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Lollands Bank

Lollands Bank

LOLB · CO · Financial Services / Banks - Regional

922.00DKK+2.00 (+0.22%)

Price History

Full chart

Market Stats

Previous Close920.00
Open918.00
Day Range918.00 – 938.00
52-Week Range726.72 – 910.00
Volume412
Market Cap950.40M
P/E (TTM)2.04
Forward P/E16.67
EPS431.32
Dividend Yield3.18%
Beta0.22
50-Day Avg879.08
200-Day Avg879.57

About

Lollands Bank A/S operates as a full-service bank providing financial services to private individuals and commercial customers in Denmark. The company offers a range of general banking products and services, including deposit accounts, savings and loan products, housing finance and car loans, lending, financial leasing, guarantees, securities trading, and currency exchange. It also provides pensions, insurance, investments, real estate transactions, general financing, debit and credit cards, cash cards, payment solutions; wealth advisory services; and online and mobile banking services. In addition, the company offers cash order, overdraft, and money transfer services. The company was formerly known as Lollands Handels - og Landbrugsbank and changed its name to Lollands Bank A/S in 1977. Lollands Bank A/S was founded in 1907 and is headquartered in Nakskov, Denmark.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Allan Aaskov
  • Employees130
  • HeadquartersNybrogade 3, Nakskov, Denmark, 4900, Denmark
  • Websitehttps://www.lollandsbank.dk

Leadership

  • Mr. Allan AaskovCEO & Member of Executive Board · b. 1968
  • Lise BennikeCFO & Director · b. 1970
  • Annette JepsenChief Accountant
  • Christina Mork HaunRisk and compliance manager
  • Peter VaabenMarketing Manager
  • Ms. Connie AhmHR & Development Manager
  • Mr. Ole LindebjergHead of IT & Regulation
  • Ida Andrea Stoltze RasmussenChief Consultant
  • Jan Moller KristensenDeputy Head of Credit
  • Benedikte DalgasHead of Specialists

Financials

Income Statement

Currency: DKK2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue81.87M100.44M1.07M882.10K937.36K1.20M124.42M133.49M87.80M106.36M135.12M139.18M225.18M187.02M196.11M185.84M195.01M213.96M213.62M215.38M201.16M317.69M340.17M324.25M
Growth (%)-+22.69%-98.93%-17.74%+6.26%+28.00%+10269.26%+7.29%-34.23%+21.14%+27.04%+3.00%+61.80%-16.95%+4.86%-5.23%+4.93%+9.72%-0.16%+0.82%-6.60%+57.93%+7.08%-4.68%
Cost of Revenue14.49M12.01M10.56M12.69M20.30M35.92M42.37M23.05M14.02M13.78M10.40M8.26M20.16M11.73M7.89M6.18M3.74M4.98M7.18M8.17M8.21M17.65M30.37M17.34M
Gross Profit67.38M88.43M-9.48M-11.81M-19.36M-34.72M82.05M110.44M73.78M92.58M124.72M130.91M205.02M175.29M188.22M179.66M191.27M208.98M206.44M207.21M192.96M300.04M309.80M306.91M
Gross Margin82.30%88.04%-884.43%-1338.95%-2065.12%-2894.03%65.94%82.73%84.04%87.04%92.30%94.06%91.04%93.73%95.98%96.67%98.08%97.67%96.64%96.21%95.92%94.44%91.07%94.65%
Operating Expense52.82M55.28M-9.51M-11.85M-19.41M-34.76M78.34M95.91M47.49M85.16M114.43M99.09M235.63M141.96M108.75M105.60M112.51M143.95M128.72M112.88M120.51M157.79M178.46M193.20M
Operating Income14.56M33.14M27.86K40.31K56.09K38.56K3.71M14.53M26.29M7.42M10.29M31.82M-30.61M33.33M79.47M74.05M78.76M65.03M77.71M94.34M72.45M142.25M131.34M113.71M
Operating Margin17.78%33.00%2.60%4.57%5.98%3.21%2.98%10.88%29.95%6.98%7.62%22.87%-13.59%17.82%40.52%39.85%40.39%30.39%36.38%43.80%36.01%44.78%38.61%35.07%
EBITDA16.96M35.61M30.27K42.53K58.17K39.85K4.75M15.38M27.03M8.13M10.93M32.95M-25.60M36.52M81.32M75.80M80.55M64.79M81.70M99.79M75.03M145.45M132.73M115.47M
EBITDA Margin20.71%35.45%2.82%4.82%6.21%3.32%3.82%11.52%30.79%7.64%8.09%23.67%-11.37%19.53%41.47%40.79%41.31%30.28%38.25%46.33%37.30%45.78%39.02%35.61%
Net Income9.28M26.30M20.41K28.01K41.97K29.50K3.17M12.33M19.55M5.41M7.46M23.24M-19.65M30.25M63.31M61.34M67.38M54.44M62.69M73.61M56.66M109.92M99.03M89.78M
Net Income Margin11.33%26.19%1.90%3.18%4.48%2.46%2.55%9.24%22.26%5.08%5.52%16.70%-8.73%16.17%32.28%33.00%34.55%25.44%29.35%34.18%28.17%34.60%29.11%27.69%
Interest Expense14.49M12.01M10.56M12.69M20.30M35.92M42.37M23.05M14.02M13.78M10.40M8.26M20.16M11.73M7.89M6.18M3.74M4.98M7.18M8.17M8.21M17.65M30.37M22.33M
Interest Expense % of Total Revenue17.70%11.96%984.43%1438.95%2165.12%2994.03%34.06%17.27%15.96%12.96%7.70%5.94%8.96%6.27%4.02%3.33%1.92%2.33%3.36%3.79%4.08%5.56%8.93%6.89%

Balance Sheet

Currency: DKK2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets967.97M1.04B1.13B1.14B1.47B1.58B1.56B1.75B1.64B1.66B1.70B2.76B2.69B2.69B2.97B3.25B3.55B3.96B4.26B4.41B4.84B5.05B5.34B5.93B
Total Liabilities827.80M875.02M950.16M1.12B1.23B1.31B1.31B1.48B1.36B1.37B1.40B2.41B2.36B2.32B2.55B2.78B3.04B3.41B3.65B3.72B4.11B4.22B4.42B4.94B
Total Equity140.17M161.89M177.73M18.30M235.20M262.07M255.97M268.98M286.53M289.11M295.72M354.94M334.86M366.12M423.85M474.42M510.32M556.90M614.19M687.11M726.67M831.00M915.07M988.81M
Cash81.75M83.28M121.77M42.35M120.70M157.11M91.06M320.87M150.41M171.64M355.08M340.81M334.18M406.04M397.03M361.03M365.94M544.32M786.62M640.29M683.82M785.95M759.16M1.05B
Total Debt36.95M35.40M35.16M------12.69M47.00K101.17M24.64M24.73M24.85M24.97M9.91M64.94M64.95M65.00M65.00M70.00M69.76M211.15M
Net Debt-44.79M-47.88M-86.61M-42.35M-120.70M-157.11M-91.06M-320.87M-150.41M-158.96M-355.03M-239.63M-309.55M-381.31M-372.18M-336.06M-356.02M-479.38M-721.66M-575.29M-618.82M-718.47M-689.40M-834.15M

Cash Flow

Currency: DKK2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-45.59K-35.81M12.42M47.20M-22.76M159.65M-14.39M53.31M166.30M-168.32M-6.34M-5.88M-170.28M-27.44M12.66M144.40M266.21M-88.78M45.93M-162.30M--
Investing Cash Flow--1.17M-785.00K-7.94M-2.77M-13.32M-5.41M-4.62M-16.68M-1.55M-262.00K-31.30M-963.00K-588.00K578.00K-3.44M-1.59M148.00K2.98M-620.00K159.15M--
Financing Cash Flow--5.94M-5.06M-5.25M-9.71M-9.59M778.00K-2.15M-2.14M-1.29M3.44M-422.00K1.01M-5.57M-10.77M-19.38M44.20M232.48M93.97M375.32M119.31M--
Capital Expenditure01.17M785.00K586.00K378.00K1.05M193.00K964.00K043.00K262.00K348.00K1.75M588.00K199.00K3.44M1.59M22.37M2.80M620.00K2.21M00
Free Cash Flow--1.13M-36.59M11.83M46.82M-23.81M159.46M-15.36M53.31M166.25M-168.58M-6.69M-7.62M-170.87M-27.64M9.22M142.82M266.21M-88.78M45.31M-192.80M--
Dividends Paid-4.58M4.53M6.33M9.07M6.34M----5.40M5.40M5.40M5.40M10.80M5.40M10.80M5.40M16.20M16.20M5.40M--
FCF to OCF--2472.82%102.19%95.28%99.20%104.63%99.88%106.70%100.00%99.97%100.16%105.48%129.77%100.35%100.73%72.86%98.90%100.00%100.00%98.65%118.79%--
Dividend Paid to FCF--405.80%-12.38%53.53%19.38%-26.63%-----3.20%-80.68%-70.83%-3.16%-39.07%58.55%7.56%2.03%-18.25%35.75%-2.80%--

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Aug 17, 2016Nov 9, 2016Mar 1, 2017May 10, 2017Aug 23, 2017Nov 8, 2017Feb 21, 2018Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020May 12, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate---------------------------------------------------------
EPS Actual3.365.643.111.676.795.025.4315.43-13.9014.36-21.521.936.225.8214.0713.2913.6716.2815.5118.7016.6415.316.3615.0625.5111.7910.0714.8814.519.8011.223.7018.2518.3917.7113.3423.0012.3419.4815.095.2510.0022.1223.5028.4821.4828.1223.3723.2328.7716.3421.3816.9916.5828.1815.0526.46
Surprise---------------------------------------------------------
Timing----------------Pre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-market----------------------------------

Key Statistics & Ratios

Market Cap950.40M
Enterprise Value207.54M
Trailing P/E2.04
Forward P/E16.67
PEG Ratio0.00
Price / Sales3.14
Price / Book0.94
EPS431.32
Book Value929.30
Revenue (TTM)302.91M
Gross Profit (TTM)302.91M
Profit Margin30.76%
Operating Margin46.00%
Return on Equity9.59%
Return on Assets1.55%
Shares Outstanding1.08M
Shares Float696.62K
Beta0.22
Dividend Yield3.18%
Dividend Rate27.78
Payout Ratio32.20%

Dividends

20261×
27.78Mar 26, 2026
20251×
15.00Mar 27, 2025
20241×
15.00Mar 21, 2024
20231×
5.00Mar 30, 2023
20221×
15.00Apr 7, 2022
20201×
5.00Mar 19, 2020
20191×
10.00Mar 27, 2019
20181×
5.00Mar 22, 2018
20171×
10.00Mar 30, 2017
20161×
5.00Apr 7, 2016
20111×
4.00Mar 17, 2011
20081×
7.00Mar 13, 2008
20071×
10.00Mar 15, 2007
20061×
7.00Mar 23, 2006
20051×
5.00Mar 17, 2005
20041×
5.00Mar 18, 2004
20031×
4.00Mar 13, 2003
20021×
4.00Mar 14, 2002
20011×
4.00Mar 15, 2001
20001×
3.60Mar 23, 2000
19991×
3.60Mar 25, 1999
19981×
3.20Mar 12, 1998
19971×
4.00Mar 13, 1997
19961×
3.00Mar 21, 1996

Stock Splits

  • Apr 13, 20055:1