YOLFTbeta
Thai Life Insurance PCL

Thai Life Insurance PCL

TLI · BK · Financial Services / Insurance - Life

11.40THB+0.10 (+0.88%)

Price History

Full chart

Market Stats

Previous Close11.30
Open11.30
Day Range11.30 – 11.50
52-Week Range8.30 – 11.93
Volume6.05M
Market Cap127.10B
P/E (TTM)10.57
Forward P/E10.36
EPS1.05
Dividend Yield7.59%
Beta0.16
50-Day Avg11.41
200-Day Avg11.08

About

Thai Life Insurance Public Company Limited provides life insurance products in Thailand. It operates in two segments, Agent Channel and Partnership and Other Channels. The company offers life and saving products, including whole life, endowment, annuity, term life, unit link, and universal life; other products, such as personal accident and yearly renewable term, as well as credit life; and individual and group products comprising protection, savings, investment, and legacy-planning. It sells its products through commercial banks, government banks and organizations, leasing and hire-purchase, consumer finance partners, direct marketing, group employee benefits, and digital platforms. The company was founded in 1942 and is headquartered in Bangkok, Thailand. Thai Life Insurance Public Company Limited operates as a subsidiary of V.C. Property Company Limited.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Chai Chaiyawan
  • Employees0
  • Headquarters123 Thai Life Insurance Building, Bangkok, Thailand, 10400, Thailand
  • Websitehttps://www.thailife.com

Leadership

  • Mr. Chai ChaiyawanCEO & Director · b. 1958
  • Ms. Varang ChaiyawanDeputy CEO & Director · b. 1968
  • Mr. Winyou ChaiyawanDeputy CEO & Executive Director · b. 1973
  • Mr. Kean Hin LimPresident · b. 1966
  • Mr. Hsi-Ling YangSenior Executive Vice President & Chief Financial Officer
  • Ms. Kesinee RattanapokaVice President of Accounting
  • Ms. Valya KruatrachueSenior Vice President of Investor Relations Office
  • Mr. Chitpong NiruchtapunVP & Head of the Compliance Department · b. 1972
  • Mr. Boonsin ThungudomSenior Executive Vice President · b. 1967
  • Mr. Denpong JesadaviriyaExecutive Vice President

Financials

Income Statement

Currency: THB2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue92.60B97.69B100.76B108.30B107.48B108.18B107.51B108.19B109.00B55.48B
Growth (%)-+5.51%+3.14%+7.49%-0.76%+0.65%-0.62%+0.63%+0.75%-49.10%
Cost of Revenue-80.62B84.91B91.75B90.81B90.36B88.58B88.38B86.38B38.89B
Gross Profit92.60B17.07B15.85B16.55B16.67B17.82B18.93B19.81B22.62B55.48B
Gross Margin100.00%17.48%15.73%15.28%15.51%16.47%17.61%18.31%20.76%100.00%
Operating Expense85.42B8.11B7.52B8.01B7.08B7.01B7.51B7.80B8.04B40.77B
Operating Income7.18B8.97B8.32B8.54B9.58B10.80B11.42B12.01B14.58B14.72B
Operating Margin7.75%9.18%8.26%7.89%8.92%9.99%10.62%11.10%13.38%26.52%
EBITDA8.26B10.20B8.75B8.95B9.99B11.14B11.72B12.28B14.58B14.72B
EBITDA Margin8.92%10.44%8.68%8.26%9.29%10.30%10.90%11.35%13.38%26.52%
Net Income5.93B7.11B6.71B6.78B7.69B8.39B9.27B9.71B11.68B11.88B
Net Income Margin6.41%7.27%6.66%6.26%7.16%7.76%8.62%8.97%10.72%21.42%
Interest Expense-12.45K2.91K--296.74M323.76M343.70M--
Interest Expense % of Total Revenue-0.00%0.00%--0.27%0.30%0.32%--

Balance Sheet

Currency: THB2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets346.49B383.93B416.85B457.64B494.05B533.71B556.04B572.79B601.15B654.93B
Total Liabilities2.30B325.25B355.87B387.22B416.26B447.28B457.97B468.70B488.61B500.41B
Total Equity49.35B58.68B60.98B70.41B77.79B86.43B98.07B104.58B112.54B154.51B
Cash9.35B5.14B7.89B8.45B10.50B7.33B7.69B7.70B10.92B7.87B
Net Debt-9.35B-5.14B-7.89B-8.45B-10.50B-7.33B-7.69B-7.70B-10.92B-7.87B

Cash Flow

Currency: THB2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow8.63B7.11B6.71B2.32B3.76B-294.44M9.27B3.88B9.38B3.02B
Investing Cash Flow-2.74B-505.67M-247.93M-351.62M-302.25M-618.99M-37.69M-432.19M-430.94M-346.24M
Financing Cash Flow-1.06B-1.19B-1.41B-1.41B-1.41B-2.26B10.69B-3.43B-5.72B-5.72B
Capital Expenditure708.93M525.92M550.39M366.01M325.17M1.29B453.35M453.55M182.23M179.25M
Free Cash Flow7.92B6.58B6.16B1.96B3.44B-1.59B8.81B3.42B9.19B2.84B
Dividends Paid1.06B1.19B1.41B1.41B1.41B2.26B2.65B3.43B5.72B5.72B
FCF to OCF91.78%92.60%91.80%84.24%91.36%538.46%95.11%88.30%98.06%94.07%
Dividend Paid to FCF13.39%18.12%22.89%72.08%41.03%-142.41%30.07%100.32%62.26%201.47%

Earnings

Report DateAug 11, 2022Nov 14, 2022Feb 22, 2023May 11, 2023Aug 11, 2023Nov 14, 2023Feb 28, 2024May 14, 2024Aug 14, 2024Nov 13, 2024Feb 28, 2025May 14, 2025Aug 14, 2025Nov 14, 2025Feb 26, 2026May 14, 2026Aug 17, 2026
EPS Estimate--0.11-----------0.24--
EPS Actual0.190.190.100.270.220.180.170.270.240.220.290.230.320.260.220.290.29
Surprise---9.09%------------8.33%--
TimingPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-market---After-hours--

Key Statistics & Ratios

Market Cap127.10B
Enterprise Value119.13B
Trailing P/E10.57
Forward P/E10.36
Price / Sales3.21
Price / Book0.95
EPS1.05
Book Value11.12
Revenue (TTM)39.61B
Gross Profit (TTM)16.85B
EBITDA15.32B
Profit Margin30.62%
Operating Margin39.78%
Return on Equity8.55%
Return on Assets1.50%
Shares Outstanding11.45B
Shares Float3.94B
Beta0.16
Dividend Yield7.59%
Dividend Rate0.85
Payout Ratio80.26%

Dividends

20262×
0.25Aug 28, 20260.60May 7, 2026
20251×
0.50May 7, 2025
20242×
0.50May 8, 20240.50Mar 13, 2024
20231×
0.30May 9, 2023