N1 Holdings Ltd

N1 Holdings Ltd

N1H · AU · Financial Services / Mortgage Finance

0.13AUD-0.04 (-23.53%)

Price History

Full chart

Market Stats

Previous Close0.17
Open0.17
Day Range0.13 – 0.17
52-Week Range0.08 – 0.175
Volume200.00K
Market Cap12.33M
P/E (TTM)14.00
Forward P/E0.00
EPS0.01
Dividend Yield2.86%
Beta-0.51
50-Day Avg0.1334
200-Day Avg0.1093

About

N1 Holdings Limited provides financial services in Australia. It operates through two segments, Financial Services and Other. The company offers direct lending and private credit for the purpose of bridging finance, purchase and urgent settlement, renovation of business premises, working capital, business expansion, equipment acquisition and/or upgrade, debt consolidation, equity release for business, and external administration/receivership for small and medium enterprises. It is also involved in the provision of mortgage, home, and commercial loans for property owners and investors, as well as fund management services. In addition, the company offers financial advisory and trustee services, such as project advisory and establishment, information memorandum and offer documents production, custody, fund compliance and risk management, and fund administration and accounting, as well as unit subscription, registration, pricing, and redemption services. N1 Holdings Limited was founded in 2011 and is headquartered in Sydney, Australia.

Company Details

  • SectorFinancial Services
  • IndustryMortgage Finance
  • CEOMr. Ren Hor Wong
  • Employees0
  • Headquarters77 King Street, Sydney, NSW, Australia, 2000, Australia
  • Websitehttps://www.n1holdings.com.au

Leadership

  • Mr. Ren Hor WongExecutive Chairman & CEO
  • Ms. Jia Penny HeCFO & Executive Director
  • Ms. Jacqueline WangChief Operation Officer
  • Mr. Yu ShenHead of Marketing & PR
  • Mr. Anand Sundaraj BSc, LLB (Hon)Company Secretary

Financials

Income Statement

Currency: AUD2012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue201.00K704.60K1.67M4.02M3.39M4.30M3.66M4.09M4.21M5.42M10.63M14.09M18.55M20.07M22.26M
Growth (%)-+250.55%+137.40%+140.19%-15.68%+27.04%-14.97%+11.84%+2.91%+28.69%+96.07%+32.57%+31.68%+8.15%+10.93%
Cost of Revenue-478.74K1.30M1.72M1.46M1.09M813.79K913.58K922.24K1.49M1.46M1.71M1.12M921.26K1.37M
Gross Profit-225.86K376.09K2.30M1.92M3.21M2.85M3.18M3.29M3.93M9.17M12.38M17.43M19.15M20.89M
Gross Margin-32.06%22.48%57.18%56.79%74.67%77.76%77.68%78.10%72.44%86.24%87.89%93.96%95.41%93.86%
Operating Expense-172.13K248.91K1.42M2.90M4.51M4.13M3.82M3.37M3.01M3.80M3.73M4.18M3.92M3.84M
Operating Income40.00K53.74K127.18K876.44K-975.64K-1.29M-1.29M-638.99K-83.65K914.74K5.36M8.66M13.26M15.23M17.05M
Operating Margin19.90%7.63%7.60%21.81%-28.80%-30.07%-35.23%-15.61%-1.99%16.88%50.46%61.44%71.45%75.88%76.60%
EBITDA-74.20K62.52K837.60K-1.05M-1.40M-1.38M-674.61K166.53K1.48M5.81M514.12K13.26M14.03M17.26M
EBITDA Margin-10.53%3.74%20.85%-30.90%-32.50%-37.68%-16.48%3.95%27.34%54.69%3.65%71.45%69.92%77.54%
Net Income-34.64K-184559.29K-1.31M-1.20M-1.85M-2.57M-1.82M139.57K1.10M340.94K1.09M855.83K1.01M
Net Income Margin-4.92%-0.01%13.92%-38.53%-27.83%-50.61%-62.82%-43.13%2.57%10.37%2.42%5.85%4.26%4.55%
R&D----0.37---0.440.030.070.01---
R&D as % of Total Revenue----0.00%---0.00%0.00%0.00%0.00%---
Interest Expense0014.73K8.62K282.87K3.76K242.49K564.09K1.04M1.15M4.92M8.25M12.08M13.15M15.80M
Interest Expense % of Total Revenue0.00%0.00%0.88%0.21%8.35%0.09%6.63%13.78%24.69%21.30%46.34%58.58%65.08%65.52%70.99%

Balance Sheet

Currency: AUD2012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets51.00K233.35K620.42K6.54M6.84M7.70M9.10M9.99M13.48M15.54M79.91M90.22M114.62M130.41M271.34M
Total Liabilities70.00K233.25K620.50K830.61K1.63M3.60M6.84M9.76M15.10M17.01M79.28M89.63M112.93M128.17M268.35M
Total Equity-100-845.13M5.22M4.10M2.26M233.52K-1.62M-1.48M624.74K591.66K1.69M2.24M2.99M
Cash5.00K11.35K59.80K5.54M3.86M912.43K1.01M919.53K2.78M3.21M14.14M7.02M13.53M11.32M22.92M
Total Debt-39.84K196.75K148.11K244.11K3.31M8.05M10.58M20.16M23.61M127.00M148.32M108.09M123.64M262.19M
Net Debt-28.49K136.94K-5.49M-3.86M853.68K3.75M6.94M11.37M12.37M61.15M78.00M94.56M112.32M239.27M

Cash Flow

Currency: AUD2013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow81.96K42.05K130.73K-1.31M-1.86M-1.07M385.02K2.90M1.20M11.85M-6.06M7.38M-1.34M11.78M
Investing Cash Flow-12.35K-89.04K48.60K-2.60M-10.17K-504.21K-191.06K-66.26K213.32K526.06K70.99K-312.23K307.62K
Financing Cash Flow-75.82K-5.95K546.36K4.47M1.51M1.18M29.85K-1.31M-702.82K-1.14M-1.59M-940.30K-560.77K-484.34K
Capital Expenditure018.55K9.74K47.24K436.55K23.62K10.52K76.53K106.62K19.12K92.34K14.12K57.22K9.13K
Free Cash Flow81.96K23.50K120.99K-1.36M-2.30M-1.09M374.50K3.29M1.09M11.84M-6.15M7.37M-1.40M11.77M
Dividends Paid15.82K--307.08K---202.53K202.53K202.53K202.53K-290.58K264.17K
FCF to OCF100.00%55.89%92.55%103.60%123.43%102.20%97.27%113.53%91.11%99.84%101.52%99.81%104.26%99.92%
Dividend Paid to FCF19.31%---22.56%---6.15%18.53%1.71%-3.29%--20.76%2.24%

Earnings

Report DateFeb 3, 2016Sep 30, 2016Oct 1, 2016Feb 27, 2017Sep 27, 2017Feb 28, 2018Aug 31, 2018Feb 27, 2019Aug 30, 2019Mar 1, 2020Aug 31, 2020Feb 25, 2021Aug 31, 2021Feb 27, 2022Aug 31, 2022Mar 1, 2023Feb 21, 2025Aug 27, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.00-0.000.000.00
EPS Actual-0.01-0.03-0.03-0.01-0.01-0.01-0.01-0.01-0.03-0.02-0.010.000.000.000.010.000.010.00
Surprise------------------
Timing--------------Pre-marketPre-market--

Key Statistics & Ratios

Market Cap12.33M
Enterprise Value251.60M
Trailing P/E14.00
Forward P/E0.00
Price / Sales0.55
Price / Book4.12
EPS0.01
Book Value0.034
Revenue (TTM)22.26M
Gross Profit (TTM)21.39M
EBITDA17.05M
Profit Margin4.55%
Operating Margin76.86%
Return on Equity38.72%
Return on Assets5.29%
Shares Outstanding88.06M
Shares Float14.58M
Beta-0.51
Dividend Yield2.86%
Dividend Rate0.00
Payout Ratio26.09%

Dividends

20262×
0.00Nov 2, 20260.00Oct 22, 2026
20251×
0.00Nov 21, 2025
20241×
0.00Nov 22, 2024
20221×
0.00Oct 6, 2022