Heng Leasing & Capital PCL

HENG · BK · Financial Services / Credit Services

0.84THB-0.01 (-1.18%)

Price History

Full chart

Market Stats

Previous Close0.85

Open0.84

Day Range0.84 – 0.85

52-Week Range0.83 – 1.10

Volume667.50K

Market Cap3.28B

P/E (TTM)43.00

Forward P/E39.84

EPS0.02

Dividend Yield3.05%

Beta0.15

50-Day Avg0.9118

200-Day Avg0.9167

About

Heng Leasing and Capital Public Company Limited provides financial services in Thailand. The company offers hire purchase, loans secured against vehicle registrations, land and building loans, regulated personal loans with and without motor vehicle registration as collateral, and nano finance without collateral. It also provides secured, unsecured, mortgage, and occupational loans; and non-life and life insurance brokerage services to retail customers. Heng Leasing and Capital Public Company Limited was founded in 2015 and is headquartered in San Sai, Thailand.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Wichai Suphasathitkul
Employees0
Headquarters69 Moo 7, San Sai, Thailand, 50210, Thailand
Websitehttps://www.hengleasing.com

Leadership

Mr. Wichai SuphasathitkulPresident, CEO & Director · b. 1965
Mr. Thanassorn RatanasirisapExecutive Director · b. 1984
Mr. Patpong PatongActing Senior EVP of Business Partner & Service and Vice Executive Director · b. 1972
Mr. Bunthid SupasatitkulExecutive Director · b. 1976
Mr. Parinya SupasatitkulExecutive Director · b. 1978
Ms. Thapanattsamon PaisanteerakornExecutive Director · b. 1987
Ms. Varita LaothamatasExecutive Director · b. 1990
Ms. Chonchissa RatanasirisapExecutive Director · b. 1984
Mr. Punsongpol PaisanterakornExecutive Director · b. 1988
Mr. Rapee PruenglampooExecutive VP of Operations · b. 1975

Financials

Income Statement

Currency: THB	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	838.04M	1.39B	1.71B	1.55B	1.58B	2.06B	2.81B	2.80B	2.15B
Growth (%)	-	+65.99%	+23.11%	-9.32%	+1.51%	+30.62%	+36.49%	-0.48%	-23.03%
Cost of Revenue	138.84M	238.81M	982.37M	922.47M	975.57M	1.22B	1.67B	1.68B	146.63M
Gross Profit	699.20M	1.15B	730.12M	630.45M	600.79M	839.55M	1.14B	1.12B	2.01B
Gross Margin	83.43%	82.83%	42.63%	40.60%	38.11%	40.77%	40.41%	40.00%	93.19%
Operating Expense	229.62M	304.57M	0	182.05M	177.64M	230.12M	412.99M	857.07M	1.44B
Operating Income	469.58M	847.69M	730.12M	448.41M	423.15M	609.43M	722.72M	261.64M	570.10M
Operating Margin	56.03%	60.94%	42.63%	28.88%	26.84%	29.60%	25.72%	9.36%	26.48%
EBITDA	491.58M	881.84M	772.90M	536.94M	524.33M	732.88M	867.42M	425.73M	334.11M
EBITDA Margin	58.66%	63.39%	45.13%	34.58%	33.26%	35.59%	30.87%	15.22%	15.52%
Net Income	38.05M	151.82M	188.69M	318.06M	353.80M	461.12M	422.01M	72.98M	33.98M
Net Income Margin	4.54%	10.91%	11.02%	20.48%	22.44%	22.40%	15.02%	2.61%	1.58%
R&D	0.07	0.14	0.13	0.25	0.27	0.27	0.18	-	-
R&D as % of Total Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Interest Expense	409.87M	649.44M	267.59M	5.67M	5.63M	134.32M	441.40M	-	335.19M
Interest Expense % of Total Revenue	48.91%	46.69%	15.63%	0.37%	0.36%	6.52%	15.71%	-	15.57%

Balance Sheet

Currency: THB	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	2.15B	4.94B	7.89B	7.98B	8.24B	9.70B	12.26B	15.67B	13.09B	9.18B
Total Liabilities	1.91B	3.55B	5.08B	4.68B	4.77B	4.89B	7.02B	10.26B	7.85B	4.10B
Total Equity	238.72M	1.38B	2.82B	3.30B	3.47B	4.82B	5.24B	5.42B	5.24B	5.08B
Cash	34.76M	100.81M	135.63M	45.95M	35.94M	511.11M	160.30M	480.15M	83.92M	104.52M
Total Debt	1.85B	3.42B	4.85B	4.45B	4.60B	4.68B	6.74B	9.97B	7.69B	3.99B
Net Debt	1.81B	3.32B	4.71B	4.41B	4.57B	4.17B	6.58B	9.49B	7.60B	3.89B

Cash Flow

Currency: THB	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-2.37B	-2.35B	303.11M	347.32M	-221.08M	-2.02B	-2.00B	2.81B	4.23B
Investing Cash Flow	-98.93M	-62.92M	-21.37M	-33.89M	-39.74M	-46.57M	-60.12M	-19.72M	14.80M
Financing Cash Flow	2.54B	2.45B	-371.43M	-308.43M	735.99M	1.72B	2.38B	-3.19B	-4.22B
Capital Expenditure	100.91M	85.81M	24.11M	34.05M	39.74M	48.51M	60.27M	71.14M	2.29M
Free Cash Flow	-2.47B	-2.43B	279.00M	313.26M	-260.82M	-2.07B	-2.06B	2.74B	4.22B
Dividends Paid	30.09M	30.09M	30.09M	114.35M	529.61M	38.10M	253.75M	253.37M	200.03M
FCF to OCF	104.25%	103.65%	92.04%	90.20%	117.98%	102.40%	103.01%	97.47%	99.95%
Dividend Paid to FCF	-1.22%	-1.24%	10.79%	36.50%	-203.06%	-1.84%	-12.31%	9.24%	4.74%

Earnings

Report Date	Feb 18, 2022	May 12, 2022	Aug 10, 2022	Nov 9, 2022	Feb 17, 2023	May 8, 2023	Aug 8, 2023	Nov 8, 2023	Feb 15, 2024	May 13, 2024	Aug 7, 2024	Nov 6, 2024	Feb 11, 2025	May 7, 2025	Jun 30, 2025	Sep 30, 2025	Dec 31, 2025	Mar 31, 2026	Jun 30, 2026
EPS Estimate	-	-	-	-	-	-	0.02	-	0.07	0.01	-	-	0.01	-	-	-	-	-	-
EPS Actual	0.03	0.02	0.02	0.03	0.05	0.03	0.02	0.02	0.04	0.01	-0.01	0.01	0.02	0.01	0.00	0.00	-0.01	0.02	0.01
Surprise	-	-	-	-	-	-	0.00%	-	-42.86%	0.00%	-	-	100.00%	-	-	-	-	-	-
Timing	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	-	-	-	-	-

Key Statistics & Ratios

Market Cap3.28B

Enterprise Value6.03B

Trailing P/E43.00

Forward P/E39.84

Price / Sales3.40

Price / Book0.67

EPS0.02

Book Value1.33

Revenue (TTM)964.32M

Gross Profit (TTM)227.14M

Profit Margin6.26%

Operating Margin25.13%

Return on Equity1.19%

Return on Assets0.63%

Shares Outstanding3.81B

Shares Float1.50B

Beta0.15

Dividend Yield3.05%

Dividend Rate0.03

Payout Ratio1.65%

Dividends

20261×

0.03Mar 2, 2026

20251×

0.05Mar 4, 2025

20241×

0.07Mar 1, 2024

20231×

0.07Mar 2, 2023

20221×

0.01Mar 4, 2022