YOLFTbeta
BA

BANQUP GROUP

BANQ · BR · Technology / Software - Application

0.864EUR+0.01 (+0.70%)

Price History

Full chart

Market Stats

Previous Close0.858
Open0.804
Day Range0.804 – 0.864
52-Week Range1.44 – 4.19
Volume401
Market Cap80.97M
P/E (TTM)0.00
Forward P/E0.00
EPS-2.15
Dividend Yield0.00%
Beta1.46
50-Day Avg2.15
200-Day Avg2.69

About

Banqup Group SA, a fintech company, operates and develops a cloud-based platform for administrative and financial services in Belgium and internationally. It operates through Digital Services and Traditional Communications Services segments. The company offers e-trust, e-invoicing, e-payments, and e-reporting; and document data extraction, print, mail, and paper-based services. It also provides suite of services, including purchase-to-pay, order-to-cash, compliance, payments, and value-added services. The company serves professionals, businesses, enterprises, and accountants. The company was formerly known as Unifiedpost Group SA and changed its name to Banqup Group SA in May 2025. Banqup Group SA was founded in 2001 and is headquartered in La Hulpe, Belgium.

Company Details

  • SectorTechnology
  • IndustrySoftware - Application
  • CEOMr. Koen De Brabander
  • Employees632
  • HeadquartersAvenue Reine Astrid 92A, La Hulpe, Belgium, 1310, Belgium
  • Websitehttps://www.banqup.com

Leadership

  • Mr. Koen De BrabanderCEO & CFO
  • Mr. Hans A. LeybaertFounder & Executive Director · b. 1970
  • Mr. Nicolas de BecoExecutive Director
  • Ms. Chrystele DumontChief Revenue Officer
  • Mr. Mathias BaertHead of Legal & Compliance and General Counsel
  • Mr. Sebastien ImbertChief Marketing Officer
  • Mr. Wim R. FocquetChief People Officer
  • Mr. Arthur PaijensChief Executive Officer of Unifiedpost Payments
  • Ms. Anna CiesielskaESG Manager
  • Beatrix CsabaiHR Manager (Hungary), ESG Social Responsibility Lead

Financials

Income Statement

Currency: EUR2011-12-312012-12-312013-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue---277.33K840.00K23.44M27.62M69.03M68.93M170.53M190.96M191.38M83.55M51.64M
Growth (%)----+202.88%+2690.36%+17.82%+149.97%-0.15%+147.41%+11.98%+0.22%-56.34%-38.19%
Cost of Revenue353331411343.92K979.98K9.81M14.35M40.41M39.58M116.65M130.81M125.42M47.16M42.27M
Gross Profit-353-331-411-66.59K-139.98K13.63M13.26M28.62M29.35M53.88M60.15M65.96M36.39M9.37M
Gross Margin----24.01%-16.66%58.16%48.02%41.46%42.58%31.60%31.50%34.47%43.56%18.15%
Operating Expense1.32K8689181.73K1.73K12.28M16.45M43.97M50.80M79.57M89.11M131.87M68.70M41.35M
Operating Income-1.67K-1.20K-1.33K-68.31K-141.71K1.35M-3.18M-15.35M-21.45M-25.69M-28.96M-65.91M-32.30M-31.98M
Operating Margin----24.63%-16.87%5.76%-11.52%-22.24%-31.12%-15.07%-15.16%-34.44%-38.67%-61.92%
EBITDA-1.22K----3.12M-1.18M-8.04M-13.08M-2.74M-10.38M-38.91M-10.72M-13.85M
EBITDA Margin-----13.31%-4.28%-11.64%-18.97%-1.61%-5.43%-20.33%-12.83%-26.82%
Net Income201.47K-8464.25K56.58K-661.63K593.00K-6.17M-24.43M-33.77M-25.58M-43.54M-83.90M71.03M-35.86M
Net Income Margin---20.40%-78.77%2.53%-22.32%-35.39%-48.99%-15.00%-22.80%-43.84%85.02%-69.44%
R&D-----4.28M6.80M9.28M10.51M14.22M14.13M23.66M17.02M4.86M
R&D as % of Total Revenue-----18.25%24.63%13.44%15.24%8.34%7.40%12.36%20.37%9.42%
Interest Expense-----309.00K2.73M6.18M6.60M1.62M9.37M15.91M23.00M5.60M
Interest Expense % of Total Revenue-----1.32%9.89%8.95%9.58%0.95%4.91%8.31%27.53%10.85%

Balance Sheet

Currency: EUR2011-12-312012-12-312013-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets4.31M4.89M4.86M17.05M21.77M32.41M62.38M111.30M247.13M317.13M340.34M277.98M323.28M268.69M
Total Liabilities69.54K51.54K19.50K1.29M13.36M21.90M58.15M130.50M78.93M120.70M182.05M202.07M175.03M161.70M
Total Equity4.24M4.24M4.24M15.41M8.40M10.51M4.24M-19.20M167.93M196.15M158.01M75.41M147.50M106.75M
Cash20-59.95K4.39K594.00K472.00K4.93M3.05M125.72M13.49M37.95M26.32M14.53M84.17M
Total Debt-28.93K-450.00K4.50M9.26M33.36M87.56M34.19M42.06M22.53M125.32M44.32M47.26M
Net Debt-2028.93K-59.95K445.61K3.90M8.79M28.43M84.52M-91.53M28.57M-15.43M98.99M29.79M-36.91M

Cash Flow

Currency: EUR2011-12-312012-12-312013-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-----4.30M-803.00K-4.52M-6.83M4.06M-12.38M14.83M6.63M-12.78M
Investing Cash Flow------6.29M-18.03M-40.77M-11.80M-106.73M-32.20M-16.90M98.70M9.36M
Financing Cash Flow-----1.85M23.31M43.41M141.53M-6.28M67.64M-11.56M-104.30M-797.00K
Capital Expenditure000004.74M6.66M7.63M13.07M21.96M24.02M17.11M247.00K70.00K
Free Cash Flow------445.00K-7.46M-12.15M-19.91M-17.89M-36.40M-2.28M6.38M-12.85M
FCF to OCF------10.36%929.02%268.75%291.22%-440.44%294.10%-15.40%96.28%100.55%

Earnings

Report DateSep 21, 2020Mar 12, 2021Jun 2, 2021Sep 17, 2021Nov 19, 2021Mar 8, 2022May 23, 2022Sep 16, 2022Nov 10, 2022Mar 6, 2023May 22, 2023Aug 29, 2023Nov 16, 2023Feb 27, 2024May 20, 2024Aug 27, 2024Nov 14, 2024Apr 17, 2025Aug 26, 2025Nov 13, 2025Feb 25, 2027
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00-
EPS Actual-5.39-1.720.00-0.350.00-0.800.00-0.610.00-0.650.000.000.000.000.000.000.00-0.86-0.520.00-
Surprise---------------------
Timing--------------------Pre-market

Key Statistics & Ratios

Market Cap80.97M
Enterprise Value126.97M
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.52
Price / Book0.90
EPS-2.15
Book Value2.38
Revenue (TTM)53.10M
Gross Profit (TTM)29.05M
EBITDA-29.71M
Profit Margin-69.84%
Operating Margin-71.96%
Return on Equity-36.37%
Return on Assets-7.28%
Shares Outstanding37.14M
Shares Float27.86M
Beta1.46
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%