YOLFTbeta
Nobleoak Life Ltd

Nobleoak Life Ltd

NOL · AU · Financial Services / Insurance - Life

1.40AUD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close1.40
Open1.45
Day Range1.40 – 1.47
52-Week Range1.05 – 1.60
Volume9.06K
Market Cap119.08M
P/E (TTM)8.53
Forward P/E0.00
EPS0.15
Dividend Yield0.00%
Beta0.11
50-Day Avg1.21
200-Day Avg1.28

About

NobleOak Life Limited engages in the manufacture and distribution of life insurance products in Australia. The company offers life, income protection, total and permanent disability, death, trauma, business expenses, and self managed super fund insurance plans. It sells its insurance products through direct-to-market and strategic partner channels. The company was formerly known as United Ancient Order of Druids Friendly Society of NSW and changed its name to NobleOak Life Limited in 2011. NobleOak Life Limited was founded in 1861 and is headquartered in Sydney, Australia.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Anthony R. Brown
  • Employees0
  • Headquarters44 Market Street, Sydney, NSW, Australia, 2000, Australia
  • Websitehttps://www.nobleoak.com.au

Leadership

  • Mr. Anthony R. BrownCEO & Executive Director
  • Mr. Scott PearsonChief Financial Officer
  • Mr. Gary BailisonChief Operations Officer
  • Ms. Amanda UnderwoodGeneral Counsel & Company Secretary
  • Ms. Moana KolesiHead of Sales
  • Ms. Cathy DoyleChief People Officer
  • Ms. Ruvimbo TagwiraChief Risk Officer
  • Mr. Andrew KatonChief Actuary

Financials

Income Statement

Currency: AUD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue13.85M23.34M32.82M53.20M61.32M75.43M343.40M386.65M123.99M527.86M
Growth (%)-+68.54%+40.61%+62.12%+15.26%+23.00%+355.27%+12.59%-67.93%+325.73%
Cost of Revenue---2.56M--10.81M12.24M60.06M-518.81M
Gross Profit13.85M23.34M35.38M53.20M61.32M169.78M181.86M50.26M123.99M9.05M
Gross Margin100.00%100.00%107.81%100.00%100.00%225.10%52.96%13.00%100.00%1.71%
Operating Expense11.07M19.04M27.66M42.46M52.15M164.33M166.07M42.92M115.74M-11.32M
Operating Income2.78M4.30M7.72M10.75M9.18M5.46M15.79M7.33M8.24M20.36M
Operating Margin20.05%18.42%23.54%20.20%14.96%7.23%4.60%1.90%6.65%3.86%
EBITDA2.97M4.53M700.00K11.96M8.52M4.22M18.67M20.33M17.50M22.20M
EBITDA Margin21.44%19.43%2.13%22.48%13.89%5.59%5.44%5.26%14.12%4.21%
Net Income1.66M3.26M4.03M7.64M4.90M1.69M7.99M9.28M7.12M14.11M
Net Income Margin11.97%13.95%12.27%14.35%8.00%2.23%2.33%2.40%5.74%2.67%
Interest Expense000126.00K88.00K47.00K280.00K4.78M-628.00K
Interest Expense % of Total Revenue0.00%0.00%0.00%0.24%0.14%0.06%0.08%1.24%-0.12%

Balance Sheet

Currency: AUD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets52.89M36.27M53.11M57.11M72.62M121.08M251.15M463.73M567.29M655.55M
Total Liabilities28.25M-3.63M2.17M-6.91M-12.00M9.45M131.31M392.33M478.36M552.02M
Total Equity24.64M39.90M46.09M64.02M84.62M111.63M119.84M71.41M88.94M103.53M
Cash9.70M8.19M11.06M28.52M31.84M30.26M50.41M63.96M85.55M79.81M
Total Debt---2.28M1.46M556.00K5.83M5.26M4.58M3.81M
Net Debt-9.70M-8.19M-11.06M-26.24M-30.39M-29.71M-44.58M-58.70M-85.55M-76.00M

Cash Flow

Currency: AUD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.23M-8.86M-6.11M6.59M-720.00K27.98M130.14M44.42M58.74M67.37M
Investing Cash Flow-9.60M-4.58M7.40M1.30M-10.37M-53.33M-108.81M-29.86M-45.59M-72.00M
Financing Cash Flow10.73M11.93M821.00K9.11M14.42M23.77M-1.18M-1.01M8.44M-1.11M
Capital Expenditure485.97K306.40K1.05M101.00K1.45M4.49M473.00K401.00K109.00K187.00K
Free Cash Flow3.74M-9.16M-7.16M6.49M-2.17M-4.49M129.66M44.02M58.63M67.18M
Dividends Paid--8.16M8.16M8.16M8.16M0---
FCF to OCF88.51%103.46%117.12%98.47%301.67%-16.04%99.64%99.10%99.81%99.72%
Dividend Paid to FCF---113.97%125.65%-375.55%-181.75%0.00%---

Earnings

Report DateJul 21, 2021Feb 27, 2022Aug 30, 2022Feb 27, 2023Feb 27, 2025Aug 24, 2025
EPS Estimate0.000.000.000.000.00-
EPS Actual0.030.030.000.050.09-0.01
Surprise------
Timing-----After-hours

Key Statistics & Ratios

Market Cap119.08M
Enterprise Value49.59M
Trailing P/E8.53
Forward P/E0.00
Price / Sales0.76
Price / Book1.21
EPS0.15
Book Value1.11
Revenue (TTM)156.54M
Gross Profit (TTM)52.33M
EBITDA22.20M
Profit Margin9.01%
Operating Margin14.34%
Return on Equity14.66%
Return on Assets2.08%
Shares Outstanding93.03M
Shares Float54.42M
Beta0.11
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%