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Ratchthani Leasing Public Company Limited

Ratchthani Leasing Public Company Limited

THANI · BK · Financial Services / Credit Services

2.12THB-0.06 (-2.75%)

Price History

Full chart

Market Stats

Previous Close2.18
Open2.18
Day Range2.10 – 2.18
52-Week Range1.46 – 2.44
Volume10.63M
Market Cap12.33B
P/E (TTM)9.43
Forward P/E9.13
EPS0.21
Dividend Yield5.50%
Beta0.18
50-Day Avg2.16
200-Day Avg1.84

About

Ratchthani Leasing Public Company Limited, together with its subsidiary, provides hire-purchase and finance leasing services in Thailand. The company offers hire purchase loans for new and used cars; refinance and car title loans; financial lease; loans for solar panel installation; and loans to car dealerships. It also provides auto and property insurance products, as well as annual tax registration, le, and truck to you services. The company was founded in 1988 and is headquartered in Bangkok, Thailand. Ratchthani Leasing Public Company Limited operates as a subsidiary of Thanachart SPV1 Co., Ltd.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Kovit Rongwattanasophon
  • Employees0
  • Headquarters77/35-36, Sinnsathorn Tower Building, Bangkok, Thailand, 10600, Thailand
  • Websitehttps://www.ratchthani.com

Leadership

  • Mr. Virat ChinprapinpornExecutive Chairman of the Board · b. 1960
  • Mr. Kovit RongwattanasophonCEO, MD & Executive Director · b. 1961
  • Ms. Unchan SrisomAssistant Managing Director of Accounting and Planning & Strategy · b. 1977
  • Mr. Vivat KongyotkullaphatFirst VP of Business Development Unit & Compliance Unit and Assistant Company Secretary · b. 1994
  • Mr. Sootchai ViriyalappaAssistant Managing Director of Business Support · b. 1959
  • Mr. Jaturaput HnudangAssistant Managing Director of Commercial Loans · b. 1966
  • Mr. Chatuphat NudangAssistant Managing Director
  • Mr. Wichai SathiarujikanonHead of Internal Audit · b. 1965
  • Mr. Kunjanart SivaAssistant Managing Director of Hire Purchase and Branch Administration · b. 1986
  • Mr. Ponlaphe SakkayapapwicharnonDeputy Managing Director of Credit Control & Company Secretary · b. 1970

Financials

Income Statement

Currency: THB2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue180.07M221.68M233.43M293.55M445.31M656.54M770.56M1.04B1.50B2.29B2.59B2.60B2.76B3.06B3.54B3.87B3.83B3.81B3.97B4.11B3.75B3.73B
Growth (%)-+23.11%+5.30%+25.76%+51.70%+47.43%+17.37%+35.06%+44.34%+52.60%+13.18%+0.11%+6.17%+11.05%+15.74%+9.10%-0.90%-0.58%+4.32%+3.33%-8.79%-0.29%
Cost of Revenue180.07M221.68M-----538.94M672.67M917.23M1.07B1.02B947.00M882.41M869.80M1.01B1.06B913.21M925.53M1.17B1.21B28.11M
Gross Profit--233.43M293.55M445.31M656.54M770.56M501.80M829.53M1.38B1.52B1.58B1.81B2.18B2.67B2.86B2.77B2.90B3.05B2.93B2.54B3.71B
Gross Margin--100.00%100.00%100.00%100.00%100.00%48.22%55.22%59.99%58.68%60.87%65.66%71.18%75.46%73.85%72.25%76.03%76.71%71.47%67.70%99.25%
Operating Expense--114.04M126.44M169.26M-5.56M205.00M-345.20M211.23M419.87M625.40M635.51M439.59M495.74M503.56M570.03M875.52M1.17B1.32B1.78B1.98B1.44B
Operating Income44.61M24.92M119.39M167.11M276.06M662.09M565.55M846.99M618.30M955.25M897.11M945.40M1.37B1.68B2.17B2.29B1.89B1.73B1.73B1.15B555.87M2.27B
Operating Margin24.77%11.24%51.15%56.93%61.99%100.85%73.40%81.38%41.16%41.67%34.58%36.40%49.72%55.00%61.25%59.10%49.40%45.31%43.41%28.02%14.84%60.69%
EBITDA46.49M26.59M188.91M169.18M280.39M416.38M635.58M361.47M628.17M1.13B1.18B1.19B1.39B1.71B2.07B2.31B1.92B1.75B1.75B1.18B583.99M2.49B
EBITDA Margin25.82%11.99%80.93%57.63%62.97%63.42%82.48%34.73%41.82%49.32%45.61%45.78%50.43%55.78%58.47%59.63%50.05%46.01%43.92%28.71%15.59%66.71%
Net Income69.25M45.94M36.59M65.13M71.89M109.48M204.20M204.87M477.40M754.24M704.09M748.66M881.16M1.13B1.64B1.96B1.86B1.71B1.75B1.29B800.21M1.15B
Net Income Margin38.46%20.72%15.68%22.19%16.14%16.68%26.50%19.69%31.78%32.90%27.14%28.82%31.95%36.76%46.29%50.78%48.55%44.86%44.10%31.34%21.36%30.73%
R&D------------0.370.430.540.580.550.510.490.36--
R&D as % of Total Revenue------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--
Interest Expense--67.73M79.04M177.45M252.38M349.24M538.94M672.67M917.23M1.07B1.02B947.00M882.41M522.25M1.01B1.06B913.21M463.83M1.17B-993.06M
Interest Expense % of Total Revenue--29.02%26.92%39.85%38.44%45.32%51.78%44.78%40.01%41.32%39.13%34.34%28.82%14.73%26.15%27.75%23.97%11.67%28.53%-26.59%

Balance Sheet

Currency: THB2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.06B2.25B1.86B2.86B4.95B6.84B9.55B12.37B19.21B27.29B27.86B29.50B33.36B39.49B47.53B50.88B48.52B49.22B53.91B55.26B51.16B40.97B
Total Liabilities1.53B1.71B1.00B1.96B4.02B5.69B8.27B10.23B16.71B24.07B23.99B24.94B28.36B33.86B40.34B43.21B37.70B37.66B41.55B42.57B37.80B26.90B
Total Equity537.59M542.03M856.92M895.38M927.28M1.15B1.28B2.14B2.51B3.22B3.88B4.56B5.01B5.63B7.19B7.67B10.82B11.57B12.36B12.68B13.36B14.07B
Cash4.46M6.80M7.69M13.53M12.54M12.52M18.56M20.21M177.82M182.82M204.24M163.89M117.88M190.42M213.95M429.13M1.04B476.22M650.44M1.43B3.69B1.21B
Total Debt1.47B1.67B953.51M1.91B3.96B5.62B8.17B10.07B16.25B23.42B23.37B24.30B27.68B33.10B39.30B42.19B36.70B36.65B40.59B41.74B37.01B26.20B
Net Debt1.47B1.66B945.83M1.89B3.95B5.61B8.15B10.05B16.08B23.23B23.17B24.14B27.57B32.91B39.08B41.76B35.66B36.17B39.94B40.31B33.32B24.99B

Cash Flow

Currency: THB2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-456.62M-115.69M549.62M-1.02B-1.98B-1.76B-2.44B-2.30B-5.36B-6.23B1.20B162.76M-1.97B-3.97B-5.23B-213.94M5.92B1.40B-1.81B1.79B8.34B8.86B
Investing Cash Flow8.18M-14.43M-110.80M104.88M-40.59M-2.93M-21.84M3.01M28.89M-19.01M-7.35M-54.21M-47.11M-4.79M-6.82M-11.71M-16.31M-13.47M-74.24M-486.81K-6.18M39.03M
Financing Cash Flow441.78M132.46M-437.93M925.02M2.02B1.76B2.47B1.99B5.49B6.25B-1.17B-148.90M1.97B4.05B5.26B440.84M-5.29B-1.96B2.06B-1.00B-6.08B-11.37B
Capital Expenditure634.00K702.00K934.58K5.85M33.10M2.96M2.94M4.36M2.32M22.21M8.37M54.21M47.42M6.88M7.96M11.98M16.31M13.79M33.12M5.14M2.18M4.42M
Free Cash Flow-457.25M-116.39M548.68M-1.03B-2.01B-1.76B-2.45B-2.30B-5.36B-6.25B1.19B108.55M-2.02B-3.98B-5.23B-225.92M5.91B1.39B-1.85B1.78B8.33B8.86B
Dividends Paid23.98M40.10M28.02M26.66M39.99M43.32M74.03M24.68M107.39M40.27M48.32M60.41M434.92M507.41M72.49M1.48B604.06M962.71M962.62M962.68M113.26M436.05M
FCF to OCF100.14%100.61%99.83%100.57%101.67%100.17%100.23%100.22%100.04%100.36%99.30%66.70%102.41%100.17%100.15%105.60%99.72%99.02%101.83%99.71%99.92%99.95%
Dividend Paid to FCF-5.24%-34.46%5.11%-2.59%-1.99%-2.46%-3.03%-1.07%-2.00%-0.64%4.07%55.65%-21.56%-12.76%-1.39%-655.07%10.22%69.26%-52.11%54.06%1.36%4.92%

Earnings

Report DateDec 31, 2002Mar 31, 2003Jun 30, 2003Sep 30, 2003Dec 31, 2003Mar 31, 2004Jun 30, 2004Sep 30, 2004Mar 31, 2005Jun 30, 2005Sep 30, 2005Mar 31, 2006Jun 30, 2006Sep 30, 2006Dec 31, 2006Mar 31, 2007Jun 30, 2007Sep 30, 2007Dec 31, 2007May 30, 2012Aug 29, 2012Oct 18, 2012Jan 18, 2013Apr 19, 2013Jul 19, 2013Nov 27, 2013Feb 26, 2014May 28, 2014Sep 3, 2014Dec 3, 2014Feb 25, 2015Jun 3, 2015Jul 20, 2015Dec 2, 2015Mar 2, 2016Jun 1, 2016Aug 31, 2016Nov 30, 2016Mar 1, 2017May 8, 2017Aug 30, 2017Nov 29, 2017Feb 18, 2018May 7, 2018Aug 29, 2018Nov 28, 2018Feb 18, 2019May 13, 2019Sep 2, 2019Nov 18, 2019Feb 17, 2020May 11, 2020Sep 2, 2020Dec 2, 2020Feb 18, 2021May 13, 2021Aug 10, 2021Nov 12, 2021Feb 17, 2022May 10, 2022Aug 20, 2022Nov 9, 2022Feb 15, 2023May 9, 2023Aug 10, 2023Nov 8, 2023Feb 16, 2024May 15, 2024Aug 2, 2024Nov 4, 2024Feb 18, 2025May 7, 2025Aug 6, 2025Nov 5, 2025Feb 23, 2026May 8, 2026Aug 7, 2026
EPS Estimate---------------------0.030.030.050.06-------0.05---------------------0.09--0.070.080.070.070.080.060.070.070.070.040.030.050.040.020.040.040.040.040.050.06
EPS Actual0.000.010.000.000.010.010.010.010.010.010.010.010.000.010.010.010.010.010.010.020.020.040.040.060.050.040.030.040.030.030.030.030.050.040.030.040.040.040.040.040.050.050.060.070.070.080.080.090.090.090.090.080.080.110.030.080.080.070.080.070.080.070.060.080.070.040.030.060.040.010.020.040.040.050.050.050.06
Surprise---------------------33.33%33.33%20.00%-16.67%-------0.00%----------------------66.67%--0.00%0.00%0.00%14.29%-12.50%0.00%14.29%0.00%-42.86%-25.00%100.00%-20.00%-75.00%0.00%0.00%0.00%25.00%25.00%0.00%0.00%
Timing---------------------Pre-marketAfter-hoursAfter-hoursAfter-hours-------After-hours---------------------After-hours---Pre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-market-After-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap12.33B
Enterprise Value36.27B
Trailing P/E9.43
Forward P/E9.13
Price / Sales5.65
Price / Book0.95
EPS0.21
Book Value2.26
Revenue (TTM)2.18B
Gross Profit (TTM)2.18B
Profit Margin60.23%
Operating Margin79.26%
Return on Equity9.55%
Return on Assets3.16%
Shares Outstanding6.23B
Shares Float1.51B
Beta0.18
Dividend Yield5.50%
Dividend Rate0.11
Payout Ratio52.38%

Dividends

20261×
0.11Mar 2, 2026
20251×
0.07Mar 4, 2025
20241×
0.02Feb 29, 2024
20231×
0.15Mar 1, 2023
20221×
0.15Mar 2, 2022
20211×
0.15Mar 4, 2021
20201×
0.11Mar 4, 2020
20192×
0.11Sep 12, 20190.20Mar 7, 2019
20181×
0.02Mar 8, 2018
20171×
0.09Mar 6, 2017
20161×
0.08Mar 4, 2016
20151×
0.01Feb 27, 2015
20141×
0.01Mar 11, 2014
20131×
0.01Mar 5, 2013
20121×
0.02Mar 9, 2012
20111×
0.01Mar 7, 2011
20101×
0.02Mar 8, 2010
20091×
0.01Mar 11, 2009
20081×
0.01Mar 10, 2008
20071×
0.01Mar 14, 2007
20061×
0.02Mar 8, 2006
20051×
0.02Apr 4, 2005
20041×
0.01Apr 5, 2004

Stock Splits

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