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PERMANENT TSB GROUP HOLDINGS PLC

PERMANENT TSB GROUP HOLDINGS PLC

PTSB · IR · Financial Services / Banks - Regional

2.95EUR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close2.95
Open2.92
Day Range2.92 – 2.96
52-Week Range2.66 – 3.26
Volume27.29K
Market Cap1.61B
P/E (TTM)15.53
Forward P/E10.70
EPS0.19
Dividend Yield0.62%
Beta0.43
50-Day Avg2.97
200-Day Avg2.99

About

Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. The company offers transactional banking, lending, saving, and deposit taking services. It provides its products and services through branch network, brokers, direct, digital and SME channels. The company was founded in 1816 and is based in Dublin, Ireland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Eamonn Crowley
  • Employees2.99K
  • Headquarters56-59 St. Stephen?s Green, Dublin, Ireland, 2, Ireland
  • Websitehttps://www.permanenttsbgroup.ie

Leadership

  • Mr. Eamonn CrowleyCEO & Executive Director · b. 1970
  • Mr. Barry D'ArcyCFO & Executive Director · b. 1974
  • Mr. Peter VanceChief Operating Officer
  • Mr. Tom HayesChief Technology & Innovation Officer
  • Mr. Scott RankinHead of Investor Relations
  • Mr. Andrew WalshChief Legal Officer
  • Ed MicheauSenior Manager of Corporate Affairs & Communications
  • Mr. Ger MitchellChief Customer & People Officer
  • Ms. Leontia FanninChief Sustainability & Corporate Affairs Officer
  • Mr. Patrick FarrellChief Retail Banking Officer

Financials

Income Statement

Currency: EUR2010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue1.18B331.00M305.00M201.00M271.00M350.80M413.00M443.00M443.00M442.00M413.00M375.00M361.00M413.00M666.00M670.00M655.00M
Growth (%)--72.04%-7.85%-34.10%+34.83%+29.45%+17.73%+7.26%0.00%-0.23%-6.56%-9.20%-3.73%+14.40%+61.26%+0.60%-2.24%
Cost of Revenue---------------2.00M--
Gross Profit1.18B331.00M305.00M201.00M271.00M350.80M413.00M443.00M443.00M442.00M413.00M375.00M361.00M413.00M668.00M670.00M-
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.30%100.00%-
Operating Expense1.10B278.00M-308.00M336.00M425.00M353.00M354.00M330.00M331.00M329.00M328.00M345.00M400.00M505.00M540.00M-
Operating Income87.00M53.00M--107.00M-65.00M-74.20M60.00M89.00M113.00M111.00M84.00M47.00M16.00M13.00M163.00M130.00M-
Operating Margin7.35%16.01%--53.23%-23.99%-21.15%14.53%20.09%25.51%25.11%20.34%12.53%4.43%3.15%24.47%19.40%-
Net Income-313.00M-128.00M-428.00M-996.00M-261.00M-102.00M-425.00M-266.00M40.00M3.00M30.00M-162.00M-20.00M223.00M68.00M162.00M114.00M
Net Income Margin-26.44%-38.67%-140.33%-495.52%-96.31%-29.08%-102.91%-60.05%9.03%0.68%7.26%-43.20%-5.54%54.00%10.21%24.18%17.40%
Interest Expense936.00M857.00M1.11B1.04B739.00M573.00M319.00M167.00M99.00M76.00M57.00M41.00M41.00M55.00M158.00M287.00M288.00M
Interest Expense % of Total Revenue79.05%258.91%363.93%518.41%272.69%163.34%77.24%37.70%22.35%17.19%13.80%10.93%11.36%13.32%23.72%42.84%43.97%

Balance Sheet

Currency: EUR2010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets80.02B75.70B72.03B40.91B37.60B36.29B29.32B23.60B22.77B21.81B20.28B20.99B22.23B25.93B27.75B28.93B30.46B
Total Liabilities78.02B74.08B68.61B38.26B35.22B34.01B26.93B21.50B20.66B19.83B18.28B19.04B20.45B23.54B25.34B26.40B27.98B
Total Equity2.01B1.62B3.42B2.65B2.38B2.28B2.40B2.10B2.11B1.98B2.00B1.95B1.79B2.40B2.42B2.53B2.48B
Cash2.65B3.18B197.00M673.00M635.00M696.00M772.00M613.00M1.03B796.00M1.23B3.05B3.92B1.81B1.95B2.12B1.66B
Total Debt14.91B11.72B8.67B6.92B4.50B3.81B2.02B1.35B1.66B1.09B965.00M843.00M807.00M948.00M1.80B2.02B-
Net Debt12.27B8.54B8.48B6.24B3.87B3.12B1.25B733.00M626.00M299.00M-266.00M-2.20B-3.11B-865.00M-141.00M-92.00M409.00M

Cash Flow

Currency: EUR2010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow684.00M-1.82B-1.71B-1.18B2.00B2.60B1.06B-426.00M-251.00M361.00M-151.00M2.35B719.00M3.36B1.77B1.28B633.00M
Investing Cash Flow-11.00M-11.00M-563.00M1.88B60.00M-619.00M337.00M143.00M698.00M-561.00M605.00M-639.00M26.00M-5.61B-1.77B-1.09B-
Financing Cash Flow-117.00M41.00M2.07B-1.04B-2.19B-2.08B-1.21B409.00M-11.00M-36.00M-19.00M104.00M103.00M221.00M-59.00M-61.00M-
Capital Expenditure23.00M21.00M30.00M29.00M17.00M29.00M21.00M28.00M20.00M32.00M36.00M54.00M24.00M61.00M61.00M41.00M40.00M
Free Cash Flow661.00M-1.84B-1.74B-1.21B1.99B2.57B1.04B-454.00M-271.00M329.00M-187.00M2.30B695.00M3.30B1.71B1.24B593.00M
FCF to OCF96.64%101.15%101.76%102.45%99.15%98.89%98.03%106.57%107.97%91.14%123.84%97.70%96.66%98.18%96.56%96.80%93.68%

Earnings

Report DateMar 4, 2027
EPS Estimate-
EPS Actual-
Surprise-
TimingAfter-hours

Key Statistics & Ratios

Market Cap1.61B
Enterprise Value2.11B
Trailing P/E15.53
Forward P/E10.70
Price / Sales2.26
Price / Book0.64
EPS0.19
Book Value4.13
Revenue (TTM)710.00M
Gross Profit (TTM)710.00M
Profit Margin19.86%
Operating Margin30.18%
Return on Equity5.61%
Return on Assets0.47%
Shares Outstanding544.99M
Shares Float501.16M
Beta0.43
Dividend Yield0.62%
Dividend Rate0.02
Payout Ratio9.81%

Dividends

20261×
0.02Apr 9, 2026
20082×
22.50Oct 1, 200852.50Apr 23, 2008
20072×
22.50Oct 3, 200747.90Apr 25, 2007
20062×
20.10Oct 4, 200642.80Apr 26, 2006
20052×
17.70Oct 5, 200538.50Apr 27, 2005
20042×
16.50Oct 6, 200436.00Apr 28, 2004
20032×
15.00Oct 8, 200333.20Apr 23, 2003
20022×
14.30Oct 9, 200230.00Apr 24, 2002
20012×
13.00Sep 26, 200127.90Apr 25, 2001
20002×
11.10Sep 25, 200025.00Apr 10, 2000

Stock Splits

  • Apr 13, 20151:100