YOLFTbeta
Banco Hipotecario SA

Banco Hipotecario SA

BHIP · BA · Financial Services / Banks - Regional

195.00ARS+2.50 (+1.30%)

Price History

Full chart

Market Stats

Previous Close192.50
Open195.00
Day Range191.00 – 196.00
52-Week Range201.00 – 605.00
Volume707.45K
Market Cap390.75B
P/E (TTM)0.00
Forward P/E5.64
EPS-1.08
Dividend Yield21.47%
Beta0.42
50-Day Avg303.25
200-Day Avg368.62

About

Banco Hipotecario S.A. provides banking services in Argentina. It operates through Finance, Wholesale Banking, and Retail Banking segments. The company offers savings, current, and special accounts; and debit and credit cards. It also provides investment products, such as fixed term, mutual funds, securities and shares, mortgage certificates, and market data; housing loans; personal loans, inlucindg salary advance, consumption quotas, unrestricted loan, one free-purpose loan, short loan, and payroll loans; and personal accidents, accidents involving the elderly, cars, mobile assets, rental guarantee, buyer protection, home, pets, home and pets, sustainable mobility, ATM robbery, comprehensive health, senior, and life insurance products. In addition, the company offers foreign trade services comprising send and receive money, and documentary operations; financing and leasing services; insurance for business; and corporate, institution, SME, and public sector services. Banco Hipotecario S.A. was founded in 1886 and is based in Buenos Aires, Argentina.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Manuel Juan Luciano Herrera Grazioli
  • Employees0
  • HeadquartersReconquista 151, Buenos Aires, Argentina, C1003, Argentina
  • Websitehttps://www.hipotecario.com.ar

Leadership

  • Mr. Manuel Juan Luciano Herrera GrazioliGeneral Manager
  • Martin Ignacio DiezChief Financial Officer
  • Pedro Matías BallesterOperations Manager
  • Lorena Cecilia MorchonGeneral Accounting Manager
  • Mr. Ernesto Manuel VinesCompliance Officer, Legal Manager & Director · b. 1944
  • Eliezer BaschkierSupervisor of Capital Markets & ALM
  • Ms. Milagros FaesCapital Market Analyst

Financials

Income Statement

Currency: ARS2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue5.92B6.97B9.06B13.92B17.01B19.16B22.62B76.78B793.26B977.00B470.48B
Growth (%)-+17.61%+30.10%+53.59%+22.22%+12.63%+18.08%+239.41%+933.13%+23.16%-51.84%
Cost of Revenue--221.76M225.12M275.57M------
Gross Profit5.92B6.36B11.01B12.96B13.15B------
Gross Margin100.00%91.26%121.47%93.11%77.32%------
Operating Expense4.11B5.23B9.38B10.04B13.46B------
Operating Income1.81B1.13B1.63B2.91B-307.62M------
Operating Margin30.63%16.25%17.94%20.93%-1.81%------
Net Income1.09B615.33M1.59B2.05B1.78B916.51M-4.20B6.05B123.18B106.02B25.18B
Net Income Margin18.33%8.83%17.58%14.74%10.47%4.78%-18.57%7.89%15.53%10.85%5.35%
Interest Expense00012.73B15.52B20.03B46.52B106.38B1.47T1.28T742.13B
Interest Expense % of Total Revenue0.00%0.00%0.00%91.49%91.22%104.55%205.61%138.55%185.70%130.77%157.74%

Balance Sheet

Currency: ARS2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets39.46B52.11B65.27B84.56B89.79B137.54B350.67B402.95B3.30T3.79T3.74T
Total Liabilities33.93B45.89B57.34B74.47B78.11B119.59B327.85B352.23B2.83T3.13T3.14T
Total Equity5.44B6.06B7.65B9.80B11.40B17.50B22.22B49.33B457.72B632.28B575.91B
Cash861.67M7.88B4.22B8.83B18.47B13.42B18.11B27.70B215.14B366.91B475.18B
Net Debt--21.94B24.81B10.56B6.06B2.22B----

Cash Flow

Currency: ARS2008-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--4.48B-10.40B-9.87B6.35B22.62B-43.23B-262.36B124.68B149.11B246.37B166.48B
Investing Cash Flow--124.94M-378.37M-1.16B-246.93M-108.60M94.96M-528.94M-531.62M---
Financing Cash Flow-2.77B9.03B7.41B-2.60B-13.27B27.86B264.17B-117.72B---
Capital Expenditure082.98M378.37M1.25B248.31M318.71M293.23M582.61M592.40M6.22B8.24B7.20B
Free Cash Flow----16.30B8.36B16.62B10.07B8.20B29.28B142.89B238.13B159.28B
Dividends Paid-199.78M0202.00M202.00M339.53M5.88M12.21M7.96M-59.83B57.43B
FCF to OCF---165.03%131.53%73.46%-23.30%-3.12%23.49%95.83%96.66%95.68%
Dividend Paid to FCF----1.24%2.42%2.04%0.06%0.15%0.03%-25.12%36.06%

Earnings

Report DateMay 14, 2009Jul 24, 2009Nov 9, 2009May 11, 2011Aug 12, 2011Nov 7, 2011Feb 20, 2012May 14, 2012Jul 27, 2012Nov 12, 2012Feb 18, 2013May 16, 2013Aug 16, 2013Nov 11, 2013Feb 12, 2014May 15, 2014Aug 11, 2014Nov 12, 2014Feb 17, 2015May 7, 2015Aug 10, 2015Nov 9, 2015Feb 11, 2016May 11, 2016Aug 11, 2016Nov 10, 2016Feb 15, 2017May 12, 2017Aug 10, 2017Nov 10, 2017Feb 16, 2018May 11, 2018Aug 30, 2018Dec 20, 2018Mar 7, 2019May 8, 2019Aug 8, 2019Nov 6, 2019Mar 3, 2020May 6, 2020Aug 18, 2020Nov 26, 2020Feb 28, 2021May 12, 2021Aug 25, 2021Nov 26, 2021Mar 4, 2022May 30, 2022Aug 24, 2022Nov 28, 2022Mar 1, 2023May 29, 2025Aug 28, 2025Nov 27, 2025Feb 25, 2026May 28, 2026Aug 27, 2026
EPS Estimate----0.29--0.27-----0.051.27--1.070.81----1.651.690.912.641.831.13--2.653.50-4.08-6.693.600.30--0.46-0.020.06--0.77---0.18---6.183.62-1.3411.64-0.559.81
EPS Actual0.020.040.020.030.040.010.090.440.060.050.080.060.050.100.810.140.110.100.030.120.120.150.360.160.100.070.911.700.230.330.333.553.280.373.480.020.420.71-0.14-0.340.410.110.46-1.10-0.76-0.760.070.790.930.431.42-7.3022.16-12.3614.09-6.818.44
Surprise-----86.21%--62.96%-----100.00%-36.22%---90.65%-96.30%-----90.46%-94.14%-92.22%-65.53%-7.10%-79.65%--33.96%-6.29%--14.71%--93.72%-80.28%-146.67%-189.13%650.00%666.67%-1.30%--538.89%----218.12%512.15%-822.39%21.05%-1138.18%-13.97%
Timing----After-hours--After-hours-----After-hoursAfter-hours-Pre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hours

Key Statistics & Ratios

Market Cap390.75B
Enterprise Value-932.10B
Trailing P/E0.00
Forward P/E5.64
Price / Sales0.76
Price / Book0.66
EPS-1.08
Book Value440.43
Revenue (TTM)515.31B
Gross Profit (TTM)508.74B
Profit Margin-0.31%
Operating Margin14.92%
Return on Equity0.09%
Return on Assets0.01%
Shares Outstanding760.62M
Shares Float150.28M
Beta0.42
Dividend Yield21.47%
Dividend Rate55.29
Payout Ratio258.93%

Dividends

20191×
0.17Apr 16, 2019
20181×
0.13Apr 19, 2018
20151×
0.03Jan 13, 2015
20131×
0.02Sep 17, 2013
20121×
0.07Oct 4, 2012
19991×
0.06May 18, 1999

Stock Splits

  • Feb 12, 200710:1