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Jyske Bank A/S

Jyske Bank A/S

JYSK · CO · Financial Services / Banks - Regional

1,144.00DKK-6.00 (-0.52%)

Price History

Full chart

Market Stats

Previous Close1,150.00
Open1,149.00
Day Range1,144.00 – 1,152.00
52-Week Range730.70 – 1,125.00
Volume59.08K
Market Cap60.27B
P/E (TTM)12.69
Forward P/E7.64
EPS84.93
Dividend Yield2.29%
Beta0.36
50-Day Avg1,083.64
200-Day Avg974.45

About

Jyske Bank A/S provides financial solutions in Denmark and Germany. The company operates through Banking Activities, Mortgage Activities, and Leasing Activities segments. The Banking Activities segment provides advisory services relating to traditional financial solutions for personal, private banking, and corporate customers; and trading and investment services, including trading in interest rate products, currencies, equities, commodities, and derivatives for corporate and institutional customers. The Mortgage Activities segment offers financial solutions for the financing of real property to Danish personal customers, corporate customers, and subsidized rental housing. The Leasing Activities segment provides financial solutions in the form of leasing and financing within car financing, as well as leasing and financing of equipment for the corporate sector. The company also offers pension and insurance products; investment and asset-management products; and payment and advisory services, as well as online and mobile banking services. Jyske Bank A/S was incorporated in 1917 and is based in Silkeborg, Denmark.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Lars Stensgaard Morch
  • Employees3.79K
  • HeadquartersVestergade 8-16, Silkeborg, Denmark, 8600, Denmark
  • Websitehttps://www.jyskebank.dk

Leadership

  • Mr. Lars Stensgaard MorchCEO, MD & Member of Executive Board · b. 1972
  • Mr. Erik GadebergHead of Business, Corporate & Institutional Banking and Member of the Group Executive Board · b. 1965
  • Mr. Jacob GyntelbergMD, Chief Risk Officer & Member of Group Executive Board · b. 1967
  • Mr. Klaus NaurCOO & Member of Executive Board
  • Ms. Trine Lysholt NørgaardHead of Investor Relations & Sustainability
  • Martin Skovsted-NielsenLegal Director
  • Knud NorboDirector of HR
  • Mr. Ivan Stendal HansenHead of Jyske Bank Domistic, Corporate Banking, Retail Banking & Private Banking and MD
  • Mr. Bo Ancher ChristensenManaging Director of Business Service
  • Mr. Peter Feldvoss AndersenHead of Markets & Senior Director

Financials

Income Statement

Currency: DKK2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue7.57B7.99B8.05B7.33B6.29B7.45B9.09B10.61B13.46B10.23B8.43B8.72B9.29B9.49B12.93B16.16B15.03B14.71B13.81B13.21B12.45B12.93B14.87B30.17B30.74B26.66B
Growth (%)-+5.57%+0.83%-8.92%-14.19%+18.32%+22.05%+16.76%+26.85%-24.03%-17.53%+3.37%+6.53%+2.20%+36.23%+25.00%-7.03%-2.11%-6.12%-4.37%-5.70%+3.86%+14.98%+102.89%+1.88%-13.26%
Cost of Revenue---2.79B1.37B1.88B3.10B5.33B7.32B3.21B1.56B2.20B1.82B1.35B4.65B5.92B5.35B4.93B5.07B4.73B3.94B3.73B5.40B15.32B16.62B12.23B
Gross Profit---4.55B4.92B5.57B5.99B5.28B6.14B7.01B6.88B6.52B7.47B8.14B8.28B10.24B9.68B9.78B8.74B8.48B8.51B9.20B9.47B14.85B14.12B14.44B
Gross Margin---61.99%78.16%74.80%65.95%49.79%45.60%68.58%81.53%74.78%80.42%85.72%64.01%63.35%64.40%66.48%63.28%64.21%68.34%71.13%63.68%49.21%45.92%54.14%
Operating Expense---2.74B2.96B3.40B3.18B3.01B4.85B6.42B5.87B5.92B6.62B5.83B5.17B7.03B5.77B5.78B5.60B5.40B6.40B5.17B4.91B6.96B6.95B7.18B
Operating Income2.16B2.71B2.99B1.81B1.96B2.17B2.81B2.27B1.29B596.60M1.00B601.00M849.00M2.30B3.10B3.20B3.91B4.00B3.14B3.08B2.11B4.03B4.56B7.89B7.17B7.26B
Operating Margin28.60%33.94%37.11%24.66%31.15%29.20%30.92%21.42%9.59%5.83%11.89%6.89%9.14%24.24%24.00%19.82%25.99%27.21%22.74%23.32%16.94%31.13%30.64%26.14%23.31%27.22%
EBITDA---1.95B2.05B2.41B2.99B2.49B1.58B795.79M1.19B827.00M1.39B2.69B3.53B3.66B4.49B4.74B3.70B3.65B2.76B4.63B5.21B8.56B7.76B8.02B
EBITDA Margin---26.56%32.51%32.38%32.84%23.46%11.71%7.78%14.07%9.49%14.96%28.35%27.28%22.65%29.87%32.25%26.77%27.64%22.14%35.80%35.07%28.37%25.25%30.07%
Net Income---1.28B1.40B1.67B2.11B1.74B972.86M463.91M757.00M490.00M592.00M1.81B3.09B2.48B3.12B3.14B2.50B2.44B1.61B3.18B3.75B5.90B5.31B5.15B
Net Income Margin---17.50%22.27%22.45%23.18%16.35%7.23%4.54%8.98%5.62%6.37%19.04%23.88%15.32%20.74%21.37%18.10%18.48%12.92%24.56%25.23%19.57%17.28%19.31%
Interest Expense0002.79B1.37B1.88B3.10B5.33B7.32B3.21B1.56B2.20B1.82B1.35B4.65B5.92B5.35B4.93B5.07B4.73B3.94B3.73B5.40B15.32B16.62B12.23B
Interest Expense % of Total Revenue0.00%0.00%0.00%38.01%21.84%25.20%34.05%50.21%54.40%31.42%18.47%25.22%19.58%14.28%35.99%36.65%35.60%33.52%36.72%35.79%31.66%28.87%36.32%50.79%54.08%45.86%

Balance Sheet

Currency: DKK2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets127.36B133.16B153.17B116.40B7.86B9.48B160.66B214.28B236.80B224.59B244.11B270.22B258.25B262.00B541.68B543.40B586.70B597.44B599.95B649.74B672.65B647.12B750.00B779.67B750.20B777.06B
Total Liabilities121.44B126.95B146.51B108.55B14.65B18.53B151.02B204.58B226.13B212.07B230.76B256.37B242.60B244.53B514.12B513.36B554.19B562.84B565.62B614.03B636.02B608.86B709.37B733.79B699.61B724.74B
Total Equity5.89B6.17B6.66B7.81B7.77B9.40B9.58B9.65B10.63B12.49B13.32B13.81B15.61B17.45B27.56B30.04B32.51B34.60B34.33B35.71B36.63B38.27B40.62B45.89B50.59B52.31B
Cash5.38B4.09B7.53B13.65B817.79M914.34M16.69B31.77B31.40B19.68B34.34B24.32B15.40B22.38B32.73B23.68B20.09B32.39B19.26B33.28B45.49B40.22B66.87B82.05B55.01B57.76B
Total Debt---1.81B14.65B18.53B28.71B38.19B3.28B53.55B48.64B40.20B37.64B29.40B253.28B280.72B324.35B345.83B364.04B400.22B418.64B419.32B426.35B445.88B436.59B496.59B
Net Debt----11.84B13.83B17.61B12.02B6.42B-28.12B33.88B14.30B15.88B22.24B7.02B220.55B257.04B304.26B313.44B344.78B366.94B373.15B379.10B359.48B-89.50B381.58B438.84B

Cash Flow

Currency: DKK2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-2.53B2.72B5.16B16.97B702.88M-13.46B-1.22B6.26B-8.57B3.47B16.67B-8.36B-2.14B11.63B-11.24B15.50B12.34B-3.09B60.16B16.84B-33.19B-9.91B
Investing Cash Flow-439.42M-284.01M-544.10M-541.04M-479.61M-294.78M-215.00M1.07B-346.00M-288.00M-497.00M-815.00M-1.24B-405.00M629.00M-472.00M-561.00M-350.00M-32.42B-407.00M-1.23B-11.33B
Financing Cash Flow-261.36M-462.79M-1.16B-1.72B-37.71M1.33B-5.00M-563.00M1.16B-1.07B-292.00M-98.00M114.00M1.05B-2.42B-1.09B730.00M-1.90B-445.00M-992.00M755.00M25.39B
Capital Expenditure83.58M271.20M523.96M518.88M455.36M288.84M238.00M417.00M376.00M340.00M479.00M893.00M1.83B1.42B982.00M1.59B1.15B1.03B1.67B1.73B2.44B1.46B
Free Cash Flow-2.61B2.45B4.64B16.46B247.51M-13.75B-1.46B5.84B-8.94B3.13B16.19B-9.26B-3.96B10.21B-12.22B13.90B11.18B-4.12B58.50B15.11B-35.63B-11.37B
Dividends Paid---------519.00M519.00M519.00M494.00M961.00M998.00M147.00M168.00M176.00M144.00M500.00M500.00M1.54B
FCF to OCF103.31%90.04%89.85%96.94%35.21%102.15%119.49%93.34%104.39%90.20%97.13%110.68%185.49%87.80%108.74%89.71%90.65%133.34%97.23%89.76%107.36%114.73%
Dividend Paid to FCF---------16.58%3.21%-5.61%-12.47%9.42%-8.17%1.06%1.50%-4.28%0.25%3.31%-1.40%-13.57%

Earnings

Report DateMar 31, 2001Jun 30, 2001Sep 30, 2001Dec 31, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Dec 31, 2002Jun 30, 2004Oct 26, 2004Feb 1, 2005Apr 26, 2005Jul 26, 2005Oct 25, 2005Jan 31, 2006Apr 25, 2006Jul 25, 2006Feb 6, 2007Apr 24, 2007Jul 24, 2007Oct 18, 2007Feb 19, 2008Apr 29, 2008Aug 26, 2008Oct 28, 2008Feb 17, 2009Apr 28, 2009Jul 16, 2009Oct 26, 2009Mar 1, 2010May 4, 2010Aug 24, 2010Oct 25, 2010Feb 22, 2011May 2, 2011Aug 22, 2011Oct 24, 2011Jan 26, 2012May 7, 2012Aug 21, 2012Oct 18, 2012Feb 26, 2013May 1, 2013Aug 14, 2013Oct 30, 2013Feb 25, 2014Apr 30, 2014Aug 19, 2014Oct 29, 2014Feb 24, 2015Apr 29, 2015Aug 18, 2015Oct 29, 2015Feb 23, 2016Apr 28, 2016Aug 18, 2016Oct 27, 2016Feb 21, 2017May 2, 2017Aug 22, 2017Oct 25, 2017Feb 20, 2018May 8, 2018Aug 21, 2018Oct 30, 2018Feb 26, 2019May 8, 2019Aug 20, 2019Oct 30, 2019Feb 25, 2020May 5, 2020Aug 18, 2020Nov 3, 2020Feb 23, 2021May 4, 2021Aug 16, 2021Nov 2, 2021Feb 22, 2022May 3, 2022Aug 15, 2022Nov 1, 2022Feb 28, 2023Apr 18, 2023Aug 15, 2023Oct 31, 2023Feb 27, 2024May 7, 2024Aug 20, 2024Oct 29, 2024Feb 25, 2025May 7, 2025Aug 17, 2025Oct 27, 2025Jan 14, 2026May 5, 2026Aug 18, 2026Oct 27, 2026
EPS Estimate---------3.908.755.166.265.445.865.074.9142.667.627.275.784.57-5.46---1.182.023.487.62--3.95-3.974.53--4.510.68--3.954.39--7.5430.014.603.943.897.376.658.754.976.217.167.207.366.967.137.478.269.236.425.916.546.996.1710.93-8.7611.267.4110.7911.9411.088.7110.8310.999.908.7519.1718.1118.2519.9426.3320.3818.8721.1318.3017.2916.6719.9019.3216.7521.0620.50
EPS Actual2.912.851.850.292.592.402.11-0.693.723.357.446.666.865.885.706.656.1211.627.567.957.017.428.555.400.203.090.817.967.210.461.982.582.364.794.601.361.252.747.92-8.046.574.066.577.825.396.574.7926.505.80-3.534.1010.482.608.824.108.707.8012.9710.707.008.288.7010.879.186.545.567.095.704.1712.00-11.1012.079.0110.8711.6010.609.3010.8512.1412.548.6523.5519.9319.3425.2327.3420.2721.0422.0919.7019.3820.0023.2024.3916.9022.5021.60
Surprise----------14.10%-14.97%29.07%9.58%8.09%-2.73%31.16%24.64%-72.76%-0.79%9.35%21.28%62.36%--1.10%--168.64%294.06%107.18%-93.96%---40.25%-15.87%-69.98%--75.61%-1282.35%--66.33%78.13%---36.47%-11.70%26.09%-189.59%5.40%42.20%-60.90%0.80%-17.50%40.10%8.94%80.14%45.38%0.57%16.13%16.47%31.60%-0.54%1.87%-5.92%8.41%-18.45%-32.41%9.79%-26.71%7.19%21.59%0.74%-2.85%-4.33%6.77%0.18%10.46%26.67%-1.14%22.85%10.05%5.97%26.53%3.84%-0.54%11.50%4.54%7.65%12.09%19.98%16.58%26.24%0.90%6.84%5.37%
Timing---------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-market--Pre-marketPre-marketPre-marketAfter-hours--After-hours-After-hoursPre-market--Pre-marketPre-market--Pre-marketPre-market--Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap60.27B
Enterprise Value435.93B
Trailing P/E12.69
Forward P/E7.64
PEG Ratio0.86
Price / Sales4.28
Price / Book1.17
EPS84.93
Book Value840.66
Revenue (TTM)14.07B
Gross Profit (TTM)14.07B
Profit Margin36.25%
Operating Margin50.22%
Return on Equity9.84%
Return on Assets0.68%
Shares Outstanding55.91M
Shares Float56.03M
Beta0.36
Dividend Yield2.29%
Dividend Rate25.00
Payout Ratio29.28%

Dividends

20261×
25.00Mar 18, 2026
20251×
24.00Mar 26, 2025
20241×
7.78Mar 22, 2024
20231×
7.78Dec 4, 2023
20191×
6.12Mar 27, 2019
20182×
5.89Jul 4, 20185.85Mar 21, 2018
20172×
5.60Jun 6, 20175.25Mar 22, 2017
20161×
5.25Mar 17, 2016
20001×
1.49Mar 22, 2000
19991×
1.30Mar 17, 1999
19981×
1.12Mar 18, 1998
19971×
0.93Mar 12, 1997
19961×
0.74Mar 20, 1996
19951×
0.67Mar 22, 1995
19941×
0.67Mar 16, 1994
19921×
0.84Mar 18, 1992
19911×
0.84Mar 20, 1991

Stock Splits

  • Nov 11, 2009382:355
  • Oct 13, 20042:1
  • Oct 13, 19995:1
  • Sep 20, 1995927:835
  • Apr 2, 19901821:1661