YOLFTbeta
Terveystalo Oy

Terveystalo Oy

TTALO · HE · Healthcare / Medical Care Facilities

6.13EUR-0.02 (-0.33%)

Price History

Full chart

Market Stats

Previous Close6.15
Open6.17
Day Range6.09 – 6.17
52-Week Range6.45 – 10.05
Volume165.06K
Market Cap948.53M
P/E (TTM)14.11
Forward P/E0.00
EPS0.53
Dividend Yield8.64%
Beta0.34
50-Day Avg7.64
200-Day Avg8.41

About

Terveystalo Oyj provides occupational healthcare services in Finland, Sweden, and Estonia. It operates through three segments: Healthcare Services, Portfolio Businesses, and Sweden. The company offers general practice and specialist medical care, diagnostic, outpatient surgery, dental, and other adjacent services; healthcare outsourcing and staffing services; child welfare services; and oral health, social, ER, well-being, and primary healthcare and specialty care services, as well as imaging and laboratory tests. It also provides remote and digital, diagnostic and screening, therapy and rehabilitation, and occupational health; leasing of personnel, partnership solutions, and assessment of the need for care; and organizational management consulting and addiction prevention services. The company serves private individuals and families, corporate and consumer, insurance companies, and public sector customers. Terveystalo Oyj was founded in 2001 and is headquartered in Helsinki, Finland.

Company Details

  • SectorHealthcare
  • IndustryMedical Care Facilities
  • CEOMr. Ville Iho M.Sc.
  • Employees7.70K
  • HeadquartersJaakonkatu 3 A, Helsinki, Finland, 00100, Finland
  • Websitehttps://www.terveystalo.com

Leadership

  • Mr. Ville Iho M.Sc.President & CEO · b. 1969
  • Mr. Juuso Pajunen Economics, MScChief Financial Officer · b. 1981
  • Mr. Niki KotilainenSenior Vice President of Operations & Healthcare Services · b. 1985
  • Erika AallonvuoriHead of Procurement, Premises & Technology
  • Ms. Siri MarkulaDirector of Investor Relations & Sustainability · b. 1972
  • Ms. Elina Saviharju L.L.B., L.L.M.Senior Vice President of Legal · b. 1981
  • Ms. Petra Grasbeck M.A.Senior Vice President of Communications & Public Affairs · b. 1976
  • Ms. Hilppa RautpaloSenior Vice President of Human Resources · b. 1974
  • Ms. Veera Siivonen M.Sc.Senior Vice President of Digital Care · b. 1980
  • Riina-Riitta HelminenChf Ad Med Offr for Reg, Auth Matters, Patient & MedSafety and Dir. of Fokus-unitforGastroenterology

Financials

Income Statement

Currency: EUR2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue474.13M505.62M546.96M689.50M744.70M1.03B986.40M1.15B1.26B1.29B1.34B1.28B
Growth (%)-+6.64%+8.18%+26.06%+8.01%+38.40%-4.30%+17.05%+9.05%+2.17%+4.17%-4.56%
Cost of Revenue212.05M233.97M259.34M324.30M351.30M472.90M447.60M488.80M525.70M983.20M549.80M1.01B
Gross Profit262.07M271.65M287.62M365.20M393.40M557.80M538.80M665.80M733.40M303.20M790.20M269.70M
Gross Margin55.28%53.73%52.58%52.97%52.83%54.12%54.62%57.66%58.25%23.57%58.97%21.09%
Operating Expense321.16M252.33M258.02M337.00M318.00M476.40M471.60M555.70M666.60M317.90M674.10M132.10M
Operating Income-59.09M19.32M29.60M28.20M75.40M81.40M67.20M110.10M66.80M-14.70M116.10M137.60M
Operating Margin-12.46%3.82%5.41%4.09%10.12%7.90%6.81%9.54%5.31%-1.14%8.66%10.76%
EBITDA42.61M55.96M67.40M67.50M115.90M170.60M157.90M201.40M144.40M91.50M217.40M233.50M
EBITDA Margin8.99%11.07%12.32%9.79%15.56%16.55%16.01%17.44%11.47%7.11%16.22%18.26%
Net Income-82.90M1.10M12.61M7.20M68.70M54.10M45.80M80.50M24.40M-42.20M71.70M92.60M
Net Income Margin-17.48%0.22%2.30%1.04%9.23%5.25%4.64%6.97%1.94%-3.28%5.35%7.24%
R&D---300.00K200.00K600.00K1.00M2.60M7.80M12.20M--
R&D as % of Total Revenue---0.04%0.03%0.06%0.10%0.23%0.62%0.95%--
Interest Expense18.25M18.32M18.62M24.20M8.60M14.20M10.60M9.90M10.40M23.50M27.00M22.00M
Interest Expense % of Total Revenue3.85%3.62%3.40%3.51%1.15%1.38%1.07%0.86%0.83%1.83%2.01%1.72%

Balance Sheet

Currency: EUR2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets692.39M723.57M734.10M902.30M1.16B1.36B1.36B1.45B1.48B1.42B1.40B1.44B
Total Liabilities473.92M503.19M501.83M445.00M650.50M818.10M789.50M839.70M887.40M904.10M850.20M857.00M
Total Equity218.09M219.28M231.82M457.20M511.70M541.20M571.50M608.90M592.00M515.40M548.20M584.20M
Cash19.90M16.62M39.10M33.00M36.90M40.60M77.10M38.10M40.20M37.70M65.20M75.20M
Total Debt325.69M350.49M347.17M289.40M450.10M588.80M567.90M557.30M607.00M635.80M570.00M580.80M
Net Debt305.79M333.87M308.07M256.40M413.20M548.20M490.80M519.20M566.80M598.10M504.80M505.60M

Cash Flow

Currency: EUR2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow58.30M59.93M64.67M70.00M100.60M173.60M143.70M195.20M140.90M158.00M223.70M187.20M
Investing Cash Flow-6.78M-52.12M-9.00M-102.70M-224.40M-46.70M-36.00M-108.00M-93.90M-44.20M-47.40M-69.60M
Financing Cash Flow-39.71M-11.10M-33.20M26.50M127.60M-123.10M-71.20M-126.10M-44.60M-116.20M-148.80M-107.00M
Capital Expenditure5.70M9.55M7.90M16.50M19.80M33.60M33.10M43.10M59.20M41.00M39.60M30.80M
Free Cash Flow52.61M50.38M56.77M53.50M80.80M140.00M110.60M152.10M81.70M117.00M184.10M156.40M
Dividends Paid---16.50M16.50M16.50M16.50M33.10M35.40M35.40M38.00M60.80M
FCF to OCF90.23%84.06%87.78%76.43%80.32%80.65%76.97%77.92%57.98%74.05%82.30%83.55%
Dividend Paid to FCF---30.84%20.42%11.79%14.92%21.76%43.33%30.26%20.64%38.87%

Earnings

Report DateNov 21, 2017Feb 28, 2018May 16, 2018Aug 17, 2018Nov 14, 2018Feb 14, 2019May 9, 2019Aug 8, 2019Oct 31, 2019Feb 13, 2020May 6, 2020Aug 6, 2020Oct 29, 2020Feb 11, 2021Apr 29, 2021Aug 11, 2021Oct 28, 2021Feb 10, 2022Apr 28, 2022Jul 19, 2022Oct 27, 2022Feb 10, 2023Apr 28, 2023Jul 18, 2023Oct 27, 2023Feb 14, 2024Apr 26, 2024Jul 17, 2024Oct 25, 2024Feb 12, 2025Apr 25, 2025Jul 17, 2025Oct 23, 2025Feb 13, 2026Apr 24, 2026Jul 17, 2026Oct 21, 2026
EPS Estimate-0.110.140.130.050.120.160.080.070.170.09-0.030.100.180.160.150.130.190.200.13-0.050.110.140.120.050.110.180.140.100.220.250.210.150.240.170.140.11
EPS Actual-0.020.150.240.080.070.110.140.090.090.140.09-0.010.130.190.190.140.120.210.200.100.040.110.150.090.050.210.210.180.130.200.270.200.140.240.180.13-
Surprise-36.36%71.43%-38.46%40.00%-8.33%-12.50%12.50%28.57%-17.65%0.00%66.67%30.00%5.56%18.75%-6.67%-7.69%10.53%0.00%-23.08%180.00%0.00%7.14%-25.00%0.00%90.91%16.67%28.57%30.00%-11.96%8.00%-4.76%-6.67%0.00%5.88%-7.14%-
TimingAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours

Key Statistics & Ratios

Market Cap948.53M
Enterprise Value1.53B
Trailing P/E14.11
Forward P/E0.00
Price / Sales0.78
Price / Book1.83
EPS0.53
Book Value4.19
Revenue (TTM)1.21B
Gross Profit (TTM)338.90M
EBITDA164.20M
Profit Margin5.60%
Operating Margin7.91%
Return on Equity12.61%
Return on Assets5.23%
Shares Outstanding126.81M
Shares Float105.61M
Beta0.34
Dividend Yield8.64%
Dividend Rate0.64
Payout Ratio81.16%

Dividends

20261×
0.32Mar 25, 2026
20252×
0.24Oct 7, 20250.24Apr 9, 2025
20242×
0.15Oct 8, 20240.15Mar 27, 2024
20232×
0.14Sep 29, 20230.14Mar 24, 2023
20222×
0.14Oct 7, 20220.14Apr 8, 2022
20212×
0.13Oct 29, 20210.13Mar 26, 2021
20201×
0.13Jul 1, 2020
20191×
0.20Apr 5, 2019
20181×
0.06Apr 13, 2018