AIB Group PLC

AIB Group PLC

A5G · IR · Financial Services / Banks - Regional

11.15EUR+0.24 (+2.25%)

Price History

Full chart

Market Stats

Previous Close10.9
Open10.89
Day Range10.86 – 11.16
52-Week Range6.84 – 11.85
Volume2.53M
Market Cap23.14B
P/E (TTM)11.51
Forward P/E11.79
EPS0.96
Dividend Yield5.93%
Beta0.49
50-Day Avg11.1
200-Day Avg9.97

About

AIB Group plc provides banking and financial products and services to personal, business, and corporate customers in the Republic of Ireland, the United Kingdom, and internationally. It operates through Retail Banking, AIB Capital Markets, Climate & Infrastructure Capital, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/student saver deposits, and currency deposits. It also provides personal, car, home improvement, student, SBCI and government, education, business sustainability, and farm and forestry development loans; merger and acquisition, management buyouts, syndicated debt facilities, infrastructure and project, mezzanine, asset, invoice, trade, revolving credit, corporate credit, prompt pay and insurance premium, structured and specialist, and ibanking financing services; mortgages; business and farmer credit line and overdrafts; and mortgages. In addition, the company offers credit and debit cards; investment funds; life, home, car, travel, and business succession insurance products; and pension products. Further, it provides foreign currency and interest rate risk management, cash management, equity investments, private banking services and advice, lending, treasury, trade facilities, asset finance, and invoice discounting services, as well as wealth management and capital markets services. The company was formerly known as Allied Irish Banks, p.l.c. and changed its name to AIB Group plc in December 2017. AIB Group plc was founded in 1825 and is headquartered in Dublin, Ireland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEODr. J. Colin Hunt BComm, MEconSc, Ph.D.
  • Employees10.14K
  • Headquarters10 Molesworth Street, Dublin, Ireland, D02 R126, Ireland
  • Websitehttps://aib.ie/group

Leadership

  • Dr. J. Colin Hunt BComm, MEconSc, Ph.D.CEO & Executive Director · b. 1970
  • Mr. Graham FaganChief Operating Officer
  • Ms. Niamh HoreHead of Investor Relations
  • Mr. Neil M. DonnellyGroup Chief Compliance Officer
  • Ms. Miriam NagleGroup General Counsel
  • Paddy McDonnellHead of Media Relations
  • Mr. Terence ListonHead of Corporate Development
  • Mr. David McCormackChief People Officer
  • Mr. Donall O'SheaHead of Real Estate Finance, Wholesale, Institutional & Corporate Banking
  • Mr. Derek O'SheaHead of Land & Development- AIB Real Estate Finance

Financials

Income Statement

Line item1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue--1.35B1.24B1.45B1.53B1.49B1.74B2.26B2.62B2.83B3.23B3.93B4.09B3.20B3.26B4.00B4.33B4.87B5.04B4.21B-3.80B780.00M535.00M1.72B2.53B2.62B2.92B3.00B2.90B2.68B2.40B2.40B2.88B4.72B4.92B4.51B
Operating Income---230.64M247.35M429.91M461.94M560.10M-1.05B-1.14B613.65M1.35B1.01B1.42B1.70B2.62B2.51B1.03B-2.81B-17.27B--3.85B-1.70B1.08B1.89B1.65B---------
EBITDA--1.81B1.51B1.68B1.43B1.68B1.97B2.63B3.51B3.33B4.50B3.85B3.92B2.87B3.54B4.47B6.69B8.46B7.44B784.00M-9.00B-306.00M-900.00M410.00M2.66B3.02B2.39B1.75B1.68B1.00B-389.00M1.25B----
Net Income176.68M14.02M149.43M154.50M181.48M267.72M309.00M360.60M493.45M678.55M779.23M783.65M534.98M1.03B680.48M1.05B1.34B2.19B1.95B767.00M-2.41B-10.23B-2.31B-3.65B-1.60B915.00M1.38B1.36B1.11B1.09B327.00M-769.00M647.00M767.00M2.06B2.35B2.14B
Interest Expense--1.57B1.23B1.37B943.32M1.15B1.34B1.80B2.35B2.08B3.23B3.06B2.40B1.67B1.97B2.62B3.93B5.92B6.36B3.36B2.77B3.08B2.81B1.97B1.40B1.03B598.00M305.00M266.00M294.00M255.00M290.00M353.00M804.00M1.25B1.18B

Balance Sheet

Line item1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets----26.56B26.52B29.79B34.73B48.84B53.66B67.27B79.91B88.99B86.13B80.82B102.16B133.11B158.53B177.86B182.14B174.31B145.22B136.65B122.52B117.73B107.45B103.12B95.62B90.06B91.54B98.56B110.39B127.88B129.75B136.35B141.27B148.15B
Total Liabilities----24.98B24.85B28.09B32.74B46.10B50.41B63.13B75.06B83.04B81.20B75.53B95.38B124.70B148.61B166.68B171.86B162.98B140.87B122.19B111.28B107.24B95.88B90.97B82.47B76.45B77.68B84.33B96.96B114.22B117.49B121.28B125.84B133.46B
Total Equity----1.59B1.66B1.70B1.99B2.74B3.25B4.14B4.85B5.95B4.65B5.13B5.58B7.16B8.61B9.83B8.94B10.71B3.66B14.46B11.24B10.49B11.57B12.15B13.15B13.61B13.86B13.73B13.42B13.66B12.26B15.07B15.44B14.70B
Cash----1.58B2.26B2.20B681.18M1.02B1.52B1.12B940.17M1.18B1.18B836.91M886.69M741.30M1.52B1.65B2.74B4.63B3.96B3.14B4.24B4.30B5.54B5.10B6.65B6.47B6.71B12.11B25.63B43.16B38.53B38.40B37.70B40.97B
Total Debt----1.02B1.54B2.24B2.99B2.21B7.25B4.31B4.31B19.47B21.31B18.95B31.39B79.70B68.12B87.15B59.31B74.85B36.89B17.57B12.52B11.37B10.03B10.08B8.52B5.72B6.79B8.93B7.72B7.93B----
Net Debt-----556.28M-718.58M40.56M2.31B1.19B5.73B3.19B3.37B18.29B20.13B18.11B30.51B78.96B66.60B85.50B56.57B70.21B32.93B14.44B8.28B7.08B4.49B4.98B1.86B-745.00M72.00M-3.18B-17.91B-35.22B----

Cash Flow

Line item1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-509.76M120.33M-58.25M1.10B1.90B-307.17M-67.45M3.23B-152.45M1.91B-138.24M-538.43M1.30B2.44B4.51B8.64B622.00M4.56B-4.26B-13.89B-16.35B-1.88B3.88B-1.20B-93.00M3.23B-1.41B1.76B4.05B16.41B13.94B-4.64B-838.00M3.42B8.60B
Investing Cash Flow-------------------------723.00M1.81B-1.16B-579.00M-2.62B2.12B-1.33B---
Financing Cash Flow-78.97M58.59M-180.32M-357.33M-256.36M-1.85M-203.18M67.19M3.44B-63.88M-125.88M-474.58M-550.26M1.74B555.56M153.00M-848.00M-540.00M3.18B3.45B11.30B-160.00M-160.00M-160.00M-1.06B-1.83B-318.00M-394.00M1.98B101.00M517.00M2.07B---
Capital Expenditure108.46M83.25M80.57M92.39M085.81M111.09M167.38M177.49M237.44M328.18M179.16M117.52M112.13M47.28M231.00M266.00M290.00M144.00M48.00M50.00M108.00M94.00M107.00M245.00M228.00M287.00M288.00M328.00M257.00M235.00M32.00M240.00M257.00M335.00M
Free Cash Flow-618.22M37.07M-138.82M1.00B1.90B-392.98M-178.55M3.06B-329.94M1.68B-466.42M-717.59M1.18B2.32B4.46B8.41B356.00M4.27B-4.41B-13.94B-16.40B-1.98B3.79B-1.31B-338.00M3.00B-1.70B1.48B3.72B16.15B13.71B-4.65B-1.08B3.17B8.27B
Dividends Paid79.70M84.16M82.72M96.55M103.49M105.42M24.91M-239.70M228.92M334.93M344.98M377.16M-569.91M625.00M689.00M758.00M44.00M-----446.00M37.00M250.00M326.00M461.00M46.00M65.00M187.00M166.00M696.00M1.12B

Earnings

Report DateMar 3, 2027
EPS Estimate-
EPS Actual-
Surprise-
TimingPre-market

Key Statistics & Ratios

Market Cap23.14B
Enterprise Value-6.65B
Trailing P/E11.51
Forward P/E11.79
Price / Sales5.28
Price / Book1.73
EPS0.96
Book Value6.74
Revenue (TTM)4.38B
Gross Profit (TTM)4.38B
Profit Margin49.10%
Operating Margin54.40%
Return on Equity15.13%
Return on Assets1.47%
Shares Outstanding2.09B
Shares Float2.03B
Beta0.49
Dividend Yield5.93%
Dividend Rate0.66
Payout Ratio60.71%

Dividends

20262×
0.20Aug 13, 20260.46Mar 26, 2026
20252×
0.12Aug 21, 20250.37Mar 27, 2025
20241×
0.27Mar 21, 2024
20231×
0.06Mar 30, 2023
20221×
0.04Mar 31, 2022
20201×
0.08Mar 26, 2020
20191×
0.17Mar 21, 2019
20181×
0.12Mar 22, 2018
20171×
0.09Mar 23, 2017
20082×
76.50Aug 6, 2008128.00Feb 27, 2008
20072×
69.50Aug 8, 2007116.25Mar 14, 2007
20062×
63.25Aug 9, 2006105.75Mar 1, 2006
20052×
57.50Aug 10, 200596.25Mar 2, 2005
20042×
52.25Aug 4, 200487.50Mar 3, 2004
20032×
47.50Aug 6, 200379.53Feb 26, 2003
20021×
43.13Aug 7, 2002

Stock Splits

  • Dec 21, 20151:250