.44%26.10%57.88%70.19%242.80%69.50%

Balance Sheet

Currency: AUD2007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets889.42M1.71B1.73B2.06B2.25B3.66B3.63B3.56B4.08B4.42B4.91B5.17B5.71B6.10B6.54B8.08B9.12B9.17B15.28B16.10B
Total Liabilities836.50M1.59B1.60B1.86B2.04B3.38B3.35B3.27B3.79B4.12B4.60B4.85B5.39B5.76B6.13B7.65B8.67B8.70B14.54B15.34B
Total Equity52.91M120.20M128.38M198.39M204.60M273.88M279.71M285.65M293.14M299.63M310.90M320.66M327.50M334.32M415.21M429.91M457.56M464.94M736.01M756.58M
Cash3.99M8.48M6.25M37.27M35.47M71.00M66.83M57.96M66.19M80.13M64.23M67.88M79.99M116.50M80.27M119.22M127.78M159.94M321.62M245.49M
Total Debt------505.06M525.74M797.45M4.07B4.72B5.07B5.64B6.11B6.38B7.90B2.42B2.25B2.01B3.79B
Net Debt----37.27M-35.47M-71.00M438.22M467.79M731.26M3.99B4.52B4.76B5.29B5.63B6.03B7.51B1.86B2.09B1.69B3.55B

Cash Flow

Currency: AUD2009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow-36.94M24.16M21.51M26.30M38.05M36.89M42.16M40.63M49.68M-463.01M-342.41M-447.48M-1.45B-943.63M21.61M-254.90M90.10M
Investing Cash Flow--231.41M-188.82M-141.01M-15.87M52.79M-501.89M-331.36M-522.96M-274.12M-2.11M-5.05M-4.78M-278.00K-5.18M-12.46M88.92M-889.31M
Financing Cash Flow-224.99M162.86M154.54M-49.07M-99.72M473.23M303.13M466.43M228.09M477.24M-22.24M90.84M88.61M87.32M-22.39M373.05M725.93M
Capital Expenditure01.34M1.06M7.89M4.61M1.55M1.50M499.00K714.00K313.00K610.00K5.06M4.78M5.04M5.18M12.46M1.02M8.63M
Free Cash Flow-35.60M23.10M13.61M21.70M36.50M35.39M41.66M39.91M49.37M-463.62M-347.47M-452.26M-1.46B-948.82M18.88M-255.92M81.47M
Dividends Paid-13.48M16.52M19.56M24.38M24.42M24.88M22.95M18.63M21.95M22.84M22.44M11.66M24.59M10.61M22.16M27.71M33.42M
FCF to OCF-96.38%95.61%63.30%82.49%95.93%95.92%98.82%98.24%99.37%100.13%101.48%101.07%100.35%100.55%87.37%100.40%90.42%
Dividend Paid to FCF-37.87%71.52%143.73%112.37%66.89%70.31%55.07%46.67%44.47%-4.93%-6.46%-2.58%-1.69%-1.12%117.37%-10.83%41.02%

Earnings

Report DateFeb 3, 2016Sep 23, 2016Feb 17, 2017Aug 18, 2017Feb 23, 2018Aug 16, 2018Feb 21, 2019Aug 22, 2019Feb 20, 2020Aug 20, 2020Feb 18, 2021Aug 20, 2021Feb 18, 2022Aug 15, 2022Feb 23, 2023Feb 18, 2025Aug 17, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.00-0.00----0.00-
EPS Actual0.170.150.170.170.180.170.160.330.170.160.180.210.160.150.150.130.11
Surprise-----------------
Timing------------Pre-marketPre-marketAfter-hours-After-hours

Key Statistics & Ratios

Market Cap838.26M
Enterprise Value4.34B
Trailing P/E16.33
Forward P/E12.99
PEG Ratio0.00
Price / Sales3.33
Price / Book1.11
EPS0.30
Book Value4.44
Revenue (TTM)251.87M
Gross Profit (TTM)251.87M
Profit Margin22.31%
Operating Margin34.17%
Return on Equity7.53%
Return on Assets0.36%
Shares Outstanding171.07M
Shares Float161.84M
Beta0.65
Dividend Yield5.10%
Dividend Rate0.25
Payout Ratio77.52%

Ownership Breakdown

Institutions
15.58%
Insiders
5.75%
Retail / Other
78.67%

Top Fund Holders

  • DFA International Small Cap Value Portfolio
    691.23K0.75%
  • Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund
    589.11K0.64%
  • DFA Asia Pacific Small Company Series
    534.85K0.58%
  • Vanguard International Stock Index-Total Intl Stock Indx
    345.55K0.37%
  • Vanguard Intl Equity Index Fds-FTSE All World ex U.S.Small Cap Index
    255.78K0.28%
  • DFA International Core Equity Portfolio
    152.47K0.17%
  • Schwab Strategic Tr-Schwab International Small Cap Equity ETF
    129.77K0.14%
  • Vanguard International Stock Index-Pacific Stock Index
    112.68K0.12%
  • DFA International Vector Equity Port
    56.90K0.06%
  • Vanguard Intl Equity Index - Total World Stock Index Fd
    52.01K0.06%

Dividends

20262×
0.13Aug 28, 20260.12Feb 25, 2026
20252×
0.11Aug 22, 20250.10Mar 4, 2025
20242×
0.12Aug 22, 20240.12Feb 28, 2024
20232×
0.12Aug 23, 20230.12Feb 28, 2023
20222×
0.12Aug 18, 20220.13Feb 23, 2022
20212×
0.13Aug 25, 20210.12Feb 24, 2021
20201×
0.14Feb 28, 2020
20192×
0.14Aug 29, 20190.14Mar 1, 2019
20182×
0.14Aug 23, 20180.14Mar 2, 2018
20172×
0.14Aug 23, 20170.14Feb 22, 2017
20162×
0.14Sep 1, 20160.14Feb 29, 2016
20152×
0.14Sep 9, 20150.14Mar 2, 2015
20141×
0.14Sep 10, 2014