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Banco Patagonia

Banco Patagonia

BPAT · BA · Financial Services / Banks - Regional

1,490.00ARS+10.00 (+0.68%)

Price History

Full chart

Market Stats

Previous Close1,480.00
Open1,440.00
Day Range1,440.00 – 1,510.00
52-Week Range1,210.00 – 3,100.00
Volume8.20K
Market Cap1.24T
P/E (TTM)12.19
Forward P/E1111.11
EPS141.92
Dividend Yield14.12%
Beta0.21
50-Day Avg1,858.50
200-Day Avg2,153.55

About

Banco Patagonia S.A. provides various banking products and services in Argentina. It offers savings, retired, salary, current, agro, and minor accounts; accounts for SMEs; and foreign trade services. The company also provides Patagonia leasing, capital marketing, and alternative financing services. In addition, it offers loans; safe deposit boxes; credit and debit cards; and home, car, motorbike, mobility, ATM robbery, protected belongings, smartphone, pets, personal accidents, life, health, burial, and rental bond insurance products. Further, the company offers financial agency services; mobile banking services; business cards; investments for fixed-term, mutual funds, and financial trusts; and collection, payment, inter-banking, and AFIP services. It serves individuals, businesses, professionals, SMEs, agro-business clients, the public sector, and institutional clients. The company was incorporated in 1928 and is based in Buenos Aires, Argentina. Banco Patagonia S.A. is a subsidiary of Banco do Brasil S.A.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Diego A. Ferreyra
  • Employees2.78K
  • HeadquartersAvenida de Mayo 701, Buenos Aires, Argentina, Argentina
  • Websitehttps://www.bancopatagonia.com.ar

Leadership

  • Mr. Diego A. FerreyraSuperintendent of Finance, Administration & Public Sector
  • Marcelo A. IadarolaExecutive Manager of Administration
  • Mr. Ezequiel BernuezExecutive Manager of Board Secretariat

Financials

Income Statement

Currency: ARS2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue7.34B11.31B13.52B21.54B40.95B50.99B71.52B184.46B2.00T2.15T1.34T
Growth (%)-+54.18%+19.48%+59.36%+90.07%+24.52%+40.28%+157.91%+985.72%+7.17%-37.45%
Cost of Revenue--352.78M629.80M1.03B------
Gross Profit7.34B9.72B13.20B18.04B38.53B------
Gross Margin100.00%85.92%97.62%83.76%94.10%------
Operating Expense3.37B4.68B8.18B10.41B16.20B------
Operating Income3.96B5.05B5.02B7.63B22.33B------
Operating Margin54.03%44.60%37.12%35.43%54.53%------
Net Income2.41B3.27B3.12B5.35B17.63B10.48B7.01B18.50B183.61B271.78B109.11B
Net Income Margin32.78%28.89%23.06%24.84%43.06%20.55%9.80%10.03%9.17%12.66%8.13%
Interest Expense00011.63B23.63B26.92B64.37B190.99B2.60T1.45T1.24T
Interest Expense % of Total Revenue0.00%0.00%0.00%53.99%57.71%52.81%90.00%103.54%129.74%67.35%92.05%

Balance Sheet

Currency: ARS2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets61.59B72.12B97.32B171.94B205.96B301.22B460.40B914.03B5.97T7.87T8.77T
Total Liabilities53.90B62.88B84.86B150.53B169.47B251.03B386.53B753.85B4.74T6.15T7.11T
Total Equity7.68B9.24B12.46B21.42B36.50B50.19B73.87B160.17B1.23T1.72T1.66T
Cash3.93B11.53B15.33B34.94B44.63B60.74B68.00B100.73B862.14B1.11T1.49T

Cash Flow

Currency: ARS2008-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-2.28B2.47B-10.11B-48.99B60.86B-59.26B87.85B87.85B138.45B616.06B562.70B
Investing Cash Flow--230.05M-293.09M48.03M-164.95M5.08B-1.58B-688.40M-688.40M---
Financing Cash Flow-333.18M-1.80B11.70B92.40B-80.99B65.73B-92.95B-92.95B---
Capital Expenditure0230.05M309.18M190.17M110.98M878.88M1.90B965.95M965.95M9.69B10.30B22.20B
Free Cash Flow---4.53B27.18B2.59B9.30B-1.50B-2.38B128.76B605.76B540.50B
Dividends Paid-1.04B1.72B1.78B1.78B5.59B---85.86B120.36B93.01B
FCF to OCF----44.76%-55.49%4.26%-15.70%-1.70%-2.70%93.00%98.33%96.06%
Dividend Paid to FCF---39.27%6.54%215.76%---66.68%19.87%17.21%

Earnings

Report DateAug 11, 2008Nov 11, 2008Feb 19, 2009May 17, 2010Aug 9, 2010Nov 8, 2010Feb 17, 2011May 10, 2011Aug 9, 2011Nov 3, 2011Feb 1, 2012May 4, 2012Aug 8, 2012Oct 31, 2012Feb 5, 2013May 8, 2013Aug 7, 2013Nov 6, 2013Feb 10, 2014May 7, 2014Aug 12, 2014Nov 5, 2014Feb 11, 2015May 6, 2015Aug 5, 2015Nov 10, 2015Feb 12, 2016May 10, 2016Aug 9, 2016Nov 8, 2016Feb 16, 2017May 10, 2017Aug 7, 2017Nov 9, 2017Feb 19, 2018May 29, 2018Aug 27, 2018Nov 26, 2018Mar 1, 2019May 13, 2019Aug 9, 2019Nov 11, 2019Feb 21, 2020May 12, 2020Aug 11, 2020Nov 5, 2020Mar 1, 2021May 29, 2021Aug 27, 2021Nov 27, 2021Feb 25, 2022May 9, 2022Sep 13, 2022Nov 25, 2022May 15, 2023
EPS Estimate0.040.060.070.130.140.140.15-0.17----------------------------------------------
EPS Actual0.040.100.150.120.120.190.220.170.200.170.310.290.280.350.320.320.410.490.491.200.570.630.630.800.680.841.021.051.141.171.181.061.151.311.431.142.081.882.593.646.147.856.895.093.453.881.102.081.742.622.723.056.390.208.27
Surprise0.00%66.67%114.29%-7.69%-14.29%35.71%46.67%-17.65%----------------------------------------------
TimingPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours-Pre-market-----------------------------------------Pre-market-Pre-marketPre-market-

Key Statistics & Ratios

Market Cap1.24T
Enterprise Value1.03T
Trailing P/E12.19
Forward P/E1111.11
Price / Sales0.97
Price / Book0.66
EPS141.92
Book Value2,747.35
Revenue (TTM)1.28T
Gross Profit (TTM)1.24T
Profit Margin7.97%
Operating Margin25.89%
Return on Equity5.90%
Return on Assets1.18%
Shares Outstanding696.38M
Shares Float118.26M
Beta0.21
Dividend Yield14.12%
Dividend Rate244.91
Payout Ratio172.62%

Dividends

20232×
4.61Jul 26, 20234.61Jun 26, 2023
20227×
0.68Dec 12, 20220.68Nov 18, 20220.68Oct 17, 20220.68Sep 19, 20220.68Aug 12, 20220.68Jul 18, 20224.08Jun 16, 2022
20192×
0.62Jul 25, 20193.72May 8, 2019
20181×
2.47May 28, 2018
20171×
2.27Jul 10, 2017
20161×
0.07Sep 27, 2016
20151×
1.45Oct 9, 2015
20141×
0.63Jun 24, 2014
20111×
0.33May 12, 2011
20101×
0.31Jun 8, 2010
20091×
0.18Sep 11, 2009
20081×
0.09May 13, 2008