National Australia Bank Ltd

National Australia Bank Ltd

NAB · AU · Financial Services / Banks - Diversified

39.19AUD-0.52 (-1.31%)

Price History

Full chart

Market Stats

Previous Close39.71
Open39.72
Day Range38.99 – 39.74
52-Week Range35.48 – 48.4
Volume3.71M
Market Cap117.86B
P/E (TTM)19.25
Forward P/E15.06
EPS2
Dividend Yield4.42%
Beta0.71
50-Day Avg39.51
200-Day Avg41.02

About

National Australia Bank Limited provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. The company operates through Business and Private Banking; Personal Banking; Corporate and Institutional Banking; New Zealand Banking; and Corporate Functions and Other segments. It accepts transaction accounts, savings accounts, debit cards, and term deposits; and specialized accounts, such as foreign currency, business interest, cash maximiser, farm management, community free saver, statutory trust, and project bank accounts, as well as farm management deposits. In addition, the company provides home loans, personal loans, and business loans; vehicle and equipment finance; and trade and invoice finance, as well as business overdrafts and bank guarantees. Further, it offers insurance products consisting of home and content, landlord, travel, car, caravan and trailer, life, and business insurance products; and self-managed super funds, cash management, and financial advice services. Additionally, the company provides investment products; credit, debit, and business cards; payments and merchant services; online and internet banking services; small business services; international and foreign exchange solutions; and industry-specific banking services. The company was founded in 1834 and is based in Melbourne, Australia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Andrew Francis Irvine B.Sc., M.B.A.
  • Employees41.88K
  • Headquarters395 Bourke Street, Melbourne, VIC, Australia, 3000, Australia
  • Websitehttps://www.nab.com.au

Leadership

  • Mr. Andrew Francis Irvine B.Sc., M.B.A.MD, Group CEO & Director
  • Mr. Lesile D. Matheson B.Com.Group Chief Operating Officer · b. 1960
  • Mr. Patrick F. Wright B.B.A.Group Executive of Technology & Enterprise Operations · b. 1967
  • Ms. Sarah WhiteGroup Executive of People & Culture
  • Mr. Shaun Dooley BEC, M.S.Executive Officer
  • Mr. Daniel James Huggins B.Com., M.B.A.MD & CEO of Bank of New Zealand
  • Ms. Rachel Alicia SladeGroup Executive of Personal Banking
  • Ms. Ana Marinkovic B.A., M.B.A.Group Executive, Personal Banking
  • Mr. Andrew Brent Auerbach B.A.Group Executive of Business & Private Banking
  • Mr. Inder Singh B.Com.Group CFO & Group Executive, Strategy

Financials

Income Statement

Line item1989-09-301990-09-301991-09-301992-09-301993-09-301994-09-301995-09-301996-09-301997-09-301998-09-301999-09-302000-09-302001-09-302002-09-302003-09-302004-09-302005-09-302006-09-302007-09-302008-09-302009-09-302010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-302019-09-302020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Total Revenue9.22B12.47B11.78B10.19B10.46B10.24B12.62B14.94B16.17B19.38B19.63B24.04B26.12B23.25B21.85B23.81B35.22B37.92B44.74B43.02B37.13B37.11B38.91B47.20B48.88B44.47B38.99B36.20B31.63B33.53B33.13B26.33B20.92B25.87B51.90B62.16B60.25B
Cost of Revenue5.81B8.48B7.66B5.79B4.91B3.92B5.76B7.29B7.91B10.14B9.58B11.73B13.95B9.95B10.31B11.75B14.69B17.47B22.00B30.99B22.85B20.36B22.99B24.03B19.75B17.86B16.73B15.51B15.04B15.83B16.57B11.99B4.04B7.66B32.08B42.28B40.21B
Gross Profit3.41B3.99B4.12B4.41B5.55B6.32B6.85B7.65B8.26B9.24B10.05B12.31B12.17B13.30B11.54B12.06B20.53B20.44B22.74B12.03B14.28B16.75B15.93B23.17B29.13B26.61B22.26B20.68B16.59B17.70B16.56B14.34B16.88B18.20B19.81B19.88B20.02B
Operating Income1.32B1.29B1.16B1.17B1.95B2.67B2.88B3.06B3.32B2.97B4.14B4.87B3.98B4.34B5.63B4.74B6.42B7.28B7.83B4.57B4.98B5.68B6.73B6.16B8.09B7.78B9.52B8.98B8.66B8.40B8.35B5.16B9.07B9.74B10.45B9.88B9.69B
EBITDA1.42B1.46B1.31B1.29B2.09B2.86B3.12B3.33B3.73B3.25B4.42B5.20B4.53B4.86B6.13B5.29B7.38B8.05B8.35B5.10B5.57B6.35B7.35B6.80B8.73B8.46B10.07B9.60B9.39B9.18B9.71B7.07B10.11B10.86B11.67B11.19B10.26B
Net Income782.70M767.00M720.40M675.10M1.13B1.71B1.97B2.10B2.22B2.01B2.82B3.24B2.08B3.37B3.96B3.18B3.99B4.39B4.58B4.54B2.59B4.22B5.22B4.08B5.36B5.29B6.34B352.00M5.29B5.55B4.80B2.56B6.36B6.89B7.41B6.96B6.76B
Interest Expense5.49B7.83B6.70B4.88B4.31B3.74B5.65B6.96B7.58B9.57B9.00B11.15B12.96B9.25B9.68B11.46B14.16B16.87B21.21B28.29B19.03B17.57B21.24B21.30B17.94B17.00B15.88B14.70B14.22B15.04B15.64B9.23B4.24B7.54B31.27B41.54B39.38B

Balance Sheet

Line item1989-09-301990-09-301991-09-301992-09-301993-09-301994-09-301995-09-301996-09-301997-09-301998-09-301999-09-302000-09-302001-09-302002-09-302003-09-302004-09-302005-09-302006-09-302007-09-302008-09-302009-09-302010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-302019-09-302020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Total Assets59.00B74.22B75.69B84.14B95.85B101.78B117.48B173.71B201.97B251.71B254.08B343.68B374.72B377.39B397.47B411.31B419.59B484.79B564.63B656.80B654.12B685.95B753.76B763.09B809.87B883.30B955.05B776.71B788.33B806.51B847.12B866.86B926.19B1.06T1.06T1.08T1.11T
Total Liabilities52.98B67.65B67.66B76.14B86.81B91.89B106.06B161.19B189.39B235.95B235.56B265.79B351.16B354.14B370.26B381.54B385.31B456.81B534.75B623.95B616.28B647.00B711.57B717.69B763.49B835.39B899.54B725.39B737.01B753.80B791.52B805.57B863.41B996.22B997.69B1.02T1.05T
Total Equity5.99B6.54B8.02B8.00B8.82B9.85B11.38B12.52B12.58B15.76B18.52B21.36B23.49B23.18B24.41B25.90B28.06B27.80B29.57B32.79B37.81B38.94B42.17B43.76B46.32B47.89B55.49B51.29B51.31B52.70B55.60B61.29B62.78B59.03B61.15B61.45B62.92B
Cash8.30B10.85B10.58B13.56B12.13B12.96B14.87B4.90B5.03B4.15B3.65B19.78B24.56B22.30B15.64B31.75B24.02B37.14B37.94B65.20B59.10B63.75B74.20B48.24B49.60B32.23B45.96B39.76B34.76B26.49B25.96B34.65B26.96B2.67B2.89B112.94B2.60B
Total Debt3.26B3.48B3.49B4.22B4.04B4.46B4.53B7.38B128.00B158.08B162.47B22.96B26.97B24.06B47.69B53.43B58.74B89.78B127.18B150.48B93.42B105.64B137.80B110.37B147.22B161.69B382.20B263.98B253.87B290.37B302.96B281.86B299.99B318.54B310.11B281.87B289.67B
Net Debt-5.04B-7.37B-7.09B-9.33B-8.09B-8.50B-10.35B2.48B122.97B153.93B158.82B3.17B2.41B1.76B32.05B21.68B34.72B52.64B89.24B85.28B34.32B41.89B63.60B62.13B97.61B129.47B144.92B194.51B203.13B238.45B247.72B222.37B249.44B287.97B286.38B183.75B289.67B

Cash Flow

Line item1989-09-301990-09-301991-09-301992-09-301993-09-301994-09-301995-09-301996-09-301997-09-301998-09-301999-09-302000-09-302001-09-302002-09-302003-09-302004-09-302005-09-302006-09-302007-09-302008-09-302009-09-302010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-302019-09-302020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Operating Cash Flow885.00M940.80M1.78B2.37B3.25B3.54B1.50B2.58B2.19B519.00M3.54B2.28B2.67B7.24B-481.00M6.32B13.95B-10.24B-14.18B9.20B12.70B5.87B9.16B-23.74B1.16B-30.26B-10.76B-23.46B-30.21B-7.35B-5.87B33.89B759.00M28.22B-26.70B-35.78B8.51B
Investing Cash Flow---2.00B-8.15B819.00M-6.78B-15.89B-17.85B-16.09B-25.18B-15.83B-34.15B-29.08B-20.71B-29.02B-25.04B-29.89B3.86B-2.04B-4.76B-3.19B-8.37B-5.49B-6.41B-2.75B-7.04B-1.83B-9.97B-313.00M-954.00M2.61B-702.00M-3.69B-8.70B-4.21B4.69B-5.71B
Financing Cash Flow---1.50B5.92B-2.31B4.92B13.35B16.37B14.15B18.40B13.59B23.26B17.21B9.06B17.01B22.75B15.17B18.75B11.91B13.12B2.77B6.48B7.30B31.31B-1.31B23.58B-1.00B47.42B43.10B3.08B10.50B-16.82B-22.05B6.01B6.98B9.92B2.72B
Capital Expenditure00236.90M217.60M175.00M263.00M305.00M877.00M1.03B599.00M429.00M12.27B3.39B865.00M534.00M2.21B13.84B1.30B789.00M865.00M951.00M797.00M1.07B946.00M1.23B1.24B976.00M875.00M1.03B1.05B1.14B972.00M858.00M1.08B1.19B1.44B1.41B
Free Cash Flow885.00M940.80M1.54B2.15B3.07B3.27B1.19B1.70B1.16B-80.00M3.11B-9.99B-716.00M6.38B-1.01B4.11B108.00M-11.54B-14.97B8.34B11.75B5.07B8.10B-24.69B-68.00M-31.51B-11.74B-24.34B-31.24B-8.40B-7.00B32.92B-99.00M27.14B-27.89B-37.22B7.10B
Dividends Paid--466.50M216.30M261.00M314.00M535.00M760.00M895.00M941.00M1.11B1.49B1.49B1.95B2.25B1.98B2.42B2.56B2.92B1.70B1.74B2.50B2.34B2.74B3.48B3.97B3.62B4.59B4.75B4.22B3.27B2.32B2.68B4.01B4.34B4.70B4.83B

Earnings

Report DateOct 31, 2013May 8, 2014Oct 30, 2014May 7, 2015Oct 28, 2015May 5, 2016Oct 26, 2016May 3, 2017Nov 2, 2017May 2, 2018Aug 13, 2018Oct 31, 2018Feb 7, 2019May 1, 2019Aug 13, 2019Nov 6, 2019Feb 12, 2020Apr 26, 2020Aug 14, 2020Nov 4, 2020Feb 16, 2021May 5, 2021Aug 12, 2021Nov 8, 2021Feb 9, 2022May 4, 2022Aug 8, 2022Nov 9, 2022Feb 15, 2023May 4, 2023Aug 14, 2023Nov 9, 2023Feb 21, 2024May 1, 2024Aug 15, 2024Nov 26, 2024Feb 18, 2025May 7, 2025Aug 17, 2025Nov 5, 2025Feb 18, 2026Nov 5, 2026
EPS Estimate0.001.310.871.341.151.241.191.191.231.020.001.100.001.040.000.830.000.570.000.770.000.930.000.970.490.980.001.090.001.260.001.130.001.100.001.070.001.120.001.150.00-
EPS Actual0.000.000.000.000.001.231.151.031.171.010.001.070.000.990.000.740.000.360.000.580.000.930.000.950.451.051.041.050.001.220.000.000.000.000.000.001.140.550.590.470.00-
Surprise--100.00%-100.00%-100.00%-100.00%-0.46%-3.12%-13.45%-4.93%-1.04%--2.37%--5.11%--10.52%--36.40%--24.22%-0.06%--1.73%-8.16%6.88%--3.38%--3.25%--100.00%--100.00%--100.00%--50.82%--59.22%--
Timing------------------------After-hoursAfter-hours-Pre-market-Pre-market-After-hoursPre-market---------

Key Statistics & Ratios

Market Cap117.86B
Enterprise Value223.86B
Trailing P/E19.25
Forward P/E15.06
PEG Ratio2.34
Price / Sales5.43
Price / Book1.93
EPS2
Book Value19.78
Revenue (TTM)20.86B
Gross Profit (TTM)20.86B
Profit Margin29.26%
Operating Margin50.00%
Return on Equity9.91%
Return on Assets0.55%
Shares Outstanding3.06B
Shares Float3.06B
Beta0.71
Dividend Yield4.42%
Dividend Rate1.7
Payout Ratio3.62%

Ownership Breakdown

Institutions
39.90%
Insiders
0.03%
Retail / Other
60.07%

Top Fund Holders

  • Vanguard International Stock Index-Total Intl Stock Indx
    49.78M1.51%
  • Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund
    21.07M0.64%
  • iShares Core MSCI EAFE ETF
    14.67M0.44%
  • iShares MSCI Eafe ETF
    10.89M0.33%
  • DFA International Value Series
    6.50M0.20%
  • Fidelity International Index Fund
    6.43M0.20%
  • JP Morgan ETF Tr-BetaBuilders Developed Asia ex-Japan ETF
    6.10M0.18%
  • Vanguard Intl Equity Index Fds-FTSE All World ex U.S. Index Fund
    5.75M0.17%
  • iShares MSCI Eafe Value ETF
    4.52M0.14%
  • iShares MSCI Australia ETF
    4.09M0.12%

Dividends

20261×
0.85May 7, 2026
20252×
0.85Nov 11, 20250.85May 12, 2025
20242×
0.85Nov 12, 20240.84May 7, 2024
20232×
0.84Nov 14, 20230.83May 10, 2023
20222×
0.78Nov 15, 20220.73May 11, 2022
20212×
0.67Nov 15, 20210.60May 13, 2021
20202×
0.30Nov 12, 20200.30May 1, 2020
20192×
0.83Nov 14, 20190.83May 14, 2019
20182×
0.99Nov 8, 20180.99May 15, 2018
20172×
0.99Nov 9, 20170.99May 16, 2017
20162×
0.99Nov 4, 20160.99May 17, 2016
20152×
0.99Nov 5, 20150.99May 15, 2015
20141×
0.98Nov 7, 2014

Stock Splits

  • Mar 18, 19911.0208:1
  • Jun 20, 19881.0397:1