VC

Joint Stock Commercial Bank for Foreign Trade of Vietnam

VCB11 · BK · Financial Services / Banks - Regional

2.86THB+0.02 (+0.70%)

Price History

Full chart

Market Stats

Previous Close2.84
Open2.86
Day Range2.86 – 2.86
52-Week Range2.70 – 3.79
Volume4.61K
Market Cap593.25B
P/E (TTM)11.36
Forward P/E10.07
EPS0.25
Dividend Yield0.79%
Beta0.48
50-Day Avg2.98
200-Day Avg3.02

About

Joint Stock Commercial Bank for Foreign Trade of Vietnam, together with its subsidiaries, provides banking products and services in Vietnam. The company accepts short, medium, and long-term deposits from organizations and individuals; sale of gold bars; and engages in financial and office leasing, and money remittance activities. It also provides account services; digital banking services; payment, corporate, and credit cards; consumer, home, auto, and business loans; and investment and savings insurance. In addition, the company offers money payment and cash flow management services, such as business accounts, cash flow management, trade finance, fund transfer, and corporate cards; SME loans, such as credit by industry, short, medium, and long-term loans; guarantee services; foreign exchange and capital market services, such as forex trading, interest rate derivatives, and commodity derivatives; digital banking; supply chain solutions; and consulting and investment services. The company was formerly known as Bank for Foreign trade of Vietnam. Joint Stock Commercial Bank for Foreign Trade of Vietnam was founded in 1963 and is headquartered in Hanoi, Vietnam.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Vinh Quang Le
  • Employees23.46K
  • HeadquartersVietcombank Tower, Hanoi, Vietnam, Thailand
  • Websitehttps://www.vietcombank.com.vn

Leadership

  • Mr. Vinh Quang LeCEO, Director & Member of Management Board
  • Mr. Tuan Van NguyenDeputy CEO & Member of Management Board · b. 1969
  • Ms. Yen Nguyen Hai PhungDeputy CEO, Head of Data Division & Member of Management Board
  • Mr. Tung Hoang LeDeputy CEO & Member of Management Board
  • Mr. Duc Hoai DangDeputy CEO & Member of the Board of Management
  • Mr. Cuong Viet NguyenDeputy CEO & Member of the Board of Management
  • Ms. Nhung Hong DoanHead of Retail Banking & Member of Management Board
  • Ms. Van Thi Hong NguyenDeputy CEO & Member of Management Board
  • Ms. Minh Thi Hong LaChief Accountant
  • Mr. Hong QuangHead of Human Resources Division & Director

Financials

Income Statement

Currency: VND2022-12-312023-12-312024-12-312025-12-31
Total Revenue66.28T66.88T69.44T69.05T
Growth (%)-+0.89%+3.83%-0.55%
Net Income29.90T33.10T33.83T35.18T
Net Income Margin45.11%49.50%48.72%50.94%
Interest Expense34.87T54.50T38.25T46.45T
Interest Expense % of Total Revenue52.60%81.50%55.08%67.26%

Balance Sheet

Currency: VND2022-12-312023-12-312024-12-312025-12-31
Total Assets1813.82T1839.72T2085.87T2442.28T
Total Liabilities1678.17T1674.64T1889.66T2217.72T
Total Equity135.56T164.99T196.11T224.49T
Cash394.63T384.61T447.64T568.58T

Cash Flow

Currency: VND2022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow183.42T-38.54T59.12T116.23T
Capital Expenditure716.38B1.01T1.48T1.45T
Free Cash Flow182.71T-39.56T57.64T114.78T
Dividends Paid3.35T15.63B19.96B3.78T
FCF to OCF99.61%102.63%97.49%98.75%
Dividend Paid to FCF1.83%-0.04%0.03%3.29%

Key Statistics & Ratios

Market Cap593.25B
Enterprise Value0
Trailing P/E11.36
Forward P/E10.07
Price / Sales5.10
Price / Book1.80
EPS0.25
Book Value62.65
Revenue (TTM)0
Gross Profit (TTM)0
Profit Margin50.67%
Operating Margin0.00%
Return on Equity17.50%
Return on Assets1.65%
Shares Outstanding208.89B
Shares Float21.30B
Beta0.48
Dividend Yield0.79%
Dividend Rate0.02
Payout Ratio9.90%

Dividends

20261×
0.02Jul 23, 2026
20251×
0.02Oct 3, 2025