SCB X Public Company Limited

SCB X Public Company Limited

SCB · BK · Financial Services / Banks - Regional

154.50THB+1.50 (+0.98%)

Price History

Full chart

Market Stats

Previous Close153.00
Open152.50
Day Range152.50 – 155.00
52-Week Range117.31 – 158.00
Volume16.73M
Market Cap515.17B
P/E (TTM)11.84
Forward P/E10.99
EPS12.92
Dividend Yield7.47%
Beta0.10
50-Day Avg150.46
200-Day Avg145.80

About

SCB X Public Company Limited engages in the banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally. It operates through Corporate, SME, Retail, and Others segments. The company offers commercial banking and associated financial management services; CardX for credit and personal loans; AutoX for vehicle title loans; MONIX for digital lending through the FINNIX app; ABACUS Digital for digital lending through the Money Thunder app; Alpha X for luxury financing services; InnovestX, an integrated investing platform; SCB 10X, a technology investment arm; Token X, an initial coin offering portal; and Point X, a point redemption service. It also engages in the hire purchase, leasing, and refinancing business for cars, motorcycles, and watercraft; title loans; credit cards, personal loans, and nano finance for non-banks; debt collection; life and non-life insurance brokerage; strategic data and AI partner business; AI-powered digital lending platform business; investment in and incubation of tech ventures related to blockchain, digital assets, the Metaverse, Web 3.0, and DeepTech; data analytics business; securities business, including fund management and investment services covering various assets such as Thai and foreign stocks, mutual funds, bonds, and digital assets; asset fractionalization and TKX enterprise solutions; consulting services for digital technology development and solutions; lending and retail lending; asset investigation; and specialized technology services. In addition, the company develops and manages customer loyalty programs; purchases, transfers, and manages non-performing assets from financial institutions and financial business operators; leases office buildings; and provides training and seminars. It serves corporate, commercial, SME, and individual customers, as well as small businesses. SCB X Public Company Limited was founded in 1906 and is headquartered in Bangkok, Thailand.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Arthid Nanthawithaya
  • Employees0
  • Headquarters9 Ratchadapisek Road, Bangkok, Thailand, 10900, Thailand
  • Websitehttps://www.scbx.com

Leadership

  • Mr. Arthid NanthawithayaCEO & Non-Executive Director · b. 1967
  • Dr. Arak SutivongDeputy CEO & CFO · b. 1974
  • Ms. Dalad TantiprasongchaiChief Operating & International Business Officer
  • Ms. Aorapin SinthawornkulHead of Finance & Accounting
  • Ms. Patraporn SirodomChief Talent Officer · b. 1972
  • Mr. Sathian LeowarinChief Sustainability Officer · b. 1965
  • Mr. Nipat WattanatittanChief Business Development Officer
  • Mr. Parnu ChotiprasidhiFirst Executive Vice President
  • Mr. Sutirapan SakkawatraChief Customer Officer
  • Mr. Paisal KiattanananFirst Executive Vice President

Financials

Income Statement

Currency: THB2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue48.14B40.54B39.23B37.32B47.61B47.56B70.14B80.58B84.65B78.25B68.02B110.34B93.59B109.89B114.92B107.54B219.76B221.90B229.39B222.45B175.35B108.32B120.59B127.50B129.78B217.63B
Growth (%)--15.80%-3.22%-4.87%+27.57%-0.11%+47.49%+14.88%+5.05%-7.56%-13.07%+62.22%-15.18%+17.42%+4.57%-6.42%+104.36%+0.97%+3.38%-3.03%-21.17%-38.23%+11.33%+5.73%+1.78%+67.70%
Cost of Revenue--------------00000-----1.21B224.87B74.98B
Gross Profit------------93.59B109.89B114.92B107.54B219.76B221.90B229.39B222.45B175.35B108.32B120.59B127.50B129.78B142.61B
Gross Margin------------100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%65.53%
Operating Expense------------42.40B47.32B48.09B48.80B160.60B168.40B179.83B163.10B141.56B40.97B70.13B72.17B72.96B82.06B
Operating Income5.14B2.04B-14.04B19.94B20.78B20.97B46.18B49.18B40.55B43.06B74.68B51.19B62.57B66.83B58.74B59.16B53.50B49.56B59.35B33.79B67.35B50.46B55.33B56.81B60.54B
Operating Margin10.68%5.03%-37.63%41.88%43.70%29.90%57.31%58.10%51.83%63.31%67.68%54.69%56.94%58.15%54.62%26.92%24.11%21.61%26.68%19.27%62.18%41.84%43.40%43.78%27.82%
EBITDA------------2.28B1.73B2.27B2.26B2.80B3.27B4.70B6.01B10.14B53.66B59.53B64.19B56.81B60.13B
EBITDA Margin------------2.44%1.58%1.98%2.10%1.27%1.47%2.05%2.70%5.78%49.54%49.37%50.35%43.78%27.63%
Net Income3.56B405.00M-12.46B18.49B15.64B8.76B14.35B18.42B19.16B24.21B36.27B39.23B50.23B53.33B47.18B47.61B43.15B40.07B40.44B27.22B35.59B37.55B43.52B43.94B47.49B
Net Income Margin7.39%1.00%-33.39%38.84%32.90%12.49%17.81%21.76%24.49%35.59%32.87%41.92%45.71%46.41%43.88%21.67%19.45%17.47%18.18%15.52%32.86%31.13%34.13%33.86%21.82%
Interest Expense00000000000000000003.63B1.34B890.00M1.86B3.99B28.58B36.86B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%1.63%0.77%0.82%1.54%3.13%22.02%16.94%

Balance Sheet

Currency: THB2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets718.79B723.08B675.72B746.84B764.89B814.59B1.03T1.17T1.24T1.29T1.48T1.88T2.27T2.53T2.70T2.77T2.91T3.02T3.19T2.96T3.28T3.31T3.45T3.44T3.49T3.65T
Total Liabilities657.75B660.21B622.66B670.18B681.79B716.10B931.04B1.05T1.11T1.15T1.32T1.69T2.05T2.29T2.41T2.47T2.58T2.66T2.81T2.56T2.87T2.87T2.99T2.95T2.99T3.15T
Total Equity60.17B61.94B52.12B75.52B82.03B97.70B99.51B110.90B127.20B141.02B154.32B185.87B213.79B246.27B285.33B307.46B334.09B363.46B380.03B400.36B411.43B441.01B461.23B478.08B488.64B495.31B
Cash22.25B11.33B13.88B25.99B28.61B37.92B27.55B21.46B29.94B32.87B33.27B33.70B31.32B35.76B42.13B38.98B40.49B40.80B47.12B47.62B51.63B50.42B47.25B40.68B43.80B43.87B
Total Debt-------------89.74B113.81B106.20B207.79B187.11B250.09B223.81B268.82B257.58B204.47B331.37B336.58B404.30B
Net Debt-------------31.32B53.99B71.68B67.23B167.30B146.31B202.97B176.20B217.18B207.16B157.22B290.69B45.76B360.43B

Cash Flow

Currency: THB2000-12-312001-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow------------369.99B-167.15B-70.10B68.09B100.75B88.21B91.54B144.90B41.55B-115.54B102.10B102.90B-59.24B68.07B
Investing Cash Flow------------123.68B-20.23B-9.38B-42.42B-174.07B-154.26B-196.98B-102.75B-316.43B81.38B-179.44B-4.79B67.99B-186.16B
Financing Cash Flow-----------491.35B191.69B85.85B-28.98B74.85B66.56B111.77B-41.46B278.90B32.83B74.47B-104.57B-5.58B118.15B
Capital Expenditure000000000003.15B1.59B1.28B2.62B5.33B11.14B11.38B7.44B4.02B6.09B6.79B927.12M1.28B974.39M
Free Cash Flow------------373.14B-168.74B-71.38B65.46B95.43B77.08B80.16B137.45B37.53B25.15B96.39B101.97B111.33B67.09B
Dividends Paid-----------11.90B17.00B17.85B20.40B18.70B18.70B18.70B18.70B16.15B12.68B13.99B25.89B33.13B35.15B
FCF to OCF-----------100.85%100.95%101.83%96.15%94.71%87.38%87.57%94.86%90.32%-21.77%94.41%99.10%-187.92%98.57%
Dividend Paid to FCF------------3.19%-10.07%-25.00%31.16%19.59%24.26%23.32%13.60%43.03%50.42%14.51%25.39%29.76%52.39%

Earnings

Report DateMay 4, 2002Jul 19, 2002Oct 18, 2002Apr 18, 2003Jul 31, 2003Oct 16, 2003Apr 20, 2004Jul 19, 2004Oct 18, 2004Jan 18, 2005Apr 18, 2005Jul 19, 2005Oct 17, 2005Jan 19, 2006Apr 20, 2006Jul 19, 2006Oct 17, 2006Jan 18, 2007Apr 19, 2007Jul 19, 2007Oct 18, 2007Jan 21, 2008Apr 21, 2008Jul 21, 2008Oct 20, 2008Jan 19, 2009Apr 20, 2009Jul 21, 2009Oct 19, 2009Jan 19, 2010Apr 20, 2010Jul 21, 2010Oct 20, 2010Jan 19, 2011Apr 19, 2011Aug 26, 2011Oct 7, 2011Jan 27, 2012Apr 17, 2012Jul 20, 2012Oct 5, 2012Jan 25, 2013May 14, 2013Jul 18, 2013Oct 18, 2013Jan 27, 2014Apr 21, 2014Jul 18, 2014Oct 16, 2014Jan 26, 2015Apr 20, 2015Jul 17, 2015Oct 19, 2015Jan 19, 2016Apr 18, 2016Jul 21, 2016Nov 8, 2016Jan 24, 2017Apr 20, 2017Jul 20, 2017Oct 19, 2017Jan 18, 2018Apr 19, 2018Jul 19, 2018Oct 18, 2018Jan 17, 2019Apr 18, 2019Jul 18, 2019Oct 18, 2019Jan 17, 2020Apr 20, 2020Jul 20, 2020Oct 20, 2020Jan 21, 2021Apr 21, 2021Jul 21, 2021Oct 21, 2021Jan 21, 2022Apr 21, 2022Jul 21, 2022Oct 21, 2022Jan 20, 2023Apr 21, 2023Jul 21, 2023Oct 20, 2023Jan 19, 2024Apr 19, 2024Jul 19, 2024Oct 20, 2024Jan 21, 2025Apr 21, 2025Jul 21, 2025Oct 21, 2025Jan 21, 2026Apr 21, 2026Jul 20, 2026Oct 21, 2026
EPS Estimate--------1.171.101.461.341.220.121.081.231.140.711.311.271.341.431.461.731.521.251.201.491.601.301.631.581.931.75------------------------3.913.543.522.943.062.983.182.922.893.144.583.082.072.221.471.512.061.912.072.373.042.972.963.052.963.233.232.793.353.243.083.043.483.403.343.193.153.183.24
EPS Actual0.100.120.110.980.890.962.021.431.070.921.451.261.551.291.040.701.080.420.861.061.430.992.001.711.421.171.631.411.531.411.881.561.911.783.842.392.461.983.042.962.952.883.863.723.743.463.864.333.903.603.873.892.653.473.103.773.393.743.503.502.982.713.343.273.092.082.693.234.351.622.722.461.371.462.972.592.592.323.003.013.062.123.273.522.873.273.352.973.253.483.713.803.583.013.033.303.17
Surprise---------8.55%-16.36%-0.68%-5.97%27.05%975.00%-3.70%-43.09%-5.26%-40.85%-34.35%-16.54%6.72%-30.77%36.99%-1.16%-6.58%-6.40%35.83%-5.37%-4.38%8.46%15.34%-1.27%-1.04%1.71%-------------------------10.49%-1.13%-15.34%-7.82%9.15%9.73%-2.83%-28.77%-6.92%2.87%-5.02%-47.40%31.40%10.81%-6.80%-3.31%44.17%35.60%25.12%-2.11%-1.32%1.35%3.38%-30.49%10.47%8.98%-11.15%17.20%0.00%-8.33%5.52%14.47%6.61%11.76%7.19%-5.64%-3.81%3.77%-2.16%
Timing--------Pre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours---------------------------Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours-Pre-marketPre-marketPre-market-Pre-marketAfter-hoursPre-market

Key Statistics & Ratios

Market Cap515.17B
Enterprise Value-53.70B
Trailing P/E11.84
Forward P/E10.99
PEG Ratio27.46
Price / Sales4.20
Price / Book1.05
EPS12.92
Book Value143.85
Revenue (TTM)122.70B
Gross Profit (TTM)122.70B
Profit Margin34.34%
Operating Margin45.95%
Return on Equity8.73%
Return on Assets1.18%
Shares Outstanding3.37B
Shares Float1.68B
Beta0.10
Dividend Yield7.47%
Dividend Rate11.28
Payout Ratio90.17%

Dividends

20262×
2.00Sep 8, 20269.28Apr 20, 2026
20252×
2.00Sep 2, 20258.44Apr 16, 2025
20242×
2.00Sep 5, 20247.84Apr 17, 2024
20232×
2.50Sep 13, 20235.19Apr 17, 2023
20221×
1.50Oct 12, 2022

Stock Splits

  • Dec 3, 19978627:8132