Grupo Financiero Galicia S.A.

Grupo Financiero Galicia S.A.

GGAL · BA · Financial Services / Banks - Regional

5,900ARS+150.00 (+2.61%)

Price History

Full chart

Market Stats

Previous Close5,750
Open5,750
Day Range5,620 – 5,920
52-Week Range4,290 – 9,370.33
Volume3.05M
Market Cap9.37T
P/E (TTM)109.89
Forward P/E7.07
EPS53.1
Dividend Yield4.88%
Beta0.28
50-Day Avg6,988.7
200-Day Avg7,200.55

About

Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; and credit and debit cards. The company also provides personal loans, salary advance, express loans, AfterPay, Buy Now Pay Later, flexible loans, and overdrafts for individuals; and immediate loans, discount of electronic credit invoice and e-checks, pledge and mortgage loans, Sociedad de Garantía Recíproca loans, Socios de valor, productive line, leasing, and purchase of agricultural inputs for companies. In addition, the company offers life, home, personal accident, robbery, cars, and other insurance products; fixed term, traditional fixed term, and purchasing value unit investment products; custody of securities; purchase and sale of foreign currency; private banking; and fixed income products, stocks, CEDEARs, secured loans, mutual funds, stock promissory note, structured solutions, and primary issuances; foreign trade; and capital market and investment banking. Further, it provides online banking services. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Fabian Enrique Kon
  • Employees9.44K
  • HeadquartersTeniente General Juan D. PerOn 430, Buenos Aires, Argentina, C1038 AAJ, Argentina
  • Websitehttps://www.gfgsa.com

Leadership

  • Mr. Fabian Enrique KonGM & CEO
  • Mr. Gonzalo Javier Fernández CovaroChief Financial Officer
  • Mr. Jose Luis Ronsini CPAChief Administrative Officer · b. 1971
  • Mr. Pablo Eduardo FirvidaChief Investor Relations Officer · b. 1967
  • Esteban TresserrasChief Legal Officer
  • Mr. Falvio DoglioloChief Human Resources Officer
  • Mr. Adrian Enrique PedemonteHead of Market Relations
  • Mr. Adrian Enrique PedemonteHead of Market Relations
  • Mr. Ezequiel VallsChief Risk Officer
  • Constanza GorleriChief Sustainability Officer

Financials

Income Statement

Line item2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.02B2.37B6.06B2.56B2.16B2.01B2.37B3.35B4.06B4.03B5.08B8.20B12.18B18.17B25.69B18.44B32.32B45.13B84.32B155.35B215.51B272.51B692.64B9.57T9.88T8.54T
Cost of Revenue---------------352.00M476.02M1.04B1.42B-------
Gross Profit---------------18.09B23.97B67.94B63.27B114.84B------
Operating Income557.67M516.50M2.83B1.08B1.01B764.82M696.31M1.31B1.48B1.67B1.85B3.86B5.35B8.26B14.12B7.92B10.03B14.60B21.26B51.11B------
Net Income-----107.24M-46.04M176.82M229.28M408.90M1.11B1.34B1.82B3.34B4.34B6.02B8.33B-3.47B23.71B26.44B29.43B48.64B965.88B2.12T212.52B
Interest Expense00000000000000000044.91B96.05B90.57B181.42B565.52B8.68T4.08T3.88T

Balance Sheet

Line item2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets16.74B12.65B22.53B22.89B23.65B25.64B23.63B22.83B24.74B27.60B35.71B51.19B63.46B83.16B107.31B161.75B242.25B341.01B569.69B685.52B1.06T1.68T3.37T10.22T32.52T45.78T
Total Liabilities15.31B11.13B20.83B21.34B22.02B23.86B21.86B20.96B22.64B25.26B32.86B47.11B57.89B75.61B96.29B146.16B221.90B301.71B507.84B568.68B878.09B1.38T2.76T8.20T26.45T38.01T
Total Equity1.32B1.41B1.62B1.46B1.52B1.63B1.61B1.65B1.85B2.05B2.47B3.55B4.87B6.95B10.25B14.48B20.35B39.30B60.13B113.94B179.86B302.57B608.88B2.02T6.06T7.77T
Cash3.07B303.47M295.64M896.00M1.07B1.15B4.17B1.31B1.99B2.46B2.77B4.29B5.02B5.13B9.11B18.28B61.17B56.66B143.31B130.65B175.42B237.43B447.54B2.00T6.74T9.37T

Cash Flow

Line item2005-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow---------15.62B25.01B-43.48B23.89B168.39B66.18B268.26B580.22B1.67T3.50T-1.61T
Investing Cash Flow----------1.12B-1.48B-5.95B-5.52B-7.10B-10.24B-9.02B----
Financing Cash Flow----------1.53B2.66B50.28B126.43B-243.21B158.80B23.50B23.05B-229.76B413.52B873.80B
Capital Expenditure000000000740.31M900.53M5.01B5.67B10.83B10.75B10.55B18.53B74.02B214.70B245.91B
Free Cash Flow------------1.81B82.58B-18.47B176.63B272.87B561.69B1.59T3.29T-1.85T
Dividends Paid---------100.00M150.00M624.29M2.49B3.62B2.86B1.93B25.17B179.28B614.94B329.13B

Earnings

Report DateFeb 7, 2004Nov 9, 2005Feb 6, 2006Jun 6, 2006Aug 9, 2006Nov 10, 2006Feb 15, 2007Jun 5, 2007Aug 8, 2007Nov 8, 2007Feb 14, 2008May 9, 2008Aug 7, 2008Nov 11, 2008Feb 13, 2009May 12, 2009Aug 10, 2009Nov 10, 2009Feb 16, 2010May 13, 2010Aug 10, 2010Nov 10, 2010Feb 16, 2011May 11, 2011Aug 12, 2011Nov 9, 2011Feb 16, 2012May 9, 2012Aug 13, 2012Nov 13, 2012Feb 15, 2013May 10, 2013Aug 8, 2013Nov 7, 2013Feb 18, 2014May 8, 2014Aug 8, 2014Nov 10, 2014Feb 13, 2015May 8, 2015Aug 7, 2015Nov 10, 2015Feb 12, 2016Apr 29, 2016Aug 10, 2016Nov 9, 2016Feb 14, 2017May 10, 2017Aug 8, 2017Nov 10, 2017Feb 8, 2018May 24, 2018Aug 17, 2018Nov 28, 2018Mar 7, 2019May 8, 2019Aug 12, 2019Nov 11, 2019Feb 20, 2020Jun 8, 2020Aug 25, 2020Nov 24, 2020Mar 9, 2021May 26, 2021Aug 26, 2021Nov 22, 2021Feb 16, 2022May 19, 2022Aug 23, 2022Nov 22, 2022Mar 7, 2023May 24, 2023Aug 23, 2023Nov 22, 2023Mar 6, 2024Apr 26, 2024Jun 30, 2024Nov 5, 2024Mar 6, 2025May 28, 2025Aug 26, 2025Nov 25, 2025Mar 5, 2026Aug 25, 2026Nov 24, 2026
EPS Estimate-0.13-----0.09---0.010.060.030.020.020.02--0.030.050.050.060.060.150.170.18-0.260.290.300.270.300.31--0.610.490.480.690.720.740.72-0.901.051.11-1.191.411.431.771.822.062.31-4.525.755.166.667.345.254.904.544.006.066.957.955.214.397.8917.6516.1142.5129.4240.7822.61173.17277.38137.5691.06114.588.35-14.35129.48195.02
EPS Actual-0.020.020.02-0.010.040.03-0.07-0.010.010.010.040.030.030.050.030.100.030.040.060.070.040.100.150.180.200.220.290.220.270.280.300.240.290.430.480.640.530.720.680.740.730.910.960.961.061.171.361.231.411.711.912.101.962.953.106.338.118.126.565.833.953.822.111.456.026.386.103.523.477.5918.0312.2939.3136.76117.73118.36104.11114.18435.9090.88107.48-54.60-52.00160.80-
Surprise--84.62%----22.22%---300.00%-50.00%0.00%150.00%50.00%400.00%--100.00%40.00%-20.00%66.67%150.00%20.00%17.65%22.22%--15.38%-6.90%-6.67%11.11%-20.00%-6.45%--4.92%8.16%50.00%-1.45%2.78%-1.35%26.39%-6.67%0.95%5.41%-3.36%0.00%19.58%7.91%15.38%-4.85%27.71%-40.04%41.04%57.36%-1.50%-20.57%-24.76%-22.04%-53.52%-63.75%-0.66%-8.20%-23.27%-32.44%-20.96%-3.80%2.15%-23.71%-7.53%24.95%188.70%423.49%-39.88%-58.84%216.88%-0.20%-6.20%-753.89%-262.37%24.19%-
Timing-After-hours--------Pre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hours--Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hours-After-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours--After-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap9.37T
Enterprise Value9.65T
Trailing P/E109.89
Forward P/E7.07
PEG Ratio0.02
Price / Sales1.59
Price / Book1.13
EPS53.1
Book Value5,726.14
Revenue (TTM)5.89T
Gross Profit (TTM)5.66T
Profit Margin1.50%
Operating Margin17.32%
Return on Equity1.09%
Return on Assets0.20%
Shares Outstanding1.33B
Shares Float837.31M
Beta0.28
Dividend Yield4.88%
Dividend Rate286.44
Payout Ratio436.11%

Dividends

20221×
7.46May 5, 2022
20211×
1.02May 6, 2021
20201×
1.19Oct 1, 2020
20191×
1.40May 7, 2019
20181×
0.84May 7, 2018
20171×
0.18May 4, 2017
20161×
0.12May 16, 2016
20151×
0.08May 19, 2015
20141×
0.03May 20, 2014
20131×
0.02May 6, 2013
20121×
0.01May 4, 2012
20111×
0.02May 11, 2011
20011×
0.03Mar 23, 2001