YOLFTbeta
TH

Thaire Life Assurance Public Company Limited

THREL · BK · Financial Services / Insurance - Reinsurance

1.27THB+0.07 (+5.83%)

Price History

Full chart

Market Stats

Previous Close1.20
Open1.33
Day Range1.25 – 1.35
52-Week Range0.93 – 1.55
Volume2.16M
Market Cap737.80M
P/E (TTM)0.00
Forward P/E0.00
EPS-0.07
Dividend Yield0.00%
Beta0.07
50-Day Avg1.20
200-Day Avg1.07

About

Thaire Life Assurance Public Company Limited provides life reinsurance services to various life insurance companies in Thailand. The company operates in two segments, Conventional Products and Non-Conventional Products. The company offers reinsurance capacity and consultancy; medical underwriting and claim management; research and analytics, marketing planning, product design and development, and new distribution channel development to medical underwriting consultant services; and technical training for medical and claim underwriting, actuarial and operational management, and big data analytics. Thaire Life Assurance Public Company Limited was founded in 2000 and is based in Bangkok, Thailand.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Reinsurance
  • CEOMr. Vipon Vorasowharid
  • Employees0
  • Headquarters92/7 Sathorn Thani 2 Building, Bangkok, Thailand, 10500, Thailand
  • Websitehttps://www.thairelife.co.th

Leadership

  • Mr. Vipon VorasowharidMD & Director · b. 1966
  • Ms. Sirin Dhumma-UpakornSnr. VP of Acc., Finance., Ope, Control, Budgt, Admin., Enterprise Risk, CFO, Sec. and Head of IR · b. 1978
  • Ms. Pakamol SurakulkawinSenior VP - Investment
  • Mr. Surachate JarasphetcharanunHead of Compliance Unit
  • Ms. Navadee RuangrattanameteeSenior VP of Business Development 1 · b. 1976
  • Ms. Phanida Arkad-AmnuayHead of Internal Audit Unit

Financials

Income Statement

Currency: THB2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue576.82M893.12M1.09B1.46B1.69B1.88B2.05B2.18B2.43B2.39B2.33B2.80B2.98B3.38B4.53B2.60B
Growth (%)-+54.84%+22.42%+33.13%+16.35%+11.24%+8.78%+6.39%+11.38%-1.59%-2.45%+19.90%+6.78%+13.24%+33.94%-42.60%
Cost of Revenue-570.32M768.17M945.34M1.21B1.34B1.59B1.54B2.01B2.03B2.06B2.54B2.65B3.14B4.46B1.76B
Gross Profit-322.79M325.19M510.23M484.95M539.08M460.30M635.96M422.67M358.86M272.82M258.65M333.32M243.01M64.24M2.60B
Gross Margin-36.14%29.74%35.05%28.64%28.62%22.46%29.17%17.41%15.02%11.70%9.25%11.17%7.19%1.42%100.00%
Operating Expense-24.68M38.51M36.55M35.76M60.97M70.30M93.73M112.65M126.86M130.23M145.64M151.77M171.62M174.07M2.70B
Operating Income166.21M298.11M286.68M473.68M449.19M478.11M390.00M542.23M310.02M232.00M142.59M113.01M181.55M71.39M-109.82M-97.52M
Operating Margin28.81%33.38%26.22%32.54%26.52%25.38%19.03%24.87%12.77%9.71%6.12%4.04%6.08%2.11%-2.43%-3.75%
EBITDA-298.11M289.11M476.51M452.06M481.15M392.85M546.76M317.89M240.94M152.70M124.95M194.42M83.59M-109.34M-97.11M
EBITDA Margin-33.38%26.44%32.74%26.69%25.54%19.17%25.08%13.09%10.08%6.55%4.47%6.51%2.47%-2.42%-3.74%
Net Income-200.81M220.80M383.00M371.72M388.67M321.75M435.68M253.47M194.26M121.43M98.50M153.10M62.11M-84.63M-76.57M
Net Income Margin-22.48%20.19%26.31%21.95%20.63%15.70%19.98%10.44%8.13%5.21%3.52%5.13%1.84%-1.87%-2.95%
Interest Expense0000000000115.18K71.96K25.99K113.37K485.38K416.47K
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.02%

Balance Sheet

Currency: THB2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.19B1.29B1.41B1.80B1.98B2.03B2.05B2.40B2.36B2.43B2.70B2.80B2.88B2.74B3.05B2.37B
Total Liabilities466.27M475.71M654.41M713.31M788.83M742.86M739.52M853.60M918.95M967.55M1.28B1.33B1.43B1.37B1.81B1.87B
Total Equity720.99M813.62M752.19M1.09B1.19B1.28B1.31B1.54B1.44B1.46B1.42B1.47B1.45B1.37B1.24B500.63M
Cash9.36M19.94M17.76M62.07M79.79M73.86M181.91M212.09M55.11M33.80M41.13M155.79M81.72M12.77M37.21M30.83M
Total Debt--1.78M1.09M335.51K-----1.49M766.24K-2.86M10.37M8.28M
Net Debt--19.94M-15.97M-60.98M-79.46M-73.86M-181.91M-212.09M-55.11M-33.80M-39.65M-155.03M-81.72M-9.91M-26.83M-22.55M

Cash Flow

Currency: THB2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow200.81M221.89M383.00M371.72M388.67M321.75M435.68M253.47M149.16M88.35M222.96M153.10M-21.84M54.97M5.01M
Investing Cash Flow-61.82M-36.01M-252.28M-133.43M-102.40M-9.98M-23.86M-13.51M-2.47M-2.18M-23.44M-2.11M-4.79M15.75M-6.89M
Financing Cash Flow-100.00M-310.00M-40.84M-270.00M-270.00M-300.00M-240.00M-300.00M-168.00M-78.79M-84.79M-120.79M-42.38M-46.26M-4.51M
Capital Expenditure1.57M1.59M1.12M1.23M18.03M9.98M23.88M15.23M2.89M2.18M23.45M2.11M7.29M22.42M3.79M
Free Cash Flow199.23M220.30M381.87M370.48M370.64M311.77M411.81M238.24M146.27M86.17M199.51M150.99M-29.13M32.55M1.23M
Dividends Paid100.00M310.00M220.00M270.00M270.00M300.00M240.00M300.00M168.00M78.00M84.00M120.00M42.00M42.70M0
FCF to OCF99.22%99.28%99.71%99.67%95.36%96.90%94.52%93.99%98.06%97.53%89.48%98.62%133.38%59.21%24.48%
Dividend Paid to FCF50.19%140.72%57.61%72.88%72.85%96.23%58.28%125.92%114.86%90.52%42.10%79.47%-144.19%131.20%0.00%

Earnings

Report DateNov 27, 2013Feb 25, 2014May 28, 2014Sep 3, 2014Dec 3, 2014Feb 24, 2015Jun 3, 2015Sep 2, 2015Dec 2, 2015Mar 2, 2016Jun 1, 2016Aug 31, 2016Nov 30, 2016Mar 1, 2017May 9, 2017Aug 30, 2017Nov 7, 2017Feb 20, 2018May 8, 2018Aug 29, 2018Nov 6, 2018Feb 19, 2019May 7, 2019Aug 6, 2019Nov 5, 2019Feb 25, 2020May 12, 2020Sep 2, 2020Nov 10, 2020Feb 23, 2021May 11, 2021Aug 11, 2021Nov 9, 2021Feb 22, 2022May 10, 2022Aug 8, 2022Nov 8, 2022Feb 21, 2023May 9, 2023Aug 8, 2023Nov 7, 2023Feb 20, 2024May 15, 2024Aug 14, 2024Nov 12, 2024Feb 25, 2025May 13, 2025Aug 13, 2025Nov 11, 2025Feb 26, 2026May 14, 2026Aug 17, 2026
EPS Estimate-0.11---0.14-----------0.18----------------------------------
EPS Actual0.220.110.180.140.090.180.200.150.120.160.180.170.100.060.190.190.210.120.110.150.120.030.100.080.110.030.050.010.060.080.050.060.030.020.110.060.050.02-0.020.050.050.02-0.140.020.02-0.04-0.160.020.010.01-0.140.05
Surprise-0.00%---28.57%------------33.33%----------------------------------
Timing-After-hours---After-hours-----------Pre-market----------------------------------

Key Statistics & Ratios

Market Cap737.80M
Enterprise Value787.11M
Trailing P/E0.00
Forward P/E0.00
Price / Sales0.31
Price / Book1.64
EPS-0.07
Book Value0.805
Revenue (TTM)2.38B
Gross Profit (TTM)42.90M
EBITDA-54.11M
Profit Margin-1.78%
Operating Margin7.31%
Return on Equity-8.90%
Return on Assets-1.42%
Shares Outstanding620.00M
Shares Float497.67M
Beta0.07
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio68.87%

Dividends

20241×
0.07May 3, 2024
20231×
0.07May 8, 2023
20222×
0.08Aug 19, 20220.12Apr 28, 2022
20211×
0.14Apr 29, 2021
20201×
0.13May 7, 2020
20192×
0.13Sep 2, 20190.15Apr 29, 2019
20182×
0.19Sep 3, 20180.29May 2, 2018
20172×
0.19Sep 11, 20170.19Apr 26, 2017
20162×
0.19Aug 26, 20160.29Mar 7, 2016
20152×
0.19Sep 2, 20150.24Mar 6, 2015
20142×
0.19Aug 29, 20140.24Mar 11, 2014
20131×
0.19Nov 22, 2013

Stock Splits

  • May 3, 202462:61
  • May 8, 202361:60