RheinLand Holding AG

RLV · DU · Financial Services / Insurance - Diversified

28.20EUR-1.60 (-5.37%)

Price History

Full chart

Market Stats

Previous Close29.80

Open29.00

Day Range28.20 – 29.00

52-Week Range26.15 – 34.80

Volume4

Market Cap111.36M

P/E (TTM)13.74

Forward P/E0.00

EPS2.11

Dividend Yield4.48%

Beta0.07

50-Day Avg29.11

200-Day Avg30.93

About

RheinLand Holding AG provides various insurance products and services for private and commercial customers in Germany and internationally. It sells its products distribution partners such as banks, construction finance intermediaries, building societies, payment services, digital mobility providers, and insurers. RheinLand Holding AG was founded in 1880 and is based in Neuss, Germany.

Company Details

SectorFinancial Services
IndustryInsurance - Diversified
CEOMr. Andreas Schwarz
Employees946
HeadquartersRheinLandplatz, Neuss, Germany, 41460, Germany
Websitehttps://www.rheinland-versicherungsgruppe.de

Leadership

Mr. Andreas SchwarzHead of Banking & Cooperation Sales Department and Member of the Management Board
Mr. Lutz BittermannMember of Management Board
Dr. Arne BarinkaMember of Management Board
Dr. Ulrich HilpMember of Management Board
Ms. Nicole KuhnhennHead of the Sales Support Department
Mr. René GielingHead of the Sales Engineering Department
Mr. Berend Jan TempelmanHead of Broker Sales in the Netherlands

Financials

Income Statement

Currency: EUR	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	385.80M	423.32M	386.82M	481.92M	492.31M	488.82M	492.97M	540.62M	583.91M	613.05M	650.52M	725.54M	726.98M
Growth (%)	-	+9.72%	-8.62%	+24.59%	+2.16%	-0.71%	+0.85%	+9.67%	+8.01%	+4.99%	+6.11%	+11.53%	+0.20%
Cost of Revenue	263.13M	279.05M	246.14M	268.18M	283.61M	258.16M	-	-	-	-	-	-	-
Gross Profit	122.67M	144.27M	140.67M	167.20M	161.59M	183.68M	-	-	-	-	-	-	-
Gross Margin	31.80%	34.08%	36.37%	34.69%	32.82%	37.58%	-	-	-	-	-	-	-
Operating Expense	107.27M	140.66M	135.70M	159.43M	167.78M	198.47M	-	-	-	-	-	-	-
Operating Income	15.40M	3.60M	4.97M	7.77M	-6.19M	-14.80M	-	-	-	-	-	-	-
Operating Margin	3.99%	0.85%	1.29%	1.61%	-1.26%	-3.03%	-	-	-	-	-	-	-
Net Income	12.66M	8.32M	15.62M	16.44M	13.66M	13.56M	14.91M	13.49M	6.03M	11.62M	9.23M	6.14M	8.11M
Net Income Margin	3.28%	1.97%	4.04%	3.41%	2.78%	2.77%	3.03%	2.50%	1.03%	1.90%	1.42%	0.85%	1.12%
Interest Expense	0	0	0	0	0	217.26K	254.61K	295.12K	137.73K	142.86K	-	-	-
Interest Expense % of Total Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.05%	0.05%	0.02%	0.02%	-	-	-

Balance Sheet

Currency: EUR	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	1.60B	1.65B	1.62B	1.63B	1.66B	1.71B	1.74B	1.81B	1.87B	1.92B	1.96B	2.01B	2.02B
Total Liabilities	1.45B	1.49B	1.45B	1.45B	1.47B	1.51B	1.54B	1.60B	1.65B	1.70B	1.73B	1.78B	1.78B
Total Equity	151.68M	157.22M	168.98M	179.30M	188.91M	197.47M	207.25M	215.65M	216.30M	223.36M	227.60M	228.75M	231.87M
Cash	32.41M	28.18M	30.85M	104.79M	130.39M	149.44M	172.65M	197.95M	146.20M	132.11M	124.18M	100.01M	66.95M

Cash Flow

Currency: EUR	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	42.02M	48.47M	-13.69M	28.84M	30.25M	55.99M	40.57M	76.94M	49.43M	64.69M	46.68M	53.60M	13.30M
Investing Cash Flow	-1.05M	-36.96M	21.57M	-621.60K	-19.87M	-50.68M	-37.20M	-58.03M	-58.81M	-	-	-	-
Financing Cash Flow	-16.42M	-15.73M	-5.21M	-21.36M	-10.25M	-9.99M	-4.99M	-4.99M	-5.38M	-	-	-	-
Capital Expenditure	2.56M	15.94M	1.54M	1.35M	1.72M	2.32M	4.41M	10.60M	13.35M	22.43M	7.12M	5.44M	3.91M
Free Cash Flow	-	-	-	-	26.51M	47.23M	32.26M	63.30M	38.83M	54.94M	39.56M	48.16M	9.39M
Dividends Paid	2.69M	3.84M	3.84M	3.84M	3.84M	4.61M	4.61M	4.61M	4.61M	4.61M	4.99M	4.99M	-
FCF to OCF	-	-	-	-	87.63%	84.35%	79.51%	82.27%	78.55%	84.93%	84.75%	89.85%	70.62%
Dividend Paid to FCF	-	-	-	-	14.49%	9.76%	14.29%	7.28%	11.87%	8.39%	12.62%	10.37%	-

Key Statistics & Ratios

Market Cap111.36M

Enterprise Value42.11M

Trailing P/E13.74

Forward P/E0.00

PEG Ratio0.00

Price / Sales0.16

Price / Book0.47

EPS2.11

Book Value60.38

Revenue (TTM)682.20M

Gross Profit (TTM)299.90M

EBITDA1.46M

Profit Margin1.18%

Operating Margin-0.95%

Return on Equity3.52%

Return on Assets-0.20%

Shares Outstanding3.84M

Shares Float0

Beta0.07

Dividend Yield4.48%

Dividend Rate1.30

Payout Ratio56.83%

Dividends

20261×

1.50May 13, 2026

20251×

1.30May 28, 2025

20241×

1.30May 29, 2024

20231×

1.30Jun 14, 2023

20221×

1.20Jun 22, 2022

20211×

1.40Aug 25, 2021

20201×

0.10Oct 7, 2020

20191×

1.30Jul 3, 2019

20181×

1.30Jul 5, 2018

20171×

1.30Jul 7, 2017

20161×

1.30Jul 8, 2016

20151×

1.00Jun 26, 2015

20141×

1.00Jul 4, 2014

20121×

1.00Jul 4, 2012

20111×

1.00Jul 13, 2011

Stock Splits

Jun 22, 200140:1