YOLFTbeta
Wisr Ltd

Wisr Ltd

WZR · AU · Financial Services / Credit Services

0.038AUD-0.00 (-5.00%)

Price History

Full chart

Market Stats

Previous Close0.04
Open0.04
Day Range0.037 – 0.04
52-Week Range0.013 – 0.037
Volume7.06M
Market Cap52.89M
P/E (TTM)0.00
Forward P/E0.00
EPS0.00
Dividend Yield0.00%
Beta1.83
50-Day Avg0.0296
200-Day Avg0.0249

About

Wisr Limited engages in the lending business in Australia. The company offers personal, debt consolidation, car, wedding, home renovation, travel, electric vehicle, recreational, green, medical, caravan, dental, motorcycle, used car, new car, secured car, cosmetic surgery, car repair, furniture, solar, education, funeral, legal fee, surgery, and jet ski loans. It also operates the Wisr mobile app for credit score monitoring and loan management services. Wisr Limited is based in The Rocks, Australia.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Andrew Goodwin
  • Employees0
  • Headquarters333 Kent Street, The Rocks, NSW, Australia, 2000, Australia
  • Websitehttps://wisr.com.au

Leadership

  • Mr. Andrew GoodwinChief Executive Officer
  • Mr. Matthew LewisChief Financial Officer
  • Mr. Sam HardingChief Operating Officer
  • Mr. David KingGeneral Counsel & Company Secretary
  • Mr. James GoodwinChief Growth Officer
  • Ms. Kate RennerHead of Employee Experience
  • Mr. Alvaro Carpio ColonChief Product & Innovation Officer
  • Mr. Alexandre MaizyHead of Lending Products & Credit Risk
  • Ms. May Ho B.Bus, LLBFinancial Controller
  • Mr. Andrew Palfreyman J.D.Joint Company Secretary

Financials

Income Statement

Currency: AUD1989-06-301990-06-301991-06-301992-06-301993-06-301994-06-301995-06-301996-06-301997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue15.71M15.89M14.74M12.60M13.02M12.66M11.78M11.65M10.32M--11.73M11.30M10.98M11.33M12.13M13.30M13.10M14.30M13.18M11.05M9.97M9.35M5.64M--229.34K1.16M1.09M1.47M2.78M7.17M27.23M59.39M91.86M92.12M1.58M108.84M
Growth (%)-+1.15%-7.23%-14.49%+3.28%-2.73%-6.96%-1.07%-11.44%----3.65%-2.87%+3.14%+7.09%+9.64%-1.47%+9.11%-7.83%-16.11%-9.82%-6.22%-39.69%---+406.29%-6.35%+35.10%+89.34%+157.63%+279.99%+118.11%+54.66%+0.28%-98.29%+6792.33%
Cost of Revenue------------8.07M7.39M3.95M4.32M4.55M4.59M5.55M4.60M4.15M3.28M3.60M2.58M--0-20.35K-24.26K23.92K6.27M11.53M17.80M24.51M27.53M20.85M55.76M26.44M
Gross Profit15.71M15.89M14.74M12.60M13.02M12.66M11.78M11.65M10.32M---3.24M3.59M7.38M7.81M8.75M8.51M8.74M8.58M6.91M6.69M5.75M3.06M--229.34K1.18M1.11M1.45M-3.48M-4.36M9.43M34.88M64.32M71.27M-54.18M82.40M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%---28.65%32.72%65.16%64.41%65.78%64.94%61.17%65.08%62.50%67.08%61.49%54.27%--100.00%101.75%102.23%98.37%-125.26%-60.84%34.63%58.72%70.03%77.37%-3430.86%75.71%
Operating Expense361.00K433.00K576.00K735.00K548.00K428.00K443.00K493.00K0---3.60M943.00K6.39M7.05M7.79M8.21M8.28M8.44M7.75M7.33M7.86M4.17M--1.14M7.23M6.54M7.65M4.25M18.37M19.80M34.86M31.33M79.46M-46.92M21.59M
Operating Income15.35M15.45M14.16M11.87M12.47M12.23M11.34M11.16M10.32M1.53M1.57M965.00K-366.00K2.65M985.00K757.00K954.00K301.00K469.00K141.00K-839.00K-644.00K-2.11M-1.11M-2.94M-154.53K-906.09K-6.05M-5.43M-6.21M-7.73M-22.73M-10.37M17.57K33.00M-8.19M-7.26M60.80M
Operating Margin97.70%97.27%96.09%94.17%95.79%96.62%96.24%95.77%100.00%--8.22%-3.24%24.13%8.70%6.24%7.17%2.30%3.28%1.07%-7.59%-6.46%-22.58%-19.69%---395.08%-520.67%-499.49%-422.55%-277.94%-317.19%-38.08%0.03%35.92%-8.89%-459.73%55.87%
EBITDA3.60M3.03M1.55M-3.06M648.00K2.29M1.98M2.08M1.15M1.53M1.57M965.00K1.20M1.39M1.48M2.06M1.70M1.13M1.11M779.00K2.21M1.34M-1.72M-242.00K-2.94M-154.53K-906.09K-8.68M-5.71M-6.37M-7.74M-22.50M-9.81M-219.64K33.88M47.18M50.25M63.38M
EBITDA Margin22.94%19.05%10.52%-24.27%4.98%18.13%16.78%17.89%11.16%--8.22%10.58%12.61%13.08%17.03%12.81%8.61%7.75%5.91%19.95%13.47%-18.43%-4.29%---395.08%-747.19%-525.31%-433.29%-278.41%-313.92%-36.04%-0.37%36.89%51.22%3182.15%58.23%
Net Income-282.00K1.80M898.00K-2.13M169.00K1.50M1.30M1.30M703.00K950.00K930.00K501.00K450.00K676.00K715.00K1.23M626.00K210.00K245.00K35.00K1.83M541.00K-2.23M-2.15M-2.94M-154.53K-906.09K-8.75M-5.43M-6.21M-7.73M-23.53M-17.64M-19.90M-13.15M-8.19M-7.26M-6.71M
Net Income Margin-1.80%11.34%6.09%-16.86%1.30%11.85%11.04%11.19%6.81%--4.27%3.98%6.16%6.31%10.17%4.71%1.60%1.71%0.27%16.58%5.43%-23.83%-38.12%---395.08%-753.95%-499.49%-422.55%-277.94%-328.41%-64.78%-33.51%-14.32%-8.89%-459.73%-6.17%
Interest Expense70.00K10.00K02.00K3.00K3.00K000062.00K72.00K79.00K47.00K126.00K155.00K243.00K221.00K158.00K120.00K90.00K7.00K6.00K6.00K00075.65K72.71K41.60K148.31K1.35M7.61M18.75M46.15M53.84M55.76M66.85M
Interest Expense % of Total Revenue0.45%0.06%0.00%0.02%0.02%0.02%0.00%0.00%0.00%--0.61%0.70%0.43%1.11%1.28%1.83%1.69%1.11%0.91%0.81%0.07%0.06%0.11%--0.00%6.51%6.69%2.83%5.33%18.86%27.96%31.58%50.24%58.45%3530.86%61.42%

Balance Sheet

Currency: AUD1989-06-301990-06-301991-06-301992-06-301993-06-301994-06-301995-06-301996-06-301997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets16.86M17.17M16.43M13.99M13.24M13.25M13.64M13.66M12.69M13.14M13.12M12.70M12.92M13.27M14.31M15.45M16.52M15.73M15.18M14.56M14.86M13.96M14.30M11.44M6.77M5.55M127.07K9.77M10.84M6.62M20.59M125.96M471.43M868.07M1.00B838.47M871.41M1.19B
Total Liabilities4.33M3.93M3.65M3.51M2.95M2.54M2.79M2.60M1.65M2.38M3.25M2.83M2.91M3.14M3.75M4.22M4.94M4.11M3.74M3.37M1.83M1.59M2.43M1.91M690.83K5.22M857.12K439.06K528.18K586.47K3.82M89.99M399.18M790.23M934.07M790.48M844.69M1.15B
Total Equity12.52M13.23M12.78M10.48M10.29M10.71M10.86M11.05M11.04M10.76M9.87M9.88M10.01M10.13M10.56M11.23M11.58M11.62M11.44M11.20M13.03M12.37M11.88M9.53M6.08M326.06K-730.04K7.86M9.20M4.66M16.77M35.97M72.26M77.85M68.01M47.99M26.72M41.35M
Cash3.39M2.92M1.89M1.03M1.27M1.66M937.00K1.10M1.00M552.00K552.00K164.00K251.00K877.00K-320.00K11.00K388.00K797.00K142.00K2.37M2.71M2.30M2.16M1.38M5.50M2.88K1.26M3.48M1.55M11.99M38.09M92.51M71.52M53.58M62.36M43.64M83.91M
Total Debt389.00K186.00K317.00K289.00K41.00K27.00K9.00K---1.17M988.00K650.00K1.14M2.01M1.38M2.50M2.02M1.53M1.32M---44.00K---1.00M672.00K373.00K2.00M173.42M395.04M784.26M931.94M787.83M837.53M1.14B
Net Debt-3.00M-2.73M-1.57M-744.00K-1.23M-1.63M-928.00K-1.10M-1.00M-552.00K618.00K824.00K399.00K263.00K2.01M1.06M2.49M1.63M731.00K1.18M-2.37M-2.71M-2.30M-2.11M-1.38M-5.50M-2.88K-264.80K-2.81M-1.18M-9.99M48.62M301.85M711.96M877.92M725.46M793.89M1.06B

Cash Flow

Currency: AUD1989-06-301990-06-301991-06-301992-06-301993-06-301994-06-301995-06-301996-06-301997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow---76.00K679.00K2.83M1.72M2.01M1.26M--748.00K815.00K1.03M93.00K1.03M538.00K1.18M1.50M514.00K84.00K-12.00K-920.00K123.00K-946.07K338.57K-249.96K-8.66M-2.74M-2.15M-6.31M-12.81M-7.98M-2.58M6.25M17.94M13.69M13.56M
Investing Cash Flow----113.00K-265.00K-1.64M-1.18M-571.00K-187.00K-376.00K-204.00K-251.00K-109.00K-442.00K-1.28M482.00K-1.69M-179.00K-180.00K-681.00K3.47M1.55M712.00K-80.00K28.00K4.28M-8.83K-500.00K-73.09K-18.00K-3.54M-82.56M-294.36M-406.36M-168.67M137.49M-75.51M-280.00M
Financing Cash Flow----720.00K--810.00K-1.26M-1.28M-1.17M-1.07M-877.00K-963.00K-541.00K33.00K-372.00K-513.00K841.00K-621.00K-914.00K-488.00K-1.32M-1.20M-200.00K-185.00K-44.00K-500.02K-5.25M10.30M5.03M242.45K20.29M121.35M356.78M388.01M144.51M-146.64M43.10M306.70M
Capital Expenditure000190.00K340.00K1.72M1.31M627.00K278.00K481.00K531.00K253.00K941.00K497.00K1.28M919.00K1.70M194.00K200.00K681.00K189.00K233.00K168.00K105.00K7.00K08.83K73.09K73.09K308.88K621.97K308.88K308.88K2.67M4.31M33.24K2.15M142.00K
Free Cash Flow----114.00K339.00K1.11M415.00K1.38M982.00K-481.00K-531.00K-253.00K-126.00K538.00K-1.28M113.00K-1.16M983.00K1.30M-167.00K-105.00K-245.00K-1.09M18.00K-953.07K338.57K-258.79K-8.66M-2.81M-2.15M-6.93M-12.81M-8.29M-5.25M1.94M17.90M11.54M13.42M
Dividends Paid---720.00K-810.00K1.26M1.28M1.17M585.00K776.00K703.00K281.00K457.00K562.00K562.00K281.00K140.00K421.00K281.00K-1.20M200.00K200.00K-500.02K150.01K04.71M-2.00M85.60M309.32M337.18M----
FCF to OCF----150.00%49.93%39.37%24.11%68.82%77.94%---33.82%-15.46%51.98%-1379.57%10.95%-215.61%83.52%86.69%-32.49%-125.00%2041.67%118.26%14.63%100.74%100.00%103.53%100.00%102.67%100.00%109.86%100.00%103.87%203.52%31.10%99.81%84.30%98.95%
Dividend Paid to FCF----631.58%-72.65%303.61%92.34%119.14%-121.62%-146.14%-277.87%-223.02%84.94%-43.80%497.35%-24.22%14.24%32.31%-168.26%--489.80%-18.38%1111.11%-147.69%-57.96%0.00%-167.35%--28.86%-668.23%-3730.64%-6426.22%----

Earnings

Report DateFeb 16, 2016Sep 22, 2016Feb 28, 2017Sep 29, 2017Feb 28, 2018Aug 30, 2018Feb 28, 2019Aug 30, 2019Feb 26, 2020Aug 26, 2020Oct 19, 2020Jan 31, 2021Jun 1, 2021Aug 25, 2021Nov 24, 2021Feb 27, 2022Apr 25, 2022Aug 30, 2022Oct 25, 2022Feb 28, 2023Apr 28, 2023Aug 24, 2023Oct 30, 2023Jan 29, 2024May 22, 2024Aug 27, 2024Oct 29, 2024Feb 25, 2025Apr 29, 2025Aug 26, 2025Oct 26, 2025
EPS Estimate0.000.000.000.000.00-0.00-0.00-0.01-0.00-0.010.00-0.010.00-0.000.00-0.00-0.000.000.000.00-0.000.00-0.010.00-0.000.000.000.000.000.00
EPS Actual-0.02-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.02-0.010.00-0.010.00-0.010.00-0.010.00-0.010.000.000.000.000.000.000.000.000.000.000.000.000.00
Surprise------163.16%-150.00%-66.67%-1900.00%-25.00%--100.00%--233.33%----150.00%---100.00%-100.00%-100.00%-----
Timing---------------After-hours-After-hours-Pre-marketPre-marketPre-marketPre-market--------

Key Statistics & Ratios

Market Cap52.89M
Enterprise Value1.11B
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.88
Price / Book1.36
EPS0.00
Book Value0.023
Revenue (TTM)28.11M
Gross Profit (TTM)23.41M
Profit Margin-23.89%
Operating Margin-14.76%
Return on Equity-19.73%
Return on Assets-0.65%
Shares Outstanding1.76B
Shares Float1.26B
Beta1.83
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio31.73%

Ownership Breakdown

Institutions
22.00%
Insiders
24.12%
Retail / Other
53.88%

Top Fund Holders

  • SPDR (R) Idx Shares-SPDR (R) S&P (R) International Small Cap ETF
    738.71K0.07%

Dividends

20142×
0.01Oct 13, 20140.51Jun 25, 2014
20131×
0.05Oct 8, 2013
20111×
0.02Oct 10, 2011
20101×
0.02Oct 12, 2010
20081×
0.01Apr 10, 2008
20072×
0.01Oct 11, 20070.01Apr 10, 2007
20062×
0.03Oct 11, 20060.01Apr 7, 2006
20042×
0.03Oct 11, 20040.03Apr 8, 2004
20032×
0.03Oct 13, 20030.03Apr 10, 2003
20022×
0.03Oct 8, 20020.03Apr 10, 2002
20012×
0.02Oct 16, 20010.01Apr 10, 2001
20002×
0.01Oct 17, 20000.04Apr 10, 2000
19992×
0.04Oct 11, 19990.04Apr 12, 1999
19982×
0.04Oct 13, 19980.02Apr 8, 1998