YOLFTbeta
Resimac Group Ltd

Resimac Group Ltd

RMC · AU · Financial Services / Mortgage Finance

0.84AUD+0.03 (+3.07%)

Price History

Full chart

Market Stats

Previous Close0.815
Open0.815
Day Range0.815 – 0.84
52-Week Range0.7299 – 1.02
Volume31.17K
Market Cap322.36M
P/E (TTM)6.79
Forward P/E11.59
EPS0.12
Dividend Yield14.91%
Beta1.40
50-Day Avg0.8256
200-Day Avg0.8894

About

Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. It operates through the Home Loan Lending and Asset Finance Lending segments. The company offers home, car, and secured business loans, as well as asset finance products. It offers its products and services through brokers and wholesale channel primarily under the Resimac, Resimac (NZ), Resimac Asset Finance, and homeloans.com.au brand names. The company was formerly known as Homeloans Limited and changed its name to Resimac Group Resimac Group Limited in December 2018. Resimac Group Limited was founded in 1985 and is based in Sydney, Australia.

Company Details

  • SectorFinancial Services
  • IndustryMortgage Finance
  • CEOMr. Peter Lirantzis
  • Employees0
  • Headquarters201 Kent Street, Sydney, NSW, Australia, 2000, Australia
  • Websitehttps://www.resimac.com.au

Leadership

  • Mr. Peter LirantzisChief Executive Officer
  • Andrew MarsdenChief Treasury Officer
  • Mr. Tonderai MaenzaniseInterim Head of Finance
  • Mr. Mark BirkbeckGeneral Manager of Operations
  • Mr. Fred El-TahcheGeneral Manager of Technology
  • John AthanasGeneral Manager of Sales & Distribution
  • Mr. Kym CarterHead of Human Resources
  • Mr. Peter FitzpatrickCompany Secretary
  • Ms. Katie BrowneCompany Secretary

Financials

Income Statement

Currency: AUD1999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue-49.90M-248.00K-296.00K-18.11M19.11M-16.68M6.80M6.98M14.00M22.95M20.35M33.72M32.52M33.22M-20.63M-21.99M-5.17M117.66M130.61M144.22M472.48M478.68M501.35M911.02M1.01B163.59M1.07B
Growth (%)---100.50%-19.35%-6016.55%+205.56%-187.27%+140.75%+2.72%+100.50%+63.94%-11.33%+65.69%-3.56%+2.18%-162.09%-6.59%+76.49%+2376.20%+11.01%+10.42%+227.61%+1.31%+4.74%+81.71%+10.45%-83.74%+555.76%
Cost of Revenue---11.25M-34.02M-54.97M--53.24M-7.32M-7.74M614.00K12.91M9.63M21.64M21.77M20.87M19.23M-78.37M-45.25M45.13M36.12M34.30M40.35M39.38M43.76M37.04M15.96M20.25M18.47M
Gross Profit-49.90M11.00M33.73M36.87M19.11M36.56M13.58M14.73M13.38M9.22M10.72M12.07M10.75M12.35M34.24M56.38M40.08M72.53M94.49M109.92M432.13M439.30M457.59M873.98M990.29M163.59M1.05B
Gross Margin-100.00%-4435.08%-11394.93%-203.62%100.00%-219.19%199.78%210.91%95.61%40.17%52.66%35.81%33.06%37.17%-165.97%-256.41%-775.43%61.65%72.35%76.22%91.46%91.77%91.27%95.93%98.41%100.00%98.28%
Operating Expense-72.00M5.20M27.22M32.13M54.17M70.80M36.05M55.12M54.44M34.00M33.17M35.56M33.08M35.87M15.37M38.73M40.27M49.51M58.56M59.08M82.48M63.43M62.34M99.53M102.08M60.95M120.15M
Operating Income2.94M-22.10M5.80M6.51M4.73M-35.06M-34.24M-22.47M-40.40M-41.05M-24.78M-22.46M-23.49M-22.33M-23.52M18.87M17.65M-188.00K23.02M35.93M50.84M349.65M375.87M395.25M774.45M888.21M102.64M934.13M
Operating Margin--44.28%-2337.90%-2200.34%-26.14%-183.44%205.29%-330.54%-578.59%-293.27%-107.99%-110.36%-69.67%-68.67%-70.79%-91.48%-80.27%3.64%19.57%27.51%35.25%74.00%78.52%78.84%85.01%88.27%62.74%87.08%
EBITDA2.94M-20.30M3.63M9.94M-14.80M4.39M5.01M1.68M54.66M61.94M64.59M45.10M40.55M33.33M10.42M20.15M18.49M17.09M25.40M37.05M392.58M353.29M378.96M397.71M776.87M890.49M938.42M937.68M
EBITDA Margin--40.68%-1464.92%-3359.12%81.77%22.99%-30.04%24.78%782.84%442.42%281.42%221.65%120.26%102.50%31.35%-97.69%-84.07%-330.59%21.59%28.37%272.21%74.77%79.17%79.33%85.28%88.50%573.65%87.41%
Net Income1.15M2.56M1.95M4.67M-20.23M1.06M1.39M2.60M2.39M-12.51M7.17M12.25M9.16M8.11M7.74M6.21M5.61M5.25M15.77M25.32M47.19M55.91M107.56M102.15M66.45M34.59M34.58M49.19M
Net Income Margin-5.12%-785.08%-1578.04%111.71%5.57%-8.32%38.21%34.23%-89.37%31.22%60.21%27.17%24.94%23.28%-30.08%-25.50%-101.63%13.40%19.39%32.72%11.83%22.47%20.37%7.29%3.44%21.14%4.59%
R&D-----------------0.060.070.090.140.170.320.290.1---
R&D as % of Total Revenue------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%---
Interest Expense00157.65K373.00K692.00K790.00K586.00K36.83M51.08M73.80M53.03M31.16M28.29M21.45M14.19M10.82M10.43M9.26M196.29M255.82M324.88M269.37M223.79M251.79M679.62M835.73M887.48M863.55M
Interest Expense % of Total Revenue-0.00%-63.57%-126.01%-3.82%4.13%-3.51%541.78%731.64%527.14%231.05%153.13%83.89%65.96%42.72%-52.43%-47.41%-179.20%166.83%195.87%225.27%57.01%46.75%50.22%74.60%83.05%542.51%80.50%

Balance Sheet

Currency: AUD1999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets-39.08M46.91M76.70M56.90M63.99M64.30M761.28M939.43M1.06B791.35M600.88M448.06M374.22M304.43M288.54M295.69M280.90M6.93B8.97B10.72B13.03B14.63B16.74B14.94B15.09B16.86B17.39B
Total Liabilities-5.42M11.96M22.42M25.76M27.21M26.64M729.08M862.77M1.00B726.26M531.66M409.59M332.30M261.68M247.00M252.30M236.18M6.79B8.81B10.52B12.79B14.31B16.36B14.53B14.68B16.49B17.02B
Total Equity-33.66M34.96M54.28M31.14M36.78M37.67M32.20M76.67M60.02M65.09M69.22M38.47M41.92M42.76M41.54M43.39M44.72M141.20M162.72M196.12M241.49M321.14M378.07M415.27M416.05M365.05M367.87M
Cash-7.93M2.79M1.19M672.00K623.00K1.47M25.57M31.89M72.60M73.85M57.59M20.96M20.08M17.18M13.80M12.32M12.60M187.11M198.91M224.79M365.99M619.81M932.78M1.09B871.00M775.74M722.51M
Total Debt-3.05M2.25M6.45M9.65M6.75M4.69M696.71M834.20M987.15M696.11M506.16M383.18M301.94M226.39M209.65M209.25M188.96M8.09B10.72B12.85B15.62B14.18B16.30B14.48B14.42B10.81B16.87B
Net Debt--4.88M-534.00K5.26M8.98M6.13M3.22M671.13M802.30M914.55M622.26M448.57M362.22M281.85M209.22M195.85M196.94M176.35M6.52B8.52B10.23B12.33B13.56B15.37B13.40B13.55B10.04B16.15B

Cash Flow

Currency: AUD2001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow-1.61M399.79K-2.00M4.17M8.98M9.09M2.24M15.00M3.07M4.15M6.55M3.46M6.02M3.90M5.87M-1.21B-1.94B-1.69B-3.48B-1.45B-1.59B2.02B-107.18M-431.11M-569.19M
Investing Cash Flow-4.28M-15.26M-2.08M-4.02M-581.00K-165.89M-57.56M39.75M-78.00K-208.00K-299.00K-3.13M1.37M-659.00K-2.54M305.00K24.02M-10.55M-2.46M-10.35M-8.14M-92.38M-235.00K-9.29M-1.41B1.55M
Financing Cash Flow8.68M13.27M-390.00K2.68M-2.75M166.75M54.80M-1.28M-13.67M-19.12M-40.48M-4.29M-7.74M-8.74M-2.23M-5.89M1.21B1.97B1.72B3.64B1.71B1.99B-1.86B-97.80M1.75B517.60M
Capital Expenditure314.00K266.00K761.00K1.72M166.00K199.00K295.00K214.00K96.00K208.00K299.00K183.00K251.00K659.00K172.00K291.00K402.00K2.17M2.46M279.00K200.00K533.00K176.00K68.00K176.00K123.00K
Free Cash Flow-1.93M133.79K-761.00K281.99K4.00M8.78M8.79M2.02M14.90M2.86M3.85M6.37M3.21M5.36M3.73M5.58M-1.21B-1.95B-1.69B-3.48B-1.45B-1.59B2.02B-107.25M-431.28M-569.31M
Dividends Paid4.89M591.16K1.84M191.34K504.00K2.01M2.77M2.85M1.49M9.07M4.73M4.54M6.71M6.11M4.06M4.23M5.12M3.96M4.39M9.95M16.17M30.89M32.17M30.10M44.87M65.26M
FCF to OCF119.45%33.47%-14.10%96.02%97.78%96.75%90.43%99.36%93.23%92.80%97.21%92.75%89.05%95.59%95.04%100.03%100.11%100.15%100.01%100.01%100.03%99.99%100.06%100.04%100.02%
Dividend Paid to FCF-253.52%441.85%-241.51%67.85%12.60%22.94%31.53%140.93%9.99%316.66%122.84%71.27%208.81%113.90%108.74%75.77%-0.42%-0.20%-0.26%-0.29%-1.12%-1.95%1.59%-28.07%-10.40%-11.46%

Earnings

Report DateFeb 3, 2016Aug 4, 2016Feb 28, 2017Sep 28, 2017Feb 21, 2018Aug 23, 2018Feb 25, 2019Aug 27, 2019Feb 25, 2020Aug 25, 2020Feb 24, 2021Aug 31, 2021Feb 25, 2022Aug 26, 2022Feb 24, 2023Feb 24, 2025Aug 26, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.00-0.000.130.000.120.130.07-
EPS Actual0.030.020.020.030.030.030.050.070.070.070.120.130.130.120.100.030.05
Surprise------------2.26%10733.33%0.00%-20.00%-60.00%-
Timing------------Pre-marketAfter-hoursAfter-hours-After-hours

Key Statistics & Ratios

Market Cap322.36M
Enterprise Value12.98B
Trailing P/E6.79
Forward P/E11.59
Price / Sales1.67
Price / Book0.88
EPS0.12
Book Value0.931
Revenue (TTM)193.61M
Gross Profit (TTM)176.68M
Profit Margin25.41%
Operating Margin33.29%
Return on Equity13.42%
Return on Assets0.29%
Shares Outstanding395.53M
Shares Float129.61M
Beta1.40
Dividend Yield14.91%
Dividend Rate0.12
Payout Ratio56.36%

Dividends

20262×
0.06Sep 3, 20260.13Mar 6, 2026
20253×
0.04Sep 4, 20250.12Jun 5, 20250.04Mar 5, 2025
20242×
0.04Sep 5, 20240.04Mar 4, 2024
20232×
0.04Sep 7, 20230.04Mar 9, 2023
20222×
0.04Sep 8, 20220.04Mar 2, 2022
20212×
0.04Sep 3, 20210.02Mar 4, 2021
20202×
0.02Aug 27, 20200.01Feb 27, 2020
20192×
0.01Sep 5, 20190.01Mar 5, 2019
20182×
0.01Sep 19, 20180.01Mar 6, 2018
20172×
0.01Sep 19, 20170.01Mar 7, 2017
20162×
0.02Oct 19, 20160.02Mar 11, 2016
20151×
0.02Sep 11, 2015