YOLFTbeta
RAIZ Invest Ltd

RAIZ Invest Ltd

RZI · AU · Technology / Software - Infrastructure

0.415AUD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.415
Open0.415
Day Range0.405 – 0.415
52-Week Range0.45 – 0.96
Volume174.13K
Market Cap51.11M
P/E (TTM)16.17
Forward P/E18.35
EPS0.03
Dividend Yield0.00%
Beta0.99
50-Day Avg0.5677
200-Day Avg0.5951

About

Raiz Invest Limited provides financial services and products through its mobile micro investing platform in Australia. Its platform enables customers to save and invest money through the Raiz mobile application and website. The company offers various products, including Raiz rewards, Raiz Invest Super, Raiz kids, Raiz property fund, and off setters, as well as Raiz jars on its platform. It also provides Raiz Lite, a low-cost entry plan for first-time investors; and Raiz Academy, an online education platform designed to boost financial literacy and customer confidence. Raiz Invest Limited was incorporated in 2016 and is headquartered in Sydney, Australia.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. Craig William Keary
  • Employees42
  • Headquarters2 Bulletin Place, Sydney, NSW, Australia, 2000, Australia
  • Websitehttps://raizinvest.com.au

Leadership

  • Mr. Craig William KearyCEO & Director
  • Mr. Weiwei GaoChief Financial Officer
  • Mr. Marcin SeroczynskiChief Technology Officer
  • Betty PangHead of Risk & Compliance
  • Bradley EdwardsGeneral Counsel
  • Mariela SillerHead of Customer Support
  • Mr. Grant BritsAustralian Chief Operating Officer
  • Ms. Farhaana Desai L.L.B.Chief Risk Officer & Company Secretary
  • Katie MackenzieInvestor Relations Executive

Financials

Income Statement

Currency: AUD2015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue-154.24K8.16M936.00K4.72M10.29M13.97M19.34M19.17M21.66M24.07M29.22M
Growth (%)--+5191.75%-88.53%+404.27%+117.99%+35.76%+38.45%-0.88%+12.97%+11.13%+21.42%
Cost of Revenue58.00K172.39K318.00K960.00K1.83M2.47M2.73M3.31M3.10M5.55M6.17M6.55M
Gross Profit-58.00K-18.15K7.84M-24.00K2.89M7.82M11.23M16.03M16.07M20.55M17.89M22.68M
Gross Margin--11.77%96.10%-2.56%61.21%76.01%80.43%82.90%83.83%94.90%74.35%77.60%
Operating Expense113.57K1.70M6.85M7.22M9.81M12.55M15.87M27.00M22.32M21.42M12.80M22.17M
Operating Income-171.57K-1.72M991.00K-7.24M-6.92M-4.73M-4.64M-10.97M-6.25M-869.00K5.09M503.00K
Operating Margin--1115.76%12.14%-773.93%-146.65%-45.99%-33.21%-56.73%-32.62%-4.01%21.15%1.72%
EBITDA--1.26M-7.36M-5.28M-2.31M-1.95M-7.66M-3.15M524.00K134.00K3.78M
EBITDA Margin--15.40%-786.32%-111.80%-22.47%-13.97%-39.63%-16.45%2.42%0.56%12.92%
Net Income-120.10K-1.77M991.00K-8.69M-7.15M-4.53M-3.52M-9.63M-6.90M-1.87M-310.00K3.54M
Net Income Margin--1149.14%12.14%-927.99%-151.42%-44.01%-25.20%-49.82%-35.98%-8.63%-1.29%12.10%
R&D--0.013.21.140.460.340.570.41---
R&D as % of Total Revenue--0.00%0.00%0.00%0.00%0.00%0.00%0.00%---
Interest Expense00085.00K29.00K48.00K45.00K84.00K72.00K40.00K116.00K134.00K
Interest Expense % of Total Revenue-0.00%0.00%9.08%0.61%0.47%0.32%0.43%0.38%0.18%0.48%0.46%

Balance Sheet

Currency: AUD2017-06-302017-12-312018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets169.13M37.14M35.51M29.38M35.59M42.04M54.19M44.75M42.88M47.48M53.88M
Total Liabilities165.06M3.56M2.87M2.92M3.85M4.80M8.16M6.17M6.52M7.38M9.30M
Total Equity4.11M33.58M32.64M26.52M31.40M38.25M47.95M41.44M37.99M40.10M44.58M
Cash4.48M13.71M4.45M6.82M12.90M19.20M15.54M8.45M9.74M13.03M15.40M
Total Debt535.00K-304.00K793.00K800.00K705.00K1.34M784.00K1.11M1.33M2.04M
Net Debt-3.94M--4.14M-6.44M-12.10M-18.49M-14.20M-7.67M-8.62M-11.69M-13.35M

Cash Flow

Currency: AUD2015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow-121.76K-1.53M1.83M-7.81M-3.55M-1.06M-604.00K-2.76M-3.00M3.61M2.72M5.14M
Investing Cash Flow-166.77K-601.01K-2.46M-27.29M5.76M644.00K-2.06M-3.03M-3.62M-3.27M-3.13M-2.48M
Financing Cash Flow290.20K2.15M1.62M33.63M155.00K6.50M9.16M2.09M-488.00K951.00K3.70M-287.00K
Capital Expenditure166.77K601.01K57.00K1.47M1.02M1.80M1.97M3.03M3.62M3.27M3.39M5.14M
Free Cash Flow--1.77M-9.28M-4.57M-2.86M-2.57M-5.79M-6.62M342.00K2.72M5.14M
Dividends Paid-----8.99M9.04M2.05M----
FCF to OCF--96.89%118.86%128.83%269.43%426.16%209.97%220.60%9.48%100.00%100.00%
Dividend Paid to FCF------314.64%-351.32%-35.37%----

Earnings

Report DateFeb 3, 2017Aug 4, 2017Jun 19, 2018Aug 28, 2018Feb 25, 2019Aug 27, 2019Feb 26, 2020Aug 25, 2020Dec 2, 2020Feb 23, 2021Jun 2, 2021Aug 24, 2021Dec 1, 2021Feb 23, 2022Jun 1, 2022Aug 24, 2022Oct 27, 2022Feb 27, 2023Apr 27, 2023Aug 28, 2023Oct 26, 2023Feb 25, 2024Apr 21, 2024Aug 25, 2024Oct 27, 2024Feb 26, 2025Apr 23, 2025Aug 27, 2025Dec 3, 2025
EPS Estimate0.000.000.000.000.000.000.00-0.000.000.00-0.000.000.00-0.00-0.000.000.000.000.000.000.000.000.000.000.00
EPS Actual-0.02-0.02-0.01-0.13-0.05-0.06-0.04-0.030.00-0.030.00-0.020.00-0.040.00-0.060.00-0.040.000.000.000.000.000.000.00-0.010.000.010.00
Surprise-----------------------------
Timing-------------After-hours-After-hoursPre-marketPre-marketPre-marketPre-marketPre-market--------

Key Statistics & Ratios

Market Cap51.11M
Enterprise Value37.72M
Trailing P/E16.17
Forward P/E18.35
Price / Sales1.75
Price / Book1.19
EPS0.03
Book Value0.423
Revenue (TTM)29.22M
Gross Profit (TTM)20.95M
EBITDA896.00K
Profit Margin12.10%
Operating Margin-2.64%
Return on Equity8.35%
Return on Assets0.63%
Shares Outstanding105.39M
Shares Float89.50M
Beta0.99
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%