YOLFTbeta
Plenti Group Ltd

Plenti Group Ltd

PLT · AU · Financial Services / Credit Services

0.727AUD-0.04 (-4.97%)

Price History

Full chart

Market Stats

Previous Close0.765
Open0.74
Day Range0.727 – 0.74
52-Week Range0.6625 – 1.58
Volume17.30K
Market Cap141.06M
P/E (TTM)9.56
Forward P/E5.43
EPS0.08
Dividend Yield0.00%
Beta1.62
50-Day Avg0.7912
200-Day Avg0.8738

About

Plenti Group Limited operates as a digital lender company to consumer and commercial borrowers in Australia. It personal, car, debt consolidation, holiday, EV, green, wedding, motorcycle, caravan, dental, funeral, education, jet ski, moving costs, secured car, unsecured personal, and car repair loans, as well renewable energy loans. The company also provides auto refinancing; and invest in fixed income, green income, and provision fund. Plenti Group Limited was founded in 2014 and is headquartered in Sydney, Australia.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Adam Bennett
  • Employees0
  • Headquarters123 Pitt Street, Sydney, NSW, Australia, 2000, Australia
  • Websitehttps://www.plenti.com.au

Leadership

  • Mr. Adam BennettChief Executive Officer
  • Mr. Glenn RiddellChief Operating Officer
  • Mr. Benjamin MilsomChief Commercial Officer
  • Ms. Selena Verth CPAChief Financial Officer
  • Ms. Georgina KochGeneral Counsel, Company Secretary and Executive for People & Culture
  • Mr. Simon CordellChief Risk Officer

Financials

Income Statement

Currency: AUD2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue16.15M28.85M30.04M51.59M88.51M143.46M210.99M231.25M312.28M
Growth (%)-+78.67%+4.10%+71.75%+71.57%+62.09%+47.08%+9.60%+35.04%
Cost of Revenue8.10M15.98M1.58M25.63M29.52M20.23M24.25M26.33M1.61M
Gross Profit8.05M12.87M30.04M25.96M58.99M123.22M186.74M98.89M310.67M
Gross Margin49.83%44.62%100.00%50.32%66.65%85.89%88.50%42.76%99.48%
Operating Expense12.64M19.75M46.27M33.91M55.24M73.73M89.86M-43.89M134.51M
Operating Income-4.59M-6.87M-16.23M-7.95M3.75M49.49M96.88M142.78M176.16M
Operating Margin-28.44%-23.82%-54.04%-15.40%4.23%34.50%45.92%61.74%56.41%
EBITDA-4.33M-13.63M-16.23M-6.89M4.78M50.95M-6.83M144.37M178.23M
EBITDA Margin-26.79%-47.24%-54.04%-13.36%5.40%35.52%-3.24%62.43%57.07%
Net Income-8.62M-14.20M-16.23M-15.09M-6.32M-13.58M-14.71M24.76M14.30M
Net Income Margin-53.35%-49.21%-54.04%-29.26%-7.14%-9.47%-6.97%10.71%4.58%
R&D1.89M3.86M4.65M5.27M7.72M10.39M12.62M14.06M-
R&D as % of Total Revenue11.67%13.38%15.49%10.21%8.72%7.24%5.98%6.08%-
Interest Expense00474.00K3.48M14.34M2.20M3.25M136.10M158.72M
Interest Expense % of Total Revenue0.00%0.00%1.58%6.74%16.20%1.53%1.54%58.86%50.83%

Balance Sheet

Currency: AUD2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets161.93M278.43M407.19M689.20M1.47B1.91B2.26B2.66B3.21B
Total Liabilities156.51M269.20M413.64M643.25M1.42B1.87B2.23B2.61B3.12B
Total Equity5.42M9.23M-6.45M45.95M52.67M45.04M26.32M42.55M88.73M
Cash24.09M28.52M42.03M87.92M159.17M142.96M148.87M176.43M241.57M
Total Debt152.25M261.58M777.80M978.42M1.39B1.83B2.19B2.56B3.03B
Net Debt128.16M233.06M361.16M542.26M1.24B1.69B2.04B2.39B2.79B

Cash Flow

Currency: AUD2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow77.00K-2.75M-2.18M-2.92M-3.91M20.59M39.24M64.47M49.10M
Investing Cash Flow-76.23M-120.48M-126.55M-237.56M-685.87M-475.24M-386.22M-409.38M-453.59M
Financing Cash Flow88.29M126.72M142.24M286.38M761.03M438.44M352.88M372.47M469.63M
Capital Expenditure132.00K218.00K475.00K94.00K1.23M965.00K59.00K115.00K301.00K
Free Cash Flow-55.00K-2.96M-2.65M-94.00K-5.14M19.62M39.18M64.36M48.80M
Dividends Paid---429.43M-----
FCF to OCF-71.43%107.94%121.79%3.22%131.36%95.31%99.85%99.82%99.39%
Dividend Paid to FCF----456838.30%-----

Earnings

Report DateSep 22, 2020Nov 18, 2020May 24, 2021Nov 16, 2021May 17, 2022Jul 19, 2022Nov 16, 2022Jan 16, 2023May 24, 2023Jul 17, 2023Nov 28, 2023Feb 28, 2024May 21, 2024Aug 28, 2024Oct 21, 2024Feb 26, 2025May 20, 2025Sep 3, 2025Nov 18, 2025Feb 25, 2026
EPS Estimate0.000.000.000.00-0.020.00-0.00-0.030.00-0.030.00-0.080.00-0.030.00-0.010.000.020.00
EPS Actual-0.05-0.04-0.06-0.040.010.000.010.000.000.000.000.000.000.000.000.010.120.000.050.00
Surprise----158.82%---100.00%-100.00%-100.00%-100.00%-1814.29%-163.16%-
TimingAfter-hoursAfter-hoursAfter-hours-After-hours-Pre-market-Pre-market-Pre-market-------Pre-market-

Key Statistics & Ratios

Market Cap141.06M
Enterprise Value2.93B
Trailing P/E9.56
Forward P/E5.43
Price / Sales1.14
Price / Book1.57
EPS0.08
Book Value0.487
Revenue (TTM)123.92M
Gross Profit (TTM)96.99M
Profit Margin11.54%
Operating Margin9.47%
Return on Equity21.79%
Return on Assets0.49%
Shares Outstanding184.40M
Shares Float114.81M
Beta1.62
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%