YOLFTbeta
LH Financial Group Public Company Limited

LH Financial Group Public Company Limited

LHFG · BK · Financial Services / Banks - Regional

1.23THB-0.01 (-0.81%)

Price History

Full chart

Market Stats

Previous Close1.24
Open1.23
Day Range1.23 – 1.24
52-Week Range0.6966 – 1.31
Volume1.21M
Market Cap25.84B
P/E (TTM)7.63
Forward P/E17.09
EPS0.16
Dividend Yield5.74%
Beta0.11
50-Day Avg1.24
200-Day Avg1.11

About

LH Financial Group Public Company Limited, an investment holding company, engages in the banking business in Thailand. It operates through four segments: Investment Holding Business, Banking Business, Fund Management Business, and Securities Businesses. The company was incorporated in 2009 and is based in Bangkok, Thailand.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Vichian Amornpoonchai
  • Employees0
  • HeadquartersNo. 1, Q-House Lumpini Building, Bangkok, Thailand, 10120, Thailand
  • Websitehttps://www.lhfg.co.th

Leadership

  • Mr. Vichian AmornpoonchaiDeputy CEO of Corporate Affairs Group, Head of IR, Company Secretary & Executive Director · b. 1962
  • Mr. Naporn SunthornchitcharoenExecutive Director · b. 1959
  • Mr. Waravoot TocharoentanapolPresident and Head of Finance & Accounting Group
  • Mr. Jumpon SuwannawongHead of Compliance Unit
  • Ms. Thanawan TeekautamakornHead of Internal Audit Group · b. 1965

Financials

Income Statement

Currency: THB2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.25B2.13B2.40B3.52B5.21B7.03B8.32B9.67B10.94B10.16B10.75B12.06B10.68B10.41B10.60B12.90B14.56B15.99B
Growth (%)--5.24%+12.96%+46.28%+48.17%+34.96%+18.28%+16.24%+13.10%-7.11%+5.85%+12.15%-11.44%-2.58%+1.89%+21.64%+12.91%+9.80%
Cost of Revenue1.35B964.36M1.08B1.82B3.00B4.24B4.78B5.20B4.98B4.27B4.26B4.42B4.78B5.14B4.69B5.19B6.51B7.35B
Gross Profit894.81M1.16B1.32B1.70B2.22B2.79B3.54B4.47B5.96B5.89B6.50B7.65B5.90B5.27B5.91B7.71B8.05B8.64B
Gross Margin39.83%54.70%55.04%48.29%42.50%39.73%42.51%46.25%54.47%57.93%60.43%63.39%55.25%50.62%55.74%59.76%55.27%54.02%
Operating Expense654.62M773.90M740.91M961.41M1.32B1.69B2.05B2.42B2.62B2.73B2.78B3.84B3.46B3.69B4.08B5.19B5.50B5.10B
Operating Income240.19M390.47M582.62M737.31M898.67M1.10B1.49B2.05B3.34B3.16B3.72B3.81B2.45B1.58B1.83B2.52B2.55B3.54B
Operating Margin10.69%18.34%24.23%20.96%17.24%15.64%17.93%21.24%30.54%31.06%34.61%31.55%22.90%15.15%17.26%19.54%17.48%22.13%
EBITDA317.62M478.22M678.32M827.89M1.03B1.27B1.70B2.29B3.58B3.37B3.90B4.02B2.96B2.06B2.29B3.00B3.05B4.11B
EBITDA Margin14.14%22.47%28.21%23.53%19.73%18.08%20.39%23.68%32.69%33.20%36.31%33.33%27.68%19.79%21.60%23.27%20.92%25.73%
Net Income240.19M272.72M408.12M495.83M682.78M893.40M1.20B1.65B2.70B2.60B3.11B3.21B2.06B1.38B1.58B2.10B2.05B2.89B
Net Income Margin10.69%12.81%16.97%14.10%13.10%12.70%14.44%17.08%24.65%25.62%28.90%26.65%19.26%13.30%14.89%16.25%14.06%18.05%
Interest Expense1.26B704.86M871.17M1.64B2.73B3.72B4.07B4.13B3.97B3.67B3.69B3.28B2.68B1.87B2.04B3.65B5.21B6.69B
Interest Expense % of Total Revenue55.87%33.11%36.23%46.70%52.33%52.88%48.96%42.68%36.30%36.09%34.35%27.20%25.11%17.96%19.27%28.34%35.75%41.81%

Balance Sheet

Currency: THB2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets44.22B49.71B62.31B81.25B122.37B149.10B164.97B199.67B212.15B233.11B245.93B240.73B249.31B264.64B301.56B323.32B346.86B398.81B
Total Liabilities41.47B46.60B56.08B67.93B108.20B134.08B148.68B181.72B191.83B194.56B206.22B199.57B210.68B226.44B264.69B287.36B308.22B356.09B
Total Equity2.75B3.11B6.23B13.31B14.17B15.02B16.29B17.95B20.32B38.55B39.71B41.16B38.63B38.20B36.87B35.96B38.64B42.72B
Cash4.02B324.16M428.89M1.26B3.02B3.56B3.99B3.85B3.76B3.82B3.30B2.06B3.36B2.19B3.90B2.55B4.67B3.24B
Total Debt3.72B10.22B45.86B89.39B15.46B16.56B18.00B36.98B35.89B47.88B35.43B32.27B23.31B29.69B29.07B23.21B20.51B30.86B
Net Debt-300.50M9.89B45.43B88.13B12.44B12.99B14.02B33.13B32.12B44.06B32.13B30.21B19.95B27.50B25.17B20.66B15.84B27.62B

Cash Flow

Currency: THB2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.01B2.06T812.35M-1.75B8.94B6.45B-2.68B7.21B2.50B-11.20B-1.22B-2.22B-7.43B1.63B4.60B-1.96B-9.12B5.81B
Investing Cash Flow-1.96B-2.10T-3.42B-5.03B-8.23B-6.67B3.40B-11.27B-2.20B-4.42B-5.55B4.71B10.16B3.81B-1.74B2.41B4.90B-48.75B
Financing Cash Flow54.50M76.74B2.72B6.44B81.51M328.67M58.66M3.80B-437.07M15.50B6.61B-2.70B-3.56B-5.53B-2.87B-463.91M4.17B42.88B
Capital Expenditure102.84M49.86B97.80M316.32M342.53M240.71M276.56M196.04M122.30M162.62M299.20M233.45M195.59M176.87M237.01M298.44M398.15M292.97M
Free Cash Flow1.91B2.01T714.55M-2.07B8.60B6.21B-2.96B7.01B2.38B-11.36B-1.52B-2.45B-7.63B1.46B4.36B-2.26B-9.51B5.52B
Dividends Paid-26.55B41.37M-42.49M406.68M423.57M48.84M450.07M1.09B1.38B1.69B941.44M1.48B211.88M211.86M635.53M847.33M
FCF to OCF94.89%97.58%87.96%118.07%96.17%96.27%110.30%97.28%95.11%101.45%124.57%110.53%102.63%89.16%94.84%115.21%104.37%94.96%
Dividend Paid to FCF-1.32%5.79%-0.49%6.55%-14.31%0.70%18.92%-9.60%-90.78%-69.16%-12.34%101.49%4.86%-9.37%-6.68%15.35%

Earnings

Report DateAug 31, 2011Oct 18, 2013Jul 14, 2014Jul 16, 2018Oct 19, 2020Jan 18, 2021Apr 19, 2021Jul 19, 2021Oct 21, 2021Jan 17, 2022Apr 20, 2022Jul 18, 2022Oct 20, 2022Feb 23, 2023Apr 20, 2023Jul 20, 2023Oct 18, 2023Jan 15, 2024May 13, 2024Aug 26, 2024Nov 11, 2024Jan 16, 2025Apr 17, 2025Jul 22, 2025Nov 17, 2025Feb 19, 2026May 18, 2026Aug 31, 2026
EPS Estimate-0.020.02-------------------------
EPS Actual0.010.010.020.040.030.010.030.020.03-0.020.020.010.020.020.030.030.030.020.020.020.030.030.030.030.040.040.040.03
Surprise--50.00%0.00%-------------------------
Timing-After-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market---Pre-market----Pre-marketPre-market-----

Key Statistics & Ratios

Market Cap25.84B
Enterprise Value79.40B
Trailing P/E7.63
Forward P/E17.09
PEG Ratio2.44
Price / Sales2.81
Price / Book0.63
EPS0.16
Book Value1.99
Revenue (TTM)9.20B
Gross Profit (TTM)9.20B
Profit Margin35.92%
Operating Margin40.46%
Return on Equity8.03%
Return on Assets0.84%
Shares Outstanding21.18B
Shares Float3.67B
Beta0.11
Dividend Yield5.74%
Dividend Rate0.07
Payout Ratio44.87%

Dividends

20262×
0.02Sep 4, 20260.05Apr 27, 2026
20252×
0.01Sep 5, 20250.03Apr 28, 2025
20241×
0.03Apr 29, 2024
20231×
0.01May 2, 2023
20221×
0.01Apr 27, 2022
20212×
0.03Sep 10, 20210.04May 5, 2021
20201×
0.04Apr 30, 2020
20192×
0.04Sep 6, 20190.04Apr 26, 2019
20182×
0.04Nov 23, 20180.03Apr 30, 2018
20172×
0.03Jul 24, 20170.05Apr 27, 2017
20161×
0.03Apr 28, 2016
20151×
0.00Apr 29, 2015
20141×
0.03Apr 24, 2014
20131×
0.03Apr 25, 2013
20121×
0.00Apr 26, 2012

Stock Splits

  • Apr 29, 201510479:10141
  • Apr 24, 2014919:908
  • Apr 25, 20131037:1026
  • Apr 26, 201231:30