YOLFTbeta
Bangkok Union Insurance Public Co. Ltd.

Bangkok Union Insurance Public Co. Ltd.

BUI · BK · Financial Services / Insurance - Property & Casualty

11.90THB-0.10 (-0.83%)

Price History

Full chart

Market Stats

Previous Close12.00
Open12.00
Day Range11.80 – 12.00
52-Week Range9.83 – 12.70
Volume13.21K
Market Cap697.61M
P/E (TTM)5.54
Forward P/E14.20
EPS2.22
Dividend Yield1.63%
Beta-0.12
50-Day Avg11.98
200-Day Avg11.31

About

Bangkok Union Insurance Public Company Limited provides general insurance products in Thailand. It operates through Non-Life Insurance Business " Fire, Non-Life Insurance Business " Marine and Cargo, Non-Life Insurance Business " Motor, Non-Life Insurance Business " Miscellaneous, and Office Space Rental Business segments. The company offers fire insurance comprising fire dwelling house and property all risks insurance; car insurance consisting of compulsory and voluntary motor insurance; and marine and transportation insurance, such as international and inland cargo, carrier's liability, and marine hull and machinery insurance. It also provides miscellaneous insurance comprising health; personal accident insurance, including individual, group, student, and travel accident insurance products; public liability insurance; plate glass insurance; golfers' indemnity insurance; burglary insurance; money insurance; fidelity guarantee insurance; engineering insurance, such as contract works, machinery, boiler, contractors' equipment, and electronic equipment insurance; and compulsory passenger boat insurance. In addition, the company leases office space. Bangkok Union Insurance Public Company Limited was incorporated in 1929 and is headquartered in Bangkok, Thailand.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMs. Malinee Leophairatana
  • Employees0
  • HeadquartersBangkok Union Insurance Building, Bangkok, Thailand, 10500, Thailand
  • Websitehttps://www.bui.co.th

Leadership

  • Ms. Malinee LeophairatanaChief Investment Officer, CEO & Director · b. 1943
  • Ms. Sujintana ChampeesriCFO & Executive Director · b. 1960
  • Ms. Tanyaratt IamsopanaMD & Executive Director · b. 1978
  • Mr. Pakorn LeophairatanaExecutive Director · b. 1980
  • Ms. Maneeratt IamsopanaExecutive Director · b. 1980
  • Ms. Jiratcha RuplekHead of investor relations & Company Secretary
  • Ms. Nipaporn KanjanbumrungHead of compliance unit
  • Ms. Sunee KhunvorathamHuman Resources Department Manager · b. 1963
  • Ms. Yaovadee ChaitanapinyoDeputy Manager of Underwriting Department · b. 1967
  • Mr. Sirisak SangpanHead of internal audit

Financials

Income Statement

Currency: THB2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue279.32M359.75M447.15M408.22M371.08M330.72M105.94M266.51M305.13M328.78M531.64M583.59M767.75M633.11M546.41M662.10M821.11M869.39M946.23M1.05B933.01M994.75M1.21B1.08B1.05B1.42B
Growth (%)-+28.79%+24.30%-8.71%-9.10%-10.88%-67.97%+151.57%+14.49%+7.75%+61.70%+9.77%+31.56%-17.54%-13.70%+21.17%+24.02%+5.88%+8.84%+10.61%-10.86%+6.62%+21.69%-11.13%-2.39%+35.06%
Cost of Revenue----------257.37M310.96M405.13M342.35M236.75M335.67M493.09M481.75M591.81M627.36M537.70M438.06M664.34M495.40M464.16M906.15M
Gross Profit------105.94M266.51M305.13M328.78M274.27M272.62M362.62M290.77M309.66M326.43M328.02M387.63M354.42M419.29M395.30M556.69M546.17M580.36M585.87M1.42B
Gross Margin------100.00%100.00%100.00%100.00%51.59%46.71%47.23%45.93%56.67%49.30%39.95%44.59%37.46%40.06%42.37%55.96%45.12%53.95%55.80%100.00%
Operating Expense------88.37M230.82M270.87M290.43M228.50M251.28M412.30M238.32M233.43M300.46M317.82M344.12M351.15M403.78M379.44M412.26M473.54M410.48M377.98M1.33B
Operating Income31.18M7.29M18.70M9.34M63.16M60.94M17.57M35.70M34.27M38.35M45.77M21.34M-49.68M52.45M76.23M25.97M10.20M43.51M3.27M15.51M15.87M144.43M72.63M169.88M207.90M91.95M
Operating Margin11.16%2.03%4.18%2.29%17.02%18.42%16.59%13.39%11.23%11.66%8.61%3.66%-6.47%8.28%13.95%3.92%1.24%5.00%0.35%1.48%1.70%14.52%6.00%15.79%19.80%6.48%
EBITDA------61.32M50.36M43.13M42.03M46.14M21.66M-23.01M78.93M102.57M82.44M35.84M68.68M24.77M36.11M38.96M166.27M93.93M175.10M211.98M94.57M
EBITDA Margin------57.88%18.90%14.13%12.78%8.68%3.71%-3.00%12.47%18.77%12.45%4.36%7.90%2.62%3.45%4.18%16.72%7.76%16.28%20.19%6.67%
Net Income31.18M7.29M18.70M8.49M29.66M26.96M16.52M23.32M22.81M25.04M28.04M2.82M-47.99M30.85M60.52M20.54M7.79M34.96M3.68M8.57M13.02M92.41M60.09M138.67M168.29M70.98M
Net Income Margin11.16%2.03%4.18%2.08%7.99%8.15%15.59%8.75%7.47%7.62%5.27%0.48%-6.25%4.87%11.08%3.10%0.95%4.02%0.39%0.82%1.40%9.29%4.96%12.89%16.03%5.01%
Interest Expense00000018.90M14.66M8.86M3.68M368.01K321.87K274.04K113.81K10.11K0000000--2.25M2.61M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%17.84%5.50%2.90%1.12%0.07%0.06%0.04%0.02%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--0.21%0.18%

Balance Sheet

Currency: THB2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.38B1.39B1.57B1.49B1.09B1.18B1.12B1.09B954.48M976.47M1.10B2.12B1.77B1.53B1.48B1.57B1.51B2.05B1.96B1.97B1.73B1.83B2.16B2.00B1.99B2.00B
Total Liabilities1.11B1.21B1.36B1.08B761.54M648.24M538.76M506.29M484.30M430.27M491.79M1.53B1.28B988.97M881.17M890.03M853.16M1.35B1.25B1.28B1.03B1.05B1.36B1.12B900.47M828.58M
Total Equity271.74M173.19M213.39M407.61M328.68M533.38M581.91M584.13M470.18M546.20M606.95M583.73M488.27M537.13M600.12M683.27M659.67M702.56M701.88M688.53M699.98M781.49M801.28M883.45M1.09B1.17B
Cash14.28M3.25M3.34M3.84M4.05M3.25M170.42M168.56M168.04M171.31M203.39M89.11M47.18M105.90M84.39M215.09M126.06M79.09M37.73M125.79M89.31M204.73M282.72M257.58M191.47M350.79M
Total Debt------245.32M171.61M--877.73K---------55.54M54.33M53.00M51.38M50.37M47.83M
Net Debt------74.90M3.05M-168.04M-171.31M-202.51M-89.11M-47.18M-105.90M-84.39M-215.09M-126.06M-79.09M-37.73M-125.79M-33.77M-150.41M-229.72M-206.20M-141.11M-302.95M

Cash Flow

Currency: THB2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow------52.84M70.52M77.41M84.77M98.99M5.86M-71.51M30.85M60.52M44.36M7.79M34.96M3.68M95.85M-23.84M126.92M60.09M909.42K-52.54M176.25M
Investing Cash Flow-------1.53M28.50M-8.76M18.15M-24.52M52.55M-13.51M39.21M-56.97M-9.78M-3.14M-11.62M-4.77M-7.78M-1.44M-302.03K-7.43M-6.99M-170.17K-3.29M
Financing Cash Flow-------50.25M-99.27M-69.16M-99.65M-61.39M-17.20M-217.43K-106.19K-16.01M-8.00M-20.00M-15.00M-15.00M-11.20M-11.20M-11.20M-33.70M-19.06M-13.39M-13.64M
Capital Expenditure0000003.44M1.21M3.75M1.05M4.26M8.71M4.53M2.22M1.19M2.30M3.14M11.70M4.78M7.94M1.44M312.31K7.43M7.00M170.17K3.29M
Free Cash Flow------49.40M69.30M73.66M83.71M94.73M-2.86M-76.04M28.63M59.33M42.06M4.65M23.26M-1.10M87.91M-25.28M126.61M52.66M-6.09M-52.71M172.95M
Dividends Paid------5.00M10.00M14.00M14.00M15.00M16.00M--16.00M8.00M20.00M15.00M15.00M7.50M7.50M7.50M30.00M15.27M9.83M115.46M
FCF to OCF------93.49%98.28%95.16%98.76%95.69%-48.73%106.33%92.82%98.04%94.81%59.73%66.53%-29.81%91.72%106.04%99.75%87.63%-670.05%100.32%98.13%
Dividend Paid to FCF------10.12%14.43%19.01%16.72%15.83%-560.40%--26.97%19.02%429.80%64.48%-1365.70%8.53%-29.66%5.92%56.97%-250.54%-18.64%66.76%

Earnings

Report DateSep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate------------------------------------------------
EPS Actual0.300.210.370.30-0.020.230.060.290.15-0.350.190.250.140.120.260.04-0.08-0.160.47-0.120.22-0.40-0.15-0.140.88-0.250.910.620.84-0.560.72-0.280.040.701.040.830.710.150.271.541.150.360.100.800.360.080.291.49
Surprise------------------------------------------------
Timing------------------------------------------------

Key Statistics & Ratios

Market Cap697.61M
Enterprise Value380.48M
Trailing P/E5.54
Forward P/E14.20
PEG Ratio3.71
Price / Sales0.50
Price / Book0.56
EPS2.22
Book Value22.42
Revenue (TTM)1.41B
Gross Profit (TTM)222.32M
EBITDA149.53M
Profit Margin8.47%
Operating Margin27.98%
Return on Equity9.91%
Return on Assets5.02%
Shares Outstanding56.72M
Shares Float24.64M
Beta-0.12
Dividend Yield1.63%
Dividend Rate0.20
Payout Ratio9.04%

Dividends

20261×
0.20Mar 13, 2026
20251×
2.55Apr 18, 2025
20241×
0.24Apr 25, 2024
20231×
0.32Mar 8, 2023
20221×
0.59Mar 10, 2022
20211×
0.15Mar 12, 2021
20201×
0.15Mar 6, 2020
20181×
0.30Mar 9, 2018
20161×
0.59Mar 25, 2016
20151×
0.16Mar 24, 2015
20141×
0.53Mar 12, 2014
20111×
0.53Mar 10, 2011
20101×
0.50Mar 9, 2010
20091×
0.47Mar 10, 2009
20081×
0.47Mar 18, 2008
20071×
0.33Mar 6, 2007
20061×
0.33Mar 17, 2006
20051×
0.67Mar 15, 2005
20041×
0.33Mar 15, 2004
20031×
0.33Apr 1, 2003
20011×
0.33Mar 27, 2001
19971×
3.50Apr 2, 1997
19961×
4.00Apr 1, 1996
19951×
6.00Feb 6, 1995

Stock Splits

  • Mar 13, 202611:10
  • Apr 18, 2025535:478
  • Apr 25, 20245:4
  • Mar 8, 202311:10
  • Mar 25, 20163:2