AL Sydbank A/S

AL Sydbank A/S

ALSYDB · CO · Financial Services / Banks - Regional

764.00DKK-5.50 (-0.71%)

Price History

Full chart

Market Stats

Previous Close769.50
Open767.50
Day Range764.00 – 772.50
52-Week Range474.40 – 739.50
Volume115.06K
Market Cap60.47B
P/E (TTM)22.88
Forward P/E17.92
EPS31.14
Dividend Yield3.51%
Beta0.41
50-Day Avg697.16
200-Day Avg595.40

About

AL Sydbank A/S, together with its subsidiaries, provides various banking products and services to retail clients, corporates, and associations in Denmark and internationally. The company operates through Banking, Asset Management, AL Sydbank Markets, Treasury, and Other segments. The company offers various deposits and loans and advances, advisory services, securities trading, asset management, distribution of mortgage credit products, investment products, pension, and insurance products. It also provides private banking solutions; services for investment funds, pooled pension plans, foundations, institutional clients, and wealthy customers; and economic research and equity research. Further, it provides retail banking services, such as insurance, housing, pension, and mortgage credit services to retail clients; mortgage bonds; and advice and quotes prices as regards bonds, shares, and foreign exchange, as well as undertakes market-making obligations for institutional clients, central banks, foreign and other clients, and banks. The company was formerly known as Sydbank A/S and changed its name to AL Sydbank A/S in December 2025. AL Sydbank A/S was founded in 1986 and is headquartered in Aabenraa, Denmark.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Mark Alexander Luscombe
  • Employees3.89K
  • HeadquartersPeberlyk 4, Aabenraa, Denmark, 6200, Denmark
  • Websitehttps://www.sydbank.com

Leadership

  • Mr. Mark Alexander LuscombeChief Executive Officer · b. 1969
  • Mr. Jørn Adam MøllerChief Financial Officer · b. 1966
  • Mr. Stig WestergaardC.R.O · b. 1967
  • Mr. Bent NielsenTreasury
  • Mr. Søren Hansen ReumertGroup EVP, Chief Communications Officers and Group Executive Management Secretariat & Communications
  • Mr. Jacob PedersenHead of Equity Analysis & Vice President

Financials

Income Statement

Currency: DKK2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.37B4.63B3.90B3.97B5.85B5.31B5.76B5.45B5.37B4.14B4.49B4.57B4.20B4.73B4.69B5.39B5.82B8.94B9.94B9.06B
Growth (%)-+6.02%-15.74%+1.77%+47.21%-9.18%+8.47%-5.41%-1.38%-23.00%+8.40%+1.85%-8.18%+12.81%-0.99%+15.04%+8.03%+53.42%+11.27%-8.88%
Cost of Revenue4.21B5.28B8.40B6.63B2.52B2.43B2.58B2.48B1.29B----445.72M507.90M22.00M433.00M1.50B2.39B1.55B
Gross Profit1.31B1.38B1.61B1.61B3.33B2.88B3.18B2.97B4.08B4.14B4.49B4.57B4.20B4.28B4.16B5.39B5.39B7.43B7.55B7.51B
Gross Margin29.93%29.83%41.23%40.59%56.89%54.29%55.17%54.47%75.94%100.00%100.00%100.00%100.00%90.52%88.75%100.00%92.57%83.19%75.92%82.91%
Operating Expense-771.89M-870.08M799.68M616.04M2.77B2.58B2.56B2.80B2.75B2.38B2.41B2.40B2.55B3.20B3.14B2.95B2.99B3.15B3.90B5.04B
Operating Income2.08B2.25B809.66M996.44M556.71M300.35M622.54M170.68M1.33B1.75B2.08B2.17B1.65B1.08B1.02B2.44B2.40B4.28B3.65B2.47B
Operating Margin47.60%48.61%20.74%25.08%9.52%5.65%10.81%3.13%24.77%42.40%46.37%47.49%39.28%22.83%21.70%45.29%41.29%47.91%36.66%27.31%
EBITDA111.00M136.00M187.00M91.00M646.72M451.18M683.57M243.68M1.39B74.78M95.96M99.31M100.06M1.16B1.12B130.97M2.52B4.38B3.76B2.54B
EBITDA Margin2.54%2.94%4.79%2.29%11.06%8.49%11.86%4.47%25.83%1.81%2.14%2.17%2.38%24.41%23.85%2.43%43.27%49.04%37.78%28.03%
Net Income1.54B1.71B605.00M779.78M410.05M187.59M465.91M186.65M1.05B1.14B1.47B1.51B1.16B852.46M789.74M1.40B1.90B3.34B2.76B1.89B
Net Income Margin35.14%36.83%15.50%19.63%7.01%3.53%8.09%3.42%19.60%27.66%32.80%32.95%27.69%18.01%16.85%26.01%32.64%37.40%27.78%20.90%
Interest Expense2.16B3.47B4.68B2.29B968.76M1.23B839.04M623.83M599.97M----535.66M460.10M437.00M433.00M1.50B2.39B1.55B
Interest Expense % of Total Revenue49.34%74.82%120.00%57.55%16.56%23.20%14.56%11.45%11.16%----11.32%9.82%8.11%7.43%16.81%24.08%17.09%

Balance Sheet

Currency: DKK2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets116.37B132.03B155.72B157.57B150.49B153.11B152.36B147.61B152.56B142.31B146.63B136.17B140.60B147.65B165.12B168.15B179.32B185.10B193.67B341.95B
Total Liabilities109.94B125.35B148.64B148.47B140.96B143.53B142.35B137.40B141.23B130.92B134.88B124.45B129.59B135.89B154.05B154.94B165.34B169.35B177.88B304.30B
Total Equity6.44B6.68B7.08B9.10B9.53B9.57B10.01B10.22B11.33B11.39B11.75B11.73B10.92B10.96B12.41B12.41B13.94B15.71B15.74B37.60B
Cash579.04M675.51M750.76M860.66M2.91B3.84B4.24B5.03B4.14B3.44B4.88B4.27B1.98B2.43B2.79B5.51B26.84B20.57B14.14B30.56B
Total Debt40.59B40.34B53.12B57.06B53.70B48.29B44.04B39.20B39.84B2.51B29.03B19.29B18.49B10.29B30.54B33.51B14.36B12.28B13.32B24.94B
Net Debt40.01B39.66B52.37B56.20B50.78B44.44B39.80B34.17B35.70B-934.19M24.15B15.02B15.65B7.87B27.75B28.00B-12.49B-8.30B-822.00M-5.62B

Cash Flow

Currency: DKK2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.81B620.63M-2.26B5.13B-1.08B622.65M3.76B4.09B-1.65B3.42B3.09B1.65B-2.40B-3.04B-1.68B-1.25B4.37B1.87B-910.00M6.52B
Investing Cash Flow-15.45B-16.55B-5.78B3.64B-876.97M3.51B-1.56B-5.31B-4.55B-9.97M-67.97M-196.65M-76.05M-11.99M-2.02B-201.96M-214.00M24.00M-409.00M12.49B
Financing Cash Flow10.39B14.94B9.15B-7.56B-2.76B-1.51B-5.33B3.00B771.25M5.66B49.98M-66.86M2.37B948.40M3.83B894.81M-1.88B-3.59B-1.82B-2.38B
Capital Expenditure154.14M202.55M378.38M152.76M126.71M92.80M156.63M64.88M70.11M68.79M96.96M209.43M105.06M58.96M109.55M151.97M72.00M92.00M94.00M84.00M
Free Cash Flow3.65B418.08M-2.64B4.98B-1.20B529.85M3.60B4.02B-1.72B3.34B2.99B1.44B-2.51B-3.10B-1.79B-1.40B4.30B1.78B-1.00B6.43B
Dividends Paid223.10M229.49M222.63M--83.82M6.98M6.99M4.01M527.41M812.70M722.68M775.48M582.63M6.97M583.88M711.00M959.00M1.68B1.39B
FCF to OCF95.95%67.36%116.76%97.02%111.78%85.10%95.83%98.41%104.24%97.69%96.86%87.28%104.37%101.94%106.52%112.16%98.35%95.08%110.33%98.71%
Dividend Paid to FCF6.11%54.89%-8.44%--15.82%0.19%0.17%-0.23%15.81%27.15%50.27%-30.94%-18.80%-0.39%-41.65%16.53%53.94%-167.33%21.61%

Earnings

Report DateOct 25, 2004Aug 9, 2005Oct 26, 2005Apr 25, 2006Oct 24, 2006Jan 30, 2007Apr 24, 2007Aug 14, 2007Jan 29, 2008Apr 22, 2008Aug 12, 2008Oct 21, 2008Feb 17, 2009Apr 28, 2009Aug 18, 2009Oct 27, 2009Feb 16, 2010Apr 27, 2010Aug 17, 2010Oct 26, 2010Feb 15, 2011Apr 26, 2011Aug 16, 2011Oct 25, 2011Feb 22, 2012May 2, 2012Aug 22, 2012Oct 29, 2012Feb 20, 2013May 1, 2013Aug 21, 2013Oct 29, 2013Feb 19, 2014Apr 30, 2014Aug 20, 2014Oct 28, 2014Feb 18, 2015Apr 29, 2015Aug 19, 2015Oct 27, 2015Feb 24, 2016Apr 27, 2016Aug 25, 2016Nov 2, 2016Mar 1, 2017May 3, 2017Aug 29, 2017Oct 31, 2017Feb 20, 2018Apr 25, 2018Aug 28, 2018Oct 31, 2018Feb 27, 2019May 1, 2019Aug 28, 2019Oct 30, 2019Feb 26, 2020Apr 29, 2020Aug 26, 2020Oct 28, 2020Mar 2, 2021Apr 28, 2021Aug 25, 2021Oct 27, 2021Mar 2, 2022May 4, 2022Aug 24, 2022Nov 2, 2022Mar 1, 2023May 3, 2023Aug 23, 2023Nov 1, 2023Feb 28, 2024May 1, 2024Aug 21, 2024Oct 30, 2024Feb 25, 2025May 7, 2025Aug 25, 2025Nov 5, 2025Feb 25, 2026May 6, 2026Aug 26, 2026
EPS Estimate1.902.812.693.424.745.195.145.414.673.84-3.811.15--3.01-2.883.22--1.22-2.31-2.63-1.38--2.582.09--3.26-4.123.58-3.74--4.09-5.395.19--5.545.63--5.023.18--3.94-0.273.21--5.16-6.08-5.315.13--11.9313.09--14.0413.34-6.5011.9611.6512.7512.8510.7411.69
EPS Actual1.663.754.105.007.005.985.946.587.143.503.891.440.681.973.065.033.242.321.102.52-0.301.800.071.990.703.50-1.904.220.601.903.401.15-3.902.383.114.534.814.143.104.194.404.005.095.566.476.445.365.835.086.453.534.693.563.202.854.313.111.154.824.043.635.335.776.576.607.135.397.4512.3013.1813.5716.1116.7015.5914.3114.0814.1012.4911.3813.9631.439.0412.44
Surprise-12.63%33.45%52.42%46.20%47.68%15.22%15.56%21.63%52.89%-8.85%--62.20%-40.87%--67.11%--19.44%-65.84%--47.54%--13.85%-33.08%-37.68%---26.36%62.68%---26.99%-9.95%34.36%--17.11%---2.20%-3.15%24.66%--5.23%-9.77%---6.57%11.95%--9.39%-325.93%50.16%--3.29%-8.06%-34.27%5.07%--10.48%3.67%--11.04%7.27%-116.92%4.40%-2.32%9.50%144.59%-15.84%6.42%
TimingPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-market--Pre-market-Pre-marketPre-market--Pre-market-Pre-market-Pre-marketPre-market---Pre-market--Pre-market-Pre-marketPre-market-Pre-market--Pre-market-Pre-marketPre-market--Pre-marketPre-market--Pre-marketPre-market--Pre-market-Pre-marketPre-market--Pre-market-Pre-market-Pre-marketPre-market--Pre-marketPre-market--Pre-marketPre-market-After-hours-After-hours-Pre-marketAfter-hoursPre-market

Key Statistics & Ratios

Market Cap60.47B
Enterprise Value17.61B
Trailing P/E22.88
Forward P/E17.92
PEG Ratio-2.25
Price / Sales5.49
Price / Book1.68
EPS31.14
Book Value410.13
Revenue (TTM)11.02B
Gross Profit (TTM)11.02B
Profit Margin22.21%
Operating Margin46.26%
Return on Equity9.31%
Return on Assets0.87%
Shares Outstanding84.87M
Shares Float84.93M
Beta0.41
Dividend Yield3.51%
Dividend Rate25.00
Payout Ratio47.25%

Dividends

20261×
25.00Mar 20, 2026
20251×
26.88Mar 21, 2025
20241×
30.56Mar 22, 2024
20231×
16.77Mar 24, 2023
20221×
12.00Mar 25, 2022
20212×
5.70Oct 27, 20214.00Mar 26, 2021
20191×
9.36Mar 22, 2019
20181×
11.31Mar 15, 2018
20171×
10.46Mar 24, 2017
20161×
11.12Mar 18, 2016
20151×
7.08Mar 13, 2015
20111×
1.00Mar 11, 2011
20081×
3.00Feb 29, 2008
20071×
3.00Mar 9, 2007
20061×
3.00Mar 10, 2006
20051×
3.00Mar 8, 2005
20041×
2.00Mar 5, 2004
20031×
1.50Mar 7, 2003
20021×
1.50Mar 8, 2002
20011×
1.50Mar 9, 2001
20001×
1.20Mar 10, 2000

Stock Splits

  • Mar 18, 200510:1