Ringkjoebing Landbobank A/S

RILBA · CO · Financial Services / Banks - Regional

1,870.00DKK-6.00 (-0.32%)

Price History

Full chart

Market Stats

Previous Close1,876.00

Open1,864.00

Day Range1,864.00 – 1,891.00

52-Week Range1,373.71 – 1,896.00

Volume13.33K

Market Cap42.10B

P/E (TTM)18.97

Forward P/E13.83

EPS94.72

Dividend Yield0.67%

Beta0.33

50-Day Avg1,803.34

200-Day Avg1,664.09

About

Ringkjøbing Landbobank A/S provides various financial products and services in Denmark. It offers various deposit products; loans, credits, and guarantees; investment products; insurance and pension; and a range of financial services, including asset and investment management, and payment handling services. The company also provides mortgages loans; securities trading; custody accounts; online and mobile banking; payment solutions; and wealth management services. Ringkjøbing Landbobank A/S was founded in 1886 and is headquartered in Ringkøbing, Denmark.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. John Bull Fisker
Employees693
HeadquartersTorvet 1, Ringkøbing, Denmark, 6950, Denmark
Websitehttps://www.landbobanken.dk

Leadership

Mr. John Bull FiskerCEO & Member of the General Management · b. 1964
Mr. Jørn NielsenGM & Member of the Management Board · b. 1972
Mr. Claus AndersenGM & Member of the General Management · b. 1966
Mr. Carl Møller PedersenGM & Member of the Management Board · b. 1962
Jakob Jermiin NielsenChief Financial Officer
Mads StoubyChief Investment Officer
Mr. Lars HindøStaff Chief and Chief of Staff - Management & IR · b. 1966
Mikkel Thorn JensenMarketing Manager
Mr. Henrik HaugaardChief Internal Auditor
Michael AndersenChief Asset Management Officer

Financials

Income Statement

Currency: DKK	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: DKK	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	389.75M	451.65M	515.45M	612.65M	570.36M	712.41M	528.54M	1.25B	1.33B	1.19B	1.04B	1.01B	1.07B	1.02B	1.13B	1.05B	1.10B	1.13B	1.74B	2.31B	2.30B	2.55B	2.99B	4.61B	5.22B	5.00B
Growth (%)	-	+15.88%	+14.13%	+18.86%	-6.90%	+24.91%	-25.81%	+136.38%	+6.58%	-10.91%	-12.50%	-2.29%	+5.71%	-5.07%	+10.81%	-6.96%	+4.48%	+3.34%	+53.17%	+32.93%	-0.22%	+10.94%	+17.02%	+54.30%	+13.24%	-4.30%
Cost of Revenue	-	-	-	-	-	166.08M	309.37M	570.69M	669.15M	377.73M	241.95M	245.29M	200.76M	150.55M	155.69M	96.61M	71.90M	53.30M	105.17M	131.14M	120.91M	103.08M	185.17M	785.98M	1.09B	731.03M
Gross Profit	-	-	-	-	-	546.33M	219.17M	678.69M	662.45M	808.56M	796.05M	768.99M	871.47M	867.34M	972.24M	952.78M	1.02B	1.08B	1.63B	2.18B	2.18B	2.45B	2.80B	3.82B	4.13B	4.27B
Gross Margin	-	-	-	-	-	76.69%	41.47%	54.32%	49.75%	68.16%	76.69%	75.82%	81.28%	85.21%	86.20%	90.79%	93.44%	95.30%	93.94%	94.32%	94.75%	95.96%	93.80%	82.95%	79.09%	85.37%
Operating Expense	-	-	-	-	-	184.85M	-354.25M	223.64M	343.95M	503.70M	457.73M	388.79M	423.28M	395.48M	385.23M	364.52M	363.16M	344.79M	817.16M	930.32M	1.04B	912.42M	922.98M	988.25M	1.06B	1.21B
Operating Income	140.78M	156.04M	210.15M	303.19M	288.34M	361.48M	573.43M	455.05M	318.49M	304.86M	338.32M	380.20M	448.19M	471.86M	587.01M	588.26M	661.37M	734.95M	813.13M	1.25B	1.14B	1.54B	1.88B	2.84B	3.07B	3.06B
Operating Margin	36.12%	34.55%	40.77%	49.49%	50.55%	50.74%	108.49%	36.42%	23.92%	25.70%	32.59%	37.48%	41.80%	46.36%	52.04%	56.06%	60.32%	64.87%	46.85%	53.99%	49.71%	60.23%	62.92%	61.52%	58.78%	61.17%
EBITDA	-	-	-	-	288.34M	363.90M	577.95M	459.70M	320.91M	307.28M	341.54M	384.57M	451.42M	476.13M	599.21M	595.61M	670.00M	739.20M	830.82M	1.28B	1.17B	1.57B	1.92B	2.87B	3.11B	3.06B
EBITDA Margin	-	-	-	-	50.55%	51.08%	109.35%	36.79%	24.10%	25.90%	32.90%	37.92%	42.10%	46.78%	53.12%	56.76%	61.11%	65.24%	47.87%	55.42%	50.92%	61.42%	64.09%	62.27%	59.63%	61.17%
Net Income	95.67M	107.15M	147.37M	230.12M	214.24M	264.60M	432.38M	561.78M	240.00M	232.08M	256.87M	474.33M	328.00M	357.66M	445.86M	458.67M	539.50M	588.64M	663.19M	978.26M	919.71M	1.23B	1.49B	2.16B	2.30B	2.31B
Net Income Margin	24.55%	23.72%	28.59%	37.56%	37.56%	37.14%	81.81%	44.96%	18.02%	19.56%	24.75%	46.76%	30.59%	35.14%	39.53%	43.71%	49.21%	51.95%	38.21%	42.41%	39.96%	48.14%	50.03%	46.74%	44.07%	46.30%
Interest Expense	0	0	0	0	0	166.08M	309.37M	570.69M	669.15M	377.73M	241.95M	245.29M	200.76M	146.04M	155.45M	96.61M	72.75M	53.30M	70.41M	131.14M	120.91M	103.08M	185.17M	785.98M	1.09B	772.39M
Interest Expense % of Total Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	23.31%	58.53%	45.68%	50.25%	31.84%	23.31%	24.18%	18.72%	14.35%	13.78%	9.21%	6.64%	4.70%	4.06%	5.68%	5.25%	4.04%	6.20%	17.05%	20.91%	15.46%

Balance Sheet

Currency: DKK	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: DKK	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	4.33B	4.81B	6.00B	7.53B	9.46B	13.36B	17.27B	19.63B	18.00B	17.93B	18.25B	17.55B	17.68B	19.58B	21.24B	22.38B	24.26B	25.80B	49.65B	52.94B	54.86B	60.36B	68.98B	73.52B	78.63B	86.31B
Total Liabilities	3.60B	4.02B	4.97B	6.38B	8.09B	11.85B	15.56B	17.86B	16.22B	15.87B	15.93B	15.07B	15.01B	16.68B	18.14B	19.09B	20.70B	21.98B	42.46B	45.33B	46.72B	51.63B	59.68B	63.07B	67.60B	74.74B
Total Equity	734.58M	793.53M	1.03B	1.15B	1.37B	1.51B	1.71B	1.78B	1.78B	2.06B	2.31B	2.48B	2.68B	2.90B	3.10B	3.30B	3.55B	3.82B	7.19B	7.61B	8.15B	8.72B	9.29B	10.45B	11.03B	11.57B
Cash	60.31M	75.07M	94.45M	218.49M	73.11M	2.23B	2.12B	4.12B	2.09B	692.57M	1.39B	757.38M	768.60M	294.32M	268.31M	741.22M	2.23B	1.54B	3.87B	3.45B	4.18B	3.99B	5.68B	5.34B	6.32B	5.52B
Total Debt	-	-	-	-	2.64B	5.28B	479.29M	8.39B	5.67B	1.94B	1.86B	1.99B	1.92B	2.38B	2.51B	1.87B	2.13B	2.64B	4.79B	6.59B	6.36B	7.04B	9.86B	9.31B	9.80B	12.50B
Net Debt	-	-	-	-	2.64B	3.05B	-1.64B	4.27B	3.58B	1.25B	470.06M	1.24B	1.15B	2.08B	2.24B	1.13B	-103.03M	1.11B	921.71M	3.13B	2.18B	3.05B	4.18B	3.97B	3.48B	12.50B

Cash Flow

Currency: DKK	2000-12-31	2004-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: DKK	2000-12-31	2004-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-	650.58M	840.16M	1.42B	-2.44B	322.45M	433.36M	-28.84M	1.84B	416.71M	451.55M	-976.27M	2.27B	124.01M	-	75.92M	58.48M	71.59M	66.07M	66.75M	-	-
Investing Cash Flow	-	-1.43B	-7.61M	-10.68M	-3.43M	-4.29M	-3.61M	-4.27M	-4.21M	-2.48M	-5.14M	-3.98M	-11.35M	-3.92M	-	-	-	-	-	-	-	-
Financing Cash Flow	-	707.40M	48.99M	-261.83M	-52.58M	59.53M	-3.60M	-119.20M	-134.98M	-132.70M	-253.73M	-254.56M	-282.12M	-328.76M	-	-	-	-	-	-	-	-
Capital Expenditure	0	9.82M	7.61M	10.68M	3.40M	4.29M	3.61M	4.27M	4.21M	3.13M	5.91M	3.98M	19.27M	3.93M	0	0	0	0	0	0	0	0
Free Cash Flow	-	640.75M	832.55M	1.41B	-2.44B	318.16M	429.75M	-33.11M	1.84B	413.59M	445.63M	-980.25M	2.25B	120.08M	-	75.92M	58.48M	71.59M	66.07M	66.75M	-	-
Dividends Paid	-	46.20M	141.99M	157.62M	150.37M	-	-	60.81M	64.69M	68.23M	119.48M	121.39M	137.26M	160.87M	-	-	-	-	-	-	-	-
FCF to OCF	-	98.49%	99.09%	99.25%	100.14%	98.67%	99.17%	114.80%	99.77%	99.25%	98.69%	100.41%	99.15%	96.83%	-	100.00%	100.00%	100.00%	100.00%	100.00%	-	-
Dividend Paid to FCF	-	7.21%	17.05%	11.20%	-6.16%	-	-	-183.68%	3.52%	16.50%	26.81%	-12.38%	6.09%	133.96%	-	-	-	-	-	-	-	-

Earnings

Report Date	Feb 2, 2005	Apr 20, 2005	Oct 12, 2005	Feb 1, 2006	Aug 9, 2006	Apr 18, 2007	Aug 8, 2007	Oct 24, 2007	Apr 16, 2008	Aug 6, 2008	Oct 22, 2008	Feb 4, 2009	Apr 22, 2009	Aug 5, 2009	Oct 21, 2009	Feb 3, 2010	Apr 21, 2010	Aug 11, 2010	Oct 27, 2010	Feb 2, 2011	Apr 27, 2011	Aug 3, 2011	Oct 26, 2011	Feb 1, 2012	Apr 25, 2012	Aug 8, 2012	Oct 24, 2012	Jan 30, 2013	Apr 24, 2013	Aug 7, 2013	Oct 23, 2013	Jan 29, 2014	Apr 23, 2014	Aug 6, 2014	Oct 22, 2014	Jan 28, 2015	Apr 22, 2015	Aug 5, 2015	Oct 21, 2015	Jan 27, 2016	Apr 20, 2016	Aug 3, 2016	Oct 26, 2016	Jan 31, 2017	Apr 26, 2017	Aug 2, 2017	Oct 25, 2017	Jan 31, 2018	Apr 10, 2018	Aug 15, 2018	Nov 14, 2018	Feb 26, 2019	May 1, 2019	Aug 7, 2019	Oct 23, 2019	Feb 5, 2020	Apr 29, 2020	Aug 5, 2020	Oct 28, 2020	Feb 3, 2021	Apr 28, 2021	Aug 4, 2021	Oct 27, 2021	Feb 2, 2022	Apr 27, 2022	Aug 3, 2022	Oct 26, 2022	Feb 1, 2023	Apr 26, 2023	Aug 2, 2023	Oct 25, 2023	Jan 31, 2024	Apr 24, 2024	Aug 7, 2024	Oct 23, 2024	Feb 5, 2025	Apr 30, 2025	Aug 6, 2025	Oct 22, 2025	Feb 4, 2026	Apr 29, 2026	Aug 4, 2026	Oct 21, 2026	Feb 3, 2027
EPS Estimate	2.72	1.93	2.65	2.16	4.60	3.73	3.78	3.41	3.29	2.79	2.87	1.20	2.41	3.04	3.09	3.40	3.48	3.48	3.76	3.53	3.50	3.18	3.45	3.16	3.47	3.29	3.43	3.29	3.60	3.62	-	4.12	4.46	4.77	4.28	4.63	4.95	4.64	4.88	5.20	5.23	5.69	5.37	5.43	5.85	6.10	5.75	5.92	6.43	5.50	7.05	6.09	7.99	8.17	9.06	8.29	2.73	8.02	8.82	8.59	9.38	9.95	10.68	11.43	11.47	11.78	13.86	17.45	26.84	17.70	21.70	21.88	21.60	20.90	21.70	21.80	22.27	21.40	20.90	21.70	23.66	24.28	25.98	27.48
EPS Actual	2.47	2.28	2.61	2.38	5.60	3.80	3.38	3.04	4.40	3.55	2.38	0.73	1.60	2.96	2.86	3.28	3.00	2.80	1.80	2.60	3.12	2.85	3.00	2.95	4.46	2.80	3.40	3.00	3.80	3.80	3.06	4.40	5.60	4.60	4.20	4.60	5.80	4.80	4.20	5.20	5.80	6.00	6.00	6.40	7.00	7.00	6.70	5.35	10.56	7.07	7.22	6.95	8.84	7.64	9.40	7.99	5.52	7.93	9.47	9.52	9.86	12.84	13.74	4.20	13.11	13.03	13.96	16.34	17.40	18.92	20.40	24.55	22.77	22.06	22.77	21.57	24.84	23.49	23.17	23.29	24.54	25.45	27.27	-
Surprise	-9.19%	18.13%	-1.51%	10.19%	21.74%	1.88%	-10.58%	-10.85%	33.74%	27.24%	-17.07%	-39.17%	-33.61%	-2.63%	-7.44%	-3.53%	-13.79%	-19.54%	-52.13%	-26.35%	-10.86%	-10.38%	-13.04%	-6.65%	28.53%	-14.89%	-0.87%	-8.81%	5.56%	4.97%	-	6.80%	25.56%	-3.56%	-1.87%	-0.65%	17.17%	3.45%	-13.93%	0.00%	10.90%	5.45%	11.73%	17.86%	19.66%	14.75%	16.52%	-9.63%	64.23%	28.55%	2.41%	14.12%	10.64%	-6.49%	3.75%	-3.62%	102.20%	-1.12%	7.37%	10.83%	5.12%	29.05%	28.65%	-63.25%	14.30%	10.61%	0.72%	-6.36%	-35.17%	6.89%	-5.99%	12.20%	5.42%	5.55%	4.93%	-1.05%	11.53%	9.77%	10.86%	7.33%	3.72%	4.82%	4.97%	-
Timing	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	After-hours	Pre-market	-	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	-	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	After-hours

Key Statistics & Ratios

Market Cap42.10B

Enterprise Value50.48B

Trailing P/E18.97

Forward P/E13.83

PEG Ratio2.15

Price / Sales9.84

Price / Book3.50

EPS94.72

Book Value499.74

Revenue (TTM)4.28B

Gross Profit (TTM)4.28B

Profit Margin55.45%

Operating Margin75.46%

Return on Equity20.49%

Return on Assets2.67%

Shares Outstanding23.43M

Shares Float22.05M

Beta0.33

Dividend Yield0.67%

Dividend Rate12.00

Payout Ratio11.93%

Dividends

20261×

12.00Mar 5, 2026

20251×

11.00Mar 6, 2025

20241×

10.00Feb 29, 2024

20231×

7.00Mar 2, 2023

20221×

7.00Mar 3, 2022

20211×

7.00Mar 4, 2021

20201×

11.00Mar 5, 2020

20191×

10.00Mar 21, 2019

20181×

9.00Mar 1, 2018

20171×

7.20Feb 23, 2017

20161×

6.00Feb 25, 2016

20151×

5.20Feb 26, 2015

20141×

3.00Feb 27, 2014

20131×

2.80Feb 28, 2013

20121×

2.60Mar 1, 2012

20111×

2.40Feb 24, 2011

20081×

6.00Feb 28, 2008

20071×

6.00Mar 1, 2007

20061×

5.50Feb 23, 2006

20051×

3.00Feb 24, 2005

20041×

1.75Feb 26, 2004

20001×

0.40Mar 9, 2000

19991×

0.32Mar 11, 1999

19981×

0.16Mar 19, 1998

Stock Splits

May 24, 20175:1
Mar 2, 20064:1
Jul 4, 20015:1