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Permanent TSB Group Holdings plc

Permanent TSB Group Holdings plc

IL0A · F · Financial Services / Banks - Regional

2.75EUR+0.01 (+0.36%)

Price History

Full chart

Market Stats

Previous Close2.74
Open2.75
Day Range2.75 – 2.75
52-Week Range2.07 – 3.26
Volume0
Market Cap1.67B
P/E (TTM)16.11
Forward P/E10.44
EPS0.19
Dividend Yield0.60%
Beta0.45
50-Day Avg2.85
200-Day Avg2.87

About

Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. The company offers transactional banking, lending, saving, and deposit taking services. It provides its products and services through branch network, brokers, direct, digital and SME channels. The company was founded in 1816 and is based in Dublin, Ireland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Eamonn Crowley
  • Employees2.99K
  • Headquarters56-59 St. Stephen?s Green, Dublin, Ireland, 2, Germany
  • Websitehttps://www.permanenttsbgroup.ie

Leadership

  • Mr. Eamonn CrowleyCEO & Executive Director · b. 1970
  • Mr. Barry D'ArcyCFO & Executive Director · b. 1974
  • Mr. Peter VanceChief Operating Officer
  • Mr. Tom HayesChief Technology & Innovation Officer
  • Mr. Andrew WalshChief Legal Officer
  • Mr. Ger MitchellChief Customer & People Officer
  • Ms. Leontia FanninChief Sustainability & Corporate Affairs Officer
  • Mr. Patrick FarrellChief Retail Banking Officer
  • Ms. Fiona McMahonChief Risk Officer
  • Mr. Conor RyanGroup Company Secretary & Head of Corporate Governance · b. 1972

Financials

Income Statement

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-443.00M442.00M413.00M375.00M361.00M413.00M666.00M670.00M655.00M
Growth (%)---0.23%-6.56%-9.20%-3.73%+14.40%+61.26%+0.60%-2.24%
Net Income-40.00M3.00M30.00M-162.00M-20.00M223.00M68.00M162.00M114.00M
Net Income Margin-9.03%0.68%7.26%-43.20%-5.54%54.00%10.21%24.18%17.40%
Interest Expense0076.00M57.00M41.00M41.00M55.00M158.00M287.00M288.00M
Interest Expense % of Total Revenue-0.00%17.19%13.80%10.93%11.36%13.32%23.72%42.84%43.97%

Balance Sheet

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-22.77B21.81B20.28B20.99B22.23B25.93B27.75B28.93B30.46B
Total Liabilities-20.66B19.83B18.28B19.04B20.45B23.54B25.34B26.40B27.98B
Total Equity-2.11B1.98B2.00B1.95B1.79B2.40B2.42B2.53B2.48B
Cash-90.00M82.00M78.00M91.00M77.00M1.81B1.95B2.12B1.66B
Net Debt-1.57B1.01B845.00M718.00M699.00M---409.00M

Cash Flow

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.51B818.00M628.00M1.23B1.51B-661.00M467.00M1.77B1.28B633.00M
Investing Cash Flow143.00M698.00M-561.00M605.00M-639.00M26.00M-5.61B---
Financing Cash Flow--1.08B-303.00M-1.40B945.00M1.48B3.11B---
Capital Expenditure05.00M20.00M13.00M10.00M13.00M31.00M61.00M41.00M40.00M
Free Cash Flow-50.00M329.00M-187.00M2.30B695.00M3.30B1.71B1.24B593.00M
Dividends Paid-11.00M11.00M11.00M11.00M21.00M10.00M---
FCF to OCF-6.11%52.39%-15.19%152.12%-105.14%706.00%96.56%96.80%93.68%
Dividend Paid to FCF-22.00%3.34%-5.88%0.48%3.02%0.30%---

Earnings

Report DateMar 4, 2027
EPS Estimate-
EPS Actual-
Surprise-
TimingAfter-hours

Key Statistics & Ratios

Market Cap1.67B
Enterprise Value2.17B
Trailing P/E16.11
Forward P/E10.44
Price / Sales2.35
Price / Book0.63
EPS0.19
Book Value4.13
Revenue (TTM)710.00M
Gross Profit (TTM)710.00M
Profit Margin19.86%
Operating Margin30.18%
Return on Equity5.61%
Return on Assets0.47%
Shares Outstanding544.99M
Shares Float501.16M
Beta0.45
Dividend Yield0.60%
Dividend Rate0.02
Payout Ratio9.81%

Dividends

20261×
0.02Apr 9, 2026

Stock Splits

  • Apr 13, 20151:100