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Krungthai Card PCL

Krungthai Card PCL

KTC · BK · Financial Services / Credit Services

36.00THB+0.25 (+0.70%)

Price History

Full chart

Market Stats

Previous Close35.75
Open36.00
Day Range35.50 – 36.50
52-Week Range22.97 – 41.25
Volume10.87M
Market Cap87.66B
P/E (TTM)10.40
Forward P/E11.22
EPS3.27
Dividend Yield5.21%
Beta0.22
50-Day Avg37.36
200-Day Avg32.24

About

Krungthai Card Public Company Limited engages in the credit card, personal loan, and other related businesses in Thailand. It also involved in the merchant acquiring, payment services, provincial retail lending business, occupational retail lending business, e-money business, hire purchase and leasing business, and debt collection business, including related legalservices and support services. Krungthai Card Public Company Limited was incorporated in 1996 and is headquartered in Bangkok, Thailand.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMs. Pittaya Vorapanyasakul
  • Employees0
  • Headquarters591 United Business Center II, Bangkok, Thailand, 10110, Thailand
  • Websitehttps://www.ktc.co.th

Leadership

  • Ms. Pittaya VorapanyasakulCEO, President & Director · b. 1962
  • Ms. Rojjana UssayapornChief Financial Officer · b. 1967
  • Mr. Raiwin WorawongsathitChief Executive Officer of Operations Control & Store Operations · b. 1976
  • Mr. Natsaran BoonlertthaweesukHead of Financial Accounting Division
  • Mr. Peerapong PitrpibulpatitDirector of Legal Consult & Service Line and Company Secretary · b. 1970
  • Ms. Chotika ThanawaleekulChief Regulatory & Compliance Officer · b. 1976
  • Ms. Jenjit LaddapholChief Executive Officer of Communications & Corporate Public Relations · b. 1972
  • Ms. Orachalee KroekritwanitChief Sales Officer, Ag Chief Business Relations Officer & Acting CEO of Sales Team Mgmt · b. 1976
  • Ms. Usanee LaohavoranunChief Executive Officer of Marketing & Business Communications, MAAI · b. 1975
  • Ms. Piyasuda KwaennonseeHead of Human Resources · b. 1973

Financials

Income Statement

Currency: THB2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue397.40M1.29B228.05M332.05M671.20M7.81B10.32B11.42B11.63B11.10B11.65B11.43B11.90B12.57B13.52B15.18B16.67B17.86B19.13B19.25B18.18B19.81B22.17B23.35B24.69B
Growth (%)-+225.82%-82.39%+45.61%+102.14%+1064.28%+32.02%+10.71%+1.80%-4.52%+4.91%-1.86%+4.09%+5.66%+7.57%+12.27%+9.81%+7.11%+7.13%+0.62%-5.57%+9.00%+11.90%+5.31%+5.76%
Cost of Revenue--228.05M332.05M671.20M-----6.70B4.28B5.51B4.99B4.77B5.15B5.40B3.92B4.50B4.85B3.61B2.84B4.35B4.46B3.25B
Gross Profit-1.29B2.60B4.13B5.88B7.81B10.32B11.42B11.63B11.10B4.95B7.15B6.39B7.58B8.75B10.03B11.27B13.94B14.63B14.40B14.57B16.97B17.82B18.89B21.44B
Gross Margin-100.00%1140.43%1242.35%876.50%100.00%100.00%100.00%100.00%100.00%42.46%62.55%53.70%60.33%64.74%66.05%67.60%78.07%76.46%74.82%80.16%85.66%80.39%80.90%86.84%
Operating Expense-982.43M2.09B3.27B4.86B7.05B9.28B10.43B12.27B10.67B6.54B6.56B4.75B5.38B6.14B6.90B7.14B7.52B7.72B7.52B7.31B8.10B8.75B9.62B9.64B
Operating Income2.66M312.36M507.00M853.50M1.03B764.51M1.03B995.70M-644.65M428.20M-1.60B584.51M1.64B2.21B2.62B3.13B4.13B6.42B6.90B6.88B7.26B8.87B9.07B9.27B11.80B
Operating Margin0.67%24.12%222.32%257.04%152.74%9.78%10.02%8.72%-5.54%3.86%-13.71%5.11%13.77%17.55%19.34%20.59%24.75%35.93%36.09%35.74%39.92%44.78%40.90%39.69%47.80%
EBITDA-323.09M520.72M974.88M1.13B964.69M1.25B1.23B-399.34M721.78M-1.32B838.66M1.91B2.49B2.88B3.42B4.48B6.77B7.24B7.41B7.85B9.42B9.60B9.79B12.18B
EBITDA Margin-24.95%228.34%293.60%168.52%12.34%12.07%10.78%-3.43%6.50%-11.34%7.34%16.05%19.77%21.32%22.56%26.86%37.90%37.86%38.50%43.19%47.55%43.32%41.94%49.31%
Net Income835.00K141.31M352.86M569.55M652.70M438.74M520.97M616.75M-394.84M224.16M-1.62B255.00M1.28B1.75B2.07B2.49B3.30B5.14B5.52B5.33B5.88B7.08B7.30B7.44B7.67B
Net Income Margin0.21%10.91%154.73%171.53%97.24%5.61%5.05%5.40%-3.40%2.02%-13.92%2.23%10.78%13.96%15.33%16.43%19.82%28.78%28.88%27.71%32.34%35.74%32.91%31.86%31.05%
R&D---------------0.210.250.360.360.360.40.450.41--
R&D as % of Total Revenue---------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--
Interest Expense096.45M228.05M332.05M671.20M1.37B1.74B1.85B2.04B1.94B1.94B1.94B1.86B1.76B1.62B1.48B1.63B1.56B1.57B1.56B1.42B1.39B1.70B1.81B1.69B
Interest Expense % of Total Revenue0.00%7.45%100.00%100.00%100.00%17.57%16.86%16.19%17.51%17.51%16.67%16.99%15.68%14.04%11.99%9.76%9.77%8.71%8.19%8.11%7.79%7.03%7.68%7.74%6.86%

Balance Sheet

Currency: THB2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets119.59M9.26B14.30B22.74B29.60B41.67B45.92B51.90B49.84B48.54B47.44B49.14B51.90B54.49B60.18B68.30B73.64B79.65B85.41B88.40B89.47B101.80B112.81B111.07B110.52B
Total Liabilities60.28M7.71B9.45B17.46B23.97B35.99B39.97B45.73B43.57B42.00B42.58B43.95B45.78B47.13B51.45B57.98B61.06B63.30B65.67B65.55B62.39B70.22B76.97B71.17B66.51B
Total Equity59.31M1.55B4.84B5.27B5.63B5.69B5.95B6.17B6.27B6.54B4.86B5.19B6.13B7.37B8.73B10.32B12.58B16.35B19.71B22.80B26.84B31.35B35.68B39.81B44.15B
Cash1.43M436.69M225.04M463.32M446.80M763.35M1.13B747.23M3.06B777.82M755.26M1.44B1.62B735.12M940.55M1.17B1.70B2.72B1.35B1.91B2.36B2.18B5.34B3.06B3.47B
Total Debt-7.01B8.98B16.49B22.64B33.23B37.00B43.37B41.51B39.37B39.23B38.75B39.41B41.59B45.06B51.09B53.42B54.12B57.54B57.90B54.77B63.33B66.92B62.34B57.14B
Net Debt-6.57B8.76B16.03B22.19B32.47B35.87B42.62B38.45B38.59B38.48B37.31B37.78B40.85B44.12B49.92B51.72B51.40B56.19B55.99B52.41B59.79B61.57B59.27B53.67B

Cash Flow

Currency: THB2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--7.81B-4.98B-6.89B-5.62B-10.20B-3.07B-4.73B3.62B108.49M797.55M1.52B-286.82M-2.27B-2.26B-4.51B-326.80M1.92B-2.21B5.47B8.33B-4.28B2.10B6.00B9.32B
Investing Cash Flow--118.95M-160.49M-223.03M-232.58M-200.12M-146.31M-291.59M-152.26M-235.07M-536.00M-302.19M-68.57M-252.85M-274.34M-437.74M-439.46M-221.74M-487.32M-401.48M-778.69M-225.72M-348.92M-149.15M-193.09M
Financing Cash Flow-8.36B4.93B7.36B5.84B10.72B3.59B4.63B-1.16B-2.15B-284.10M-531.45M535.03M1.64B2.74B5.17B1.30B-673.39M1.32B-4.44B-7.39B4.32B1.41B-8.13B-8.72B
Capital Expenditure0101.42M152.41M175.88M237.41M216.90M145.34M291.59M155.74M236.69M538.49M302.19M379.56M252.85M281.03M448.41M437.83M225.08M503.79M338.81M228.86M230.35M336.78M283.11M194.62M
Free Cash Flow--7.91B-5.14B-7.07B-5.86B-10.42B-3.22B-5.02B3.46B-128.20M259.05M1.22B-666.37M-2.53B-2.54B-4.96B-764.63M1.69B-2.72B5.13B8.11B-4.51B1.77B5.72B9.12B
Dividends Paid--55.00M175.00M333.25M385.66M257.46M309.40M--116.02M-103.13M515.67M708.59M837.87M1.03B1.37B2.11B2.27B2.27B2.58B2.96B3.27B3.40B
FCF to OCF-101.30%103.06%102.55%104.22%102.13%104.73%106.16%95.70%-118.17%32.48%80.15%232.34%111.13%112.45%109.94%233.97%88.25%122.78%93.81%97.25%105.39%83.99%95.28%97.91%
Dividend Paid to FCF---1.07%-2.48%-5.69%-3.70%-8.00%-6.16%--44.79%--15.48%-20.42%-27.92%-16.90%-134.88%80.81%-77.87%44.22%27.99%-57.20%167.87%57.28%37.31%

Earnings

Report DateMar 31, 2003Jun 30, 2003Dec 3, 2003Jun 1, 2005Aug 8, 2005Nov 11, 2005May 31, 2006Aug 7, 2006Nov 10, 2006May 30, 2007Aug 6, 2007Nov 9, 2007Feb 20, 2008May 28, 2008Aug 4, 2008Nov 14, 2008Feb 25, 2009Jun 3, 2009Aug 10, 2009Nov 13, 2009Feb 24, 2010Feb 23, 2011May 30, 2012Aug 6, 2012Nov 9, 2012Feb 20, 2013May 29, 2013Aug 5, 2013Nov 8, 2013Feb 19, 2014May 28, 2014Aug 14, 2014Nov 13, 2014Feb 17, 2015Apr 21, 2015Jul 20, 2015Oct 20, 2015Jan 20, 2016Apr 20, 2016Jul 20, 2016Oct 20, 2016Jan 19, 2017Apr 17, 2017Jul 18, 2017Oct 17, 2017Jan 16, 2018Apr 16, 2018Jul 16, 2018Oct 11, 2018Jan 17, 2019Apr 18, 2019Jul 19, 2019Oct 16, 2019Jan 15, 2020Apr 17, 2020Jul 17, 2020Oct 15, 2020Jan 19, 2021Apr 19, 2021Jul 16, 2021Oct 15, 2021Jan 21, 2022Apr 19, 2022Jul 21, 2022Oct 20, 2022Jan 20, 2023Apr 18, 2023Jul 21, 2023Oct 19, 2023Jan 19, 2024Apr 19, 2024Jul 19, 2024Oct 18, 2024Jan 17, 2025Apr 18, 2025Jul 18, 2025Oct 17, 2025Jan 14, 2026Apr 17, 2026Jul 17, 2026
EPS Estimate---------------------0.04---------0.141.880.16-0.200.210.200.230.220.240.250.280.260.300.290.390.510.460.560.540.600.580.520.610.470.460.490.560.620.64-0.610.620.730.720.700.710.690.700.640.680.730.740.730.730.750.740.820.82
EPS Actual0.030.060.080.070.060.060.050.030.050.050.060.070.030.080.040.040.040.040.040.03-0.260.06-0.060.030.050.070.160.130.120.090.140.181.950.170.220.180.190.210.250.230.250.250.280.310.330.370.470.510.540.470.620.510.500.510.640.450.470.520.630.650.510.480.680.730.690.650.730.700.720.690.700.710.740.730.720.730.760.810.840.86
Surprise---------------------50.00%---------28.57%3.72%6.25%--10.00%-9.52%5.00%8.70%4.55%4.17%0.00%0.00%19.23%10.00%27.59%20.51%0.00%17.39%-16.07%14.81%-15.00%-13.79%-1.92%4.92%-4.26%2.17%6.12%12.50%4.84%-20.31%-11.48%17.74%-5.48%-9.72%4.29%-1.41%4.35%-1.43%9.38%4.41%1.37%-1.35%-1.37%0.00%1.33%9.46%2.44%4.88%
Timing---------------------After-hours---------After-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap87.66B
Enterprise Value139.05B
Trailing P/E10.40
Forward P/E11.22
PEG Ratio2.44
Price / Sales4.28
Price / Book2.18
EPS3.27
Book Value17.06
Revenue (TTM)20.48B
Gross Profit (TTM)20.48B
Profit Margin41.13%
Operating Margin53.54%
Return on Equity19.71%
Return on Assets7.79%
Shares Outstanding2.58B
Shares Float1.19B
Beta0.22
Dividend Yield5.21%
Dividend Rate1.77
Payout Ratio54.13%

Dividends

20261×
1.77Apr 10, 2026
20251×
1.32Apr 17, 2025
20241×
1.27Apr 17, 2024
20231×
1.15Apr 18, 2023
20221×
1.00Apr 18, 2022
20211×
0.88Apr 19, 2021
20201×
0.88Apr 16, 2020
20191×
0.82Apr 12, 2019
20181×
0.53Apr 26, 2018
20171×
0.40Apr 21, 2017
20161×
0.33Feb 19, 2016
20151×
0.28Feb 26, 2015
20141×
0.20Mar 3, 2014
20131×
0.04Mar 4, 2013
20111×
0.04Mar 21, 2011
20081×
0.12Mar 26, 2008
20071×
0.10Apr 3, 2007
20061×
0.15Apr 3, 2006
20051×
0.13Apr 4, 2005
20041×
0.07Mar 15, 2004
20031×
0.03Mar 7, 2003

Stock Splits

  • Jul 13, 201810:1
  • Oct 9, 200320273:12743