Star Money Public Company Limited

STARM · BK · Financial Services / Credit Services

0.94THB+0.08 (+9.30%)

Price History

Full chart

Market Stats

Previous Close0.86

Open0.87

Day Range0.87 – 0.98

52-Week Range0.672 – 1.01

Volume1.61M

Market Cap1.04B

P/E (TTM)11.88

Forward P/E0.00

EPS0.08

Dividend Yield6.30%

Beta0.64

50-Day Avg0.9582

200-Day Avg0.9283

About

Star Money Public Company Limited engages in the distribution of electrical appliances in Thailand. The company operates in four segments: Sales, Hire Purchase, Lending Business, and Others. It distributes electrical appliances, such as televisions, refrigerators, washing machines, air-conditioners, freezers, and smartphones . The company also provides car, motorcycle, agricultural vehicle, commercial vehicle loans; and car, fire, accident, health, and travel insurance brokerage services. Star Money Public Company Limited was founded in 1987 and is headquartered in Rayong, Thailand.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Vitit Lavansthien
Headquarters204/1-8, Sukhumvit Road, Rayong, Thailand, 21110, Thailand
Websitehttps://www.starmoney.co.th

Leadership

Mr. Vitit LavansthienCEO & Vice Chairman of the Board of Directors · b. 1952
Mr. Akeapop LavansathienDeputy MD of Sales Management, Credit & Branch Marketing and Director · b. 1975
Mr. Chusak WiwatwongkasemMD & Director · b. 1961
Mr. Surayut LawansathienDirector & Deputy MD of Debt Monitoring Management Division · b. 1965
Ms. Suwakhon MuadkhongDeputy Managing Director of Accounting, Finance & Budget · b. 1974
Ms. Solossaya JeepsuwanCompany Secretary & Head of Investor Relations
Ms. Siriporn KiattithanakoonHead of Internal Audit & Compliance
Mr. Piyapong WechasethanonSenior Executive VP of Corporate Strategy, Sales Management, Credit, Procurement & Marketing · b. 1969

Financials

Income Statement

Currency: THB	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	1.21B	1.36B	1.33B	1.50B	1.47B
Growth (%)	-	+12.42%	-1.83%	+12.76%	-2.16%
Cost of Revenue	674.68M	790.63M	734.63M	811.24M	794.78M
Gross Profit	530.89M	564.68M	595.92M	689.16M	673.24M
Gross Margin	44.04%	41.66%	44.79%	45.93%	45.86%
Operating Expense	420.01M	486.61M	529.61M	618.67M	568.57M
Operating Income	110.88M	78.07M	66.31M	70.50M	104.68M
Operating Margin	9.20%	5.76%	4.98%	4.70%	7.13%
EBITDA	-	164.09M	142.25M	126.21M	164.48M
EBITDA Margin	-	12.11%	10.69%	8.41%	11.20%
Net Income	102.94M	81.14M	61.75M	50.58M	84.82M
Net Income Margin	8.54%	5.99%	4.64%	3.37%	5.78%
Interest Expense	2.02M	880.00K	130.00K	1.00K	0
Interest Expense % of Total Revenue	0.17%	0.06%	0.01%	0.00%	0.00%

Balance Sheet

Currency: THB	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	2.30B	3.21B	2.96B	2.99B	2.79B
Total Liabilities	1.78B	2.10B	1.83B	1.85B	1.59B
Total Equity	513.95M	1.11B	1.13B	1.15B	1.20B
Cash	21.17M	518.65M	39.51M	39.80M	17.93M
Net Debt	1.56B	1.34B	1.56B	1.60B	1.35B

Cash Flow

Currency: THB	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	171.88M	-147.75M	-42.87M	139.87M	428.04M
Financing Cash Flow	-157.02M	656.44M	-428.86M	-132.51M	-439.94M
Capital Expenditure	9.46M	11.23M	7.97M	7.35M	10.29M
Free Cash Flow	162.42M	-158.98M	-50.84M	132.53M	417.75M
Dividends Paid	57.00M	102.00M	44.00M	33.00M	33.00M
FCF to OCF	94.50%	107.60%	118.59%	94.75%	97.60%
Dividend Paid to FCF	35.09%	-64.16%	-86.54%	24.90%	7.90%

Earnings

Report Date	Dec 31, 2022	Mar 31, 2023	Jun 30, 2023	Sep 30, 2023	Dec 31, 2023	Mar 31, 2024	Jun 30, 2024	Sep 30, 2024	Dec 31, 2024	Mar 31, 2025	Jun 30, 2025	Sep 30, 2025	Dec 31, 2025	Mar 31, 2026	Jun 30, 2026
EPS Estimate	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EPS Actual	0.00	0.02	0.02	0.02	-0.00	0.02	0.02	0.02	-0.02	0.02	0.03	0.02	0.01	0.02	0.03
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Key Statistics & Ratios

Market Cap1.04B

Enterprise Value2.35B

Trailing P/E11.88

Forward P/E0.00

Price / Sales0.72

Price / Book0.88

EPS0.08

Book Value1.09

Revenue (TTM)1.45B

Gross Profit (TTM)605.55M

EBITDA160.85M

Profit Margin6.28%

Operating Margin12.98%

Return on Equity7.71%

Return on Assets3.36%

Shares Outstanding1.10B

Shares Float325.31M

Beta0.64

Dividend Yield6.30%

Dividend Rate0.06

Payout Ratio70.22%

Dividends

20261×

0.06May 6, 2026

20251×

0.03May 7, 2025

20241×

0.03May 7, 2024

20231×

0.04May 3, 2023