Yixin Group Limited

1YX · F · Financial Services / Credit Services

0.0775EUR-0.00 (-1.90%)

Price History

Full chart

Market Stats

Previous Close0.079

Open0.0765

Day Range0.0765 – 0.0775

52-Week Range0.11 – 0.2996

Volume0

Market Cap740.42M

P/E (TTM)3.63

Forward P/E16.31

EPS0.03

Dividend Yield10.11%

Beta0.53

50-Day Avg0.1298

200-Day Avg0.1971

About

Yixin Group Limited, together with its subsidiaries, operates as an online automobile finance transaction platform in China. The company operates in two segments, Transaction Platform Business and Self-Operated Financing Business. The Transaction Platform Business segment offers loan facilitation services, fintech/SaaS services, and other platform services, including guarantee services and value-added services. This segment also facilitates auto loans to consumers offered by its auto finance partners. The Self-Operated Financing Business provides consumers with auto finance solutions through financing leases. In addition, it is involved in technology development; information technology activities; commercial factoring; recycling and utilization of renewable resource; insurance activities; real estate property lease; vehicle retail; vehicle service; and advertising and subscription services. The company was formerly known as Yixin Capital Limited. Yixin Group Limited was founded in 2013 and is headquartered in Shanghai, China.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Xuan Zhang
Employees5.24K
HeadquartersYixin Building, Shanghai, China, Germany
Websitehttps://www.yixincars.com/sim/index.html

Leadership

Mr. Xuan ZhangChairman & CEO · b. 1976
Mr. Ling Kay TsangExecutive Vice Chairman of the Board · b. 1972
Mr. Zhifeng JiaChief Technology Officer · b. 1973
Mr. Zhi GaoPresident & Executive Director · b. 1972
Mr. Xiaoguang YangChief Financial Officer · b. 1976
Mr. Rui SongChief Operating Officer · b. 1974
Joyce WeiInvestor Relations Director
Mr. Man Wah Cheng CPACompany Secretary

Financials

Income Statement

Currency: CNY	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	1.49B	3.91B	5.53B	5.80B	3.33B	3.49B	5.20B	6.69B	9.89B	11.56B
Growth (%)	-	+162.49%	+41.66%	+4.83%	-42.67%	+5.09%	+48.86%	+28.54%	+47.89%	+16.91%
Cost of Revenue	752.89M	1.72B	3.06B	3.03B	1.77B	1.72B	2.31B	3.44B	5.25B	5.10B
Gross Profit	735.01M	2.19B	2.48B	2.77B	1.56B	1.78B	2.89B	3.25B	4.64B	6.46B
Gross Margin	49.40%	56.07%	44.74%	47.70%	46.78%	50.89%	55.53%	48.57%	46.89%	55.90%
Operating Expense	593.72M	2.80B	2.05B	1.72B	3.19B	2.16B	2.61B	2.57B	3.53B	4.72B
Operating Income	141.29M	-607.06M	425.72M	1.05B	-1.64B	-377.28M	282.53M	676.49M	1.10B	1.74B
Operating Margin	9.50%	-15.54%	7.69%	18.11%	-49.25%	-10.80%	5.43%	10.12%	11.15%	15.08%
EBITDA	-	-17.98B	271.54M	345.65M	-1.47B	140.81M	752.23M	1.09B	1.50B	2.00B
EBITDA Margin	-	-460.41%	4.91%	5.96%	-44.31%	4.03%	14.46%	16.33%	15.13%	17.31%
Net Income	-1.40B	-18.33B	-166.58M	30.94M	-1.16B	28.95M	370.81M	554.96M	809.94M	1.20B
Net Income Margin	-94.18%	-469.36%	-3.01%	0.53%	-34.76%	0.83%	7.13%	8.30%	8.19%	10.37%
R&D	71.35M	217.71M	239.46M	195.69M	150.19M	146.43M	192.04M	193.86M	232.58M	377.56M
R&D as % of Total Revenue	4.80%	5.57%	4.33%	3.37%	4.52%	4.19%	3.69%	2.90%	2.35%	3.27%
Interest Expense	0	0	34.10M	38.78M	24.64M	57.18M	84.18M	87.03M	100.03M	128.17M
Interest Expense % of Total Revenue	0.00%	0.00%	0.62%	0.67%	0.74%	1.64%	1.62%	1.30%	1.01%	1.11%

Balance Sheet

Currency: CNY	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	20.05B	42.87B	50.54B	39.55B	27.53B	27.54B	32.16B	43.58B	48.59B	54.36B
Total Liabilities	21.44B	27.52B	35.12B	23.83B	12.99B	12.89B	16.84B	27.81B	32.11B	37.41B
Total Equity	-1.40B	15.34B	15.42B	15.71B	14.53B	14.64B	15.33B	15.77B	16.48B	16.95B
Cash	660.85M	5.82B	2.12B	1.59B	2.71B	3.05B	3.43B	3.48B	4.21B	4.51B
Net Debt	-	19.47B	29.21B	18.55B	7.44B	6.37B	9.08B	19.68B	22.74B	26.77B

Cash Flow

Currency: CNY	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-11.30B	-15.62B	-4.14B	11.50B	12.25B	1.46B	-2.04B	-8.65B	-2.00B	-500.36M
Investing Cash Flow	-3.24B	2.44B	-3.37B	1.13B	-195.57M	63.39M	-129.31M	-	-	-
Financing Cash Flow	-	18.42B	3.78B	-13.17B	-10.94B	-1.17B	2.52B	-	-	-
Capital Expenditure	57.64M	50.13M	28.82M	496.42M	19.12M	13.20M	33.58M	30.80M	244.77M	341.06M
Free Cash Flow	-	-15.73B	-4.18B	10.99B	12.23B	1.44B	-2.07B	-8.68B	-2.24B	-841.42M
Dividends Paid	0	98.86M	-	-	-	-	-	191.96M	177.68M	814.01M
FCF to OCF	-	100.69%	100.93%	95.62%	99.82%	98.97%	101.80%	100.36%	112.25%	168.16%
Dividend Paid to FCF	-	-0.63%	-	-	-	-	-	-2.21%	-7.92%	-96.74%

Earnings

Report Date	Feb 25, 2027
EPS Estimate	-
EPS Actual	-
Surprise	-
Timing	After-hours

Key Statistics & Ratios

Market Cap740.42M

Enterprise Value28.56B

Trailing P/E3.63

Forward P/E16.31

Price / Sales0.08

Price / Book0.35

EPS0.03

Book Value0.325

Revenue (TTM)9.57B

Gross Profit (TTM)4.37B

EBITDA880.25M

Profit Margin14.14%

Operating Margin36.26%

Return on Equity8.19%

Return on Assets2.57%

Shares Outstanding6.79B

Shares Float2.56B

Beta0.53

Dividend Yield10.11%

Dividend Rate0.01

Payout Ratio44.05%

Dividends

20261×

0.02May 18, 2026

20251×

0.01May 20, 2025

20241×

0.00May 13, 2024

20231×

0.00May 15, 2023