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Bank of Ireland Group PLC

Bank of Ireland Group PLC

BIRG · IR · Financial Services / Banks - Regional

18.7EUR+0.07 (+0.40%)

Price History

Full chart

Market Stats

Previous Close18.63
Open18.61
Day Range18.41 – 18.8
52-Week Range12.39 – 20.18
Volume456.47K
Market Cap17.74B
P/E (TTM)13.94
Forward P/E10.74
EPS1.35
Dividend Yield4.46%
Beta0.46
50-Day Avg19.31
200-Day Avg17.42

About

Bank of Ireland Group plc provides banking and other financial services in the Republic of Ireland, the United Kingdom, and internationally. It offers current and savings accounts, demand and notice accounts, and business accounts and deposits; personal, car, home improvement and energy upgrade, top-up loans, and student loans, as well as overdrafts and mortgages; and business and farming loans, green business, insurance premium finance, invoice finance, hire purchase, and leasing services. The company also provides international payments and credit cards; international money transfer services; investment products; premier and private banking services; and business protection, mortgage protection, income protection, home protection, and protection for individuals and families. In addition, it provides home, car, travel, and life insurance products. It offers its products and services through its bank branches, banking app, and online and phone banking channels. Bank of Ireland Group plc was founded in 1783 and is headquartered in Dublin, Ireland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Myles O'Grady FCCA
  • Employees11.03K
  • HeadquartersBaggot Plaza, Dublin, Ireland, D04 VX58, Ireland
  • Websitehttps://www.bankofireland.com

Leadership

  • Mr. Myles O'Grady FCCAGroup CEO & Executive Director · b. 1969
  • Mr. Mark Joseph SpainCFO & Executive Director · b. 1969
  • Mr. Ciaran CoyleGroup Chief Operating Officer
  • Ms. Sharon DonnellyInterim Chief Technology & Payments Officer
  • Mr. Eamonn HughesChief Sustainability & Investor Relations Officer
  • Ms. Gabrielle RyanGroup General Counsel
  • Damien GarveyHead of Group External Communications & Public Affairs
  • Mr. Matthew H. Elliott BCom, CIPD, Dip. Commerce, MA, MScGroup Chief People Officer · b. 1974
  • Mr. Chris ManganHead of US Leveraged Acquisition Finance - US
  • Mr. Owen CliffordHead of Retail Convenience

Financials

Income Statement

Line item1988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-10-312015-12-312016-10-312016-12-312017-10-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-------------2.88B2.93B3.00B3.22B5.17B6.11B5.07B3.65B6.41B4.11B3.10B4.26B5.22B28.69B4.81B30.55B4.69B35.01B4.60B3.79B5.59B4.36B6.08B3.26B4.49B4.46B4.21B
Cost of Revenue--------------------------3.24B-3.55B-5.13B---------
Gross Profit--------------------------02.97B02.93B02.94B2.85B2.67B------
Operating Income---------------------------1.26B-1.13B-987.00M1.08B858.00M------
EBITDA-------------3.71B3.13B3.22B3.79B5.33B7.44B9.20B6.24B2.15B3.04B550.00M1.26B2.15B-2.18B-1.76B-1.39B1.39B1.27B-33.00M2.00B----
Net Income159.50M150.20M53.50M22.60M73.00M176.00M224.20M271.22M338.51M469.80M793.59M715.00M757.00M910.96M832.88M941.53M1.08B1.30B1.65B1.70B53.00M-614.00M45.00M-1.82B-487.00M786.00M6.13B940.00M6.67B793.00M8.16B664.00M620.00M386.00M-742.00M1.05B889.00M1.59B1.53B1.20B
Interest Expense-------------2.48B1.96B1.88B2.28B3.65B5.38B7.13B6.05B2.96B3.08B2.57B1.67B1.11B0825.00M0598.00M0394.00M379.00M370.00M481.00M543.00M663.00M2.62B3.14B1.88B

Balance Sheet

Line item1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-10-312015-12-312016-10-312016-12-312017-10-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets13.42B14.82B14.86B15.99B17.34B18.68B26.61B24.98B50.32B54.31B68.02B78.88B87.24B89.26B106.30B126.42B162.35B188.81B197.43B194.12B181.11B167.47B154.88B148.15B132.14B129.80B844.10B130.96B878.17B123.13B992.16B122.55B123.67B131.88B133.75B155.27B151.32B155.71B161.81B164.80B
Total Liabilities12.82B14.19B14.16B15.25B16.44B17.64B25.05B23.18B48.23B51.38B64.65B74.96B82.88B84.95B101.89B121.49B156.98B182.06B190.91B187.20B174.67B160.07B144.63B139.54B124.27B121.05B794.10B121.85B824.03B113.73B934.60B112.89B113.62B121.45B124.13B143.93B139.39B143.15B148.80B151.88B
Total Equity598.50M624.40M705.70M744.20M902.00M1.03B1.56B1.79B2.09B2.94B3.37B3.92B4.37B4.18B4.28B4.79B5.33B6.72B6.48B6.85B6.39B7.35B10.20B8.59B7.88B8.75B50.00B9.11B54.14B9.40B57.56B8.86B9.24B9.63B9.55B11.27B11.87B12.56B13.01B12.92B
Cash1.93B2.19B1.71B670.00M545.70M545.80M836.25M722.61M2.09B2.33B4.55B2.95B567.91M1.18B1.98B2.16B3.71B3.31B4.92B3.74B4.64B4.61B10.02B10.21B8.06B6.84B234.06B8.46B250.43B6.81B316.00B9.05B7.74B10.07B12.41B32.82B38.10B33.02B33.55B24.03B
Total Debt109.40M110.20M106.30M567.50M596.20M601.70M657.34M912.05M1.46B1.39B1.87B2.51B6.37B9.63B12.90B20.53B43.31B67.33B68.65B7.94B-31.47B20.55B19.79B16.96B18.55B-15.71B-13.63B-13.66B12.82B12.56B10.22B24.60B----
Net Debt-1.82B-2.08B-1.60B-102.50M50.50M55.90M-178.91M189.44M-634.87M-938.34M-2.69B-439.00M5.80B8.44B10.92B18.37B39.60B64.02B63.73B4.20B-4.64B26.86B10.54B9.58B8.90B11.71B-7.24B-6.82B-4.61B5.08B2.50B-2.19B-8.22B----

Cash Flow

Line item1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-10-312015-12-312016-10-312016-12-312017-10-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-171.30M276.80M103.20M1.33B1.07B448.35M2.23B810.09M548.00M2.07B3.45B745.93M3.28B162.00M6.61B3.18B2.75B-3.83B-6.02B-6.52B-4.09B-2.35B-391.00M26.99B-214.00M33.05B1.32B27.05B2.26B1.97B3.30B4.15B19.76B3.73B-4.39B2.64B3.99B
Investing Cash Flow------------------------36.01B1.77B-18.76B-1.17B-52.22B-1.05B-3.55B651.00M-2.11B842.00M4.69B---
Financing Cash Flow143.70M39.60M14.30M82.30M-109.96M239.22M205.70M-8.89M-92.00M660.00M-523.17M-143.69M228.08M44.74M1.74B709.00M-466.00M2.52B-558.00M1.33B-751.00M-694.00M-253.00M9.11B361.00M-13.77B-3.33B25.29B568.00M-301.00M-876.00M-212.00M293.00M-2.67B---
Capital Expenditure67.30M59.80M56.00M68.60M93.45M82.41M3.81M17.78M66.00M51.00M330.42M298.37M215.09M186.69M88.28M151.96M757.93M36.00M7.00M30.00M127.00M12.00M83.00M743.00M46.00M595.00M52.00M337.00M17.00M110.00M28.00M283.00M320.00M104.00M413.00M520.00M470.00M
Free Cash Flow-238.60M217.00M47.20M1.26B973.51M365.94M2.13B665.34M420.00M1.87B3.12B447.56M3.06B-24.69M6.53B3.03B2.00B-4.02B-6.12B-6.62B-4.21B-2.46B-528.00M--439.00M-1.04B-1.98B1.69B3.00B3.87B19.44B1.26B-4.80B2.12B3.52B
Dividends Paid----------270.76M347.80M380.67M416.57M477.68M523.99M610.40M397.00M-222.00M196.00M240.00M141.00M2.72B141.00M2.93B124.00M3.35B4.00M124.00M173.00M25.00M68.00M123.00M225.00M973.00M513.00M

Earnings

Report DateMar 3, 2027
EPS Estimate-
EPS Actual-
Surprise-
TimingPre-market

Key Statistics & Ratios

Market Cap17.74B
Enterprise Value7.98B
Trailing P/E13.94
Forward P/E10.74
Price / Sales4.22
Price / Book1.45
EPS1.35
Book Value13.8
Revenue (TTM)4.21B
Gross Profit (TTM)4.21B
Profit Margin32.71%
Operating Margin52.12%
Return on Equity10.55%
Return on Assets0.83%
Shares Outstanding943.00M
Shares Float942.94M
Beta0.46
Dividend Yield4.46%
Dividend Rate0.84
Payout Ratio51.70%

Dividends

20261×
0.45Apr 23, 2026
20252×
0.25Oct 2, 20250.28Apr 30, 2025
20242×
0.35Oct 10, 20240.60May 9, 2024
20231×
0.21May 11, 2023
20221×
0.05May 12, 2022
20201×
0.17May 7, 2020
20191×
0.16May 9, 2019
20181×
0.12Apr 19, 2018
20081×
7.46May 28, 2008
20072×
4.58Nov 21, 20077.46Jun 6, 2007
20062×
3.97Nov 22, 20066.49Jun 28, 2006
20052×
3.44Dec 14, 20055.49Jun 15, 2005
20042×
3.14Dec 1, 20045.03Jun 16, 2004
20032×
2.80Dec 3, 20034.50Jun 18, 2003
20022×
2.50Dec 4, 20024.05Jun 19, 2002
20011×
2.20Nov 21, 2001

Stock Splits

  • Jul 10, 20171:30
  • Jul 12, 20112581:2561
  • May 20, 2010140:89