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Skjern Bank A/S

Skjern Bank A/S

SKJE · CO · Financial Services / Banks - Regional

419.00DKK+6.50 (+1.58%)

Price History

Full chart

Market Stats

Previous Close412.50
Open413.00
Day Range412.50 – 420.00
52-Week Range223.78 – 449.50
Volume8.95K
Market Cap4.09B
P/E (TTM)16.20
Forward P/E14.45
EPS26.85
Dividend Yield0.82%
Beta0.17
50-Day Avg397.37
200-Day Avg328.64

About

Skjern Bank A/S provides various banking products and services to private and corporate customers in Denmark. The company offers savings, currency, share savings, and retirement savings accounts; term deposits; mortgage/home, cooperative housing, home construction/renovation/extension, business, and car loans; loans for electric cars, energy optimization, and renewable energy; debit and credit cards; annuity, self, sports, installment, and termination pension; online and mobile banking; mobile payment; and death, health, critical illness, accident, family contents, home, car, travel, group, and salary protection insurance products. It also provides payroll and personnel solutions; eInvoice; international debt collection; letters of credit; foreign payments and guarantees; investment funds; and wealth advice and asset management services. In addition, the company trades in stocks, bonds, and investment funds; and invests in securities. Skjern Bank A/S was founded in 1906 and is headquartered in Skjern, Denmark.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Thomas Baun
  • Employees256
  • HeadquartersBanktorvet 3, Skjern, Denmark, 6900, Denmark
  • Websitehttps://www.skjernbank.dk

Leadership

  • Mr. Thomas BaunChief Executive, MD & Member of Executive Board · b. 1976
  • Heidi Klitgaard BranderFinance Director · b. 1975
  • Dina ReffstrupSales Manager · b. 1973

Financials

Income Statement

Currency: DKK2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue133.39M142.69M146.45M122.90M123.17M128.59M296.28M331.52M412.86M380.44M330.20M320.81M332.31M335.58M344.79M324.69M329.64M355.69M396.75M394.03M396.57M423.26M454.08M702.07M779.05M739.46M
Growth (%)-+6.97%+2.64%-16.08%+0.22%+4.40%+130.40%+11.90%+24.53%-7.85%-13.21%-2.84%+3.59%+0.98%+2.74%-5.83%+1.52%+7.90%+11.54%-0.68%+0.64%+6.73%+7.28%+54.61%+10.97%-5.08%
Cost of Revenue---30.08M29.80M34.69M64.77M140.83M201.06M131.31M98.34M106.97M109.37M89.00M84.80M56.31M36.31M27.00M17.62M17.46M20.57M18.62M19.11M58.83M101.22M52.42M
Gross Profit---92.82M93.37M93.91M231.51M190.70M211.80M249.13M231.86M213.84M222.94M246.58M259.99M268.38M293.33M328.69M379.13M376.58M376.00M404.64M434.97M643.24M677.84M687.04M
Gross Margin---75.52%75.80%73.03%78.14%57.52%51.30%65.48%70.22%66.66%67.09%73.48%75.41%82.66%88.98%92.41%95.56%95.57%94.81%95.60%95.79%91.62%87.01%92.91%
Operating Expense---22.32M34.93M13.66M139.47M138.13M288.42M368.42M221.68M203.14M210.67M210.40M316.74M217.34M188.67M184.06M214.49M211.63M232.23M200.11M243.84M299.13M313.19M342.74M
Operating Income30.11M27.32M32.03M70.50M58.44M80.25M92.03M52.57M-76.62M-119.29M10.18M10.69M12.27M36.17M-56.75M51.04M104.65M144.63M164.64M164.95M143.77M204.53M191.13M344.11M364.64M344.30M
Operating Margin22.57%19.14%21.87%57.36%47.45%62.40%31.06%15.86%-18.56%-31.36%3.08%3.33%3.69%10.78%-16.46%15.72%31.75%40.66%41.50%41.86%36.25%48.32%42.09%49.01%46.81%46.56%
EBITDA---70.50M58.44M80.25M113.14M52.57M-67.48M-115.21M12.72M14.27M15.98M40.22M-42.63M54.97M108.40M147.70M167.64M167.77M148.97M211.87M197.75M359.44M378.53M352.59M
EBITDA Margin---57.36%47.45%62.40%38.19%15.86%-16.35%-30.28%3.85%4.45%4.81%11.99%-12.36%16.93%32.88%41.52%42.25%42.58%37.56%50.06%43.55%51.20%48.59%47.68%
Net Income19.22M18.49M21.41M56.36M41.90M55.77M67.41M43.25M-58.15M-90.85M7.70M4.85M9.84M24.45M-56.04M40.12M82.11M123.82M142.51M135.48M115.64M163.30M150.24M257.98M274.11M246.47M
Net Income Margin14.41%12.96%14.62%45.86%34.02%43.37%22.75%13.05%-14.09%-23.88%2.33%1.51%2.96%7.29%-16.25%12.35%24.91%34.81%35.92%34.38%29.16%38.58%33.09%36.75%35.19%33.33%
Interest Expense00030.08M29.80M34.69M64.77M140.83M201.06M131.31M98.34M106.97M109.37M89.00M84.80M56.31M36.31M27.00M17.62M17.46M20.57M18.62M19.11M58.83M101.22M52.42M
Interest Expense % of Total Revenue0.00%0.00%0.00%24.48%24.20%26.97%21.86%42.48%48.70%34.52%29.78%33.34%32.91%26.52%24.59%17.34%11.02%7.59%4.44%4.43%5.19%4.40%4.21%8.38%12.99%7.09%

Balance Sheet

Currency: DKK2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.42B1.66B1.85B2.18B2.46B3.08B4.15B5.36B5.62B4.99B5.49B5.25B6.00B5.32B5.38B5.42B5.86B6.37B6.70B7.61B8.97B9.98B11.23B11.97B13.25B15.77B
Total Liabilities1.24B1.47B1.63B2.16B2.44B2.73B3.72B4.82B5.15B4.61B5.11B4.87B5.46B4.74B4.86B4.81B5.16B5.55B5.78B6.59B7.87B8.73B9.87B10.38B11.44B13.79B
Total Equity177.80M192.69M224.51M24.17M23.46M357.46M424.09M536.28M463.66M373.39M384.92M380.72M546.99M578.60M522.53M619.42M695.31M814.33M926.74M1.03B1.11B1.25B1.36B1.59B1.81B1.98B
Cash70.30M24.98M109.61M62.38M133.73M156.40M277.01M105.81M30.03M125.32M179.37M446.30M827.96M454.08M489.00M883.44M907.31M999.97M979.57M1.90B2.42B2.64B2.89B2.41B3.17B4.46B
Total Debt------121.80M--4.60B1.88B1.28B610.79M437.56M238.60M221.40M233.82M258.26M260.73M303.87M279.00M98.33M101.81M101.72M102.81M76.00M
Net Debt----62.38M-133.73M-156.40M-155.22M-105.81M-30.03M4.48B1.70B836.12M-217.16M-16.52M-250.40M-662.04M-673.49M-741.70M-718.85M-1.60B-2.14B-2.54B-2.79B-2.31B-3.06B-4.38B

Cash Flow

Currency: DKK2000-12-312001-12-312002-12-312007-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-------------5.64M10.39M14.67M13.24M30.67M--
Capital Expenditure00000000000000000000
Free Cash Flow-------------5.64M10.39M14.67M13.24M30.67M--
FCF to OCF-------------100.00%100.00%100.00%100.00%100.00%--

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Aug 18, 2016Sep 30, 2016Feb 2, 2017May 4, 2017Aug 17, 2017Oct 26, 2017Feb 8, 2018May 3, 2018Aug 16, 2018Oct 25, 2018Feb 5, 2019May 9, 2019Aug 15, 2019Oct 31, 2019Jan 30, 2020Apr 30, 2020Aug 13, 2020Oct 29, 2020Feb 4, 2021May 6, 2021Aug 12, 2021Oct 28, 2021Feb 10, 2022May 5, 2022Aug 18, 2022Nov 3, 2022Feb 2, 2023May 4, 2023Aug 17, 2023Oct 26, 2023Mar 4, 2024May 8, 2024Aug 15, 2024Sep 30, 2024Feb 6, 2025May 8, 2025Aug 14, 2025Oct 30, 2025Feb 4, 2026May 6, 2026Jun 30, 2026
EPS Estimate--------------------------------------------------0.00--------
EPS Actual-4.68-2.29-10.88-19.201.020.540.340.940.721.532.071.04-10.461.651.680.300.340.413.521.812.093.294.672.341.889.282.362.310.163.412.804.622.541.642.534.123.053.694.673.3028.253.602.733.285.506.406.266.656.927.766.607.206.405.896.236.666.497.726.97
Surprise-----------------------------------------------------------
Timing------------------Pre-market-Pre-marketPre-marketPre-marketPre-marketPre-market-----------------------After-hours---Pre-marketPre-marketPre-marketPre-marketPre-marketPre-market-

Key Statistics & Ratios

Market Cap4.09B
Enterprise Value203.96M
Trailing P/E16.20
Forward P/E14.45
PEG Ratio0.00
Price / Sales5.80
Price / Book1.97
EPS26.85
Book Value213.05
Revenue (TTM)705.38M
Gross Profit (TTM)705.38M
Profit Margin38.15%
Operating Margin48.96%
Return on Equity13.64%
Return on Assets1.74%
Shares Outstanding9.41M
Shares Float8.55M
Beta0.17
Dividend Yield0.82%
Dividend Rate3.50
Payout Ratio12.57%

Dividends

20261×
3.50Mar 3, 2026
20251×
3.50Mar 4, 2025
20241×
5.00Mar 5, 2024
20231×
3.00Mar 7, 2023
20221×
3.00Mar 8, 2022
20211×
2.00Mar 2, 2021
20201×
3.00Mar 3, 2020
20191×
3.00Mar 5, 2019
20081×
2.11Mar 4, 2008
20071×
1.94Mar 6, 2007
20061×
3.89Mar 9, 2006
20051×
1.94Mar 15, 2005
20041×
1.17Mar 9, 2004
20021×
1.40Mar 5, 2002
20011×
1.40Mar 6, 2001
20001×
1.01Mar 7, 2000
19991×
1.01Mar 2, 1999
19981×
1.01Mar 3, 1998
19971×
0.85Mar 4, 1997
19961×
0.78Mar 5, 1996
19951×
0.78Mar 9, 1995
19941×
0.78Mar 8, 1994
19921×
0.78Mar 3, 1992

Stock Splits

  • Nov 26, 201245:19
  • Mar 8, 2007288:265
  • Feb 7, 20035:1
  • Apr 9, 199016:15