YOLFTbeta
NIB Holdings Ltd

NIB Holdings Ltd

NHF · AU · Financial Services / Insurance - Specialty

6.91AUD-0.15 (-2.12%)

Price History

Full chart

Market Stats

Previous Close7.06
Open7.00
Day Range6.89 – 7.04
52-Week Range5.62 – 7.50
Volume893.50K
Market Cap3.15B
P/E (TTM)16.97
Forward P/E15.22
EPS0.38
Dividend Yield4.50%
Beta0.07
50-Day Avg6.95
200-Day Avg6.74

About

nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in six segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, nib Thrive, and nib Health Services. It also offers travel and disability insurance products. In addition, the company provides health and wellbeing, telehealth, and treatment delivery services, as well as health management programs. Further, it provides digital marketplace platform under the national disability insurance scheme (NDIS). The company was founded in 1952 and is based in Newcastle, Australia.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMr. Edward Close
  • Employees1.87K
  • Headquarters22 Honeysuckle Drive, Newcastle, NSW, Australia, 2300, Australia
  • Websitehttps://www.nib.com.au

Leadership

  • Mr. Edward CloseMD, CEO & Executive Director · b. 1987
  • Mr. Nick Freeman B.Com., C.A.Group Chief Financial Officer
  • Ms. Linda Da SilvaGroup Chief Technology & Transformation Officer
  • Mr. Dan AndersonHead of Investor Relations
  • Mr. Jordan French B.Sc., L.L.B.General Counsel & Company Secretary
  • Ms. Lauren DanielsGroup Chief People Officer
  • Mr. Rhoderic McKenseyChief Executive Officer of nib Health Strategy & Services
  • Ms. Renea JaegerHead of Corporate Relations
  • Ms. Rachel SandhuGroup Chief Risk Officer
  • Ms. Skye DanielsChief Executive Officer ? nib New Zealand

Financials

Income Statement

Currency: AUD2002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue403.46M439.55M514.18M600.14M635.44M695.78M768.19M829.50M948.46M1.05B1.15B1.32B1.53B1.67B1.89B2.04B2.26B2.46B2.54B2.60B2.79B3.12B3.44B3.59B3.82B
Growth (%)-+8.95%+16.98%+16.72%+5.88%+9.50%+10.41%+7.98%+14.34%+10.40%+10.20%+14.60%+15.48%+9.41%+13.13%+7.80%+11.04%+8.59%+3.45%+2.22%+7.55%+11.74%+10.26%+4.28%+6.36%
Cost of Revenue-------290.00K-----1.34B1.46B1.59B1.68B1.86B2.00B----39.70M461.30M3.42B
Gross Profit------768.48M829.50M948.46M1.05B1.15B1.32B1.53B1.67B1.89B2.04B2.26B2.46B2.54B2.60B2.79B3.12B3.40B3.13B399.60M
Gross Margin------100.04%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%98.85%87.15%10.47%
Operating Expense------773.50M797.91M861.49M955.13M1.06B1.22B1.43B1.56B1.75B1.86B2.06B2.23B2.40B2.35B2.59B2.81B3.18B2.85B141.20M
Operating Income29.38M19.52M3.35M29.59M69.69M49.23M-5.02M31.59M86.97M91.92M95.66M98.04M101.91M112.34M136.20M179.10M198.70M223.20M137.20M242.70M205.00M307.90M221.50M277.80M258.40M
Operating Margin7.28%4.44%0.65%4.93%10.97%7.08%-0.65%3.81%9.17%8.78%8.29%7.41%6.67%6.72%7.21%8.79%8.78%9.09%5.40%9.34%7.34%9.86%6.44%7.74%6.77%
EBITDA-------1.24M35.69M91.72M98.75M102.92M103.39M109.04M119.91M156.10M201.20M223.50M246.50M169.90M274.80M236.80M220.60M324.50M324.60M343.50M
EBITDA Margin-------0.16%4.30%9.67%9.43%8.92%7.82%7.14%7.18%8.26%9.88%9.88%10.03%6.69%10.58%8.48%7.07%9.43%9.04%9.00%
Net Income------404.00K23.79M61.52M65.46M67.64M67.16M69.91M75.80M92.85M119.60M132.40M149.30M89.20M160.50M133.80M191.10M185.60M199.80M187.50M
Net Income Margin------0.05%2.87%6.49%6.25%5.86%5.08%4.58%4.54%4.91%5.87%5.85%6.08%3.51%6.18%4.79%6.12%5.39%5.57%4.91%
Interest Expense000000000001.38M2.74M3.42M5.24M4.80M6.30M7.70M9.70M7.00M7.00M14.00M17.60M18.60M14.40M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.10%0.18%0.20%0.28%0.24%0.28%0.31%0.38%0.27%0.25%0.45%0.51%0.52%0.38%

Balance Sheet

Currency: AUD2002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets263.44M289.38M309.69M337.49M424.15M465.20M565.77M536.52M587.98M639.25M617.85M712.32M798.10M837.11M1.05B1.14B1.45B1.55B1.74B1.75B1.94B2.19B2.11B2.19B2.15B
Total Liabilities90.38M100.28M117.25M118.65M140.56M142.79M180.93M174.64M196.58M227.46M316.25M386.16M441.74M492.85M659.50M708.50M889.70M921.90M1.14B1.05B1.21B1.21B1.07B1.08B997.80M
Total Equity173.06M189.09M192.44M218.84M283.58M322.41M384.84M361.88M391.40M411.79M301.60M326.15M356.42M344.85M387.70M428.60M557.80M632.20M586.40M690.10M720.10M967.20M1.04B1.11B1.14B
Cash514.00K910.00K456.00K436.00K11.37M15.66M179.19M167.14M197.41M240.77M86.67M143.06M148.72M123.66M89.40M119.00M192.20M164.70M198.00M213.90M206.90M243.00M275.30M228.80M217.00M
Total Debt-----1.73M2.05M409.00K3.59M3.60M2.59M62.45M66.85M63.89M732.64M153.20M230.60M233.90M315.50M289.90M311.70M291.80M306.80M310.20M229.50M
Net Debt------13.93M-177.13M-166.73M-193.82M-237.17M-84.08M-80.61M-81.87M-59.76M62.47M34.20M38.40M69.20M117.50M76.00M104.80M48.80M31.50M81.40M12.50M

Cash Flow

Currency: AUD2008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow53.22M44.23M66.25M88.28M134.63M20.04M93.70M114.21M148.40M171.70M179.90M184.50M211.60M108.70M165.50M246.70M257.10M165.70M199.10M
Investing Cash Flow66.04M-11.04M-6.71M1.09M-28.59M23.98M-42.00M-48.86M-211.80M-61.00M-182.00M-114.40M-63.40M-23.50M-259.30M-236.50M-98.10M-74.20M-500.00K
Financing Cash Flow41.73M-43.59M-32.45M-46.02M-179.14M10.49M-46.30M-89.03M30.50M-80.80M75.80M-97.30M-114.50M-69.30M-84.40M26.00M-125.20M-128.20M-201.60M
Capital Expenditure23.62M17.59M4.77M5.23M5.73M8.95M11.24M3.81M3.60M2.20M2.80M6.80M27.00M23.60M26.60M52.30M48.60M53.60M34.40M
Free Cash Flow29.61M26.64M61.48M83.05M128.90M11.09M82.45M110.40M144.80M169.50M177.10M177.70M184.60M85.10M138.90M194.40M208.50M112.10M164.70M
Dividends Paid-25.86M31.74M43.44M60.92M43.90M44.99M88.89M51.60M76.80M87.00M95.50M104.70M63.90M114.30M113.20M145.10M119.20M128.30M
FCF to OCF55.63%60.23%92.80%94.08%95.74%55.35%88.00%96.67%97.57%98.72%98.44%96.31%87.24%78.29%83.93%78.80%81.10%67.65%82.72%
Dividend Paid to FCF-97.09%51.62%52.31%47.26%395.84%54.56%80.52%35.64%45.31%49.12%53.74%56.72%75.09%82.29%58.23%69.59%106.33%77.90%

Earnings

Report DateFeb 24, 2014Aug 25, 2014Feb 23, 2015Aug 24, 2015Feb 22, 2016Aug 22, 2016Feb 20, 2017Aug 21, 2017Feb 19, 2018Aug 20, 2018Feb 18, 2019Aug 19, 2019Feb 16, 2020Aug 24, 2020Feb 21, 2021Aug 23, 2021Feb 20, 2022Aug 21, 2022Oct 11, 2022Feb 20, 2023May 31, 2023Aug 21, 2023Oct 11, 2023Feb 25, 2024May 29, 2024Aug 22, 2024Nov 29, 2024Feb 23, 2025May 28, 2025Aug 24, 2025Nov 28, 2025Feb 22, 2027
EPS Estimate0.000.070.090.000.100.100.090.100.120.130.150.180.160.090.150.210.170.160.000.200.000.220.000.190.000.130.000.190.000.190.00-
EPS Actual0.090.090.000.000.100.110.170.110.170.150.180.170.150.070.170.210.180.160.000.200.000.180.000.000.000.000.000.170.000.000.00-
Surprise9900.00%28.57%-100.00%-0.00%10.00%93.84%8.16%37.43%15.38%16.66%-5.56%-6.25%-17.65%9.68%-2.33%5.88%-2.63%--0.65%--16.18%--100.00%--100.00%--10.53%--100.00%--
Timing----------------After-hoursAfter-hours-Pre-market-Pre-market----------

Key Statistics & Ratios

Market Cap3.15B
Enterprise Value3.19B
Trailing P/E16.97
Forward P/E15.22
PEG Ratio3.45
Price / Sales0.83
Price / Book2.75
EPS0.38
Book Value2.36
Revenue (TTM)3.81B
Gross Profit (TTM)368.20M
EBITDA289.60M
Profit Margin4.92%
Operating Margin7.67%
Return on Equity16.37%
Return on Assets7.83%
Shares Outstanding488.91M
Shares Float484.94M
Beta0.07
Dividend Yield4.50%
Dividend Rate0.29
Payout Ratio76.60%

Ownership Breakdown

Institutions
31.43%
Insiders
1.09%
Retail / Other
67.48%

Top Fund Holders

  • Vanguard International Stock Index-Total Intl Stock Indx
    7.18M1.57%
  • DFA Asia Pacific Small Company Series
    3.10M0.68%
  • Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund
    2.93M0.64%
  • iShares Core MSCI EAFE ETF
    2.12M0.46%
  • iShares MSCI EAFE Small Cap ETF
    2.00M0.44%
  • DFA International Core Equity Portfolio
    1.88M0.41%
  • Vanguard Intl Equity Index Fds-FTSE All World ex U.S.Small Cap Index
    1.22M0.27%
  • WisdomTree Tr-WisdomTree International Small Cap Dividend Fd
    856.02K0.19%
  • Schwab Strategic Tr-Schwab International Small Cap Equity ETF
    634.33K0.14%
  • College Retirement Equities Fund-Stock Account
    491.34K0.11%

Dividends

20262×
0.21Sep 3, 20260.13Mar 5, 2026
20252×
0.16Sep 4, 20250.13Mar 6, 2025
20242×
0.14Sep 5, 20240.15Mar 7, 2024
20232×
0.15Sep 4, 20230.13Mar 2, 2023
20222×
0.11Sep 5, 20220.11Mar 3, 2022
20212×
0.14Sep 2, 20210.10Mar 4, 2021
20202×
0.04Sep 3, 20200.10Mar 5, 2020
20192×
0.13Sep 2, 20190.10Feb 28, 2019
20182×
0.11Sep 6, 20180.09Mar 1, 2018
20172×
0.10Sep 7, 20170.09Mar 2, 2017
20162×
0.09Sep 8, 20160.06Mar 2, 2016
20152×
0.06Sep 9, 20150.06Mar 4, 2015