Bank of Cyprus Holdings PLC

Bank of Cyprus Holdings PLC

318 · F · Financial Services / Banks - Regional

10.90EUR+0.06 (+0.55%)

Price History

Full chart

Market Stats

Previous Close10.84
Open10.85
Day Range10.85 – 10.90
52-Week Range5.87 – 15.64
Volume0
Market Cap4.77B
P/E (TTM)9.61
Forward P/E9.90
EPS1.14
Dividend Yield4.20%
Beta0.45
50-Day Avg10.72
200-Day Avg9.14

About

Bank of Cyprus Holdings Public Limited Company, through its subsidiaries, provides various banking and financial services in Cyprus, Greece, the United Kingdom, the United States, Canada, Germany, France, Romania, Russia, Ukraine, Belarus, Israel, and internationally. The company operates through eight segments: Corporate, Small and Medium-sized Enterprises, and Retail; IBU and International Corporate; Restructuring and Recoveries Unit; Real Estate Management Unit; Treasury; Insurance; Payment Services; and Other. It offers current, salary, savings, sight, payment, quick, traditional and business fixed-term deposit, and notice accounts; housing, consumer, student, and business loans; debit, credit, prepaid, virtual, youth culture, quick, and special cards; and insurance products. The company also provides digital wallets; digital and internet banking; services and payments, including instant, electronic, and overseas payments, as well as transfers and payments, mobile cheque deposit, fixed deposit and cash flow management, transaction security, trade facilities, notification services, project finance, and factor services. In addition, it offers markets and hedging products, such as foreign exchange, equities and funds, fixed income, commodities, and structure products; investment services comprising discretionary asset management, execution, and advisory services; depository and custody services; and institutional investment services. The company was formerly known as Bank of Cyprus Public Company Limited and changed its name to Bank of Cyprus Holdings Public Limited Company in January 2017. Bank of Cyprus Holdings Public Limited Company was founded in 1899 and is headquartered in Nicosia, Cyprus.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Panicos Nicolaou
  • Employees2.84K
  • Headquarters51 Stassinos Street, Nicosia, Cyprus, Germany
  • Websitehttps://www.bankofcyprus.com

Leadership

  • Mr. Panicos NicolaouCEO & Executive Director · b. 1974
  • Ms. Eliza LivadiotouExecutive Director of Finance & Executive Director · b. 1974
  • Mr. Solonas MatsiasDirector of Operations & Chief Cost Officer · b. 1965
  • Mr. George KousisExecutive Director of Technology & Operations
  • Mr. Annita PavlouManager of Investor Relations & ESG
  • Mr. Marios M. SkandalisChief Compliance Officer · b. 1971
  • Ms. Katia SantisChief Legal Officer & Company Secretary
  • Ms. Irene Gregoriou PavlidiExecutive Director of People & Change
  • Dr. Charis PouangareDeputy CEO & Chief of Business · b. 1961
  • Mr. Demetris Th. DemetriouChief Risk Officer

Financials

Income Statement

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-1.17B827.65M779.40M569.00M547.95M753.50M1.09B1.09B1.03B
Growth (%)---29.35%-5.83%-27.00%-3.70%+37.51%+44.85%+0.19%-5.84%
Net Income--551.85M-103.52M-70.28M-171.53M29.71M71.11M487.21M508.19M480.56M
Net Income Margin--47.11%-12.51%-9.02%-30.15%5.42%9.44%44.64%46.47%46.67%
Interest Expense00190.07M142.20M106.71M92.25M80.66M151.45M188.62M114.92M
Interest Expense % of Total Revenue-0.00%22.96%18.24%18.75%16.84%10.70%13.88%17.25%11.16%

Balance Sheet

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-23.60B22.08B21.12B21.51B24.96B25.43B26.63B26.48B28.57B
Total Liabilities-20.98B19.71B18.83B19.44B22.88B23.33B24.14B23.65B25.62B
Total Equity-2.59B2.34B2.26B2.05B2.06B2.08B2.47B2.81B2.93B
Cash-3.39B4.61B5.06B5.65B9.23B9.57B9.61B7.60B7.93B

Cash Flow

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow640.47M592.57M-124.82M160.31M26.27M107.74M1.72B1.38B1.00B1.71B
Investing Cash Flow349.44M-302.62M-324.66M1.13B85.68M-44.66M-285.67M---
Financing Cash Flow-1.12B1.76B999.74M-957.97M620.90M3.32B406.32M---
Capital Expenditure12.10M10.30M13.59M8.66M10.12M6.29M24.10M22.40M40.79M30.84M
Free Cash Flow-1.96B749.61M77.40M-298.75M1.15B1.70B1.36B961.74M1.68B
Dividends Paid27.20M27.20M27.20M27.20M27.50M27.50M27.50M22.31M103.94M280.36M
FCF to OCF-330.30%-600.55%48.28%-1137.20%1065.64%98.60%98.38%95.93%98.19%
Dividend Paid to FCF-1.39%3.63%35.14%-9.20%2.40%1.62%1.64%10.81%16.73%

Earnings

Report DateMar 1, 2017May 30, 2017Aug 29, 2017Nov 21, 2017Feb 27, 2018May 29, 2018Aug 28, 2018Nov 26, 2018Mar 4, 2019May 13, 2019Aug 27, 2019Nov 26, 2019Dec 31, 2019Apr 29, 2020Aug 28, 2020Nov 27, 2020Feb 24, 2021May 25, 2021Sep 1, 2021Nov 30, 2021Feb 21, 2022May 19, 2022Aug 31, 2022Nov 18, 2022Feb 20, 2023May 16, 2023Aug 24, 2023Nov 13, 2023Mar 28, 2024May 16, 2024Aug 16, 2024Nov 12, 2024Feb 17, 2025May 12, 2025Aug 5, 2025Nov 11, 2025Nov 5, 2026
EPS Estimate0.000.000.000.000.000.000.400.000.000.000.010.04--0.42-0.220.01-0.110.040.070.030.060.060.070.110.180.220.270.280.300.290.000.000.230.00---
EPS Actual0.000.00-1.250.000.000.100.100.080.030.210.010.04-0.42-0.42-0.220.01-0.110.02-0.020.030.060.060.070.110.180.210.270.280.300.290.310.280.250.260.270.27-
Surprise-------75.28%----39.00%2.00%-0.79%-1.59%-9.00%-1.82%-54.25%-123.71%2.67%3.17%3.33%4.43%-0.82%-0.44%-2.27%0.00%0.00%0.00%0.00%--8.70%----
Timing----------------------------After-hoursPre-market----After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap4.77B
Enterprise Value-3.51B
Trailing P/E9.61
Forward P/E9.90
Price / Sales4.65
Price / Book1.57
EPS1.14
Book Value6.27
Revenue (TTM)1.03B
Gross Profit (TTM)1.03B
Profit Margin48.50%
Operating Margin60.07%
Return on Equity17.27%
Return on Assets1.78%
Shares Outstanding435.82M
Shares Float296.21M
Beta0.45
Dividend Yield4.20%
Dividend Rate0.48
Payout Ratio2.74%

Dividends

20262×
0.24Sep 21, 20260.50May 25, 2026
20252×
0.20Sep 22, 20250.48May 26, 2025
20241×
0.25Apr 25, 2024
20231×
0.05May 4, 2023