YOLFTbeta
Tyro Payments Ltd

Tyro Payments Ltd

TYR · AU · Technology / Software - Infrastructure

0.725AUD-0.03 (-3.33%)

Price History

Full chart

Market Stats

Previous Close0.75
Open0.745
Day Range0.725 – 0.745
52-Week Range0.66 – 1.21
Volume579.83K
Market Cap375.38M
P/E (TTM)17.63
Forward P/E15.65
EPS0.04
Dividend Yield0.00%
Beta1.60
50-Day Avg0.7731
200-Day Avg0.8286

About

Tyro Payments Limited provides integrated payment solutions and value-add services in Australia. It operates through two segments, Payments and Banking. The company offers card present, card-not-present, and in-app payments; acquires and processes electronic payment transactions from merchants; leases terminals; and sells terminal accessories. It also provides merchant cash advances/business loans, transaction banking accounts, and term deposit accounts. In addition, the company offers electronic funds transfer at point-of-sale (EFTPOS) machine solutions. It serves the retail, hospitality, health, trades and services, hotel and accommodation, corporate, and not-for-profit industries. The company was formerly known as MoneySwitch Limited and changed its name to Tyro Payments Limited in October 2010. Tyro Payments Limited was incorporated in 2003 and is headquartered in Sydney, Australia.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. Nigel Laurie Lee
  • Employees577
  • Headquarters55 Market Street, Sydney, NSW, Australia, 2000, Australia
  • Websitehttps://www.tyro.com

Leadership

  • Mr. Nigel Laurie LeeCEO, MD & Director · b. 1966
  • Ms. Emma BurkeChief Financial Officer
  • Mr. Steven ChapmanChief Risk Officer
  • Mr. Andrew ChanmugamChief Operating Officer
  • Mr. Steve WillsonChief Technology Officer
  • Martyn AdlamHead of Investor Relations
  • Ms. Monica FiumaraChief People & Communications Officer
  • Mr. Adrian PerilloChief Executive Officer of Tyro Health
  • Mr. Steen AnderssonChief Product Officer
  • Ms. Jo MoxeyChief Growth Officer

Financials

Income Statement

Currency: AUD2016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue95.03M120.58M148.23M189.59M213.02M232.77M325.52M437.50M497.71M472.94M489.38M
Growth (%)-+26.88%+22.94%+27.90%+12.36%+9.27%+39.85%+34.40%+13.76%-4.98%+3.48%
Cost of Revenue49.58M70.52M86.23M114.37M129.72M134.44M206.70M275.50M271.85M255.59M339.52M
Gross Profit45.45M50.05M62.00M75.21M83.29M98.33M118.81M162.00M225.87M217.35M149.85M
Gross Margin47.82%41.51%41.83%39.67%39.10%42.24%36.50%37.03%45.38%45.96%30.62%
Operating Expense48.66M67.09M80.30M95.48M109.13M118.62M143.76M160.44M132.53M207.50M127.39M
Operating Income-3.21M-17.03M-18.30M-20.26M-25.83M-20.29M-24.94M1.56M93.34M9.85M22.46M
Operating Margin-3.38%-14.13%-12.34%-10.69%-12.13%-8.72%-7.66%0.36%18.75%2.08%4.59%
EBITDA815.00K-8.59M-11.23M-12.41M-15.27M-13.89M8.14M37.92M68.20M67.20M66.33M
EBITDA Margin0.86%-7.13%-7.58%-6.55%-7.17%-5.97%2.50%8.67%13.70%14.21%13.55%
Net Income-749.00K-14.58M-17.82M-19.47M-38.06M-29.82M-29.62M6.01M25.70M17.82M21.32M
Net Income Margin-0.79%-12.09%-12.02%-10.27%-17.87%-12.81%-9.10%1.37%5.16%3.77%4.36%
R&D-0.120.120.11165.00K0.120.080.01---
R&D as % of Total Revenue-0.00%0.00%0.00%0.08%0.00%0.00%0.00%---
Interest Expense0000535.00K517.00K3.56M4.52M4.95M4.22M1.34M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.25%0.22%1.09%1.03%1.00%0.89%0.27%

Balance Sheet

Currency: AUD2016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets140.52M139.51M139.56M148.66M263.84M395.26M410.09M431.04M451.46M547.56M482.75M
Total Liabilities11.75M18.12M32.84M55.59M74.12M214.59M250.49M253.35M243.78M320.74M234.16M
Total Equity128.30M121.39M106.72M93.07M189.72M180.66M159.60M177.68M207.67M226.82M248.59M
Cash82.22M24.05M10.00M23.90M15.00M15.00M36.88M42.60M50.77M189.35M83.84M
Total Debt---11.53M7.48M2.81M33.99M33.56M31.54M28.05M24.86M
Net Debt-82.22M-24.05M-10.00M-12.37M-7.52M-12.19M-2.89M-9.04M-19.23M-161.30M-58.98M

Cash Flow

Currency: AUD2016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow-3.27M-8.94M-16.93M-21.23M-15.72M-10.98M-9.02M25.23M48.79M138.13M-66.03M
Investing Cash Flow-24.53M-56.48M10.96M604.00K-46.82M-32.22M-48.35M-27.76M-40.62M7.04M-72.99M
Financing Cash Flow100.02M7.30M10.49M15.95M142.72M23.93M9.37M8.88M-2.97M-6.59M17.36M
Capital Expenditure4.53M6.95M2.89M3.56M4.75M29.28M24.36M15.08M13.27M11.05M1.26M
Free Cash Flow-7.79M-15.88M-19.82M-24.79M-20.47M-40.26M-33.38M10.15M35.52M127.07M-67.29M
FCF to OCF238.45%177.69%117.08%116.79%130.18%366.75%369.98%40.24%72.80%92.00%101.90%

Earnings

Report DateDec 5, 2019Feb 19, 2020Aug 17, 2020Feb 21, 2021Aug 25, 2021Feb 21, 2022Aug 29, 2022Feb 28, 2023Feb 25, 2025Aug 26, 2025Feb 22, 2027
EPS Estimate0.000.00-0.00-0.01-0.02-0.01-0.020.01--
EPS Actual-0.02-0.04-0.04-0.01-0.05-0.04-0.020.000.020.01-
Surprise-----284.62%-100.00%-185.71%100.00%81.82%--
Timing-----Pre-marketPre-marketPre-market-Pre-market-

Key Statistics & Ratios

Market Cap375.38M
Enterprise Value265.35M
Trailing P/E17.63
Forward P/E15.65
Price / Sales0.77
Price / Book1.47
EPS0.04
Book Value0.473
Revenue (TTM)488.73M
Gross Profit (TTM)213.87M
EBITDA56.42M
Profit Margin4.36%
Operating Margin2.60%
Return on Equity8.97%
Return on Assets3.06%
Shares Outstanding532.45M
Shares Float447.20M
Beta1.60
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
44.73%
Insiders
9.16%
Retail / Other
46.11%

Top Fund Holders

  • Smallcap World Fund
    5.96M1.17%
  • Vanguard International Stock Index-Total Intl Stock Indx
    4.50M0.89%
  • BlackRock Science & Technology Trust II (BSTZ)
    3.70M0.73%
  • Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund
    2.05M0.40%
  • American Funds Insurance Ser-Global Small Capitalization Fund
    1.73M0.34%
  • Vanguard Whitehall Funds-International Explorer Fund
    1.44M0.28%
  • Nationwide International Small Cap Fd
    1.20M0.24%
  • Vanguard Intl Equity Index Fds-FTSE All World ex U.S.Small Cap Index
    817.73K0.16%
  • iShares MSCI EAFE Small Cap ETF
    799.73K0.16%
  • Schwab Strategic Tr-Schwab International Small Cap Equity ETF
    442.35K0.09%